{"component": "clause", "props": {"groups": [{"samples": [{"hash": "hqVsie1z8yq", "uri": "/contracts/hqVsie1z8yq#fees-and-service-charges", "label": "Agreements and Disclosures", "score": 30.7816295624, "published": true}, {"hash": "4eIr8iqAyWq", "uri": "/contracts/4eIr8iqAyWq#fees-and-service-charges", "label": "Business Agreements and Disclosures", "score": 27.4475154877, "published": true}, {"hash": "aDP8RBoqV5C", "uri": "/contracts/aDP8RBoqV5C#fees-and-service-charges", "label": "Membership Agreements", "score": 27.2231349945, "published": true}], "snippet_links": [{"key": "you-agree-to-pay-us", "type": "clause", "offset": [0, 19]}, {"key": "fees-or-charges", "type": "clause", "offset": [35, 50]}, {"key": "responsible-for", "type": "clause", "offset": [60, 75]}, {"key": "minimum-balance-requirements", "type": "definition", "offset": [80, 108]}, {"key": "deposit-requirements", "type": "definition", "offset": [113, 133]}, {"key": "agreements-and-disclosures", "type": "clause", "offset": [152, 178]}, {"key": "your-account", "type": "definition", "offset": [211, 223]}, {"key": "notice-to-you", "type": "clause", "offset": [253, 266]}, {"key": "from-time-to-time", "type": "clause", "offset": [350, 367]}], "snippet": "You agree to pay Us any applicable fees or charges, and are responsible for any minimum balance requirements and deposit requirements called for in Our Agreements and Disclosures provided to You when You opened Your Account. In any case and with proper notice to You, fees, charges, balance requirements and deposit requirements may be changed by Us from time to time.", "size": 21, "hash": "615b6ab5a45d55db82fb119fa36c1b00", "id": 1}, {"samples": [{"hash": "1afM22cB7gl", "uri": "/contracts/1afM22cB7gl#fees-and-service-charges", "label": "Agreements and Disclosures", "score": 33.5360527039, "published": true}, {"hash": "4ct6AY1Lts8", "uri": "/contracts/4ct6AY1Lts8#fees-and-service-charges", "label": "Agreements and Disclosures", "score": 33.3640213013, "published": true}, {"hash": "3NkTnm8lhwW", "uri": "/contracts/3NkTnm8lhwW#fees-and-service-charges", "label": "Membership Agreements", "score": 32.174949646, "published": true}], "snippet_links": [{"key": "you-agree", "type": "clause", "offset": [0, 9]}], "snippet": "You agree", "size": 12, "hash": "4a512cd660c512632c0701c42cf609ae", "id": 2}, {"samples": [{"hash": "1FlhRpUYH3O", "uri": "/contracts/1FlhRpUYH3O#fees-and-service-charges", "label": "Deposit Account Agreement", "score": 23.6480503082, "published": true}, {"hash": "i6cXtc8oaSt", "uri": "/contracts/i6cXtc8oaSt#fees-and-service-charges", "label": "Deposit Account Agreement", "score": 23.2483940125, "published": true}, {"hash": "fveCAgPrGwr", "uri": "/contracts/fveCAgPrGwr#fees-and-service-charges", "label": "Bank Deposit Account Agreement", "score": 22.8788490295, "published": true}], "snippet_links": [{"key": "responsible-for", "type": "clause", "offset": [8, 23]}, {"key": "all-fees", "type": "clause", "offset": [24, 32]}, {"key": "according-to", "type": "definition", "offset": [79, 91]}, {"key": "fee-schedule", "type": "clause", "offset": [111, 123]}, {"key": "in-effect", "type": "clause", "offset": [124, 133]}, {"key": "at-the-time", "type": "clause", "offset": [134, 145]}, {"key": "the-charges", "type": "clause", "offset": [146, 157]}, {"key": "services-rendered", "type": "definition", "offset": [178, 195]}, {"key": "business-account", "type": "clause", "offset": [218, 234]}, {"key": "interest-on", "type": "clause", "offset": [250, 261]}, {"key": "uncollected-funds", "type": "clause", "offset": [262, 279]}, {"key": "the-interest-rate", "type": "clause", "offset": [283, 300]}, {"key": "from-time-to-time", "type": "clause", "offset": [319, 336]}, {"key": "our-fees", "type": "definition", "offset": [367, 375]}, {"key": "charging-your-account", "type": "clause", "offset": [403, 424]}, {"key": "transfers-from", "type": "definition", "offset": [537, 551]}, {"key": "amount-transferred", "type": "definition", "offset": [556, 574]}, {"key": "our-right-of-setoff", "type": "clause", "offset": [645, 664]}, {"key": "you-agree", "type": "clause", "offset": [666, 675]}, {"key": "foregoing-actions", "type": "clause", "offset": [704, 721]}, {"key": "source-of", "type": "definition", "offset": [784, 793]}, {"key": "funds-in", "type": "definition", "offset": [798, 806]}, {"key": "for-example", "type": "clause", "offset": [905, 