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Internet email communication is not considered to be a secure form of communication. For bank account inquiries you agree to contact us electronically using only the secure messaging feature within Online or Mobile Banking. You also agree that any communication from us to you regarding your online banking accounts including any disclosures or other information required to be delivered in writing under applicable law may be delivered to you in electronic form and that such electronic communication shall be in lieu of written communication. This includes electronic delivery of changes in terms notices affecting your use of online banking. You may print a copy of such communications using the \"print\" function of your web browser software. You may also request a paper copy at any time by contacting the Bank directly. The Online and Mobile Services system employs encryption to ensure the secure transmission of data. The system also utilizes risk-based monitoring tools and reverse authentication to protect against phishing attempts. These methods include Bank generated texts or calls, out of wallet challenge-based questions and out of band confirmation codes. By using Online, you agree that the online banking security procedures are reasonable and sufficient to ensure that all transaction requests such as bill payment and transfer instructions or other communication we receive from you have in fact, been made by you. You must consider the size, type and frequency of transactions or other communications that you anticipate making when determining whether you consider the Bank\u2019s online banking procedures to be sufficient. In short, by using Online and Mobile Services, you have determined that the Online and Mobile Service is secure for your purposes. The Bank will require users to answer security questions or to provide a confirmation code to process certain transactions and changes to the Online and Mobile Service. This helps ensure information is secure and protects you from fraud and identity theft. If the size, type and frequency of your transactions change, and you determine that the online and mobile banking security procedures cease to be reasonable and sufficient, you must inform the Bank of this immediately. Such a determination means you will no longer use Online and Mobile Services for any purposes. The Bank offers a Digital Profile Deletion form in the Online and Mobile Services. If you wish to learn more about online and mobile banking security, please ask us. Notwithstanding any security procedure which may from time to time be in effect for detecting errors in transactions covered by this agreement, we have no duty to discover or report to you any such errors. Neither shall we be liable to you for the failure of such security procedure to detect such errors, regardless of the manner in which we apply such security procedures.", "hash": "57994f366ba973cc09ff48280ab6b8e3", "id": 3}, {"snippet_links": [{"key": "access-or-use", "type": "clause", "offset": [14, 27]}, {"key": "bill-payment-service", "type": "clause", "offset": [32, 52]}, {"key": "period-of", "type": "clause", "offset": [59, 68]}, {"key": "sole-discretion", "type": "clause", "offset": [111, 126]}, {"key": "access-to-and-use-of-the", "type": "clause", "offset": [143, 167]}, {"key": "notice-to-you", "type": "clause", "offset": [197, 210]}], "samples": [{"hash": "6jhqotRR9Pn", "uri": "/contracts/6jhqotRR9Pn#inactivity", "label": "Online Bill Payment Agreement", "score": 31.8481884003, "published": true}, {"hash": "3iw56v7vXuM", "uri": "/contracts/3iw56v7vXuM#inactivity", "label": "Bill Payment Agreement", "score": 29.8055381775, "published": true}, {"hash": "4AhB1xNFl74", "uri": "/contracts/4AhB1xNFl74#inactivity", "label": "Bill Payment Agreement", "score": 22.5468864441, "published": true}], "size": 11, "snippet": "If you do not access or use the Bill Payment Service for a period of more than ninety (90) days, we may in our sole discretion, terminate your access to and use of the Bill Payment Service without notice to you.", "hash": "609dde9d72162149381f7eaa974252af", "id": 1}, {"snippet_links": [{"key": "log-on", "type": "definition", "offset": [14, 20]}, {"key": "bill-payments", "type": "definition", "offset": [51, 64]}, {"key": "online-banking", "type": "clause", "offset": [86, 