{"component": "clause", "props": {"groups": [{"samples": [{"hash": "hEqdZN22Bmq", "uri": "/contracts/hEqdZN22Bmq#fraud-warning", "label": "Item Protection Group Policy", "score": 36.1381063553, "published": true}, {"hash": "6Bsq6tZkdbB", "uri": "/contracts/6Bsq6tZkdbB#fraud-warning", "label": "Group Insurance Policy", "score": 33.7588702911, "published": true}, {"hash": "frWdKXbsmkV", "uri": "/contracts/frWdKXbsmkV#fraud-warning", "label": "Group Insurance Policy", "score": 33.3771176848, "published": true}], "snippet_links": [{"key": "amount-claimed", "type": "definition", "offset": [81, 95]}, {"key": "discretion-of-the-court", "type": "clause", "offset": [150, 173]}, {"key": "any-person", "type": "definition", "offset": [178, 188]}, {"key": "fraudulent-claim", "type": "definition", "offset": [232, 248]}, {"key": "payment-of", "type": "definition", "offset": [257, 267]}, {"key": "contract-of-insurance", "type": "clause", "offset": [283, 304]}, {"key": "with-intent-to", "type": "definition", "offset": [369, 383]}], "size": 4, "snippet": "Section 251 of the Amended lnsurance Code imposes a fine not exceeding twice the amount claimed and/or imprisonment of two (2) years, or both, at the discretion of the court, to any person who presents or causes to be presented any fraudulent claim for the payment of a loss under a contract of insurance, and who fraudulently prepares, makes or subscribes any writing with intent to present or use the same, or to allow it to be presented in support of any claim.", "hash": "62b90941da364d69c61c0ebc56fbc1c0", "id": 1}, {"samples": [{"hash": "3NTTr0Viore", "uri": "/contracts/3NTTr0Viore#fraud-warning", "label": "Pets Health Insurance Policy", "score": 24.1704312115, "published": true}, {"hash": "cxBDGKrxR1G", "uri": "/contracts/cxBDGKrxR1G#fraud-warning", "label": "Pets Health Insurance Policy", "score": 23.7994524298, "published": true}, {"hash": "80WjMTO5ZK1", "uri": "/contracts/80WjMTO5ZK1#fraud-warning", "label": "Pets Health Insurance Policy", "score": 22.8432640825, "published": true}], "snippet_links": [{"key": "any-person", "type": "definition", "offset": [0, 10]}, {"key": "with-intent-to", "type": "definition", "offset": [30, 44]}, {"key": "insurance-policy", "type": "clause", "offset": [128, 144]}, {"key": "misleading-information", "type": "clause", "offset": [181, 203]}], "size": 3, "snippet": "Any person who knowingly, and with intent to injure, defraud, or deceive any insurer, or makes any Claim for the proceeds of an insurance Policy containing any false, incomplete or misleading information may be guilty of a felony.", "hash": "ca0bb33b6fc67e1ce1133c046ef0f828", "id": 2}, {"samples": [{"hash": "jG5akdLVoNE", "uri": "/contracts/jG5akdLVoNE#fraud-warning", "label": "Loan Care Policy", "score": 27.1381938158, "published": true}, {"hash": "7nHyCIpHJe0", "uri": "/contracts/7nHyCIpHJe0#fraud-warning", "label": "Loan Care Policy", "score": 23.0698151951, "published": true}], "snippet_links": [{"key": "any-person", "type": "definition", "offset": [0, 10]}, {"key": "with-intent-to-defraud", "type": "definition", "offset": [30, 52]}, {"key": "other-person", "type": "definition", "offset": [68, 80]}, {"key": "a-proposal", "type": "clause", "offset": [88, 98]}, {"key": "false-information", "type": "definition", "offset": [128, 145]}, {"key": "for-the-purpose-of", "type": "definition", "offset": [159, 177]}, {"key": "information-concerning", "type": "clause", "offset": [190, 212]}, {"key": "insurance-act", "type": "definition", "offset": [261, 274]}, {"key": "the-policy", "type": "clause", "offset": [293, 303]}, {"key": "sole-discretion", "type": "clause", "offset": [330, 345]}, {"key": "insurance-benefits", "type": "clause", "offset": [372, 390]}, {"key": "the-company-will", "type": "clause", "offset": [392, 