General Liability Coverages Clause Samples
The General Liability Coverages clause defines the scope of protection provided by an insurance policy against claims of bodily injury, property damage, and related liabilities arising from the insured's operations or premises. This clause typically outlines what types of incidents are covered, such as accidents occurring on business property or as a result of business activities, and may specify any exclusions or limitations. Its core practical function is to allocate financial risk by ensuring that the insured is protected from potentially significant legal and financial consequences resulting from third-party claims.
General Liability Coverages a. COUNTY, its officers, agents, employees and volunteers are to be covered as additional insureds as respects: liability arising out of activities performed by or on behalf of CONTRACTOR, including the insured's general supervision of CONTRACTOR; products and completed operations of CONTRACTOR; or premises owned, occupied or used by CONTRACTOR. The coverage shall contain no special limitations on the scope of protection afforded to the additional insureds, nor shall the rights of the additional insured be affected by the insured’s duties after an accident or loss.
b. CONTRACTOR'S insurance coverage shall be primary insurance as respects COUNTY, its officers, agents, employees and volunteers. Any insurance or self-insurance maintained by COUNTY, its officers, agents, employees or volunteers shall be excess of CONTRACTOR'S insurance and shall not contribute with it in any way.
c. Any failure to comply with reporting provisions of the policies shall not affect coverage provided to COUNTY, its officers, agents, employees or volunteers.
d. CONTRACTOR'S insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer's liability.
e. CONTRACTOR'S insurance coverage shall be endorsed to state that coverage shall not be suspended, voided, canceled or non-renewed by either party, reduced in coverage or in limits except after thirty (30) days' prior written notice by certified mail, return receipt requested, has been given to COUNTY except for nonpayment of premium. Insurance is to be placed with insurers with a Best's rating of no less than A-: VII. COUNTY with the approval of the Risk Manager may accept coverage with carriers having lower Best's ratings upon review of financial information concerning CONTRACTOR and insurance carrier. COUNTY reserves the right to require that the CONTRACTOR'S insurer be a licensed and admitted insurer in the State of Nevada, or on the Insurance Commissioner's approved but not admitted list. CONTRACTOR shall furnish COUNTY with certificates of insurance and with original endorsements affecting coverage required by this exhibit. The certificates and endorsements for each insurance policy are to be signed by a person authorized by that insurer to bind coverage on its behalf. The certificates are to be on forms approved by COUNTY. All certificates and endorsements are to be addressed to the specific COUNTY contracting department and be received and approved...
General Liability Coverages. The Town, its elected and appointed officials and employees are to be covered as additional insured as respects: liability arising out of activities performed by or on the behalf of Contractor, including the insured’s general supervision of Contractor; products and completed operations of Contractor; and premises owned, occupied or used by Contractor. The coverage shall contain no special limitations on the scope of protection afforded to the Town, its elected or appointed officials or employees. Comprehensive Auto Liability Coverage applies to all automobiles owned, leased, hired or borrowed by Contractor. Contractor’s insurance coverage shall be primary insurance as respects Town, its elected and appointed officials and employees. Any insurance or self-insurance maintained by Town shall be excess of the Contractor’s insurance and shall not contribute with it. Any failure to comply with reporting provisions of the policies shall not affect coverage provided to the Town. Contractor’s insurance shall apply separately to each insured against whom claim is made or suit is brought, except to the limits of the insurer’s liability.
General Liability Coverages a. COUNTY, its officers, agents, employees and volunteers are to be covered as additional insureds as respects: liability for injury or damage to property arising out of activities performed by LEGAL SERVICES AGENCY.
b. LEGAL SERVICES AGENCY’S insurance coverage shall be primary insurance for COUNTY, its officers, agents, employees and volunteers. Any insurance or self-insurance maintained by COUNTY, its officers, agents, employees or volunteers shall be excess of LEGAL SERVICES AGENCY’S insurance and shall not contribute with it in any way.
c. Any failure to comply with reporting provisions of the policies shall not affect coverage provided to COUNTY, its officers, agents, employees or volunteers.
d. LEGAL SERVICES AGENCY’S insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer's liability.
General Liability Coverages a. DISTRICT, its officers, employees and volunteers are to be covered as additional insureds as respects their vicarious liability arising out of activities performed by or on behalf of CONSULTANT, including products and completed operations of CONSULTANT; or premises owned, occupied or used by CONSULTANT.
b. CONSULTANT'S insurance coverage shall be primary insurance as respects DISTRICT, its officers, employees and volunteers with respect to claims arising directly and solely from activities performed by CONSULTANT on behalf of District. Any insurance or self-insurance maintained by DISTRICT, its officers, agents, employees or volunteers shall be excess of CONSULTANT'S insurance and shall not contribute with it in any way with respect to claims arising directly and solely from activities performed by CONSULTANT on behalf of District
c. CONSULTANT'S insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer's liability.
d. CONSULTANT'S Certificate of Insurance shall include a thirty (30) day prior written notice of cancellation clause in favor of DISTRICT. All required insurance is to be placed with insurers with a Best's rating of no less than A-: VII. DISTRICT with the approval of the Risk Manager may accept coverage with carriers having lower Best's ratings upon review of financial information concerning CONSULTANT and insurance carrier.
General Liability Coverages a. DISTRICT, its officers, agents, employees and volunteers are to be covered as additional insureds as respects: liability arising out of activities performed by or on behalf of PROFESSIONAL, including the insured's general supervision of PROFESSIONAL; products and completed operations of PROFESSIONAL; or premises owned, occupied or used by PROFESSIONAL. Any additional cost associated with this provision shall be the responsibility of DISTRICT.
b. PROFESSIONAL'S insurance coverage shall be primary insurance as respects DISTRICT, its officers, agents, employees and volunteers. Any insurance or self-insurance maintained by DISTRICT, its officers, agents, employees or volunteers shall be excess of PROFESSIONAL'S insurance and shall not contribute with it in any way.
c. Any failure to comply with reporting provisions of the policies shall not affect coverage provided to DISTRICT, its officers, agents, employees or volunteers.
d. PROFESSIONAL'S insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer's liability.
e. PROFESSIONAL'S insurance coverage shall be endorsed to state that coverage shall not be suspended, voided, canceled or non-renewed by either party, reduced in coverage or in limits except after thirty (30) days' prior written notice by certified mail, return receipt requested, has been given to DISTRICT except for nonpayment of premium. Insurance is to be placed with insurers with a Best's rating of no less than A-: VII. DISTRICT with the approval of the Risk Manager may accept coverage with carriers having lower Best's ratings upon review of financial information concerning PROFESSIONAL and insurance carrier. DISTRICT reserves the right to require that the PROFESSIONAL'S insurer be a licensed and admitted insurer in the State of Nevada, or on the Insurance Commissioner's approved but not admitted list.
General Liability Coverages a. The Louisiana Supreme Court, its officials, employees, and volunteers are to be added as additional insureds as respects liability arising out of activities performed by or on behalf of the Contractor; products and completed operations of the Contractor, premises owned, occupied or used by the Contractor. The coverage shall contain no special limitations on the scope of protection afforded to the Louisiana Supreme Court, its officers, officials, employees or volunteers.
b. Any failure to comply with reporting provision of the policy shall not affect coverage provided to the Louisiana Supreme Court, its officers, officials, employees or volunteers.
c. The Contractor's insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer's liability.