{"component": "clause", "props": {"groups": [{"snippet": "The image of a check or item transmitted to us using RDC must be legible. The image quality of the items must comply with the requirements established from time to time by ANSI, the Board of Governors of the Federal Reserve Board, or any other regulatory agency, or other clearinghouses.", "snippet_links": [{"key": "the-items", "type": "definition", "offset": [95, 104]}, {"key": "the-requirements", "type": "clause", "offset": [122, 138]}, {"key": "from-time-to-time", "type": "clause", "offset": [151, 168]}, {"key": "the-board-of-governors", "type": "clause", "offset": [178, 200]}, {"key": "federal-reserve-board", "type": "clause", "offset": [208, 229]}, {"key": "regulatory-agency", "type": "definition", "offset": [244, 261]}], "size": 25, "samples": [{"hash": "GfrokE3Bee", "uri": "/contracts/GfrokE3Bee#image-quality", "label": "Demand Deposit Account Agreement", "score": 32.2126197815, "published": true}, {"hash": "6K9PkMMpphh", "uri": "/contracts/6K9PkMMpphh#image-quality", "label": "Consumer Interest Checking Account Agreement", "score": 32.0784797668, "published": true}, {"hash": "lpJres0G4TX", "uri": "/contracts/lpJres0G4TX#image-quality", "label": "Consumer Interest Checking Account Agreement", "score": 30.6420249939, "published": true}], "hash": "07c2582d268d10ed3c407a71b7ffb965", "id": 4}, {"snippet": "Both the front and back of each Check must be sent to us as directed in any instructions we provide or make available to you. You are responsible for ensuring that the images of the front and back of each Check are correctly matched and that the Check images are legible. We will not accept Items containing incomplete Check images or images of Checks with torn or folded edges, cut corners, or containing any other physical discrepancies. YOU REPRESENT AND WARRANT THAT EACH ITEM SUBMITTED FOR REMOTE DEPOSIT (A) WILL ACCURATELY AND LEGIBLY REPRESENT ALL OF THE INFORMATION ON THE FRONT AND BACK OF THE CHECK AT THE TIME OF IMAGING, INCLUDING WITHOUT LIMITATION, THE AMOUNT OF THE CHECK, THE PAYEE, THE DRAWER\u2019S SIGNATURE, THE PREPRINTED INFORMATION THAT IDENTIFIES THE DRAWER AND THE PAYING BANK, THE MAGNETIC INK CHARACTER RECOGNITION (MICR) LINE, AND ALL OTHER INFORMATION PLACED ON THE CHECK BEFORE IMAGING, SUCH AS ENDORSEMENTS APPLIED TO THE BACK OF THE CHECK, AND (B) WILL CONFORM TO OUR SPECIFICATIONS AS PROVIDED TO YOU FROM TIME TO TIME AS WELL AS APPLICABLE INDUSTRY AND REGULATORY STANDARDS.", "snippet_links": [{"key": "as-directed", "type": "clause", "offset": [57, 68]}, {"key": "we-provide", "type": "clause", "offset": [89, 99]}, {"key": "available-to", "type": "definition", "offset": [108, 120]}, {"key": "responsible-for", "type": "clause", "offset": [134, 149]}, {"key": "check-images", "type": "clause", "offset": [246, 258]}, {"key": "you-represent-and-warrant", "type": "clause", "offset": [440, 465]}, {"key": "remote-deposit", "type": "clause", "offset": [495, 509]}, {"key": "information-on", "type": "clause", "offset": [563, 577]}, {"key": "at-the-time", "type": "clause", "offset": [610, 621]}, {"key": "including-without-limitation", "type": "clause", "offset": [634, 662]}, {"key": "paying-bank", "type": "definition", "offset": [786, 797]}, {"key": "other-information", "type": "definition", "offset": [859, 876]}, {"key": "from-time-to-time", "type": "clause", "offset": [1030, 1047]}, {"key": "regulatory-standards", "type": "definition", "offset": [1083, 1103]}], "size": 17, "samples": [{"hash": "aLCkULVr7DJ", "uri": "/contracts/aLCkULVr7DJ#image-quality", "label": "Mobile Deposit Agreement", "score": 34.2330741882, "published": true}, {"hash": "kehVjv4KLiD", "uri": "/contracts/kehVjv4KLiD#image-quality", "label": "Remote Deposit Capture Agreement", "score": 29.3417739868, "published": true}, {"hash": "8xqpt5HW0ee", "uri": "/contracts/8xqpt5HW0ee#image-quality", "label": "Remote Deposit Capture Agreement", "score": 28.7313423157, "published": true}], "hash": "01f703baea9895d95442f55516ab382e", "id": 6}, {"snippet": "You