916]}, {"key": "type-of", "type": "definition", "offset": [933, 940]}, {"key": "public-benefits", "type": "definition", "offset": [941, 956]}, {"key": "social-security", "type": "definition", "offset": [965, 980]}, {"key": "supplemental-security-income", "type": "definition", "offset": [982, 1010]}, {"key": "be-responsible", "type": "clause", "offset": [1048, 1062]}, {"key": "payment-of", "type": "clause", "offset": [1135, 1145]}, {"key": "insufficient-funds", "type": "definition", "offset": [1186, 1204]}, {"key": "the-items", "type": "definition", "offset": [1230, 1239]}, {"key": "pay-premiums", "type": "clause", "offset": [1270, 1282]}, {"key": "federal-deposit-insurance-corporation", "type": "definition", "offset": [1290, 1327]}, {"key": "coverage-of", "type": "clause", "offset": [1349, 1360]}], "snippet": "You are responsible for all fees and service charges arising from your account according to our Disclosure and Fee Schedule in effect at the time the charges are incurred or the services rendered. If your account is a business account, we may charge interest on uncollected funds at the interest rate established by us from time to time. We are authorized to collect our fees and service charges (i) by charging your account (even if the charge results in an overdraft), (ii) by deducting our fee for handling incoming and outgoing wire transfers from the amount transferred, (iii) by demanding payment from you directly, and (iv) by exercising our right of setoff. You agree that we may take any of the foregoing actions to collect fees and service charges you owe regardless of the source of the funds in your account and whether such funds may be exempt from any legal or equitable process (including, for example, funds from any type of public benefits such as social security, supplemental security income, or veterans\u2019 benefits). We will not be responsible or liable for dishonoring items presented against your account when the payment of our fees and service charges results in insufficient funds in your account to cover the items presented. We are required to pay premiums to the Federal Deposit Insurance Corporation (FDIC) for insurance coverage of your account.", "size": 6, "hash": "11e6f39039d2711f1d1d552bbb3f97d3", "id": 3}, {"samples": [{"hash": "fZIt96A2bCd", "uri": "/contracts/fZIt96A2bCd#fees-and-service-charges", "label": "Customer Agreement (Fibr Holdings LLC)", "score": 16.0, "published": true}, {"hash": "2RJmjH9Uw0t", "uri": "/contracts/2RJmjH9Uw0t#fees-and-service-charges", "label": "Professional Services (Lasalle Financial Partners Lp)", "score": 16.0, "published": true}], "snippet_links": [{"key": "brokerage-commissions", "type": "definition", "offset": [52, 73]}, {"key": "in-connection-with", "type": "clause", "offset": [97, 115]}, {"key": "execution-of-transactions", "type": "clause", "offset": [120, 145]}, {"key": "execution-fees", "type": "clause", "offset": [148, 162]}, {"key": "certain-other-fees", "type": "clause", "offset": [184, 202]}, {"key": "services-furnished", "type": "clause", "offset": [225, 243]}, {"key": "service-fees", "type": "clause", "offset": [253, 265]}, {"key": "from-time-to-time", "type": "clause", "offset": [555, 572]}, {"key": "notice-to-you", "type": "clause", "offset": [587, 600]}, {"key": "thirty-days", "type": "clause", "offset": [656, 667]}, {"key": "prior-written-notice", "type": "clause", "offset": [669, 689]}, {"key": "each-case", "type": "definition", "offset": [706, 715]}, {"key": "you-agree-to", "type": "clause", "offset": [717, 729]}], "snippet": "You understand that your account(s) will be charged brokerage commissions or \u2587\u2587\u2587\u2587-ups/\u2587\u2587\u2587\u2587-\u2587\u2587\u2587\u2587\u2587 in connection with the execution of transactions (\"Execution Fees\") and may be charged certain other fees for custody and other services furnished to you (\"Service Fees\"). All such fees shall be determined by Bear \u2587\u2587\u2587\u2587\u2587\u2587\u2587 unless your account(s) is (are) introduced to Bear \u2587\u2587\u2587\u2587\u2587\u2587\u2587 by another broker, in which case all Execution Fees and certain Service Fees shall be determined by such other broker. You further understand that Execution Fees may be changed from time to time without prior notice to you and Service Fees may be changed from time to time upon thirty days' prior written notice to you, and, in each case, you agree to be bound thereby.", "size": 