Common use of Indemnification by Servicer Clause in Contracts

Indemnification by Servicer. 110 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 SECTION 3.24. Statements to Trustee.................................. 111 SECTION 3.25. Further Indemnification by the Servicer................ 111 SECTION 3.26. Nonsolicitation........................................ 112 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 SECTION 3.29. [RESERVED]............................................. 113 ARTICLE IV DISTRIBUTIONS............................................... 113 SECTION 4.01. Advances............................................... 113 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 SECTION 4.03. Distributions on the REMIC Interests................... 114 SECTION 4.04. Distributions.......................................... 114 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ARTICLE V THE CERTIFICATES............................................ 126 SECTION 5.01. The Certificates....................................... 126 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 SECTION 5.04. Persons Deemed Owners.................................. 131 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. 133 SECTION 5.08. Definitive Certificates................................ 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134

Indemnification by Servicer. 110 SECTION 104 Section 3.23. Prepayment Charge Reporting Requirements............... 111 SECTION ........................................ 104 Section 3.24. Statements Information to the Trustee.................................. 111 SECTION ...................................................... 104 Section 3.25. Further Indemnification by the Servicer................ 111 SECTION Indemnification................................................................. 105 Section 3.26. Nonsolicitation........................................ 112 SECTION ................................................................. 105 Section 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 SECTION 3.29. [RESERVED]............................................. 113 ........................................................ 105 ARTICLE IV DISTRIBUTIONS............................................... 113 SECTION ........................................................................... 106 Section 4.01. Advances............................................... 113 SECTION ........................................................................ 106 Section 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 SECTION ............................................................. 107 Section 4.03. Distributions on the REMIC Interests................... 114 SECTION ............................................ 107 Section 4.04. Distributions.......................................... 114 SECTION ................................................................... 107 Section 4.05. Monthly Statements to Certificateholders............... 122 ........................................ 117 ARTICLE V THE CERTIFICATES............................................ 126 SECTION ........................................................................ 121 Section 5.01. The Certificates....................................... 126 SECTION ................................................................ 121 Section 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 SECTION .................................................................... 122 Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 SECTION ............................... 127 Section 5.04. Persons Deemed Owners.................................. 131 SECTION ........................................................... 127 Section 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 ....................... 127 Section 5.06. Book-Entry Certificates......................................................... 127 Section 5.07. Notices to Depository........................................................... 128 Section 5.08. Definitive Certificates......................................................... 129 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. 133 SECTION 5.08. Definitive Certificates................................ 133 SECTION Section 5.09. Maintenance of Office or Agency........................ 133 SECTION ................................................. 129 Section 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134Authenticating Agents........................................................... 129

Indemnification by Servicer. 110 82 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 ................................. 82 SECTION 3.24. Statements Information to the Trustee.................................. 111 ............................................... 83 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification.......................................................... 83 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation............................................................. 83 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 ................................................. 84 SECTION 3.293.28. [RESERVED]............................................. 113 Rights of the NIMs Insurer............................................... 84 ARTICLE IV DISTRIBUTIONS............................................... 113 ................................................................... 84 SECTION 4.01. Advances............................................... 113 ................................................................. 84 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 ...................................................... 85 SECTION 4.03. Distributions on the REMIC Interests................... 114 ..................................... 86 SECTION 4.04. Distributions.......................................... 114 ............................................................ 86 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ................................. 92 ARTICLE V THE CERTIFICATES............................................ 126 ................................................................. 96 SECTION 5.01. The Certificates....................................... 126 ......................................................... 96 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 ............................................................. 97 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 ........................ 102 SECTION 5.04. Persons Deemed Owners.................................. 131 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. 133 SECTION 5.08. Definitive Certificates................................ 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134.................................................... 102