408]}, {"key": "premium-refund", "type": "definition", "offset": [431, 445]}], "size": 2, "snippet": "Any person who, knowingly and with intent to defraud the company or other person, files a proposal for insurance containing any false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act which will render the policy voidable at the company\u2019s sole discretion and result in a denial of insurance benefits. The company will not be liable for any premium refund.", "hash": "168c86399ed93d0dc3502000846df815", "id": 3}, {"samples": [{"hash": "lgDXZINzCQu", "uri": "/contracts/lgDXZINzCQu#fraud-warning", "label": "Long Term Care Agreement (Minnesota Life Individual Variable Universal Life Account)", "score": 34.1403148528, "published": true}, {"hash": "7tnbpP4EY5l", "uri": "/contracts/7tnbpP4EY5l#fraud-warning", "label": "Long Term Care Agreement (Minnesota Life Individual Variable Universal Life Account)", "score": 34.1403148528, "published": true}], "snippet_links": [{"key": "any-person", "type": "definition", "offset": [0, 10]}, {"key": "false-statement", "type": "definition", "offset": [36, 51]}, {"key": "application-for-insurance", "type": "definition", "offset": [58, 83]}, {"key": "criminal-offense", "type": "definition", "offset": [103, 119]}, {"key": "subject-to", "type": "definition", "offset": [124, 134]}, {"key": "state-law", "type": "clause", "offset": [151, 160]}, {"key": "proposed-insured", "type": "clause", "offset": [162, 178]}, {"key": "please-print", "type": "definition", "offset": [214, 226]}, {"key": "owner-signature", "type": "definition", "offset": [244, 259]}, {"key": "signed-on-behalf-of", "type": "definition", "offset": [306, 325]}, {"key": "owner-name", "type": "clause", "offset": [349, 359]}], "size": 2, "snippet": "Any person who knowingly presents a false statement in an application for insurance may be guilty of a criminal offense and subject to penalties under state law. Proposed insured signature X Proposed insured name (please print) Date City State Owner signature if other than proposed insured (give title if signed on behalf of a business or trust) X Owner name (please print) Date City State Co-owner signature X Co-owner name (please print) Date City State", "hash": "8bee9f05c8413ae5633a9cb61d603eb0", "id": 4}, {"samples": [{"hash": "hmm2IKi7Dq4", "uri": "/contracts/hmm2IKi7Dq4#fraud-warning", "label": "Insurance Policy", "score": 31.1638458251, "published": true}, {"hash": "ckk4dDPjN0M", "uri": "/contracts/ckk4dDPjN0M#fraud-warning", "label": "Insurance Policy", "score": 31.1638458251, "published": true}], "snippet_links": [{"key": "this-policy", "type": "definition", "offset": [0, 11]}, {"key": "the-option", "type": "clause", "offset": [33, 43]}, {"key": "in-the-event-of", "type": "definition", "offset": [61, 76]}, {"key": "disclosure-of", "type": "clause", "offset": [120, 133]}, {"key": "material-particulars", "type": "definition", "offset": [138, 158]}, {"key": "by-the-applicant", "type": "clause", "offset": [159, 175]}, {"key": "any-person", "type": "definition", "offset": [177, 187]}, {"key": "with-intent-to-defraud", "type": "definition", "offset": [207, 229]}, {"key": "the-insurance-company", "type": "clause", "offset": [230, 251]}, {"key": "any-other-person", "type": "definition", "offset": [255, 271]}, {"key": "a-proposal", "type": "clause", "offset": [279, 289]}, {"key": "false-information", "type": "definition", "offset": [319, 336]}, {"key": "for-the-purpose-of", "type": "definition", "offset": [350, 368]}, {"key": "information-concerning", "type": "clause", "offset": [381, 403]}, {"key": "insurance-act", "type": "definition", "offset": [452, 465]}, {"key": "the-policy", "type": "clause", "offset": [485, 495]}, {"key": "sole-discretion", "type": "clause", "offset": [512, 