6, "hash": "395b9b8d82cfc8035a859c9ee931f078", "id": 4}, {"samples": [{"hash": "7KRVNCXZkC7", "uri": "/contracts/7KRVNCXZkC7#fees-and-service-charges", "label": "Deposit Account Agreement", "score": 27.362657547, "published": true}, {"hash": "ayjDW3RBKTS", "uri": "/contracts/ayjDW3RBKTS#fees-and-service-charges", "label": "Deposit Account Agreement", "score": 25.0793972015, "published": true}, {"hash": "7xA88aA0mvw", "uri": "/contracts/7xA88aA0mvw#fees-and-service-charges", "label": "Deposit Account Agreement", "score": 25.0533885956, "published": true}], "snippet_links": [{"key": "to-pay", "type": "clause", "offset": [17, 23]}, {"key": "including-without-limitation", "type": "clause", "offset": [99, 127]}, {"key": "monthly-service-charges", "type": "definition", "offset": [129, 152]}, {"key": "transfer-document", "type": "definition", "offset": [197, 214]}, {"key": "other-items", "type": "clause", "offset": [223, 234]}, {"key": "other-transaction", "type": "definition", "offset": [270, 287]}, {"key": "research-fees", "type": "clause", "offset": [338, 351]}, {"key": "copying-charges", "type": "clause", "offset": [356, 371]}, {"key": "maintenance-and-retention", "type": "clause", "offset": [382, 407]}, {"key": "charges-for", "type": "clause", "offset": [433, 444]}, {"key": "mail-processing", "type": "clause", "offset": [452, 467]}, {"key": "overdraft-transfers", "type": "clause", "offset": [481, 500]}, {"key": "created-by", "type": "definition", "offset": [527, 537]}, {"key": "in-person", "type": "clause", "offset": [546, 555]}, {"key": "atm-withdrawals", "type": "clause", "offset": [569, 584]}, {"key": "electronic-means", "type": "definition", "offset": [598, 614]}, {"key": "payment-devices", "type": "definition", "offset": [644, 659]}, {"key": "presentment-of-items", "type": "clause", "offset": [661, 681]}, {"key": "uncollected-funds", "type": "clause", "offset": [690, 707]}, {"key": "reversal-of", "type": "clause", "offset": [709, 720]}, {"key": "automatic-debits", "type": "clause", "offset": [742, 758]}, {"key": "stop-payment-requests", "type": "definition", "offset": [760, 781]}, {"key": "inactive-accounts", "type": "clause", "offset": [803, 820]}, {"key": "required-notice", "type": "definition", "offset": [911, 926]}, {"key": "other-service-charges", "type": "definition", "offset": [949, 970]}, {"key": "fees-schedule", "type": "definition", "offset": [1025, 1038]}, {"key": "any-amendment", "type": "definition", "offset": [1044, 1057]}, {"key": "account-analysis", "type": "clause", "offset": [1086, 1102]}, {"key": "agree-to", "type": "clause", "offset": [1125, 1133]}, {"key": "to-the-fees", "type": "clause", "offset": [1145, 1156]}, {"key": "notice-of-amendment", "type": "definition", "offset": [1226, 1245]}, {"key": "account-fees", "type": "definition", "offset": [1251, 1263]}, {"key": "new-fees", "type": "clause", "offset": [1366, 1374]}, {"key": "services-for", "type": "clause", "offset": [1477, 1489]}, {"key": "no-fee", "type": "clause", "offset": [1515, 1521]}, {"key": "amendment-to-this-agreement", "type": "clause", "offset": [1549, 1576]}, {"key": "in-accordance-with", "type": "clause", "offset": [1591, 1609]}, {"key": "modification-of-terms", "type": "clause", "offset": [1610, 1631]}, {"key": "terms-of-this-agreement", "type": "clause", "offset": [1682, 1705]}, {"key": "deletion-of", "type": "clause", "offset": [1721, 1732]}, {"key": "special-features", "type": "definition", "offset": [1761, 1777]}, {"key": "limitations-on", "type": "definition", "offset": [1785, 1799]}, {"key": "addition-of-new", "type": "clause", "offset": [1814, 1829]}, {"key": "additional-terms", "type": "definition", "offset": [1834, 1850]}, {"key": "modifications-of-the", "type": "clause", "offset": [1908, 1928]}, {"key": "additional-fees", "type": "clause", "offset": [2005, 2020]}, {"key": "no-charge", "type": "definition", "offset": [2096, 2105]}, {"key": "by-this-agreement", "type": "clause", "offset": [2172, 2189]}, {"key": "applicable-state-and-federal-laws", "type": "definition", "offset": [2194, 2227]}, {"key": "date-of", "type": "clause", "offset": [2285, 2292]}, {"key": "authorized-signatory", "type": "clause", "offset": [2321, 2341]}, {"key": "all-terms-and-conditions", "type": "clause", "offset": [2381, 2405]}, {"key": "contained-in", "type": "definition", "offset": [2406, 2418]}, {"key": "deposit-account-agreement", "type": "definition", "offset": [2431, 