Indemnification by Servicer. 110 108 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 .............. 109 SECTION 3.24. Statements Information to the Trustee.................................. 111 ............................ 109 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification....................................... 109 SECTION 3.26. Nonsolicitation........................................ 112 ....................................... 110 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 .............................. 110 SECTION 3.28. Subordination of Liens................................ 110 SECTION 3.29. [RESERVED]............................................. 113 Interim Servicing Period Responsibilities............. 111 ARTICLE IV DISTRIBUTIONS............................................... 113 ................................................. 111 SECTION 4.01. Advances............................................... 113 .............................................. 111 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 ........................ 112 SECTION 4.03. Distributions on the REMIC Interests................... 114 .................. 112 SECTION 4.04. Distributions.......................................... 114 ......................................... 113 SECTION 4.05. Monthly Statements to Certificateholders............... .............. 122 ARTICLE V THE CERTIFICATES............................................ ............................................... 126 SECTION 5.01. The Certificates....................................... ...................................... 126 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 .............................. 128 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 ..... 132 SECTION 5.04. Persons Deemed Owners.................................. 131 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 ................................. 133 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. 133 SECTION 5.08. Definitive Certificates................................ 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134)

Indemnification by Servicer. 110 92 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 93 SECTION 3.24. Statements to Trustee.................................. 111 93 SECTION 3.25. Further Indemnification by the Servicer................ 111 93 SECTION 3.26. Nonsolicitation........................................ 112 94 SECTION 3.27. Existing Servicing Agreement........................... 112 94 SECTION 3.28. High Cost Mortgage Loans............................... 112 94 SECTION 3.29. [RESERVED]............................................. 113 Special Servicing Agreements........................... 94 ARTICLE IV DISTRIBUTIONS............................................... 113 ................................................. 94 SECTION 4.01. Advances............................................... 113 94 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 95 SECTION 4.03. Distributions on the REMIC Interests................... 114 95 SECTION 4.04. Distributions.......................................... 114 96 SECTION 4.05. Monthly Statements to Certificateholders............... 122 101 ARTICLE V THE CERTIFICATES............................................ 126 ............................................... 105 SECTION 5.01. The Certificates....................................... 126 105 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 106 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 109 SECTION 5.04. Persons Deemed Owners.................................. 131 110 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 .............................................. 110 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 110 SECTION 5.07. Notices to Depository.................................. 133 111 SECTION 5.08. Definitive Certificates................................ 133 111 SECTION 5.09. Maintenance of Office or Agency........................ 133 111 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134112

Indemnification by Servicer. 110 107 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 108 SECTION 3.24. Statements Information to the Trustee.................................. 111 ............................. 108 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification........................................ 108 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation........................................... 109 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 SECTION 3.29. [RESERVED]............................................. 113 109 ARTICLE IV DISTRIBUTIONS............................................... 113 ................................................. 109 SECTION 4.01. Advances............................................... 113 109 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 110 SECTION 4.03. Distributions on the REMIC Interests................... 114 111 SECTION 4.04. Distributions.......................................... 114 111 SECTION 4.05. Monthly Statements to Certificateholders............... 122 121 ARTICLE V THE CERTIFICATES............................................ ............................................... 126 SECTION 5.01. The Certificates....................................... 126 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 132 SECTION 5.04. Persons Deemed Owners.................................. 131 132 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... .............................................. 132 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. 133 SECTION 5.08. Definitive Certificates................................ 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134-ii- TABLE OF CONTENTS (continued)

Indemnification by Servicer. 110 121 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 ............................ 121 SECTION 3.24. Statements Information to the Trustee.................................. 111 .......................................... 122 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification..................................................... 122 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation........................................................ 123 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 ............................................ 123 SECTION 3.293.28. [RESERVED]............................................. 113 Rights of the NIMs Insurer.......................................... 123 ARTICLE IV DISTRIBUTIONS............................................... 113 ............................................................ 123 SECTION 4.01. Advances............................................... 113 ............................................................ 123 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 ................................................. 124 SECTION 4.03. Distributions on the REMIC Interests................... 114 ................................ 125 SECTION 4.04. Distributions.......................................... 114 ....................................................... 125 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ............................ 136 ARTICLE V THE CERTIFICATES............................................ 126 ......................................................... 140 SECTION 5.01. The Certificates....................................... 126 .................................................... 140 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 ........................................................ 142 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 ................... 146 SECTION 5.04. Persons Deemed Owners.................................. 131 ............................................... 146 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 ........... 147 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. 133 SECTION 5.08. Definitive Certificates................................ 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134)