100]}, {"key": "pay-for", "type": "definition", "offset": [124, 131]}, {"key": "we-may-cancel", "type": "clause", "offset": [142, 155]}, {"key": "your-service", "type": "clause", "offset": [156, 168]}, {"key": "further-notice", "type": "clause", "offset": [177, 191]}], "samples": [{"hash": "fO1ksPxpsAl", "uri": "/contracts/fO1ksPxpsAl#inactivity", "label": "Online Banking & Bill Pay Terms & Conditions Agreement", "score": 30.3409137726, "published": true}, {"hash": "2EfvgUvD9cu", "uri": "/contracts/2EfvgUvD9cu#inactivity", "label": "Online Banking & Bill Pay Terms & Conditions Agreement", "score": 30.3409137726, "published": true}, {"hash": "HdtNFL0PR", "uri": "/contracts/HdtNFL0PR#inactivity", "label": "Online Banking & Bill Pay Terms & Conditions Agreement", "score": 30.1457252502, "published": true}], "size": 6, "snippet": "If you do not log on or have outstanding scheduled bill payments or transfers through Online Banking or Online Banking Bill Pay for 180 days, we may cancel your Service without further notice.", "hash": "3c08fd21d8dbb6f0a1b98fd9c875794e", "id": 8}, {"snippet_links": [{"key": "log-on", "type": "definition", "offset": [14, 20]}, {"key": "days-or-more", "type": "clause", "offset": [50, 62]}, {"key": "scheduled-payments", "type": "clause", "offset": [87, 105]}, {"key": "mobile-deposit", "type": "definition", "offset": [137, 151]}, {"key": "bill-payment", "type": "definition", "offset": [156, 168]}, {"key": "we-may-cancel", "type": "clause", "offset": [170, 183]}, {"key": "your-service", "type": "clause", "offset": [184, 196]}, {"key": "further-notice", "type": "clause", "offset": [205, 219]}], "samples": [{"hash": "LgKBGPndxz", "uri": "/contracts/LgKBGPndxz#inactivity", "label": "Ebanking Disclosure Statement and Agreement", "score": 36.1219367981, "published": true}, {"hash": "kJLNWMcK0xX", "uri": "/contracts/kJLNWMcK0xX#inactivity", "label": "Ebanking Disclosure Statement and Agreement", "score": 33.7150726318, "published": true}, {"hash": "cNxwgFxYFXW", "uri": "/contracts/cNxwgFxYFXW#inactivity", "label": "Ebanking, Mobile Banking and Bill Payment Disclosure Statement and Agreement", "score": 25.0506496429, "published": true}], "size": 10, "snippet": "If you do not log on for one hundred eighty (180) days or more and have no outstanding scheduled Payments or transfers through eBanking, Mobile Deposit and Bill Payment, we may cancel your Service without further notice.", "hash": "3fac970522e1d3322160c9932f198525", "id": 2}, {"snippet_links": [{"key": "months-or-more", "type": "clause", "offset": [41, 55]}, {"key": "credit-approval", "type": "definition", "offset": [147, 162]}, {"key": "to-establish", "type": "definition", "offset": [181, 193]}, {"key": "card-account", "type": "definition", "offset": [200, 212]}], "samples": [{"hash": "kxZxCdk66Uf", "uri": "/contracts/kxZxCdk66Uf#inactivity", "label": "Credit Card Agreement", "score": 25.7775497437, "published": true}, {"hash": "k6WKHQo9W9k", "uri": "/contracts/k6WKHQo9W9k#inactivity", "label": "Credit Card Agreement", "score": 25.3381252289, "published": true}, {"hash": "bjeUTSQyO4V", "uri": "/contracts/bjeUTSQyO4V#inactivity", "label": "Credit Card Agreement", "score": 25.2231349945, "published": true}], "size": 8, "snippet": "Cards unused and or idle for twelve (12) months or more with a zero (0) balance will automatically be closed. Should that occur an application and credit approval would be required to establish a new Card account.", "hash": "1400dd83ff1986fa9c5f7972478017db", "id": 4}, {"snippet_links": [{"key": "at-the-time", "type": "clause", "offset": [0, 11]}, {"key": "your-card", "type": "clause", "offset": [12, 21]}, {"key": "your-account", "type": "definition", "offset": [43, 55]}, {"key": "period-of", "type": "clause", "offset": [80, 89]}], "samples": [{"hash": "13QXKUYgffp", "uri": "/contracts/13QXKUYgffp#inactivity", "label": "Variable Rate Credit Card Agreement", "score": 25.0739212036, "published": true}, {"hash": "laZ8o6a2pV9", "uri": "/contracts/laZ8o6a2pV9#inactivity", "label": "Variable Rate Credit Card Agreement", "score": 24.03764534, "published": true}, {"hash": "81HOb0hOklk", "uri": "/contracts/81HOb0hOklk#inactivity", "label": "Variable Rate Credit Card Agreement", "score": 22.956193924, "published": true}], "size": 8, "snippet": "At the time your Card is due to expire, if your Account has been inactive for a period of 23 months, we will not reissue another