2456]}, {"key": "modifications-to", "type": "clause", "offset": [2597, 2613]}, {"key": "amendment-to-the", "type": "clause", "offset": [2686, 2702]}, {"key": "arbitration-provisions", "type": "clause", "offset": [2703, 2725]}, {"key": "termination-of-the-arbitration", "type": "clause", "offset": [2733, 2763]}, {"key": "pending-disputes", "type": "clause", "offset": [2814, 2830]}, {"key": "disputes-between-the-parties", "type": "clause", "offset": [2861, 2889]}, {"key": "notice-of-dispute", "type": "definition", "offset": [2900, 2917]}, {"key": "in-writing", "type": "clause", "offset": [2982, 2992]}, {"key": "termination-shall", "type": "clause", "offset": [3020, 3037]}, {"key": "after-notice", "type": "definition", "offset": [3078, 3090]}, {"key": "close-the-account", "type": "clause", "offset": [3132, 3149]}, {"key": "conversion-of-account", "type": "clause", "offset": [3179, 3200]}, {"key": "right-to-convert", "type": "clause", "offset": [3220, 3236]}, {"key": "type-of-account", "type": "clause", "offset": [3260, 3275]}, {"key": "by-bank", "type": "clause", "offset": [3284, 3291]}, {"key": "agreement-signature", "type": "clause", "offset": [3354, 3373]}, {"key": "another-bank", "type": "definition", "offset": [3417, 3429]}, {"key": "bank-of", "type": "definition", "offset": [3440, 3447]}, {"key": "the-execution", "type": "clause", "offset": [3507, 3520]}, {"key": "account-documents", "type": "definition", "offset": [3528, 3545]}, {"key": "for-any-reason", "type": "clause", "offset": [3550, 3564]}, {"key": "other-documents", "type": "definition", "offset": [3845, 3860]}, {"key": "the-bank", "type": "definition", "offset": [3914, 3922]}, {"key": "terms-and-conditions-of-this-agreement", "type": "clause", "offset": [4012, 4050]}, {"key": "bank-routing-number", "type": "definition", "offset": [4077, 4096]}, {"key": "account-number", "type": "definition", "offset": [4104, 4118]}, {"key": "checking-accounts", "type": "definition", "offset": [4169, 4186]}, {"key": "regulatory-accounting", "type": "definition", "offset": [4192, 4213]}, {"key": "the-balance", "type": "clause", "offset": [4383, 4394]}, {"key": "ability-to", "type": "clause", "offset": [4400, 4410]}, {"key": "if-applicable", "type": "clause", "offset": [4474, 4487]}, {"key": "the-service", "type": "clause", "offset": [4490, 4501]}, {"key": "account-statement", "type": "clause", "offset": [4527, 4544]}, {"key": "transfer-funds", "type": "definition", "offset": [4555, 4569]}, {"key": "the-sub", "type": "clause", "offset": [4614, 4621]}, {"key": "records-only", "type": "definition", "offset": [4687, 4699]}, {"key": "all-other-terms", "type": "definition", "offset": [4701, 4716]}, {"key": "rules-governing", "type": "clause", "offset": [4734, 4749]}, {"key": "in-effect", "type": "clause", "offset": [4770, 4779]}, {"key": "rate-information", "type": "definition", "offset": [4781, 4797]}, {"key": "accounts-at-bank", "type": "clause", "offset": [4820, 4836]}, {"key": "time-deposits", "type": "clause", "offset": [4849, 4862]}, {"key": "variable-rate-of-interest", "type": "definition", "offset": [4884, 4909]}, {"key": "interest-rates", "type": "definition", "offset": [4911, 4925]}, {"key": "from-time-to-time", "type": "clause", "offset": [4942, 4959]}, {"key": "sole-and-absolute-discretion", "type": "clause", "offset": [4975, 5003]}, {"key": "notice-to-depositor", "type": "clause", "offset": [5038, 5057]}], "snippet": "\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 agrees to pay and this Account is subject to various published fees and service charges, including without limitation, monthly service charges; a fee for each debit, check, withdrawal or transfer document, and/or other items presented against, and/or for each other transaction, electronic or otherwise, involving this Account; research fees and copying charges; document maintenance and retention service charges, service charges for return mail processing, overdrafts, overdraft transfers, N.S.F. items (overdrafts created by checks, in person withdrawals, ATM withdrawals, or by other electronic means, as applicable), dishonor or payment devices, presentment of items against uncollected funds, reversal of any account entries, automatic debits, stop payment requests; service charges for inactive accounts, except as limited by law, and for recertification of an account, including fees for each required notice or reminder, and such other service