{"component": "clause", "props": {"groups": [{"snippet": "Institutional provides financial services through a number of specialized units to large multi-banked corporations, often global, which require sophisticated product and risk management solutions. Those financial services include loan structuring, foreign exchange, wholesale money market services and transaction banking. As at March 31, 2015, Institutional had total loans of $7.7 billion and total deposits of $13.5 billion.", "snippet_links": [{"key": "financial-services", "type": "clause", "offset": [23, 41]}, {"key": "number-of", "type": "clause", "offset": [52, 61]}, {"key": "specialized-units", "type": "definition", "offset": [62, 79]}, {"key": "and-risk-management", "type": "clause", "offset": [166, 185]}, {"key": "services-include", "type": "clause", "offset": [213, 229]}, {"key": "foreign-exchange", "type": "clause", "offset": [248, 264]}, {"key": "services-and", "type": "clause", "offset": [289, 301]}, {"key": "total-loans", "type": "definition", "offset": [363, 374]}, {"key": "total-deposits", "type": "definition", "offset": [395, 409]}], "size": 4, "samples": [{"hash": "9KkOakyyZ9d", "uri": "/contracts/9KkOakyyZ9d#institutional", "label": "Offering Memorandum", "score": 26.3305027068, "published": true}], "hash": "ae1055ceb025b7f6a279cef7804a86f9", "id": 1}, {"snippet": "The Ministry of Transport is responsible for policy and oversight with regards to all modes of Transport. As per Article 23 of the proclamation no. 691/2003 E.C Ministry of Transport have the following specific powers and duties; The Transport Authority is responsible for the overall management of land transport including amongst others the management of registration and licensing of vehicles and the issue of standard specifications.; The Ethiopia Road Fund Agency is responsible for the management of the Road Fund; The Ethiopia Roads Agency (ERA) is responsible for the management of the federal road network and vehicle load management; The National Road Traffic Safety Council is responsible for road safety management; and Ethiopian Road Construction Corporation is responsible for road construction. Policy: Ethiopia has a Growth and Development Plan, which includes a five-year Transport Plan, as well as a draft Integrated Transportation Policy, which is awaiting approval.", "snippet_links": [{"key": "ministry-of-transport", "type": "clause", "offset": [4, 25]}, {"key": "responsible-for", "type": "clause", "offset": [29, 44]}, {"key": "specific-powers-and-duties", "type": "clause", "offset": [202, 228]}, {"key": "management-of-land", "type": "clause", "offset": [285, 303]}, {"key": "the-management", "type": "clause", "offset": [339, 353]}, {"key": "licensing-of-vehicles", "type": "clause", "offset": [374, 395]}, {"key": "the-issue", "type": "clause", "offset": [400, 409]}, {"key": "standard-specifications", "type": "definition", "offset": [413, 436]}, {"key": "road-fund", "type": "definition", "offset": [452, 461]}, {"key": "management-of-the", "type": "clause", "offset": [492, 509]}, {"key": "road-network", "type": "clause", "offset": [602, 614]}, {"key": "load-management", "type": "definition", "offset": [627, 642]}, {"key": "the-national", "type": "clause", "offset": [644, 656]}, {"key": "safety-council", "type": "clause", "offset": [670, 684]}, {"key": "safety-management", "type": "clause", "offset": [709, 726]}, {"key": "road-construction", "type": "definition", "offset": [742, 759]}, {"key": "development-plan", "type": "definition", "offset": [844, 860]}, {"key": "transportation-policy", "type": "clause", "offset": [935, 956]}], "size": 1, "samples": [{"hash": "3DhvK8kBgU9", "uri": "/contracts/3DhvK8kBgU9#institutional", "label": "International Agreements", "score": 25.4439181515, "published": true}], "hash": "b679e8bc085abd5e8bdc61cac77bc654", "id": 9}, {"snippet": "These segments are supported by centralized back office and corporate functions. Life insurance and fund management products are developed and procured through ANZ New Zealand\u2019s wholly-owned subsidiaries OnePath Life (NZ) Limited, ANZ New Zealand Investments Limited and ANZ Investment Services (New Zealand) Limited. Life insurance and funds management products are distributed through the Retail segment.", "snippet_links": [{"key": "back-office", "type": "clause", "offset": [44, 55]}, {"key": "insurance-and", "type": "clause", "offset": [86, 99]}, {"key": "fund-management", "type": "definition", "offset": [100, 115]}, {"key": "anz-new-zealand", "type": "definition", "offset": [160, 175]}, {"key": "owned-subsidiaries", "type": "clause", "offset": [185, 