How We Will Calculate Your Balance. We use a method called “average daily balance (including new purchases).” See your account agreement for more details.
How We Will Calculate Your Balance. We use a method called “average daily balance (including new purchases)”. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in this Cardholder Agreement. You may pay the entire New Balance at any time.
How We Will Calculate Your Balance. We use a method called “average daily balance (including new purchases).” The information about the cost of the card described on this application was printed on November 30, 2023 and was accurate as of that date, but is subject to change after that date. You should call the credit union at 000-000-0000 or write to: Acadia Federal Credit Union, 0 Xxxx Xxxx Xxxxxx, Xxxx Xxxx, XX 00000 for any changes in the information about the cost of the card since the time of printing.
How We Will Calculate Your Balance. We use a method called “average daily balance (including new transactions).” Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if your account becomes delinquent 60 days. The information about the costs of the card described in this disclosure is accurate as of November 1, 2019. This information may have changed after that date. To find out what may have changed, write to us at XX Xxx 0000, Xxxx Xxxxxxx, XX 00000-0000 or visit xxxxxx.xxx. Federally insured by the NCUA 220 • 11/19
How We Will Calculate Your Balance. We will use a balance computation method called daily balance. See this Agreement for more details.
How We Will Calculate Your Balance. We use a method called “average daily balance method (including current transactions).” See the Consumer Credit Card Cardholder Agreement & Disclosure for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in the Consumer Credit Card Cardholder Agreement & Disclosure. How We Will Calculate Your Variable APRs: • Unless an introductory APR is in effect, we add a margin of between 7.74% and 18.74% to the Prime Rate to determine the APR for Purchases and Balance Transfers and a margin of between 18.74% and 21.74% for Cash Advances.
How We Will Calculate Your Balance. We use a method called “Average Daily Balance (including new purchases)”.
How We Will Calculate Your Balance. We will use a method called “average daily balance (including new purchases).” See your Credit Card Agreement (Small Business Cards) for more details. Late Payment fee for Iowa residents is $27 for the first violation and $30 for each subsequent violation within the next six billing cycles. For other states the fee is $27 for the first violation and $38 for each subsequent violation within the next six billing cycles. If the Late Payment fee is greater than the Minimum Payment Due, the fee will be equal to the Minimum Payment Due. Returned Payment fee for Iowa residents is $27 for the first violation and $30 for each subsequent violation within the next six billing cycles. For other states the fee is $27 for the first violation and $38 for each subsequent violation within the next six billing cycles. If Returned Payment fee is greater than the Minimum Payment Due, the fee will be equal to the Minimum Payment Due.
How We Will Calculate Your Balance. We use a method called “average daily balance (including new Purchases).” See the LOW RATE CREDIT CARD CONTRACT AND INITIAL DISCLOSURE STATEMENT for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in the LOW RATE CREDIT CARD CONTRACT AND INITIAL DISCLOSURE STATEMENT. How We Will Calculate Your Variable APRs: Unless an introductory or promotional APR is in effect, we will add a "Margin" to the U.S. Prime Rate to determine your variable APR. For each billing period, we will use the U.S. Prime Rate or the average of the U.S. Prime Rates if there is more than one, published in the Money Rates column of The Wall Street Journal three business days prior to your billing statement closing date. The APR may increase or decrease if the U.S. Prime Rate increases or decreases and this will also cause the related daily periodic rate to increase or decrease. An increase or decrease in the APR may increase or decrease the total amount of interest you pay. It may also increase or decrease the Minimum Payment due. See the LOW RATE CREDIT CARD CONTRACT AND INITIAL DISCLOSURE STATEMENT for more details. Prime Rate effective as of June 14, 2018 5.00% Xxxxxx added to the Prime Rate to determine your APR for Purchases, Balance Transfers and Cash Advances 3.99% ‐ 10.99% APR for Purchases , Balance Transfers and Cash Advances 8.99% ‐ 15.99% Variable Interest Rate Calculation NOTICE: Some of the set‐up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you will initially have available. For example, if you are assigned the minimum Credit Limit of $250, your initial available credit will be only $209 (or about $204 if you choose to have an additional card).
How We Will Calculate Your Balance. We use a method called “average daily balance method (including new purchases)”. See “Interest Charges” section of your Credit Card Agreement for more information.
