{"component": "clause", "props": {"groups": [{"size": 8, "snippet": "On each Business Day on which we review and process your item(s), we will use commercially reasonable efforts to identify items which, in our sole discretion, are ineligible for Mobile Deposit (each, an \u201cException Item\u201d). \u201cException Item\u201d includes, without limitation, an item that: (i) is illegible or contains MICR data that is not machine-readable, (ii) was previously processed for deposit, or (iii) is drawn on a financial institution located outside the United States. We will notify you of each Exception Item through a communication channel of our choosing. If you want to attempt to deposit any Exception Item to your Account after it has been determined ineligible for this Service, you may do so only by depositing the original check on which the Exception Item is based or as otherwise agreed between us.", "samples": [{"hash": "9U2vz96QXTC", "uri": "/contracts/9U2vz96QXTC#exception-items", "label": "Ebanking Disclosure Statement and Agreement", "score": 26.7097873688, "published": true}, {"hash": "k8uuyUKEzoT", "uri": "/contracts/k8uuyUKEzoT#exception-items", "label": "Ebanking Disclosure Statement and Agreement", "score": 26.3839836121, "published": true}, {"hash": "l2H01a7ZxbT", "uri": "/contracts/l2H01a7ZxbT#exception-items", "label": "Ebanking Disclosure Statement and Agreement", "score": 25.3258037567, "published": true}], "snippet_links": [{"key": "business-day", "type": "definition", "offset": [8, 20]}, {"key": "use-commercially-reasonable-efforts", "type": "clause", "offset": [74, 109]}, {"key": "sole-discretion", "type": "clause", "offset": [142, 157]}, {"key": "mobile-deposit", "type": "definition", "offset": [178, 192]}, {"key": "exception-item", "type": "definition", "offset": [204, 218]}, {"key": "without-limitation", "type": "clause", "offset": [249, 267]}, {"key": "micr-data", "type": "definition", "offset": [312, 321]}, {"key": "financial-institution", "type": "definition", "offset": [418, 439]}, {"key": "outside-the-united-states", "type": "clause", "offset": [448, 473]}, {"key": "communication-channel", "type": "definition", "offset": [527, 548]}, {"key": "to-attempt-to", "type": "clause", "offset": [578, 591]}, {"key": "to-your-account", "type": "clause", "offset": [619, 634]}, {"key": "original-check", "type": "clause", "offset": [730, 744]}], "hash": "0ec30f2e063354dd018895048216069a", "id": 4}, {"size": 6, "snippet": "Each Business Day by the designated time, Bank shall make reasonable efforts to report to Customer any Items that do not match the Check Issue File and, if requested and available, provide the front and back images of those Items for that day\u2019s presentment; provided, however, no images shall be provided in the case of electronically converted Items. Customer agrees to review and make payment decisions on the Exception Items prior to Bank\u2019s established Cut-off.\na) If Customer\u2019s requested default setup is for Bank to pay all Exception Items, then Bank is authorized to finally pay any Exception Item unless Customer has instructed Bank to return the Exception Item prior to the established Cut-off.\nb) If Customer\u2019s requested default setup is for Bank to return all Exception Items, then Bank is authorized to return any Exception Item unless Customer instructs bank to pay an Exception Item prior to the established Cut-off.\nc) Bank may rely on any instructions received from Customer that Bank reasonably believes to be genuine. Bank shall have no responsibility for any liability, loss or damage resulting from: (i) payment in accordance with this Section of any Paid No Issue Item that is altered or unsigned or which bears the forged or unauthorized signature of Customer; (ii) the return of any Paid No Issue Item to the depository bank in accordance with this Section; or (iii) Customer\u2019s failure to meet Bank\u2019s established Cut-offs. Customer may be required to place a stop Payment Order on any returned Paid No Issue Item, which shall be subject to Bank\u2019s customary stop payment fee. Bank\u2019s failure to report a discrepancy will not discharge Customer\u2019s obligation with regard to any Item, and shall not obligate Bank to return any Item if it is otherwise properly payable.", "samples": [{"hash": "EDcfPjxxYF", "uri": "/contracts/EDcfPjxxYF#exception-items", "label": "Treasury