{"component": "clause", "props": {"groups": [{"snippet": "We do not cover loss caused by or resulting from flood, surface water, waves, overflow of streams or other bodies of water or spray from any of these whether or not driven by wind.", "snippet_links": [{"key": "we-do-not-cover", "type": "clause", "offset": [0, 15]}, {"key": "caused-by", "type": "clause", "offset": [21, 30]}, {"key": "resulting-from", "type": "definition", "offset": [34, 48]}, {"key": "surface-water", "type": "definition", "offset": [56, 69]}, {"key": "other-bodies", "type": "clause", "offset": [101, 113]}], "size": 7, "samples": [{"hash": "aIC6DXw1VnE", "uri": "/contracts/aIC6DXw1VnE#flood", "label": "Texas Dwelling Policy", "score": 22.7946605682, "published": true}, {"hash": "8GsSNyMW84b", "uri": "/contracts/8GsSNyMW84b#flood", "label": "Dwelling Fire Policy", "score": 22.7207393646, "published": true}, {"hash": "54qqFhivf4l", "uri": "/contracts/54qqFhivf4l#flood", "label": "Texas Dwelling Policy   Form 1", "score": 21.3066387177, "published": true}], "hash": "98197c6d7de478affcedd2ff9f63df8b", "id": 8}, {"snippet": "If any of the Improvements are located in an area identified by the Federal Emergency Management Agency (or any successor to that agency) as a \u201cSpecial Flood Hazard Area,\u201d flood Insurance in the amount required by Lender.", "snippet_links": [{"key": "the-improvements", "type": "clause", "offset": [10, 26]}, {"key": "located-in", "type": "definition", "offset": [31, 41]}, {"key": "federal-emergency-management-agency", "type": "clause", "offset": [68, 103]}, {"key": "special-flood-hazard-area", "type": "clause", "offset": [144, 169]}, {"key": "flood-insurance", "type": "definition", "offset": [172, 187]}, {"key": "by-lender", "type": "definition", "offset": [211, 220]}], "size": 85, "samples": [{"hash": "4JyPTSoKFHw", "uri": "/contracts/4JyPTSoKFHw#flood", "label": "Multifamily Loan and Security Agreement (New Senior Investment Group Inc.)", "score": 31.1108837128, "published": true}, {"hash": "8YGmTgGKlJP", "uri": "/contracts/8YGmTgGKlJP#flood", "label": "Multifamily Loan and Security Agreement (Resource Apartment REIT III, Inc.)", "score": 30.5578365326, "published": true}, {"hash": "j20B6sXup7q", "uri": "/contracts/j20B6sXup7q#flood", "label": "Multifamily Loan and Security Agreement (Resource Apartment REIT III, Inc.)", "score": 29.8542098999, "published": true}], "hash": "f07ef6e89390fe6de1af3a5fa240df27", "id": 1}, {"snippet": "As defined by the University means the overflow of a body of water onto normally dry land. The policy shall include coverage for loss due to Flood as defined above. The limit of liability for this peril must be equal to the completed value or $5,000,000, whichever is less. The deductible for this peril may be as high as $25,000. Loss limitations or higher deductibles do not relieve the Contractor of responsibility for the uninsured portion of the loss. Coverage must be expressly stated on the Evidence of Property Insurance form.", "snippet_links": [{"key": "by-the-university", "type": "clause", "offset": [11, 28]}, {"key": "the-policy", "type": "clause", "offset": [91, 101]}, {"key": "for-loss", "type": "clause", "offset": [125, 133]}, {"key": "defined-above", "type": "clause", "offset": [150, 163]}, {"key": "liability-for", "type": "clause", "offset": [178, 191]}, {"key": "equal-to", "type": "definition", "offset": [211, 219]}, {"key": "loss-limitations", "type": "clause", "offset": [331, 347]}, {"key": "the-contractor", "type": "clause", "offset": [385, 399]}, {"key": "responsibility-for", "type": "clause", "offset": [403, 421]}, {"key": "uninsured-portion", "type": "definition", "offset": [426, 