charges and/or fees as are listed in the Account Services And Fees Schedule (and any amendment thereof). If you receive an Account Analysis Statement, you hereby agree to be subject to the fees set forth in such Account Analysis Statement. Upon proper and timely notice of amendment, the account fees and service charges may be modified by altering existing fees and/or service charges and/or by adding new fees and/or service charges, including without limitation, adding fees and/or service charges for existing services for which there is currently no fee and/or service charge. Any amendment to this Agreement shall be made in accordance with Modification of Terms herein. MODIFICATION OF TERMS: Bank may amend the terms of this Agreement, including the deletion of terms and conditions and/or special features and/or limitations on accounts, the addition of new and additional terms, conditions, duties, obligations, and/or rights, and the modifications of the fees and/or service charges, including specifically the addition of new and additional fees, and/or service charges for existing services for which there is currently no charge. Bank may notify Depositor of any amendment in any manner allowed by this Agreement and applicable State and Federal laws. By failing to close this Account prior to the effective date of any noticed amendment, each Authorized Signatory agrees to be bound by, and subject to, all terms and conditions contained in the amended Deposit Account Agreement from its effective date, including the deletion of any terms and conditions and/or special features and/or limitations on accounts, and any modifications to existing, or additions of new, account fees and/or service charges. Any amendment to the Arbitration Provisions and/or termination of the Arbitration Provisions shall never apply retroactively to any pending Disputes in arbitration or any pending Disputes between the Parties for which Notice of Dispute has been provided, unless the Parties otherwise expressly agree in writing, and any such amendment or termination shall not be effective until at least 30 days after notice has been provided and Depositor fails to close the account prior to the effective date. CONVERSION OF ACCOUNT: Bank reserves the right to convert the Account to another type of account offered by Bank without the necessity of obtaining new/additional Depositor\u2019s Agreement Signature form(s). BANK MAY TRANSFER THIS ACCOUNT TO ANOTHER BANK OR BRANCH BANK OF INTERNATIONAL BANCSHARES CORPORATION WITHOUT NECESSITATING THE EXECUTION OF NEW ACCOUNT DOCUMENTS: If for any reason Depositor desires that this Account be moved to a different bank/branch bank of International Bancshares Corporation, \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 agrees that Bank may transfer this Account to said different bank/branch bank without the necessity of Depositor executing new account agreement and/or other documents. Bank and Depositor further agree that Depositor and the bank or branch bank to which this Account is transferred shall continue to be governed by the terms and conditions of this Agreement regardless of whether the bank routing number and/or account number on the new account is modified. CLASSIFICATION OF CHECKING ACCOUNTS: For regulatory accounting purposes, Bank may classify checking accounts as two subaccounts: a transaction sub-account and a nontransaction sub-account. This classification will have no effect on the balance, the ability to use such account, the amount and rate of interest you receive (if applicable), the service charges (if any), or the account statement. Bank may transfer funds between these subaccounts. Bank will record the sub-accounts and transfer between them on Bank\u2019s internal accounting records only. All other terms, definitions and rules governing this Account remain in effect. RATE INFORMATION: All interest bearing accounts at Bank, other than time deposits accrue interest at a variable rate of interest. Interest rates are established from time to time by Bank in its sole and absolute discretion and are subject to change without notice to Depositor.", "size": 5, "hash": "440fc75b991940f30f92d910bc2e8635", "id": 5}, {"samples": [{"hash": "c4CC0Tb23gJ", "uri": "/contracts/c4CC0Tb23gJ#fees-and-service-charges", "label": "Consumer Agreements and Disclosures", "score": 33.0608406067, "published": true}, {"hash": "6oJ6J84ac2i", "uri": "/contracts/6oJ6J84ac2i#fees-and-service-charges", "label": "Consumer