203]}, {"key": "investments-limited", "type": "clause", "offset": [247, 266]}, {"key": "investment-services", "type": "clause", "offset": [275, 294]}, {"key": "funds-management", "type": "clause", "offset": [337, 353]}, {"key": "retail-segment", "type": "definition", "offset": [391, 405]}], "size": 2, "samples": [{"hash": "fg3Z7ROafHz", "uri": "/contracts/fg3Z7ROafHz#institutional", "label": "Offering Memorandum", "score": 28.7558741661, "published": true}], "hash": "02fe875ba391716f6063a26f78e096e3", "id": 2}, {"snippet": "The term \u201c", "snippet_links": [{"key": "the-term", "type": "clause", "offset": [0, 8]}], "size": 1, "samples": [{"hash": "ay68quwqDxx", "uri": "/contracts/ay68quwqDxx#institutional", "label": "Non Exclusive Franchise Agreement", "score": 25.8478779844, "published": true}], "hash": "e6abc5b81feb3c0a954d10eb23e67d9b", "id": 3}, {"snippet": "The Institutional segment is responsible for coordinating and managing our relationships with customers with annual revenues typically greater than $150 million. It provides a full range of financial services to Institutional customers, including transaction banking, trade services and specialized lending. These relationships are managed along industry segment lines. In addition, the Institutional segment provides specialist services, including transaction banking, trade services, specialized lending, foreign exchange and interest rate risk management services. As at September 30, 2010, Institutional had total loans of $6.9 billion and total deposits of $11.2 billion. Following the acquisition of the National Bank Group by ANZ National in 2003, we made a strategic decision to retain both the \u201cANZ\u201d and \u201cThe National Bank of New Zealand\u201d brands in the New Zealand market. This decision was based on studies of previous mergers in the New Zealand market and the potential impact on customers of moving to a single brand. ANZ and The National Bank of New Zealand are viewed in New Zealand as separate brands, each with a share of \u201cshelf space\u201d in the market and each acquiring new customers based on their differing brand appeal and value propositions. Our \u201cdual brand\u201d strategy operates differently in each of our business units to suit the needs of customers of those business units. We believe the two brands, ANZ and The National Bank of New Zealand, offer greater flexibility to deliver differentiated offers and services. The brands are separate and competing, but are complementary in that the overall brand positions are being designed in a way to increase the reach of the ANZ National Group. In most other ways, the brands compete directly. According to customer feedback, customers feel as though there are two distinct offers and experiences available to them although, behind the scenes, our systems, processes and personnel may be integrated. The knowledge and best practice of each brand is available to the other, accelerating the evolution of the individual brands. Following the implementation of a single core IT system, we will be able to simplify our product portfolio and processes. In specialized markets, the ANZ National Group is further represented by the following brands: \u2022 UDC (asset finance); \u2022 Direct Broking (online equity and debt securities trading); \u2022 EFTPOS New Zealand (card merchant acquiring and terminal rental); \u2022 OnePath (formerly ING NZ) insurance, superannuation and investment products; and \u2022 Bonus Bonds", "snippet_links": [{"key": "responsible-for", "type": "clause", "offset": [29, 44]}, {"key": "relationships-with-customers", "type": "clause", "offset": [75, 103]}, {"key": "annual-revenues", "type": "definition", "offset": [109, 124]}, {"key": "financial-services", "type": "clause", "offset": [190, 208]}, {"key": "services-and", "type": "clause", "offset": [274, 286]}, {"key": "in-addition", "type": "clause", "offset": [370, 381]}, {"key": "specialist-services", "type": "definition", "offset": [418, 437]}, {"key": "foreign-exchange", "type": "clause", "offset": [507, 523]}, {"key": "risk-management-services", "type": "clause", "offset": [542, 566]}, {"key": "total-loans", "type": "definition", "offset": [612, 623]}, {"key": "total-deposits", "type": "definition", "offset": [644, 658]}, {"key": "the-acquisition", "type": "clause", "offset": [687, 702]}, {"key": "group-by", "type": "clause", "offset": [724, 732]}, {"key": "strategic-decision", "type": "definition", "offset": [765, 783]}, {"key": "bank-of", "type": "clause", "offset": [827, 834]}, {"key": "based-on", "type": "clause", "offset": [900, 