443]}, {"key": "coverage-must-be", "type": "clause", "offset": [457, 473]}, {"key": "evidence-of-property-insurance", "type": "clause", "offset": [498, 528]}], "size": 9, "samples": [{"hash": "8Fomw1bxSc2", "uri": "/contracts/8Fomw1bxSc2#flood", "label": "Energy Services Agreement", "score": 25.5106086731, "published": true}, {"hash": "9Kp5RGbks0B", "uri": "/contracts/9Kp5RGbks0B#flood", "label": "Energy Services Agreement", "score": 25.262834549, "published": true}, {"hash": "68dmNMbyalY", "uri": "/contracts/68dmNMbyalY#flood", "label": "Energy Services Agreement", "score": 24.3223819733, "published": true}], "hash": "183337478febe74447f91dff69ef395e", "id": 6}, {"snippet": "The Property is located in an area designated by the Federal Emergency Management Agency as Flood Zone D. The Flood Zone D designation means there are possible but undetermined flood hazards, but no analysis has been conducted. Licensee may be required to carry flood insurance.", "snippet_links": [{"key": "the-property", "type": "clause", "offset": [0, 12]}, {"key": "located-in", "type": "definition", "offset": [16, 26]}, {"key": "federal-emergency-management-agency", "type": "clause", "offset": [53, 88]}, {"key": "zone-d", "type": "definition", "offset": [98, 104]}, {"key": "flood-hazards", "type": "clause", "offset": [177, 190]}, {"key": "no-analysis", "type": "clause", "offset": [196, 207]}, {"key": "licensee-may", "type": "clause", "offset": [228, 240]}, {"key": "flood-insurance", "type": "definition", "offset": [262, 277]}], "size": 6, "samples": [{"hash": "bSY277Mw8bF", "uri": "/contracts/bSY277Mw8bF#flood", "label": "99 Year License Agreement", "score": 34.3869972229, "published": true}, {"hash": "7itAKxT9pRt", "uri": "/contracts/7itAKxT9pRt#flood", "label": "99 Year License Agreement", "score": 34.1589622498, "published": true}, {"hash": "cq7mOzHD65Z", "uri": "/contracts/cq7mOzHD65Z#flood", "label": "99 Year License Agreement", "score": 34.1562805176, "published": true}], "hash": "db5b48f6718da8174ecca7cbd6cd61cd", "id": 9}, {"snippet": "WE DO NOT INSURE loss, damage or expenses caused directly or indirectly by flood. This exclusion applies whether or not there is another cause or occurrence (whether covered or not) that contributes concurrently or in any sequence to the occasioning of the loss, damage or expenses. However, we insure loss or damage caused directly to insured property by a fire or explosion resulting from flood.", "snippet_links": [{"key": "directly-or-indirectly", "type": "clause", "offset": [49, 71]}, {"key": "we-insure", "type": "clause", "offset": [292, 301]}, {"key": "damage-caused", "type": "clause", "offset": [310, 323]}, {"key": "insured-property", "type": "definition", "offset": [336, 352]}, {"key": "resulting-from", "type": "definition", "offset": [376, 390]}], "size": 7, "samples": [{"hash": "lYaR74xOGvC", "uri": "/contracts/lYaR74xOGvC#flood", "label": "Home Insurance Policy", "score": 31.1720581055, "published": true}, {"hash": "iENaWHSdHIN", "uri": "/contracts/iENaWHSdHIN#flood", "label": "Home Insurance Policy", "score": 30.8107261658, "published": true}, {"hash": "bktBMadys7H", "uri": "/contracts/bktBMadys7H#flood", "label": "Home Insurance Policy", "score": 30.7313423157, "published": true}], "hash": "a733f422a1e3c24d44db5ff6d605b2a3", "id": 7}, {"snippet": "If any portion of the Improvements is located within an area identified by the Federal Emergency Management Agency (or any successor) as a special flood hazard area (\u201cSFHA\u201d), flood Insurance in an amount equal to the greater of the following:\n(A) The maximum flood Insurance available under the National Flood Insurance Program (\u201cNFIP\u201d) for each building within a SFHA.