Agreements and Disclosures", "score": 32.8202629089, "published": true}, {"hash": "7NLFllJzo7O", "uri": "/contracts/7NLFllJzo7O#fees-and-service-charges", "label": "Consumer Agreements and Disclosures", "score": 32.7372322083, "published": true}], "snippet_links": [{"key": "you-agree-to-pay-us", "type": "clause", "offset": [0, 19]}, {"key": "fees-or-charges", "type": "clause", "offset": [35, 50]}, {"key": "responsible-for", "type": "clause", "offset": [60, 75]}, {"key": "minimum-balance-requirements", "type": "definition", "offset": [80, 108]}, {"key": "deposit-requirements", "type": "definition", "offset": [113, 133]}, {"key": "agreements-and-disclosures", "type": "clause", "offset": [152, 178]}, {"key": "your-account", "type": "definition", "offset": [211, 223]}, {"key": "notice-to-you", "type": "clause", "offset": [253, 266]}], "snippet": "You agree to pay us any applicable fees or charges, and are responsible for any minimum balance requirements and deposit requirements called for in our Agreements and Disclosures provided to you when you opened your account. In any case and with proper notice to you, fees, charges, balance requirements and deposit requirements may be changed by us for time to time.", "size": 4, "hash": "4eacc053171e7bee959dc266b3e08581", "id": 6}, {"samples": [{"hash": "iRi9bgWgWFk", "uri": "/contracts/iRi9bgWgWFk#fees-and-service-charges", "label": "Digital Banking Agreement", "score": 27.1615333557, "published": true}, {"hash": "fL5i0TRhCcD", "uri": "/contracts/fL5i0TRhCcD#fees-and-service-charges", "label": "Digital Banking Agreement", "score": 25.9322376251, "published": true}, {"hash": "fJIp54aX3G3", "uri": "/contracts/fJIp54aX3G3#fees-and-service-charges", "label": "Digital Banking Agreement", "score": 25.6817245483, "published": true}], "snippet_links": [{"key": "charges-for", "type": "clause", "offset": [47, 58]}, {"key": "your-use-of-the-services", "type": "clause", "offset": [59, 83]}, {"key": "expedited-payments", "type": "definition", "offset": [99, 117]}, {"key": "right-to-charge", "type": "clause", "offset": [134, 149]}, {"key": "additional-fees", "type": "clause", "offset": [150, 165]}, {"key": "the-future", "type": "clause", "offset": [188, 198]}, {"key": "information-regarding", "type": "clause", "offset": [270, 291]}, {"key": "other-fees-or-charges", "type": "clause", "offset": [296, 317]}, {"key": "to-your-account", "type": "clause", "offset": [326, 341]}, {"key": "responsible-for", "type": "clause", "offset": [351, 366]}, {"key": "access-fees", "type": "clause", "offset": [389, 400]}, {"key": "service-fees", "type": "clause", "offset": [414, 426]}, {"key": "internet-service-provider", "type": "clause", "offset": [470, 495]}], "snippet": "We do not currently charge any fees or service charges for your use of the Services other than for Expedited Payments. We reserve the right to charge additional fees or service charges in the future for your use of the Services. Please review your Account Agreement for information regarding any other fees or charges related to your Account. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider.", "size": 4, "hash": "c35d23a3790b60fadbcd6af2a9f7f784", "id": 7}, {"samples": [{"hash": "jJYcgJY34zw", "uri": "/contracts/jJYcgJY34zw#fees-and-service-charges", "label": "Digital Banking Agreement", "score": 27.6652984619, "published": true}, {"hash": "djHXHMKrc3v", "uri": "/contracts/djHXHMKrc3v#fees-and-service-charges", "label": "Digital Banking Agreement", "score": 26.8726902008, "published": true}, {"hash": "1ksnbACiT0t", "uri": "/contracts/1ksnbACiT0t#fees-and-service-charges", "label": "Digital Banking Agreement", "score": 26.8726902008, "published": true}], "snippet_links": [{"key": "no-fee", "type": "clause", "offset": [19, 25]}, {"key": "digital-banking", "type": "clause", "offset": [51, 66]}, {"key": "your-service", "type": "clause", "offset": [79, 91]}, {"key": "information-on", "type": "clause", "offset": [112, 126]}, {"key": "other-fees", "type": "clause", "offset": [127, 137]}, {"key": "to-your-account", "type": "clause", "offset": [153, 168]}, {"key": "returned-item", "type": "definition", "offset": [189, 202]}, {"key": "stop-payment-fees", "type": "definition", "offset": [207, 224]}, {"key": "the-bank-reserves", "type": "clause", "offset": [226, 243]}, {"key": "right-to", "type": "definition", "offset": [248, 