are responsible for the image quality of any Image that you transmit. If an Image that we receive from you or for deposit to your Account is not of sufficient quality to satisfy our image quality standards as we may establish them from time to time, we may reject the Image without prior notice to you. Each Image must include the front and back of the Item and the following information must be clearly readable: amount, payee name, drawer signature, date, check number, account number, routing and transit number, MICR (Magnetic Ink Character Recognition) line, and any endorsement or other information written on the check.", "snippet_links": [{"key": "responsible-for", "type": "clause", "offset": [8, 23]}, {"key": "to-your-account", "type": "clause", "offset": [126, 141]}, {"key": "quality-standards", "type": "clause", "offset": [192, 209]}, {"key": "from-time-to-time", "type": "clause", "offset": [235, 252]}, {"key": "notice-to-you", "type": "clause", "offset": [292, 305]}, {"key": "check-number", "type": "clause", "offset": [462, 474]}, {"key": "account-number", "type": "definition", "offset": [476, 490]}, {"key": "transit-number", "type": "definition", "offset": [504, 518]}, {"key": "other-information", "type": "definition", "offset": [591, 608]}], "size": 35, "samples": [{"hash": "5JfjGzzWevH", "uri": "/contracts/5JfjGzzWevH#image-quality", "label": "E Deposit (Remote Deposit Capture) Agreement", "score": 34.1256790161, "published": true}, {"hash": "hHaIapfrdqg", "uri": "/contracts/hHaIapfrdqg#image-quality", "label": "Membership Agreement", "score": 32.4531440735, "published": true}, {"hash": "bYlUWqwjXdu", "uri": "/contracts/bYlUWqwjXdu#image-quality", "label": "Mobile Deposit Terms and Conditions", "score": 30.1373329163, "published": true}], "hash": "7bd1016aaccb5cd16747a8314793b2f8", "id": 1}, {"snippet": "The image of an item transmitted to Credit Union using the Services must be legible, as determined in the sole discretion of Credit Union. Without limiting the foregoing, the image quality of the items must comply with the requirements established from time to time by Credit Union, ANSI, the Board of Governors of the Federal Reserve Board, or any other regulatory agency, clearinghouse or association.", "snippet_links": [{"key": "credit-union", "type": "clause", "offset": [36, 48]}, {"key": "using-the-services", "type": "clause", "offset": [49, 67]}, {"key": "sole-discretion", "type": "clause", "offset": [106, 121]}, {"key": "without-limiting-the-foregoing", "type": "clause", "offset": [139, 169]}, {"key": "the-items", "type": "definition", "offset": [192, 201]}, {"key": "the-requirements", "type": "clause", "offset": [219, 235]}, {"key": "from-time-to-time", "type": "clause", "offset": [248, 265]}, {"key": "the-board-of-governors", "type": "clause", "offset": [289, 311]}, {"key": "federal-reserve-board", "type": "clause", "offset": [319, 340]}, {"key": "regulatory-agency", "type": "definition", "offset": [355, 372]}], "size": 32, "samples": [{"hash": "1OcKxrI3Kkp", "uri": "/contracts/1OcKxrI3Kkp#image-quality", "label": "Mobile Banking Agreement", "score": 32.0690536499, "published": true}, {"hash": "3GOrcGB8hST", "uri": "/contracts/3GOrcGB8hST#image-quality", "label": "Remote Deposit Capture User Agreement", "score": 27.8444347382, "published": true}, {"hash": "gqyE9dty1f2", "uri": "/contracts/gqyE9dty1f2#image-quality", "label": "Mobile Banking Agreement", "score": 26.2476882935, "published": true}], "hash": "9561b27bbe061b3a7a3eeffec287a151", "id": 2}, {"snippet": "Each Image transmitted by Customer to Bank contains an accurate representation of the front and the back of each Check and complies with the requirements of this Agreement;", "snippet_links": [{"key": "by-customer", "type": "clause", "offset": [23, 34]}, {"key": "to-bank", "type": "definition", "offset": [35, 42]}, {"key": "requirements-of-this-agreement", "type": "clause", "offset": [141, 171]}], "size": 27, "samples": [{"hash": "7BemzCO5buq", "uri": "/contracts/7BemzCO5buq#image-quality", "label": "Alpine