\n(B) The sum of the following for each building within a SFHA being insured:\n(1) The Replacement Cost of all areas of the Improvements below grade.\n(2) The Replacement Cost of the bottom two stories (above grade) of the Improvements.\n(3) Any additional coverage dictated by the nature of the Mortgaged Property as determined by Lender in Lender\u2019s Discretion. Such coverage may be purchased through excess carriers if the required coverage exceeds the maximum Insurance available under the NFIP.", "snippet_links": [{"key": "the-improvements", "type": "clause", "offset": [18, 34]}, {"key": "federal-emergency-management-agency", "type": "clause", "offset": [79, 114]}, {"key": "special-flood-hazard-area", "type": "clause", "offset": [139, 164]}, {"key": "equal-to", "type": "definition", "offset": [204, 212]}, {"key": "available-under", "type": "clause", "offset": [275, 290]}, {"key": "national-flood-insurance-program", "type": "definition", "offset": [295, 327]}, {"key": "sum-of", "type": "clause", "offset": [378, 384]}, {"key": "cost-of", "type": "clause", "offset": [466, 473]}, {"key": "below-grade", "type": "definition", "offset": [504, 515]}, {"key": "additional-coverage", "type": "definition", "offset": [611, 630]}, {"key": "the-mortgaged-property", "type": "clause", "offset": [657, 679]}, {"key": "by-lender", "type": "definition", "offset": [694, 703]}, {"key": "required-coverage", "type": "definition", "offset": [790, 807]}], "size": 20, "samples": [{"hash": "4UAQHFlKvgG", "uri": "/contracts/4UAQHFlKvgG#flood", "label": "Seniors Housing Loan and Security Agreement (NorthStar Healthcare Income, Inc.)", "score": 25.1122512817, "published": true}, {"hash": "9K9bxgyfujz", "uri": "/contracts/9K9bxgyfujz#flood", "label": "Multifamily Loan and Security Agreement (Independence Realty Trust, Inc)", "score": 25.0054759979, "published": true}, {"hash": "kXYRNVBqji6", "uri": "/contracts/kXYRNVBqji6#flood", "label": "Multifamily Loan and Security Agreement (Steadfast Income REIT, Inc.)", "score": 24.8685836792, "published": true}], "hash": "9516334d31c0c602c3335e770d6b9323", "id": 3}, {"snippet": "Flood insurance (when the Property is located in whole or in material part a designated flood plain area) in an amount similar to the amount insured by comparable golf course properties in the area. Notwithstanding the foregoing, Tenant shall not be required to participate in the National Flood Insurance Program or otherwise obtain flood insurance to the extent not available at commercially reasonable rates; provided Tenant shall give Landlord written notice thereof prior to cancelling or not obtaining any flood insurance. Tenant may opt to insure the structures only, and not the Land, subject to the approval of Landlord, in Landlord's reasonable discretion.", "snippet_links": [{"key": "the-property", "type": "clause", "offset": [22, 34]}, {"key": "located-in", "type": "definition", "offset": [38, 48]}, {"key": "material-part", "type": "clause", "offset": [61, 74]}, {"key": "a-designated", "type": "clause", "offset": [75, 87]}, {"key": "flood-plain", "type": "clause", "offset": [88, 99]}, {"key": "similar-to", "type": "definition", "offset": [119, 129]}, {"key": "amount-insured", "type": "definition", "offset": [134, 148]}, {"key": "golf-course", "type": "definition", "offset": [163, 174]}, {"key": "the-area", "type": "clause", "offset": [189, 197]}, {"key": "notwithstanding-the-foregoing", "type": "clause", "offset": [199, 228]}, {"key": "tenant-shall", "type": "clause", "offset": [230, 242]}, {"key": "participate-in", "type": "definition", "offset": [262, 276]}, {"key": "national-flood-insurance-program", "type": "definition", "offset": [281, 313]}, {"key": "to-the-extent", "type": "clause", "offset": [350, 