Indemnification by Servicer. 110 98 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 ............. 98 SECTION 3.24. Statements Information to the Trustee.................................. 111 ........................... 99 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification...................................... 99 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation......................................... 100 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 SECTION 3.29. [RESERVED]............................................. 113 ............................. 100 ARTICLE IV DISTRIBUTIONS............................................... 113 ................................................. 100 SECTION 4.01. Advances............................................... 113 ............................................. 100 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 .................. 101 SECTION 4.03. Distributions on the REMIC Interests................... 114 ................. 102 SECTION 4.04. Distributions.......................................... 114 ........................................ 102 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ............. 95 ARTICLE V THE CERTIFICATES............................................ 126 ............................................... 117 SECTION 5.01. The Certificates....................................... 126 ..................................... 117 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 ............................. 119 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 .... 123 SECTION 5.04. Persons Deemed Owners.................................. 131 ................................ 123 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 -ii- TABLE OF CONTENTS (continued) PAGE ---- ............................................ 123 SECTION 5.06. Book-Entry Certificates................................ 132 .............................. 124 SECTION 5.07. Notices to Depository.................................. 133 ................................ 125 SECTION 5.08. Definitive Certificates................................ 133 .............................. 125 SECTION 5.09. Maintenance of Office or Agency........................ 133 ...................... 125 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134Authenticating Agents................................ 126

Indemnification by Servicer. 110 100 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 100 SECTION 3.24. Statements to Trustee.................................. 111 100 SECTION 3.25. Further Indemnification by the Servicer................ 111 101 SECTION 3.26. Nonsolicitation........................................ 112 101 SECTION 3.27. Existing Servicing Agreement........................... 112 101 SECTION 3.28. High Cost Mortgage Loans............................... 112 101 SECTION 3.29. [RESERVED]............................................. 113 101 ARTICLE IV DISTRIBUTIONS............................................... 113 ................................................. 102 SECTION 4.01. Advances............................................... 113 102 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 102 SECTION 4.03. Distributions on the REMIC Interests................... 114 102 SECTION 4.04. Distributions.......................................... 114 102 SECTION 4.05. Monthly Statements to Certificateholders............... 122 111 ARTICLE V THE CERTIFICATES............................................ 126 ............................................... 115 SECTION 5.01. The Certificates....................................... 126 115 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 116 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 120 SECTION 5.04. Persons Deemed Owners.................................. 131 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 -ii- 120 TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. 133 SECTION 5.08. Definitive Certificates................................ 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134)

Indemnification by Servicer. 110 107 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 ............. 108 SECTION 3.24. Statements Information to the Trustee.................................. 111 ........................... 108 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification...................................... 108 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation......................................... 109 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 SECTION 3.29. [RESERVED]............................................. 113 ............................. 109 ARTICLE IV DISTRIBUTIONS............................................... 113 ................................................. 109 SECTION 4.01. Advances............................................... 113 ............................................. 109 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 .................. 110 SECTION 4.03. Distributions on the REMIC Interests................... 114 ................. 111 SECTION 4.04. Distributions.......................................... 114 ........................................ 111 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ............. 121 ARTICLE V THE CERTIFICATES............................................ ............................................... 126 SECTION 5.01. The Certificates....................................... ..................................... 126 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... ............................. 127 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 .... 132 SECTION 5.04. Persons Deemed Owners.................................. 131 ................................ 132 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... ............................................ 132 SECTION 5.06. Book-Entry Certificates.............................. 132 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. ................................ 133 SECTION 5.08. Definitive Certificates................................ .............................. 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 ...................... 134 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... Authenticating Agents................................ 134