527]}, {"key": "insurance-benefits", "type": "clause", "offset": [579, 597]}], "size": 2, "snippet": "This policy shall be voidable at the option of the HDFC ERGO in the event of mis-representation, mis-description or non-disclosure of any material particulars by the Applicant. Any person who, knowingly and with intent to defraud the insurance company or any other person, files a proposal for insurance containing any false information, or conceals for the purpose of misleading, Information concerning any fact material thereto, commits a fraudulent insurance act, which will render the policy voidable at the sole discretion of the insurance company and result in a denial of insurance benefits.", "hash": "74e50471972f8e795fb674834c740f59", "id": 5}, {"samples": [{"hash": "3NUWoqvcKdn", "uri": "/contracts/3NUWoqvcKdn#fraud-warning", "label": "Contract Agreement", "score": 17.0, "published": true}], "snippet_links": [{"key": "contractor-shall", "type": "clause", "offset": [0, 16]}, {"key": "temporary-disability", "type": "definition", "offset": [36, 56]}, {"key": "to-city", "type": "definition", "offset": [70, 77]}, {"key": "notice-and-warning", "type": "clause", "offset": [98, 116]}, {"key": "pursuant-to", "type": "definition", "offset": [118, 129]}, {"key": "code-section", "type": "definition", "offset": [140, 152]}, {"key": "endorsement-area", "type": "definition", "offset": [263, 279]}, {"key": "check-stub", "type": "clause", "offset": [288, 298]}, {"key": "a-separate", "type": "definition", "offset": [306, 316]}, {"key": "the-statement", "type": "clause", "offset": [351, 364]}, {"key": "additional-statement", "type": "clause", "offset": [436, 456]}], "size": 1, "snippet": "Contractor shall include with every temporary disability check issued to City claimants a written notice and warning, pursuant to Insurance Code section 1871.8, stating the following: The above notice may be printed on the back of the check immediately below the endorsement area, on the check stub, or on a separate sheet enclosed with the check. If the statement in its entirety is not printed on the back of the check, the following additional statement must be printed on the back of the check or on the check stub:", "hash": "d426774e4dc30140877241c545bc7d38", "id": 6}, {"samples": [{"hash": "8xxymYTNh8T", "uri": "/contracts/8xxymYTNh8T#fraud-warning", "label": "HDFC Ergo Side a D&o Policy   Variant 2", "score": 35.7596680658, "published": true}], "snippet_links": [{"key": "this-policy", "type": "definition", "offset": [0, 11]}, {"key": "the-option", "type": "clause", "offset": [33, 43]}, {"key": "the-insurer", "type": "clause", "offset": [47, 58]}, {"key": "in-the-event-of", "type": "definition", "offset": [59, 74]}, {"key": "disclosure-of", "type": "clause", "offset": [117, 130]}, {"key": "material-particulars", "type": "definition", "offset": [135, 155]}, {"key": "any-person", "type": "definition", "offset": [173, 183]}, {"key": "with-intent-to-defraud", "type": "definition", "offset": [203, 225]}, {"key": "the-insurance-company", "type": "clause", "offset": [226, 247]}, {"key": "any-other-person", "type": "definition", "offset": [251, 267]}, {"key": "a-proposal", "type": "clause", "offset": [275, 285]}, {"key": "false-information", "type": "definition", "offset": [315, 332]}, {"key": "for-the-purpose-of", "type": "definition", "offset": [346, 364]}, {"key": "information-concerning", "type": "clause", "offset": [377, 399]}, {"key": "insurance-act", "type": "definition", "offset": [448, 461]}, {"key": "the-policy", "type": "clause", "offset": [481, 491]}, {"key": "sole-discretion", "type": "clause", "offset": [508, 523]}, {"key": "insurance-benefits", "type": "clause", "offset": [575, 593]}], "size": 1, "snippet": "This policy shall be voidable at the option of