Management Master Agreement", "score": 22.7967147827, "published": true}, {"hash": "fv9rQK5Rwup", "uri": "/contracts/fv9rQK5Rwup#exception-items", "label": "Treasury Management Master Agreement", "score": 22.2409305573, "published": true}, {"hash": "fBDpEOAtlKL", "uri": "/contracts/fBDpEOAtlKL#exception-items", "label": "Treasury Management Master Agreement", "score": 20.2026004791, "published": true}], "snippet_links": [{"key": "business-day", "type": "definition", "offset": [5, 17]}, {"key": "designated-time", "type": "definition", "offset": [25, 40]}, {"key": "reasonable-efforts", "type": "clause", "offset": [58, 76]}, {"key": "to-customer", "type": "clause", "offset": [87, 98]}, {"key": "check-issue-file", "type": "definition", "offset": [131, 147]}, {"key": "provide-the", "type": "clause", "offset": [181, 192]}, {"key": "in-the-case", "type": "clause", "offset": [305, 316]}, {"key": "customer-agrees-to", "type": "clause", "offset": [352, 370]}, {"key": "make-payment", "type": "definition", "offset": [382, 394]}, {"key": "to-bank", "type": "definition", "offset": [434, 441]}, {"key": "for-bank", "type": "clause", "offset": [509, 517]}, {"key": "to-pay", "type": "clause", "offset": [518, 524]}, {"key": "bank-is-authorized", "type": "clause", "offset": [551, 569]}, {"key": "prior-to-the", "type": "clause", "offset": [669, 681]}, {"key": "an-exception", "type": "clause", "offset": [878, 890]}, {"key": "from-customer", "type": "clause", "offset": [976, 989]}, {"key": "reasonably-believes", "type": "definition", "offset": [1000, 1019]}, {"key": "responsibility-for", "type": "clause", "offset": [1054, 1072]}, {"key": "loss-or-damage", "type": "clause", "offset": [1088, 1102]}, {"key": "resulting-from", "type": "definition", "offset": [1103, 1117]}, {"key": "in-accordance-with", "type": "clause", "offset": [1131, 1149]}, {"key": "signature-of-customer", "type": "clause", "offset": [1259, 1280]}, {"key": "return-of", "type": "clause", "offset": [1291, 1300]}, {"key": "depository-bank", "type": "definition", "offset": [1331, 1346]}, {"key": "failure-to-meet", "type": "clause", "offset": [1400, 1415]}, {"key": "customer-may", "type": "clause", "offset": [1445, 1457]}, {"key": "to-place", "type": "definition", "offset": [1470, 1478]}, {"key": "stop-payment-order", "type": "definition", "offset": [1481, 1499]}, {"key": "subject-to", "type": "clause", "offset": [1551, 1561]}, {"key": "stop-payment-fee", "type": "clause", "offset": [1579, 1595]}, {"key": "failure-to-report", "type": "clause", "offset": [1604, 1621]}, {"key": "with-regard-to", "type": "clause", "offset": [1677, 1691]}, {"key": "properly-payable", "type": "definition", "offset": [1768, 1784]}], "hash": "19c5632c85908b3e55c3d6ff019704bf", "id": 8}, {"size": 6, "snippet": "Merchant agrees to reacquire and pay Processor the amount of any sales transaction, and Processor shall have the right at any time to charge \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587's Account therefore with notice via Processor\u2019s Service Delivery Process, for any return, chargeback, compliance case, any other Association action, or if the extension of credit for merchandise sold or services or sales transactions performed was in violation of law or the rules or regulations of any governmental agency, federal, territorial, provincial, local or otherwise; or if Processor has not received payment for any sales transaction, notwithstanding Processor\u2019s prior payment to Merchant for such sales transaction pursuant to Section 5 above or any other section. Not limiting the generality of the foregoing, \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 agrees that any operational and/or other Services performed on behalf of Merchant, including but not limited to, production of facsimile drafts in response to copy requests, response to compliance cases, augmentation of Merchant data for interchange, transaction stand-in, digital draft storage and retrieval, etc. shall in no way affect Merchant's obligations and liability in this Agreement including those in the foregoing sentence. Merchant may instruct Processor in the defense of chargebacks, compliance cases and similar actions, and \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 agrees that it will promptly provide any such instructions to Processor. When Processor has determined it has all necessary information and