Indemnification by Servicer. 110 107 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 ............. 107 SECTION 3.24. Statements Information to the Trustee.................................. 111 ........................... 108 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification...................................... 108 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation......................................... 108 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 ............................. 109 SECTION 3.293.28. [RESERVED]............................................. 113 Rights of the NIMs Insurer........................... 109 ARTICLE IV DISTRIBUTIONS............................................... 113 109 SECTION 4.01. Advances............................................... 113 ............................................. 109 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 .................. 110 SECTION 4.03. Distributions on the REMIC Interests................... 114 ................. 110 SECTION 4.04. Distributions.......................................... 114 ........................................ 111 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ............. 121 ARTICLE V THE CERTIFICATES............................................ 126 125 SECTION 5.01. The Certificates....................................... 126 ..................................... 125 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... ............................. 127 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... .... 131 SECTION 5.04. Persons Deemed Owners.................................. ................................ 131 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 ............................................ 131 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ .............................. 132 SECTION 5.07. Notices to Depository.................................. ................................ 133 SECTION 5.08. Definitive Certificates................................ .............................. 133 SECTION 5.09. Maintenance of Office or Agency........................ ...................... 133 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134Authenticating Agents................................ 133

Indemnification by Servicer. 110 106 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 ............. 107 SECTION 3.24. Statements Information to the Trustee.................................. 111 ........................... 107 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification...................................... 108 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation......................................... 108 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 SECTION 3.29. [RESERVED]............................................. 113 ............................. 108 ARTICLE IV DISTRIBUTIONS............................................... 113 ............................................. 108 SECTION 4.01. Advances............................................... 113 ............................................. 108 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 .................. 110 SECTION 4.03. Distributions on the REMIC Interests................... 114 ................. 110 SECTION 4.04. Distributions.......................................... 114 ........................................ 110 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ............. 119 ARTICLE V THE CERTIFICATES............................................ 126 .......................................... 123 SECTION 5.01. The Certificates....................................... 126 ..................................... 123 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 ............................. 125 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 .... 129 SECTION 5.04. Persons Deemed Owners.................................. 131 ................................ 129 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 ............................................ 130 SECTION 5.06. Book-Entry Certificates.............................. 130 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. 133 ................................ 131 SECTION 5.08. Definitive Certificates................................ 133 .............................. 131 SECTION 5.09. Maintenance of Office or Agency........................ 133 ...................... 132 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134Authenticating Agents................................ 132

Indemnification by Servicer. 110 107 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 107 SECTION 3.24. Statements Information to the Trustee.................................. 111 ............................. 108 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification........................................ 108 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation........................................... 109 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 SECTION 3.29. [RESERVED]............................................. 113 109 ARTICLE IV DISTRIBUTIONS............................................... 113 ................................................. 109 SECTION 4.01. Advances............................................... 113 109 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 ...................... 110 SECTION 4.03. Distributions on the REMIC Interests................... 114 111 SECTION 4.04. Distributions.......................................... 114 111 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ARTICLE V THE CERTIFICATES............................................ ............................................... 126 SECTION 5.01. The Certificates....................................... 126 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... ............................ 127 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 132 SECTION 5.04. Persons Deemed Owners.................................. 131 132 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... ........................................... 132 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 -ii- TABLE OF CONTENTS (Continued) PAGE ---- SECTION 5.07. Notices to Depository.................................. 133 SECTION 5.08. Definitive Certificates................................ 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 134 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... Authenticating Agents.................................. 134