Card and your Account will be closed. You will then be required to re-apply and be re-qualified to use a Card.", "hash": "e8f74064c496bf295ba69e0003473cb6", "id": 5}, {"snippet_links": [{"key": "cash-account", "type": "clause", "offset": [38, 50]}, {"key": "calendar-months", "type": "definition", "offset": [79, 94]}, {"key": "the-account", "type": "clause", "offset": [96, 107]}, {"key": "inactivity-fee", "type": "clause", "offset": [169, 183]}], "samples": [{"hash": "c2WPaUKjaV4", "uri": "/contracts/c2WPaUKjaV4#inactivity", "label": "Campus Cash Terms & Conditions", "score": 28.2523021698, "published": true}, {"hash": "eZLK1zKq3aI", "uri": "/contracts/eZLK1zKq3aI#inactivity", "label": "Campus Cash Terms & Conditions", "score": 19.7993106842, "published": true}], "size": 7, "snippet": "If You do not use or re-load a Campus Cash account for twelve (12) consecutive calendar months, the Account will be considered inactive and You may be charged a monthly Inactivity Fee. If a Campus Cash account is inactive and has zero value it will be closed.", "hash": "605cfafb06b712e4b24d5b74832edec8", "id": 6}, {"snippet_links": [{"key": "right-to-terminate", "type": "definition", "offset": [18, 36]}, {"key": "the-credit", "type": "definition", "offset": [37, 47]}, {"key": "no-transactions", "type": "clause", "offset": [61, 76]}, {"key": "one-year", "type": "definition", "offset": [80, 88]}], "samples": [{"hash": "lhvsG0lI4DV", "uri": "/contracts/lhvsG0lI4DV#inactivity", "label": "Credit and Security Agreement", "score": 24.0485973358, "published": true}, {"hash": "dcQdPOdnoaw", "uri": "/contracts/dcQdPOdnoaw#inactivity", "label": "Credit and Security Agreement", "score": 20.7631759644, "published": true}, {"hash": "hcWo2lPXjKT", "uri": "/contracts/hcWo2lPXjKT#inactivity", "label": "Credit and Security Agreement", "score": 17.0, "published": true}], "size": 6, "snippet": "BECU reserves the right to terminate the credit if there are no transactions in one year.", "hash": "d2769ade65aa7be01221e22e58cc24ab", "id": 7}, {"snippet_links": [{"key": "project-expenditures", "type": "definition", "offset": [15, 35]}], "samples": [{"hash": "fJdZcgGXOqf", "uri": "/contracts/fJdZcgGXOqf#inactivity", "label": "Cooperative Project Agreement  Construction Work", "score": 32.752532959, "published": true}, {"hash": "7PTzYEKVWLT", "uri": "/contracts/7PTzYEKVWLT#inactivity", "label": "Cooperative Project Agreement", "score": 30.4558830261, "published": true}, {"hash": "7Uu0jklxAgX", "uri": "/contracts/7Uu0jklxAgX#inactivity", "label": "Cooperative Project Agreement", "score": 30.2182731628, "published": true}], "size": 4, "snippet": "If there is no Project expenditures for twelve (12) consecutive months.", "hash": "3532b787b6840baa6ec1e15ccd99f836", "id": 9}, {"snippet_links": [{"key": "zero-balance", "type": "clause", "offset": [164, 176]}, {"key": "the-bank-shall", "type": "clause", "offset": [232, 246]}, {"key": "right-to", "type": "definition", "offset": [256, 264]}, {"key": "close-the-account", "type": "clause", "offset": [279, 296]}, {"key": "without-notice", "type": "definition", "offset": [297, 311]}, {"key": "for-savings-accounts", "type": "clause", "offset": [387, 407]}, {"key": "for-checking-accounts", "type": "clause", "offset": [439, 460]}, {"key": "years-of-continuous", "type": "clause", "offset": [477, 496]}, {"key": "dormant-account", "type": "definition", "offset": [513, 528]}, {"key": "in-favor-of", "type": "clause", "offset": [548, 559]}, {"key": "in-accordance-with", "type": "clause", "offset": [586, 604]}, {"key": "unclaimed-balances", "type": "clause", "offset": [609, 627]}, {"key": "other-applicable-laws", "type": "clause", "offset": [639, 660]}, {"key": "the-bank-will", "type": "clause", "offset": [662, 675]}, {"key": "no-further-liability", "type": "clause", "offset": [681, 701]}], "samples": [{"hash": "baU4G5Cbl2L", "uri": "/contracts/baU4G5Cbl2L#inactivity", "label": "Epaycard Visa Debit Card Agreement", "score": 32.7350959778, "published": true}, {"hash": "dCjFjVWSbdz", "uri": "/contracts/dCjFjVWSbdz#inactivity", "label": "Epaycard Visa Debit Card Agreement", "score": 32.1246604919, "published": true}, {"hash": "cfECjpnJ4KC", "uri": "/contracts/cfECjpnJ4KC#inactivity", "label": "Epaycard Visa Debit Card Agreement", "score": 27.2464065552, "published": true}], "size": 4, "snippet": "2.6.1. 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