Remote Services Agreement", "score": 34.9824752808, "published": true}, {"hash": "fK2I2SLRGDU", "uri": "/contracts/fK2I2SLRGDU#image-quality", "label": "Commercial Online Banking Agreement", "score": 32.0504188538, "published": true}, {"hash": "17e48Pl1you", "uri": "/contracts/17e48Pl1you#image-quality", "label": "Commercial Online Banking Agreement", "score": 32.02085495, "published": true}], "hash": "fcf6fa9c737d98e5110d4714f7928e83", "id": 3}, {"snippet": "The image quality of the items you transmit to us using Mobile Check Deposit must be legible and comply with the requirements established and updated from time to time by us, the American National Standards Institute (\u201cANSI\u201d), the Board of Governors of the Federal Reserve Board, and/or any other applicable regulatory agency, clearinghouse or association.", "snippet_links": [{"key": "the-items", "type": "definition", "offset": [21, 30]}, {"key": "mobile-check-deposit", "type": "clause", "offset": [56, 76]}, {"key": "the-requirements", "type": "clause", "offset": [109, 125]}, {"key": "from-time-to-time", "type": "clause", "offset": [150, 167]}, {"key": "american-national-standards-institute", "type": "definition", "offset": [179, 216]}, {"key": "the-board-of-governors", "type": "clause", "offset": [227, 249]}, {"key": "federal-reserve-board", "type": "clause", "offset": [257, 278]}, {"key": "other-applicable", "type": "definition", "offset": [291, 307]}, {"key": "regulatory-agency", "type": "definition", "offset": [308, 325]}], "size": 23, "samples": [{"hash": "7oNSFgtZ9bl", "uri": "/contracts/7oNSFgtZ9bl#image-quality", "label": "Online Services Agreement", "score": 30.7996826172, "published": true}, {"hash": "3Lmz5IteAy6", "uri": "/contracts/3Lmz5IteAy6#image-quality", "label": "Online Services Agreement", "score": 25.6160163879, "published": true}, {"hash": "aQ57kTExmsS", "uri": "/contracts/aQ57kTExmsS#image-quality", "label": "Online Services Agreement", "score": 25.5722103119, "published": true}], "hash": "8a9f31713f5a1dc6a49bf8c82bc3f2d6", "id": 5}, {"snippet": "Each Image transmitted by you to us contains an accurate representation of the front and the back of each Check and complies with the requirements of this Agreement;", "snippet_links": [{"key": "requirements-of-this-agreement", "type": "clause", "offset": [134, 164]}], "size": 17, "samples": [{"hash": "fVzRa0DfxNd", "uri": "/contracts/fVzRa0DfxNd#image-quality", "label": "Mobile Remote Deposit Capture Agreement", "score": 36.3882827759, "published": true}, {"hash": "2QUMukFdC6G", "uri": "/contracts/2QUMukFdC6G#image-quality", "label": "Mobile Remote Deposit Capture Agreement", "score": 32.1492996216, "published": true}, {"hash": "6BYAoJnOOyk", "uri": "/contracts/6BYAoJnOOyk#image-quality", "label": "Mobile Remote Deposit Capture Agreement", "score": 29.8635959625, "published": true}], "hash": "1552ca0594320b60a15cec426d4bf5d9", "id": 7}, {"snippet": "The image of an item transmitted to the Credit Union using the Service must be legible and contain images of the front and back of the Check. The image quality of the items must comply with the requirements established from time to time by the American National Standards Institute (ANSI), the Board of Governors of the Federal Reserve Board, or any other regulatory agency, clearing house or association. These requirements include, but are not limited to, ensuring the following information can clearly be read and understood by sight review of the Check image: the amount of the Check (both written and numeric); the payee; the signature of the drawer (maker); the date; the Check number; the information identifying the drawer and the paying financial institution that is preprinted on the Check including the MICR line; and all other information placed on the Check prior to the time of an image of the Check is captured (such as any required identification written on the front of the Check and any endorsements applied to the back of the Check).", "snippet_links": [{"key": "the-credit-union", "type": "definition", "offset": [36, 