363]}, {"key": "available-at", "type": "definition", "offset": [368, 380]}, {"key": "commercially-reasonable", "type": "clause", "offset": [381, 404]}, {"key": "provided-tenant", "type": "definition", "offset": [412, 427]}, {"key": "notice-thereof", "type": "clause", "offset": [456, 470]}, {"key": "prior-to", "type": "definition", "offset": [471, 479]}, {"key": "tenant-may", "type": "definition", "offset": [529, 539]}, {"key": "to-insure", "type": "clause", "offset": [544, 553]}, {"key": "the-land", "type": "clause", "offset": [583, 591]}, {"key": "approval-of-landlord", "type": "clause", "offset": [608, 628]}, {"key": "reasonable-discretion", "type": "definition", "offset": [644, 665]}], "size": 19, "samples": [{"hash": "lyOHVvAHDoO", "uri": "/contracts/lyOHVvAHDoO#flood", "label": "Lease (Golf Trust of America Inc)", "score": 18.0, "published": true}, {"hash": "kpecX5KRbSz", "uri": "/contracts/kpecX5KRbSz#flood", "label": "Lease (Golf Trust of America Inc)", "score": 18.0, "published": true}, {"hash": "kgL3J0s5bvX", "uri": "/contracts/kgL3J0s5bvX#flood", "label": "Lease (Golf Trust of America Inc)", "score": 18.0, "published": true}], "hash": "540be61183a5b2c10b254767704594c5", "id": 4}, {"snippet": "If the Real Property is located in a special flood hazard area (that is, an area within the 100-year floodplain) according to the most current flood insurance rate map issued by the Federal Emergency Management Agency and if flood insurance is available, the Borrower shall maintain flood insurance coverage on all insurable elements of Real Property and of all tangible Personal Property.", "snippet_links": [{"key": "the-real-property", "type": "clause", "offset": [3, 20]}, {"key": "located-in", "type": "definition", "offset": [24, 34]}, {"key": "special-flood-hazard-area", "type": "clause", "offset": [37, 62]}, {"key": "according-to", "type": "definition", "offset": [113, 125]}, {"key": "the-most-current", "type": "definition", "offset": [126, 142]}, {"key": "flood-insurance-rate-map", "type": "definition", "offset": [143, 167]}, {"key": "issued-by", "type": "clause", "offset": [168, 177]}, {"key": "federal-emergency-management-agency", "type": "clause", "offset": [182, 217]}, {"key": "the-borrower-shall", "type": "clause", "offset": [255, 273]}, {"key": "coverage-on", "type": "clause", "offset": [299, 310]}, {"key": "tangible-personal-property", "type": "definition", "offset": [362, 388]}], "size": 10, "samples": [{"hash": "85FxzyY0xas", "uri": "/contracts/85FxzyY0xas#flood", "label": "Deed of Trust, Security Agreement and Fixture Filing", "score": 31.3408622742, "published": true}, {"hash": "lCtD3brdaXb", "uri": "/contracts/lCtD3brdaXb#flood", "label": "Future Advance Mortgage (Angeles Partners X)", "score": 21.0, "published": true}, {"hash": "hulzWAxp5jv", "uri": "/contracts/hulzWAxp5jv#flood", "label": "Deed of Trust, Security Agreement and Fixture Filing (Consolidated Capital Growth Fund)", "score": 21.0, "published": true}], "hash": "c0ca9bfef922b9ea5e07915786710d71", "id": 5}, {"snippet": "A policy or policies of flood insurance in the maximum amount of flood insurance available with respect to the Project under the National Flood Insurance Program. This requirement will be waived upon presentation of evidence satisfactory to Lender that no portion of the site is located within an area identified by the U.S. Department of Housing and Urban Development as having special flood hazards.", "snippet_links": [{"key": "policies-of", "type": "definition", "offset": [12, 23]}, {"key": "maximum-amount", "type": "clause", "offset": [47, 61]}, {"key": "insurance-available", "type": "clause", "offset": [71, 90]}, {"key": "with-respect-to", "type": "clause", "offset": [91, 