908]}, {"key": "potential-impact", "type": "clause", "offset": [971, 987]}, {"key": "in-new-zealand", "type": "clause", "offset": [1082, 1096]}, {"key": "a-share", "type": "definition", "offset": [1127, 1134]}, {"key": "the-market", "type": "definition", "offset": [1155, 1165]}, {"key": "new-customers", "type": "definition", "offset": [1185, 1198]}, {"key": "value-propositions", "type": "definition", "offset": [1241, 1259]}, {"key": "business-units", "type": "definition", "offset": [1323, 1337]}, {"key": "of-customers", "type": "clause", "offset": [1356, 1368]}, {"key": "we-believe", "type": "clause", "offset": [1394, 1404]}, {"key": "national-group", "type": "definition", "offset": [1694, 1708]}, {"key": "other-ways", "type": "definition", "offset": [1718, 1728]}, {"key": "customer-feedback", "type": "definition", "offset": [1772, 1789]}, {"key": "available-to", "type": "definition", "offset": [1862, 1874]}, {"key": "our-systems", "type": "definition", "offset": [1909, 1920]}, {"key": "best-practice", "type": "clause", "offset": [1983, 1996]}, {"key": "the-individual", "type": "clause", "offset": [2068, 2082]}, {"key": "it-system", "type": "clause", "offset": [2137, 2146]}, {"key": "product-portfolio", "type": "definition", "offset": [2180, 2197]}, {"key": "represented-by", "type": "definition", "offset": [2271, 2285]}, {"key": "asset-finance", "type": "clause", "offset": [2315, 2328]}, {"key": "securities-trading", "type": "definition", "offset": [2372, 2390]}, {"key": "terminal-rental", "type": "definition", "offset": [2443, 2458]}, {"key": "investment-products", "type": "definition", "offset": [2519, 2538]}], "size": 1, "samples": [{"hash": "3JIARzQ55BP", "uri": "/contracts/3JIARzQ55BP#institutional", "label": "Offering Memorandum", "score": 31.8043898388, "published": true}], "hash": "d14a82da9c0a7b520bc9368fc0cb69d1", "id": 4}, {"snippet": "Each DISCOM shall maintain mechanisms put in place under previous or ongoing ADB projects with adequate resources to collect and analyze energy and demand data. Each DISCOM shall also conduct a quarterly energy balance audit for each 11 kV agricultural and domestic feeder installed under the Project, and summarize such results in the semiannual report to be provided to ADB.", "snippet_links": [{"key": "in-place", "type": "definition", "offset": [42, 50]}, {"key": "adequate-resources", "type": "clause", "offset": [95, 113]}, {"key": "the-project", "type": "clause", "offset": [289, 300]}, {"key": "report-to", "type": "definition", "offset": [347, 356]}], "size": 1, "samples": [{"hash": "lfP7AHukX12", "uri": "/contracts/lfP7AHukX12#institutional", "label": "Loan Agreement", "score": 23.1498492515, "published": true}], "hash": "3c4db3f690b8b8240defabe0cdc582a8", "id": 5}, {"snippet": "(Hospitals, Hotels and Catering Businesses, etc.) wherein the Product is for manual or machine wrap and Cutter boxes; and", "snippet_links": [{"key": "the-product", "type": "clause", "offset": [58, 69]}], "size": 1, "samples": [{"hash": "8irdWeo8Cez", "uri": "/contracts/8irdWeo8Cez#institutional", "label": "Distribution Agreement (Diamant Art Corp)", "score": 19.0, "published": true}], "hash": "583ccebf19c576e1b90806bc3bca24c1", "id": 6}, {"snippet": "Intended use in hospitals, clinics, nursing homes, long-term care facilities and other establishments which offer care to individuals of a medical nature.", "snippet_links": [{"key": "intended-use", "type": "clause", "offset": [0, 12]}, {"key": "nursing-homes", "type": "definition", "offset": [36, 49]}, {"key": "term-care", "type": "clause", "offset": [56, 65]}, {"key": "other-establishments", "type": "clause", "offset": [81, 101]}, {"key": "to-individuals", "type": "clause", "offset": [119, 133]}], "size": 1, "samples": [{"hash": "aISrNuzdsb2", "uri": "/contracts/aISrNuzdsb2#institutional", "label": "License Agreement (Planet Technologies, Inc)", "score": 18.0, "published": true}], "hash": "b0f0a80a241e70e6e6a1592fc34b7064", "id": 7}, {"snippet": "Beneficiaries commit to provide cash or in-kind contributions (except where social exclusion support provisions apply).", "snippet_links": [{"key": "to-provide", "type": "definition", "offset": [21, 31]}, {"key": "support-provisions", "type": "clause", "offset": [93, 111]}], "size": 1, "samples": [{"hash": "jxZtW6fHnWG", "uri": "/contracts/jxZtW6fHnWG#institutional", "label": "Project Agreement", "score": 19.4598777535, "published": true}], "hash": "f6b6fc1f980f5a97d0ac6bf218adedc5", "id": 8}, {"snippet": "The Institutional PD Fund is described in HR Procedure 5.6 - Professional Development. 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