instructions, \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 hereby authorizes Processor to resolve chargebacks and respond to retrieval requests and other inquiries without further consulting Merchant. Where not prohibited by the Operating Regulations, Processor may report Merchant to Terminated Merchant File and the Merchant Alert to Control High Risk Merchants file maintained by an Association, and any Interac equivalent during or following the term.", "samples": [{"hash": "iTn1l2t1La9", "uri": "/contracts/iTn1l2t1La9#exception-items", "label": "Bank Card Merchant Agreement", "score": 35.0337677002, "published": true}, {"hash": "a69jmJZQNoN", "uri": "/contracts/a69jmJZQNoN#exception-items", "label": "Bank Card Merchant Agreement", "score": 35.0052604675, "published": true}, {"hash": "1BK3JbFZ5ul", "uri": "/contracts/1BK3JbFZ5ul#exception-items", "label": "Bank Card Merchant Agreement", "score": 34.9606513977, "published": true}], "snippet_links": [{"key": "agrees-to", "type": "clause", "offset": [9, 18]}, {"key": "the-right", "type": "clause", "offset": [109, 118]}, {"key": "at-any-time", "type": "clause", "offset": [119, 130]}, {"key": "to-charge", "type": "clause", "offset": [131, 140]}, {"key": "with-notice", "type": "clause", "offset": [170, 181]}, {"key": "service-delivery-process", "type": "clause", "offset": [198, 222]}, {"key": "association-action", "type": "clause", "offset": [279, 297]}, {"key": "extension-of-credit", "type": "clause", "offset": [309, 328]}, {"key": "sales-transactions", "type": "definition", "offset": [365, 383]}, {"key": "violation-of-law", "type": "definition", "offset": [401, 417]}, {"key": "rules-or-regulations", "type": "clause", "offset": [425, 445]}, {"key": "governmental-agency", "type": "definition", "offset": [453, 472]}, {"key": "payment-for", "type": "clause", "offset": [561, 572]}, {"key": "payment-to-merchant", "type": "clause", "offset": [630, 649]}, {"key": "pursuant-to-section-5", "type": "clause", "offset": [677, 698]}, {"key": "not-limiting", "type": "clause", "offset": [727, 739]}, {"key": "the-foregoing", "type": "definition", "offset": [758, 771]}, {"key": "services-performed", "type": "clause", "offset": [823, 841]}, {"key": "on-behalf-of", "type": "definition", "offset": [842, 854]}, {"key": "not-limited", "type": "clause", "offset": [879, 890]}, {"key": "merchant-data", "type": "clause", "offset": [1002, 1015]}, {"key": "in-this-agreement", "type": "definition", "offset": [1157, 1174]}, {"key": "similar-actions", "type": "clause", "offset": [1302, 1317]}, {"key": "promptly-provide", "type": "clause", "offset": [1352, 1368]}, {"key": "instructions-to", "type": "definition", "offset": [1378, 1393]}, {"key": "information-and-instructions", "type": "clause", "offset": [1456, 1484]}, {"key": "respond-to", "type": "definition", "offset": [1550, 1560]}, {"key": "retrieval-requests", "type": "definition", "offset": [1561, 1579]}, {"key": "other-inquiries", "type": "clause", "offset": [1584, 1599]}, {"key": "not-prohibited", "type": "clause", "offset": [1643, 1657]}, {"key": "operating-regulations", "type": "definition", "offset": [1665, 1686]}, {"key": "terminated-merchant-file", "type": "clause", "offset": [1721, 1745]}, {"key": "the-merchant", "type": "clause", "offset": [1750, 1762]}, {"key": "to-control", "type": "definition", "offset": [1769, 1779]}, {"key": "high-risk", "type": "clause", "offset": [1780, 1789]}, {"key": "an-association", "type": "clause", "offset": [1819, 1833]}, {"key": "the-term", "type": "definition", "offset": [1882, 1890]}], "hash": "2cde4b3bc553313c6b8b7d28d58241ee", "id": 9}, {"size": 80, "snippet": "When we review and process your electronic file, we may reject any electronic image that we determine to be ineligible for the service (\"Exception Item\") including, without limitation, electronic images of items drawn on banks located outside the United States, items drawn on U.S. Banks in foreign currency, electronic images that are illegible (due to poor image quality or otherwise), electronic images of items previously processed, electronic images previously converted to substitute checks, and electronic images with unreadable MICR information. We will notify you of any Exception Items. You agree that if you wish to attempt to deposit any Exception Item to any of your accounts with Credit Union, you will only do so by depositing the original