Indemnification by Servicer. 110 107 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 107 SECTION 3.24. Statements Information to the Trustee.................................. 111 ............................. 108 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification........................................ 108 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation........................................... 108 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 109 SECTION 3.293.28. [RESERVED]............................................. 113 Rights of the NIMs Insurer............................. 109 ARTICLE IV DISTRIBUTIONS............................................... 113 109 SECTION 4.01. Advances............................................... 113 109 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 110 SECTION 4.03. Distributions on the REMIC Interests................... 114 110 SECTION 4.04. Distributions.......................................... 114 111 SECTION 4.05. Monthly Statements to Certificateholders............... 122 121 ARTICLE V THE CERTIFICATES............................................ 126 125 SECTION 5.01. The Certificates....................................... 126 125 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 SECTION 5.04. Persons Deemed Owners.................................. 131 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 .............................................. 131 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. 133 SECTION 5.08. Definitive Certificates................................ 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134Authenticating Agents.................................. 133

Indemnification by Servicer. 110 107 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 ............................ 107 SECTION 3.24. Statements Information to the Trustee.................................. 111 .......................................... 108 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification..................................................... 108 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation........................................................ 108 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 ............................................ 109 SECTION 3.293.28. [RESERVED]............................................. 113 Rights of the NIMs Insurer.......................................... 109 ARTICLE IV DISTRIBUTIONS............................................... 113 ............................................................ 109 SECTION 4.01. Advances............................................... 113 ............................................................ 109 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 ................................................. 110 SECTION 4.03. Distributions on the REMIC Interests................... 114 ................................ 110 SECTION 4.04. Distributions.......................................... 114 ....................................................... 111 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ............................ 121 ARTICLE V THE CERTIFICATES............................................ 126 ......................................................... 125 SECTION 5.01. The Certificates....................................... 126 .................................................... 125 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... ........................................................ 127 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... ................... 131 SECTION 5.04. Persons Deemed Owners.................................. ............................................... 131 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 ........... 131 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. 133 SECTION 5.08. Definitive Certificates................................ 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134)

Indemnification by Servicer. 110 100 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 ............. 101 SECTION 3.24. Statements Information to the Trustee.................................. 111 ........................... 101 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification...................................... 101 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation......................................... 102 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 ............................. 102 SECTION 3.28. Special Servicing Agreements......................... 102 SECTION 3.29. [RESERVED]............................................. 113 Subordination of Liens............................... 102 ARTICLE IV DISTRIBUTIONS............................................... 113 ................................................. 103 SECTION 4.01. Advances............................................... 113 ............................................. 103 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 .................. 104 SECTION 4.03. Distributions on the REMIC Interests................... 114 ................. 104 SECTION 4.04. Distributions.......................................... 114 ........................................ 105 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ............. 115 ARTICLE V THE CERTIFICATES............................................ 126 ............................................... 119 SECTION 5.01. The Certificates....................................... 126 ..................................... 119 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 ............................. 120 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 .... 125 SECTION 5.04. Persons Deemed Owners.................................. 131 ................................ 125 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 -ii- TABLE OF CONTENTS (continued) PAGE ---- ............................................ 125 SECTION 5.06. Book-Entry Certificates................................ 132 .............................. 125 SECTION 5.07. Notices to Depository.................................. 133 SECTION 5.08. Definitive Certificates................................ 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134126 -ii- TABLE OF CONTENTS (continued)

Indemnification by Servicer. 110 106 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 ............. 107 SECTION 3.24. Statements Information to the Trustee.................................. 111 ........................... 107 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification...................................... 108 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation......................................... 108 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 SECTION 3.29. [RESERVED]............................................. 113 ............................. 108 ARTICLE IV DISTRIBUTIONS............................................... 113 108 SECTION 4.01. Advances............................................... 113 ............................................. 108 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 .................. 110 SECTION 4.03. Distributions on the REMIC Interests................... 114 ................. 110 SECTION 4.04. Distributions.......................................... 114 ........................................ 110 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ............. 119 ARTICLE V THE CERTIFICATES............................................ 126 123 SECTION 5.01. The Certificates....................................... 126 ..................................... 123 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 ............................. 125 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 .... 129 SECTION 5.04. Persons Deemed Owners.................................. 131 ................................ 129 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 ............................................ 130 SECTION 5.06. Book-Entry Certificates.............................. 130 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. 133 ................................ 131 SECTION 5.08. Definitive Certificates................................ 133 .............................. 131 SECTION 5.09. Maintenance of Office or Agency........................ 133 ...................... 132 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134Authenticating Agents................................ 132