52]}, {"key": "using-the-service", "type": "clause", "offset": [53, 70]}, {"key": "the-items", "type": "definition", "offset": [163, 172]}, {"key": "the-requirements", "type": "clause", "offset": [190, 206]}, {"key": "from-time-to-time", "type": "clause", "offset": [219, 236]}, {"key": "american-national-standards-institute", "type": "definition", "offset": [244, 281]}, {"key": "the-board-of-governors", "type": "clause", "offset": [290, 312]}, {"key": "federal-reserve-board", "type": "clause", "offset": [320, 341]}, {"key": "regulatory-agency", "type": "definition", "offset": [356, 373]}, {"key": "clearing-house", "type": "definition", "offset": [375, 389]}, {"key": "not-limited", "type": "clause", "offset": [442, 453]}, {"key": "read-and-understood", "type": "clause", "offset": [508, 527]}, {"key": "review-of-the", "type": "clause", "offset": [537, 550]}, {"key": "check-image", "type": "definition", "offset": [551, 562]}, {"key": "signature-of-the", "type": "clause", "offset": [631, 647]}, {"key": "check-number", "type": "clause", "offset": [678, 690]}, {"key": "the-information", "type": "clause", "offset": [692, 707]}, {"key": "the-paying", "type": "definition", "offset": [735, 745]}, {"key": "financial-institution", "type": "definition", "offset": [746, 767]}, {"key": "micr-line", "type": "definition", "offset": [814, 823]}, {"key": "other-information", "type": "definition", "offset": [833, 850]}, {"key": "prior-to-the", "type": "clause", "offset": [871, 883]}], "size": 17, "samples": [{"hash": "j5QWXjR8SGX", "uri": "/contracts/j5QWXjR8SGX#image-quality", "label": "Membership Agreement", "score": 32.6146507263, "published": true}, {"hash": "j26CWBnXEGD", "uri": "/contracts/j26CWBnXEGD#image-quality", "label": "Membership Agreement", "score": 32.6146507263, "published": true}, {"hash": "hO8Svl8hXe3", "uri": "/contracts/hO8Svl8hXe3#image-quality", "label": "Membership Agreement", "score": 31.5142288208, "published": true}], "hash": "6f71b332fcea68c7cdb145780dbfdfbe", "id": 8}, {"snippet": "The image of an item transmitted using the Mobile Deposit Service must be legible and clear. It must not be altered. It must capture all pertinent information from the front and back of the item. Image quality must comply with industry requirements established and updated by the ANSI, Federal Reserve Board, and any other regulatory agency. You authorize us to convert items to IRDs or transmit them as an image. If the electronic files and/or images transmit to us with respect to any item do not comply with our requirements for content and/or format, we may, in our sole discretion: \u25cf further transmit the item and data in the form received from you; \u25cf repair or attempt to repair the item or data and then further transmit it; \u25cf process the item as photocopies in lieu of originals; \u25cf return the data and item to you unprocessed and charge back your Account.", "snippet_links": [{"key": "using-the-mobile-deposit-service", "type": "clause", "offset": [33, 65]}, {"key": "information-from", "type": "clause", "offset": [147, 163]}, {"key": "comply-with", "type": "clause", "offset": [215, 226]}, {"key": "federal-reserve-board", "type": "clause", "offset": [286, 307]}, {"key": "regulatory-agency", "type": "definition", "offset": [323, 340]}, {"key": "to-convert", "type": "clause", "offset": [359, 369]}, {"key": "electronic-files", "type": "clause", "offset": [421, 437]}, {"key": "with-respect-to", "type": "clause", "offset": [467, 482]}, {"key": "requirements-for", "type": "clause", "offset": [515, 531]}, {"key": "sole-discretion", "type": "clause", "offset": [570, 585]}, {"key": "form-received", "type": "clause", "offset": [631, 644]}, {"key": "to-repair", "type": "clause", "offset": [675, 684]}, {"key": "in-lieu-of", "type": "clause", "offset": [766, 776]}, {"key": "the-data", "type": "clause", "offset": [797, 805]}, {"key": "charge-back", "type": "definition", "offset": [838, 849]}, {"key": "your-account", "type": "definition", "offset": [850, 862]}], "size": 