item on which the Exception Item is based. You acknowledge and agree that even if you do not initially identify an electronic image as an Exception Item, the substitute check created by the Credit Union there from may nevertheless be returned to Credit Union because, among other reasons, the electronic image is deemed illegible by a paying bank. Credit Union's failure to identify an Exception Item shall not preclude or limit your obligations to Credit Union.", "samples": [{"hash": "a8FmvQswUTm", "uri": "/contracts/a8FmvQswUTm#exception-items", "label": "Electronic Services Agreement", "score": 32.4927139282, "published": true}, {"hash": "eVba8BRBASx", "uri": "/contracts/eVba8BRBASx#exception-items", "label": "Membership and Account Agreement", "score": 32.4921340942, "published": true}, {"hash": "8JRXhQCN04J", "uri": "/contracts/8JRXhQCN04J#exception-items", "label": "Remote Deposit Service Agreement", "score": 31.3948001862, "published": true}], "snippet_links": [{"key": "electronic-file", "type": "clause", "offset": [32, 47]}, {"key": "the-service", "type": "clause", "offset": [123, 134]}, {"key": "without-limitation", "type": "clause", "offset": [165, 183]}, {"key": "electronic-images", "type": "definition", "offset": [185, 202]}, {"key": "outside-the-united-states", "type": "clause", "offset": [235, 260]}, {"key": "foreign-currency", "type": "definition", "offset": [291, 307]}, {"key": "image-quality", "type": "clause", "offset": [359, 372]}, {"key": "substitute-checks", "type": "definition", "offset": [479, 496]}, {"key": "you-agree", "type": "clause", "offset": [597, 606]}, {"key": "to-attempt-to", "type": "clause", "offset": [624, 637]}, {"key": "your-accounts", "type": "clause", "offset": [675, 688]}, {"key": "the-original", "type": "definition", "offset": [742, 754]}, {"key": "you-acknowledge-and-agree-that", "type": "clause", "offset": [798, 828]}, {"key": "an-electronic", "type": "clause", "offset": [867, 880]}, {"key": "an-exception", "type": "clause", "offset": [890, 902]}, {"key": "created-by", "type": "definition", "offset": [930, 940]}, {"key": "the-credit-union", "type": "definition", "offset": [941, 957]}, {"key": "other-reasons", "type": "clause", "offset": [1029, 1042]}, {"key": "the-electronic", "type": "clause", "offset": [1044, 1058]}, {"key": "paying-bank", "type": "definition", "offset": [1090, 1101]}, {"key": "failure-to", "type": "clause", "offset": [1118, 1128]}, {"key": "your-obligations", "type": "definition", "offset": [1184, 1200]}], "hash": "fbada3f00926426f1b7b439a7679296b", "id": 1}, {"size": 9, "snippet": "Autobooks may, with notice to User in accordance with Autobooks\u2019s standard operating procedures, charge the Account for any returns, chargebacks, compliance cases, or if otherwise instructed by a Card Brand (for example, for illegal or prohibited Card Transactions), or if Autobooks does not receive payment for the Card Transaction. User will cooperate with Autobooks in the defense of chargebacks, compliance cases, and similar actions, and will promptly respond to Autobooks\u2019s requests for information and instructions relating to such cases. When Autobooks has determined it has all necessary information and instructions, User authorizes Autobooks to resolve chargebacks and respond to retrieval requests and other inquiries on behalf of User. Autobooks makes no representation or warranty that any chargeback will be resolved in User\u2019s favor. User understands that it, not Autobooks, is solely responsible for resolving any Cardholder issues or disputes, and Autobooks will not engage in any collection efforts on User\u2019s behalf.", "samples": [{"hash": "603HCnkPz7D", "uri": "/contracts/603HCnkPz7D#exception-items", "label": "Terms of Use and End User License Agreement", "score": 27.0424365997, "published": true}, {"hash": "csSXOcmE49H", "uri": "/contracts/csSXOcmE49H#exception-items", "label": "Terms of Use and End User License Agreement", "score": 26.767282486, "published": true}, {"hash": "hiFNEu4NoG", "uri": "/contracts/hiFNEu4NoG#exception-items", "label": "Terms of Use and End User License Agreement", "score": 26.5961666107, "published": true}], "snippet_links": [{"key": "notice-to-user", "type": "definition", "offset": [20, 34]}, {"key": "in-accordance-with", "type": "clause", "offset": [35, 53]}, {"key": "standard-operating-procedures", "type": "clause", "offset": [66, 