Indemnification by Servicer. 110 102 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 ........... 103 SECTION 3.24. Statements to Trustee.................................. 111 .............................. 103 SECTION 3.25. Further Indemnification by the Servicer................ 111 ............ 103 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation....................................... 104 SECTION 3.27. Existing Servicing Agreement........................... 112 ....................... 104 SECTION 3.28. High Cost Mortgage Loans............................... 112 ........................... 104 SECTION 3.29. [RESERVED]............................................. 113 Rights of the NIMs Insurer......................... 104 ARTICLE IV DISTRIBUTIONS............................................... 113 104 SECTION 4.01. Advances............................................... 113 ........................................... 104 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 ................ 105 SECTION 4.03. Distributions on the REMIC Interests................... 114 ............... 106 SECTION 4.04. Distributions.......................................... 114 ...................................... 106 SECTION 4.05. Monthly Statements to Certificateholders............... 122 ........... 115 ARTICLE V THE CERTIFICATES............................................ 126 119 SECTION 5.01. The Certificates....................................... 126 ................................... 119 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... 127 ....................... 120 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 .. 124 SECTION 5.04. Persons Deemed Owners.................................. 131 .............................. 124 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... 132 -ii- 125 TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 ............................ 125 SECTION 5.07. Notices to Depository.................................. 133 .............................. 126 SECTION 5.08. Definitive Certificates................................ 133 ............................ 126 SECTION 5.09. Maintenance of Office or Agency........................ 133 .................... 126 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... 134Authenticating Agents.............................. 127

Indemnification by Servicer. 110 107 SECTION 3.23. Prepayment Charge Reporting Requirements............... 111 .......... 108 SECTION 3.24. Statements Information to the Trustee.................................. 111 ........................ 108 SECTION 3.25. Further Indemnification by the Servicer................ 111 Indemnification................................... 108 SECTION 3.26. Nonsolicitation........................................ 112 Solicitation...................................... 109 SECTION 3.27. Existing Servicing Agreement........................... 112 SECTION 3.28. High Cost Mortgage Loans............................... 112 SECTION 3.29. [RESERVED]............................................. 113 .......................... 109 ARTICLE IV DISTRIBUTIONS............................................... 113 ...................................................... 109 SECTION 4.01. Advances............................................... 113 .......................................... 109 SECTION 4.02. Reduction of Servicing Compensation in Connection with Prepayment Interest Shortfalls......................... 113 ............... 110 SECTION 4.03. Distributions on the REMIC Interests................... 114 .............. 111 SECTION 4.04. Distributions.......................................... 114 ..................................... 111 SECTION 4.05. Monthly Statements to Certificateholders............... 122 .......... 121 ARTICLE V THE CERTIFICATES............................................ ................................................... 126 SECTION 5.01. The Certificates....................................... .................................. 126 SECTION 5.02. Certificate Register; Registration of Transfer and Exchange of Certificates............................... .......................... 127 SECTION 5.03. Mutilated, Destroyed, Lost or Stolen Certificates...... 131 ...................................... 132 SECTION 5.04. Persons Deemed Owners.................................. 131 ............................. 132 SECTION 5.05. Access to List of Certificateholders' Names and Addresses.......................................... ......................................... 132 SECTION 5.06. Book-Entry Certificates........................... 132 -ii- TABLE OF CONTENTS (continued) PAGE ---- SECTION 5.06. Book-Entry Certificates................................ 132 SECTION 5.07. Notices to Depository.................................. ............................. 133 SECTION 5.08. Definitive Certificates................................ ........................... 133 SECTION 5.09. Maintenance of Office or Agency........................ 133 ................... 134 SECTION 5.10. Pre-Funding Account.................................... 133 SECTION 5.11. Capitalized Interest Account........................... Authenticating Agents............................. 134