256]}, {"key": "charges-for", "type": "clause", "offset": [290, 301]}, {"key": "access-to", "type": "definition", "offset": [302, 311]}, {"key": "use-of-the-service", "type": "clause", "offset": [315, 333]}, {"key": "promptly-notify", "type": "definition", "offset": [343, 358]}, {"key": "new-fees", "type": "clause", "offset": [370, 378]}, {"key": "change-in", "type": "clause", "offset": [382, 391]}, {"key": "the-fees", "type": "clause", "offset": [392, 400]}, {"key": "to-the-extent", "type": "clause", "offset": [427, 440]}, {"key": "required-by", "type": "definition", "offset": [441, 452]}, {"key": "applicable-rules", "type": "clause", "offset": [453, 469]}, {"key": "authorize-us-to", "type": "clause", "offset": [475, 490]}, {"key": "the-account", "type": "clause", "offset": [531, 542]}, {"key": "purpose-and", "type": "clause", "offset": [566, 577]}, {"key": "the-charges", "type": "clause", "offset": [578, 589]}, {"key": "your-statements", "type": "clause", "offset": [605, 620]}, {"key": "a-new-account", "type": "clause", "offset": [676, 689]}, {"key": "acknowledge-and-agree", "type": "clause", "offset": [720, 741]}, {"key": "right-of-setoff", "type": "definition", "offset": [763, 778]}, {"key": "your-accounts", "type": "clause", "offset": [795, 808]}, {"key": "to-pay", "type": "clause", "offset": [809, 815]}, {"key": "all-fees", "type": "clause", "offset": [824, 832]}, {"key": "returns-and-refunds", "type": "clause", "offset": [834, 853]}, {"key": "this-agreement", "type": "clause", "offset": [878, 892]}], "snippet": "There is currently no fee or charge for the use of Digital Banking. Please see your service charge schedule for information on other fees that may apply to your Account, such as overdraft, returned item, or stop payment fees. The Bank reserves the right to impose fees and/or other service charges for access to or use of the Service. We will promptly notify you of any new fees or change in the fees for these services if and to the extent required by Applicable Rules. You authorize us to automatically deduct these charges from the Account you designate for this purpose and the charges will appear on your statements. If you close that Account, you will need to designate a new Account for such payments. You hereby acknowledge and agree that we shall have a right of setoff against each of your accounts to pay any and all fees, returns and refunds owed to us by you under this Agreement.", "size": 3, "hash": "ae5cde378b8f35113404c45a65caaf9f", "id": 8}, {"samples": [{"hash": "b80ouNZ1ImC", "uri": "/contracts/b80ouNZ1ImC#fees-and-service-charges", "label": "Deposit Account Disclosure Statement and Agreement", "score": 24.1998634338, "published": true}, {"hash": "b6um6ShVLA4", "uri": "/contracts/b6um6ShVLA4#fees-and-service-charges", "label": "Deposit Account Disclosure Statement and Agreement", "score": 23.2566738129, "published": true}], "snippet_links": [{"key": "to-the-fees", "type": "clause", "offset": [24, 35]}, {"key": "fee-schedule", "type": "clause", "offset": [53, 65]}, {"key": "to-your-account", "type": "clause", "offset": [79, 94]}, {"key": "to-pay", "type": "clause", "offset": [109, 115]}, {"key": "applicable-service", "type": "definition", "offset": [120, 138]}, {"key": "to-charge", "type": "clause", "offset": [165, 174]}, {"key": "at-any-time", "type": "clause", "offset": [223, 234]}, {"key": "fees-or-charges", "type": "clause", "offset": [255, 270]}, {"key": "funds-in", "type": "definition", "offset": [350, 358]}, {"key": "services-charges", "type": "definition", "offset": [395, 411]}, {"key": "you-acknowledge-and-agree-that", "type": "clause", "offset": [437, 467]}, {"key": "the-funds", "type": "clause", "offset": [468, 477]}, {"key": "state-benefits", "type": "clause", "offset": [526, 540]}, {"key": "direct-deposit", "type": "clause", "offset": [552, 566]}, {"key": "social-security", "type": "definition", "offset": [570, 585]}, {"key": "you-choose", "type": "definition", "offset": [592, 602]}, {"key": "day-of", "type": "clause", "offset": [715, 721]}, {"key": "statement-cycle", "type": "definition", "offset": [726, 741]}, {"key": "the-account", "type": "clause", "offset": [754, 765]}, {"key": "we-may-change", "type": "clause", "offset": [830, 843]}, {"key": "without-notice", "type": "definition", "offset": [867, 881]}, {"key": "required-by-law", "type": "definition", "offset": [899, 914]}, {"key": "advance-notice", "type": "definition", "offset": [928, 