95]}, {"key": "the-account", "type": "clause", "offset": [104, 115]}, {"key": "card-brand", "type": "definition", "offset": [196, 206]}, {"key": "for-example", "type": "clause", "offset": [208, 219]}, {"key": "card-transactions", "type": "definition", "offset": [247, 264]}, {"key": "the-card", "type": "definition", "offset": [312, 320]}, {"key": "cooperate-with", "type": "clause", "offset": [344, 358]}, {"key": "similar-actions", "type": "clause", "offset": [422, 437]}, {"key": "respond-to", "type": "definition", "offset": [457, 467]}, {"key": "information-and-instructions", "type": "clause", "offset": [493, 521]}, {"key": "relating-to", "type": "definition", "offset": [522, 533]}, {"key": "necessary-information", "type": "definition", "offset": [587, 608]}, {"key": "retrieval-requests", "type": "definition", "offset": [691, 709]}, {"key": "other-inquiries", "type": "clause", "offset": [714, 729]}, {"key": "on-behalf-of", "type": "definition", "offset": [730, 742]}, {"key": "no-representation-or-warranty", "type": "clause", "offset": [765, 794]}, {"key": "responsible-for", "type": "clause", "offset": [900, 915]}, {"key": "engage-in-any", "type": "definition", "offset": [984, 997]}, {"key": "collection-efforts", "type": "definition", "offset": [998, 1016]}], "hash": "e0029750c90a747c403fb8f0b2456c75", "id": 2}, {"size": 9, "snippet": "When we review and process your electronic check, we may reject any electronic image that we, in our sole discretion, determine to be ineligible for Mobile Deposit including, without limitation, items drawn on U.S. banks in foreign currency, electronic images that are illegible, electronic images of items previously processed or converted to substitute checks, and electronic images with unreadable MICR information. We will notify you of any Exception Items.", "samples": [{"hash": "bt6xSTkEoKB", "uri": "/contracts/bt6xSTkEoKB#exception-items", "label": "Personal & Small Business Electronic Banking Agreement", "score": 27.2669410706, "published": true}, {"hash": "90CcOeUVwNh", "uri": "/contracts/90CcOeUVwNh#exception-items", "label": "Personal & Small Business Electronic Banking Agreement", "score": 26.7097873688, "published": true}, {"hash": "dSXqiwNF3Pj", "uri": "/contracts/dSXqiwNF3Pj#exception-items", "label": "Personal & Small Business Electronic Banking Agreement", "score": 26.6317596436, "published": true}], "snippet_links": [{"key": "electronic-check", "type": "definition", "offset": [32, 48]}, {"key": "sole-discretion", "type": "clause", "offset": [101, 116]}, {"key": "mobile-deposit", "type": "definition", "offset": [149, 163]}, {"key": "without-limitation", "type": "clause", "offset": [175, 193]}, {"key": "foreign-currency", "type": "definition", "offset": [224, 240]}, {"key": "electronic-images", "type": "definition", "offset": [242, 259]}, {"key": "substitute-checks", "type": "definition", "offset": [344, 361]}], "hash": "e64a810bb2df3d1c39d96b09654aa054", "id": 3}, {"size": 8, "snippet": "When we review and process your ICL Files, we may, but are not obligated to, reject any file that we, in our sole discretion, determine to be ineligible for the ICL Service (each, an \u201cException Item\u201d) including, without limitation, electronic images of checks drawn on banks located outside the United States, checks drawn on United States banks in foreign currency, electronic images that are illegible (due to poor image quality or otherwise), electronic images of checks previously processed, electronic images previously converted to substitute checks, and electronic images with unreadable MICR information. We will notify you of all Exception Items and related adjustments in writing. You agree that if you wish to attempt to deposit any Exception Item to any of your accounts with us, you will only do so by depositing the original paper item on which the Exception Item is based. You acknowledge and agree that even if we do not initially identify an electronic image as an Exception Item, the substitute check created by us may nevertheless be returned to us because, among other reasons, the electronic image is deemed illegible by Paying Bank. Our failure to identify an Exception Item will not preclude or limit the obligation of you to us.", "samples": [{"hash": "1q2AbTPLtyG", "uri": "/contracts/1q2AbTPLtyG#exception-items", "label": "Master Agreement", "score": 