the Insurer in the event of mis-representation, misdescription or non-disclosure of any material particulars by the Proposer. Any person who, knowingly and with intent to defraud the insurance company or any other person, files a proposal for insurance containing any false information, or conceals for the purpose of misleading, Information concerning any fact material thereto, commits a fraudulent insurance act, which will render the policy voidable at the sole discretion of the insurance company and result in a denial of insurance benefits", "hash": "647cd3be42d4d615d7328492530aee3b", "id": 7}, {"samples": [{"hash": "5XcVfMcPodw", "uri": "/contracts/5XcVfMcPodw#fraud-warning", "label": "Customer Terms & Conditions", "score": 25.4134154689, "published": true}], "snippet_links": [{"key": "transfer-money", "type": "definition", "offset": [7, 21]}, {"key": "emergency-situation", "type": "definition", "offset": [79, 98]}, {"key": "online-purchase", "type": "definition", "offset": [136, 151]}, {"key": "rental-property", "type": "clause", "offset": [224, 239]}, {"key": "to-pay-taxes", "type": "clause", "offset": [291, 303]}, {"key": "mystery-shopping", "type": "definition", "offset": [352, 368]}, {"key": "job-opportunity", "type": "clause", "offset": [394, 409]}, {"key": "credit-card", "type": "definition", "offset": [425, 436]}, {"key": "loan-fee", "type": "clause", "offset": [440, 448]}, {"key": "immigration-matter", "type": "definition", "offset": [471, 489]}, {"key": "pay-for", "type": "clause", "offset": [501, 508]}, {"key": "telemarketing-call", "type": "definition", "offset": [536, 554]}, {"key": "payment-by", "type": "clause", "offset": [604, 614]}, {"key": "transfer-from", "type": "clause", "offset": [621, 634]}, {"key": "the-us", "type": "clause", "offset": [645, 652]}], "size": 1, "snippet": "Do not transfer money to anyone who asks you to send them money:\n14.6.1 For an emergency situation you haven\u2019t confirmed.\n14.6.2 For an online purchase.\n14.6.3 For anti\u2010virus protection.\n14.6.4 For a deposit or payment on a rental property.\n14.6.5 To claim lottery or prize winnings.\n14.6.6 To pay taxes.\n14.6.7 For a donation to charity.\n14.6.8 For a mystery shopping assignment.\n14.6.9 For a job opportunity.\n14.6.10 For a credit card or loan fee. 14.6.11To resolve an immigration matter. 14.6.12To pay for something in response to a telemarketing call. Telemarketers cannot sell you anything and take payment by money transfer from anyone in the U.S. It\u2019s illegal.\n14.6. 13If you transfer money, the person you\u2019re sending it to, gets the money quickly. After the money is paid, Safaricom may not be able to give you a refund, even if you are the victim of fraud, except under limited circumstances.", "hash": "9b9088e79a8ce4563237c938913315c4", "id": 8}, {"samples": [{"hash": "eVPseIckOdw", "uri": "/contracts/eVPseIckOdw#fraud-warning", "label": "International Money Remittance Service Agreement", "score": 34.6613864223, "published": true}], "snippet_links": [{"key": "transfer-money", "type": "definition", "offset": [7, 21]}, {"key": "emergency-situation", "type": "definition", "offset": [79, 98]}, {"key": "online-purchase", "type": "definition", "offset": [136, 151]}, {"key": "rental-property", "type": "clause", "offset": [224, 239]}, {"key": "to-pay-taxes", "type": "clause", "offset": [291, 303]}, {"key": "mystery-shopping", "type": "definition", "offset": [352, 368]}, {"key": "job-opportunity", "type": "clause", "offset": [394, 409]}, {"key": "credit-card", "type": "definition", "offset": [425, 436]}, {"key": "loan-fee", "type": "clause", "offset": [440, 448]}, {"key": "immigration-matter", "type": "definition", "offset": [471, 489]}], "size": 1, "snippet": "Do not transfer money to anyone who asks you to send them money:\n14.6.1 For an emergency situation you haven\u2019t confirmed.