942]}], "snippet": "Your account is subject to the fees described in the Fee Schedule that applies to your account and you agree to pay all applicable service charges. You authorize us to charge your account for these fees and service charges at any time whether or not such fees or charges will result in an overdraft of your account or, where there are not sufficient funds in your account to cover your fees and services charges, to bill you separately. You acknowledge and agree that the funds in your account that may include any federal or state benefits (including direct deposit of Social Security) that you choose to deposit can be used to pay such fees and service charges. Fees and service charges are collected on the last day of the statement cycle or the date the account is closed. Fee for these services may vary from state to state. We may change these fees at any time without notice unless otherwise required by law requiring an advance notice.", "size": 3, "hash": "e2d2c7b499a7cd3f74979652df7afde3", "id": 9}, {"samples": [{"hash": "dn4lZ7Sv9Je", "uri": "/contracts/dn4lZ7Sv9Je#fees-and-service-charges", "label": "Credit Cardholder Agreement", "score": 25.4421634674, "published": true}, {"hash": "8MHSx2taggu", "uri": "/contracts/8MHSx2taggu#fees-and-service-charges", "label": "Credit Cardholder Agreement", "score": 23.4421634674, "published": true}], "snippet_links": [{"key": "you-must-pay", "type": "clause", "offset": [0, 12]}, {"key": "fees-and-other-charges", "type": "clause", "offset": [17, 39]}, {"key": "to-your-account", "type": "clause", "offset": [51, 66]}, {"key": "set-out", "type": "definition", "offset": [71, 78]}, {"key": "disclosure-statement", "type": "clause", "offset": [86, 106]}, {"key": "the-bank-may", "type": "clause", "offset": [128, 140]}, {"key": "from-time-to-time", "type": "clause", "offset": [159, 176]}, {"key": "notice-of", "type": "definition", "offset": [198, 207]}, {"key": "as-required-by-law", "type": "clause", "offset": [221, 239]}, {"key": "annual-fees", "type": "definition", "offset": [241, 252]}, {"key": "if-applicable", "type": "clause", "offset": [254, 267]}, {"key": "day-of", "type": "clause", "offset": [293, 299]}, {"key": "statement-period", "type": "definition", "offset": [310, 326]}, {"key": "the-card", "type": "definition", "offset": [333, 341]}, {"key": "date-of", "type": "clause", "offset": [434, 441]}], "snippet": "You must pay all fees and other charges that apply to your Account, as set out in the Disclosure Statement. You understand that the Bank may change these fees from time to time and you will receive notice of such changes as required by law. Annual fees, if applicable, are charged on the last day of the first statement period after the Card is issued (whether or not the Card is activated) and annually thereafter on the anniversary date of the 1st statement period after the Card is issued.", "size": 3, "hash": "36c60458b9eb690ccf0aadc1ddda7b3f", "id": 10}], "next_curs": "CmESW2oVc35sYXdpbnNpZGVyY29udHJhY3Rzcj0LEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IiFmZWVzLWFuZC1zZXJ2aWNlLWNoYXJnZXMjMDAwMDAwMGEMogECZW4YACAA", "clause": {"children": [["cash-advance-fee", "Cash Advance Fee"], ["reload-fee", "Reload Fee"], ["lost-or-stolen-card-redemption-check-fee", "Lost or Stolen Card Redemption Check Fee"], ["check-redemption-fee", "Check Redemption Fee"], ["replacement-card-fee", "Replacement Card Fee"]], "parents": [["terms-applicable-to-all-accounts", "TERMS APPLICABLE TO ALL ACCOUNTS"], ["general-account-terms-and-conditions", "General Account Terms and Conditions"], ["software-provisions", "Software Provisions"], ["miscellaneous", "Miscellaneous"], ["deposit-account-agreement-for-personal-and-business-accounts-effective-october-6-2012", "Deposit Account Agreement for Personal and Business Accounts Effective October 6 2012"]], "title": "FEES AND SERVICE CHARGES", "size": 105, "id": "fees-and-service-charges", "related": [["service-charges", "Service Charges", "Service Charges"], ["other-fees-and-charges", "Other Fees and Charges", "Other Fees and Charges"], ["interest-fees-and-charges", "Interest Fees and Charges", "Interest Fees and Charges"], ["fees-and-charges", "Fees and Charges", "Fees and Charges"], ["ads-fees-and-charges", "ADS Fees and Charges", "ADS Fees and Charges"]], "related_snippets": [], "updated": "2025-07-24T04:27:51+00:00"}, "json": true, "cursor": ""}}