16, "samples": [{"hash": "a94OvuAN4T6", "uri": "/contracts/a94OvuAN4T6#image-quality", "label": "Customer Account Agreement", "score": 33.6781349182, "published": true}, {"hash": "igF6mUYO5Br", "uri": "/contracts/igF6mUYO5Br#image-quality", "label": "Account Agreement", "score": 33.5369606018, "published": true}, {"hash": "cca9jHmm25I", "uri": "/contracts/cca9jHmm25I#image-quality", "label": "Deposit Account Agreement", "score": 33.2825698853, "published": true}], "hash": "9d1f94d194b3f61d0e1dfbaa01a7b38e", "id": 9}, {"snippet": "Items transmitted using the Services must be legible, and must comply with requirements established from time to time by ANSI, the Board of Governors of the Federal Reserve Board, or any other regulatory agency, clearing house, or association.", "snippet_links": [{"key": "using-the-services", "type": "clause", "offset": [18, 36]}, {"key": "comply-with-requirements", "type": "clause", "offset": [63, 87]}, {"key": "from-time-to-time", "type": "clause", "offset": [100, 117]}, {"key": "the-board-of-governors", "type": "clause", "offset": [127, 149]}, {"key": "federal-reserve-board", "type": "clause", "offset": [157, 178]}, {"key": "regulatory-agency", "type": "definition", "offset": [193, 210]}, {"key": "clearing-house", "type": "definition", "offset": [212, 226]}], "size": 16, "samples": [{"hash": "gxUUbvXRoMM", "uri": "/contracts/gxUUbvXRoMM#image-quality", "label": "Mobile Check Deposit Agreement", "score": 34.9993743896, "published": true}, {"hash": "kKyy6dbznXR", "uri": "/contracts/kKyy6dbznXR#image-quality", "label": "Mobile Check Deposit Agreement", "score": 31.3609371185, "published": true}, {"hash": "dQeLCuEfZ4t", "uri": "/contracts/dQeLCuEfZ4t#image-quality", "label": "Remote Check Deposit Agreement", "score": 29.3927688599, "published": true}], "hash": "352b212361b25081cad5d2222cd9800f", "id": 10}], "next_curs": "ClYSUGoVc35sYXdpbnNpZGVyY29udHJhY3RzcjILEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhZpbWFnZS1xdWFsaXR5IzAwMDAwMDBhDKIBAmVuGAAgAA==", "clause": {"title": "Image Quality", "children": [], "size": 782, "parents": [["mobile-deposit", "Mobile Deposit"], ["warranties", "Warranties"], ["funding-and-withdrawing-from-your-account", "Funding and Withdrawing From Your Account"], ["deposits-to-the-account", "Deposits to the Account"], ["mobile-deposit-service", "Mobile Deposit Service"]], "id": "image-quality", "related": [["service-quality", "Service Quality", "Service Quality"], ["use-quality-control", "Use; Quality Control", "Use; Quality Control"], ["data-quality", "Data Quality", "Data Quality"], ["quality-assurance-quality-control", "Quality Assurance/Quality Control", "Quality Assurance/Quality Control"], ["due-qualification", "Due Qualification", "Due Qualification"]], "related_snippets": [], "updated": "2025-07-24T04:27:51+00:00", "also_ask": ["What objective standards or metrics should define 'image quality' to avoid ambiguity?", "How can parties allocate responsibility for image quality failures or defects?", "What remedies or penalties should be included for non-compliance with image quality requirements?", "How does this clause compare to industry norms or competitor agreements regarding image quality?", "What evidence is most persuasive in court to prove breach of an image quality clause?"], "drafting_tip": "Specify minimum resolution and format requirements to ensure consistent quality; define inspection and rejection procedures to prevent acceptance of substandard images.", "explanation": "The Image Quality clause sets standards for the resolution, clarity, and overall acceptability of images provided under an agreement. It typically outlines specific technical requirements, such as minimum pixel dimensions, file formats, or color accuracy, and may require images to be free from defects like blurriness or distortion. This clause ensures that all delivered images meet the expectations necessary for their intended use, reducing disputes over subpar materials and maintaining consistency in quality."}, "json": true, "cursor": ""}}