\n14.6.2 For an online purchase.\n14.6.3 For anti\u2010virus protection.\n14.6.4 For a deposit or payment on a rental property.\n14.6.5 To claim lottery or prize winnings.\n14.6.6 To pay taxes.\n14.6.7 For a donation to charity.\n14.6.8 For a mystery shopping assignment.\n14.6.9 For a job opportunity.\n14.6.10 For a credit card or loan fee. 14.6.11To resolve an immigration matter.", "hash": "48d0cba016faf37a17742cf948326f04", "id": 9}, {"samples": [{"hash": "1nN97zc3Jh3", "uri": "/contracts/1nN97zc3Jh3#fraud-warning", "label": "Cyber Solution Insurance Policy", "score": 25.8588274548, "published": true}], "snippet_links": [{"key": "to-provide", "type": "definition", "offset": [14, 24]}, {"key": "false-or-misleading-information", "type": "clause", "offset": [25, 56]}, {"key": "for-the-purpose-of", "type": "definition", "offset": [71, 89]}, {"key": "the-insurer", "type": "clause", "offset": [101, 112]}, {"key": "any-other-person", "type": "definition", "offset": [116, 132]}, {"key": "in-addition", "type": "clause", "offset": [179, 190]}, {"key": "insurance-benefits", "type": "clause", "offset": [212, 230]}, {"key": "false-information", "type": "definition", "offset": [234, 251]}, {"key": "related-to", "type": "clause", "offset": [263, 273]}, {"key": "by-the-applicant", "type": "clause", "offset": [295, 311]}], "size": 1, "snippet": "It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the applicant.", "hash": "70fc7418e9e0451f6f15115dcef28ccf", "id": 10}], "next_curs": "ClYSUGoVc35sYXdpbnNpZGVyY29udHJhY3RzcjILEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhZmcmF1ZC13YXJuaW5nIzAwMDAwMDBhDKIBAmVuGAAgAA==", "clause": {"size": 20, "title": "Fraud Warning", "parents": [["customer-service", "Customer service"], ["requiring-health-benefits-for-covered-employees", "Requiring Health Benefits for Covered Employees"], ["subrogation-checks", "Subrogation Checks"], ["payments-to-vendors", "Payments to Vendors"], ["warranties-and-limitation-of-liability", "Warranties, and Limitation of Liability"]], "children": [], "id": "fraud-warning", "related": [["fraud-\u2587\u2587\u2587\u2587\u2587-and-abuse", "Fraud, \u2587\u2587\u2587\u2587\u2587 and Abuse", "Fraud, \u2587\u2587\u2587\u2587\u2587 and Abuse"], ["fraud-prevention", "Fraud Prevention", "Fraud Prevention"], ["fraud-waste-and-abuse", "Fraud, Waste, and Abuse", "Fraud, Waste, and Abuse"], ["fraud-control", "Fraud Control", "Fraud Control"], ["fraud-and-abuse", "Fraud and Abuse", "Fraud and Abuse"]], "related_snippets": [], "updated": "2025-07-07T12:37:48+00:00", "also_ask": ["What language ensures the fraud warning is enforceable in court?", "How can the clause be tailored to deter fraudulent misrepresentations effectively?", "What are the most common pitfalls or loopholes in standard fraud warning clauses?", "How does this clause interact with limitation of liability or entire agreement provisions?", "What are the key differences in fraud warning enforceability across relevant jurisdictions?"], "drafting_tip": "Specify prohibited fraudulent actions to prevent loopholes, define reporting procedures to ensure prompt response, and state consequences to deter violations.", "explanation": "A Fraud Warning clause serves to alert parties to the risks and consequences associated with fraudulent activities in connection with the agreement. Typically, it outlines what constitutes fraud, such as misrepresentation of information or falsification of documents, and may specify the legal or contractual repercussions for engaging in such conduct. By clearly defining and warning against fraudulent behavior, this clause helps deter dishonesty and protects the integrity of the contractual relationship."}, "json": true, "cursor": ""}}