106]}, {"key": "the-project", "type": "clause", "offset": [107, 118]}, {"key": "national-flood-insurance-program", "type": "definition", "offset": [129, 161]}, {"key": "presentation-of-evidence", "type": "clause", "offset": [200, 224]}, {"key": "to-lender", "type": "definition", "offset": [238, 247]}, {"key": "the-site", "type": "clause", "offset": [267, 275]}, {"key": "the-us", "type": "clause", "offset": [316, 323]}, {"key": "department-of-housing-and-urban-development", "type": "clause", "offset": [325, 368]}, {"key": "flood-hazards", "type": "clause", "offset": [387, 400]}], "size": 25, "samples": [{"hash": "eVGVcV6lpb2", "uri": "/contracts/eVGVcV6lpb2#flood", "label": "Loan and Security Agreement (Bluegreen Vacations Holding Corp)", "score": 31.7488021851, "published": true}, {"hash": "eeWWjE9QOYU", "uri": "/contracts/eeWWjE9QOYU#flood", "label": "Loan and Security Agreement (Bluegreen Vacations Corp)", "score": 31.7460651398, "published": true}, {"hash": "kBmH1NJpOzl", "uri": "/contracts/kBmH1NJpOzl#flood", "label": "Acquisition Loan and Security Agreement (BBX Capital Corp)", "score": 29.3066387177, "published": true}], "hash": "bad0f1e4bf14bfe522a6415100561f4f", "id": 2}, {"snippet": "The Administrative Agent shall have received a Flood Hazard Determination with respect to each Initial Mortgaged Property together with, if any such Mortgaged Property is a Flood Hazard Property, the other Flood Insurance Documents for such Mortgaged Property.", "snippet_links": [{"key": "agent-shall", "type": "definition", "offset": [19, 30]}, {"key": "flood-hazard-determination", "type": "definition", "offset": [47, 73]}, {"key": "with-respect-to", "type": "clause", "offset": [74, 89]}, {"key": "initial-mortgaged-property", "type": "definition", "offset": [95, 121]}, {"key": "flood-hazard-property", "type": "definition", "offset": [173, 194]}, {"key": "flood-insurance-documents", "type": "definition", "offset": [206, 231]}], "size": 6, "samples": [{"hash": "k6mAzDED4wm", "uri": "/contracts/k6mAzDED4wm#flood", "label": "Credit Agreement (REV Renewables, Inc.)", "score": 33.2190284729, "published": true}, {"hash": "auAa1aroyjg", "uri": "/contracts/auAa1aroyjg#flood", "label": "Credit Agreement (REV Renewables, Inc.)", "score": 33.2190284729, "published": true}, {"hash": "c7yG0icN9tK", "uri": "/contracts/c7yG0icN9tK#flood", "label": "Credit Agreement (REV Renewables, Inc.)", "score": 33.0355911255, "published": true}], "hash": "772e03f41000ee30e80b4c68c16860e8", "id": 10}], "next_curs": "Ck4SSGoVc35sYXdpbnNpZGVyY29udHJhY3RzcioLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2Ig5mbG9vZCMwMDAwMDAwYQyiAQJlbhgAIAA=", "clause": {"children": [["", ""], ["flood-deductible", "Flood - Deductible"], ["flood-exclusions", "Flood - Exclusions"], ["liability", "Liability"], ["limits-of-liability-not-cumulative", "Limits of Liability Not Cumulative"]], "parents": [["insurance", "Insurance"], ["property-insurance", "Property Insurance"], ["insurance-requirements", "Insurance Requirements"], ["general-insurance-requirements", "GENERAL INSURANCE REQUIREMENTS"], ["hazard-and-other-insurance", "Hazard and Other Insurance"]], "size": 324, "title": "Flood", "id": "flood", "related": [["earthquake", "Earthquake", "Earthquake"], ["hazards", "Hazards", "Hazards"], ["flood-zone", "Flood Zone", "<strong>Flood</strong> Zone"], ["standard-hazard-and-flood-insurance-policies", "Standard Hazard and Flood Insurance Policies", "Standard Hazard and <strong>Flood</strong> Insurance Policies"], ["environmental-hazards", "Environmental Hazards", "Environmental Hazards"]], "related_snippets": [], "updated": "2025-10-16T04:22:27+00:00"}, "json": true, "cursor": ""}}