24.6317596436, "published": true}, {"hash": "kEHTvmzLXw", "uri": "/contracts/kEHTvmzLXw#exception-items", "label": "Master Agreement", "score": 23.5297737122, "published": true}, {"hash": "3WvmEgAYPQe", "uri": "/contracts/3WvmEgAYPQe#exception-items", "label": "Master Agreement", "score": 23.4243659973, "published": true}], "snippet_links": [{"key": "sole-discretion", "type": "clause", "offset": [109, 124]}, {"key": "without-limitation", "type": "clause", "offset": [212, 230]}, {"key": "electronic-images", "type": "definition", "offset": [232, 249]}, {"key": "outside-the-united-states", "type": "clause", "offset": [283, 308]}, {"key": "foreign-currency", "type": "definition", "offset": [349, 365]}, {"key": "image-quality", "type": "clause", "offset": [417, 430]}, {"key": "substitute-checks", "type": "definition", "offset": [538, 555]}, {"key": "related-adjustments", "type": "definition", "offset": [659, 678]}, {"key": "in-writing", "type": "clause", "offset": [679, 689]}, {"key": "you-agree", "type": "clause", "offset": [691, 700]}, {"key": "to-attempt-to", "type": "clause", "offset": [718, 731]}, {"key": "your-accounts", "type": "clause", "offset": [769, 782]}, {"key": "paper-item", "type": "definition", "offset": [839, 849]}, {"key": "you-acknowledge-and-agree-that", "type": "clause", "offset": [888, 918]}, {"key": "an-electronic", "type": "clause", "offset": [956, 969]}, {"key": "an-exception", "type": "clause", "offset": [979, 991]}, {"key": "created-by", "type": "definition", "offset": [1019, 1029]}, {"key": "other-reasons", "type": "clause", "offset": [1083, 1096]}, {"key": "the-electronic", "type": "clause", "offset": [1098, 1112]}, {"key": "paying-bank", "type": "definition", "offset": [1142, 1153]}, {"key": "failure-to", "type": "clause", "offset": [1159, 1169]}, {"key": "the-obligation", "type": "clause", "offset": [1224, 1238]}], "hash": "72afe98b1a64b732510358755f5807ad", "id": 5}, {"size": 7, "snippet": "When Credit Union reviews and processes Member's electronic file, Credit Union may reject any electronic image that Credit Union, in its sole discretion, determines to be ineligible for the service (\"Exception Item\") including, without limitation, electronic images of items drawn on banks located outside the United States, items drawn on U.S. Banks in foreign currency, electronic images that are illegible (due to poor image quality or otherwise), electronic images of items previously processed, electronic images previously converted to substitute checks, and electronic images with unreadable MICR information. Credit Union will notify Member of any Exception Items. Member agrees that if it wishes to attempt to deposit any Exception Item to any of Member's account with Credit Union, Member shall only do so by depositing the original item on which the Exception Item is based. Member acknowledges and agrees that even if Credit Union does not initially identify an electronic image as an Exception Item, the substitute check created by the Credit Union therefrom may nevertheless be returned to Credit Union because, among other reasons, the electronic image is deemed illegible by a paying bank. Credit Union's failure to identify an Exception Item shall not preclude or limit the obligation of Member to Credit Union.", "samples": [{"hash": "a4MJ2BDZX86", "uri": "/contracts/a4MJ2BDZX86#exception-items", "label": "Mobile Deposit Agreement", "score": 32.3199310303, "published": true}, {"hash": "jejruE5DEpT", "uri": "/contracts/jejruE5DEpT#exception-items", "label": "Mobile Deposit Agreement", "score": 28.7039680481, "published": true}, {"hash": "cBnFVfCsfUE", "uri": "/contracts/cBnFVfCsfUE#exception-items", "label": "Ezdeposit Services Agreement", "score": 21.8268318176, "published": true}], "snippet_links": [{"key": "electronic-file", "type": "clause", "offset": [49, 64]}, {"key": "sole-discretion", "type": "clause", "offset": [137, 152]}, {"key": "the-service", "type": "clause", "offset": [186, 197]}, {"key": "without-limitation", "type": "clause", "offset": [228, 246]}, {"key": "electronic-images", "type": "definition", "offset": [248, 265]}, {"key": "outside-the-united-states", "type": "clause", "offset": [298, 323]}, {"key": "foreign-currency", "type": "definition", "offset": [354, 370]}, {"key": "image-quality", "type": "clause", "offset": [422, 435]}, {"key": "substitute-checks", "type": "definition", "offset": [542, 559]}, {"key": "to-attempt-to", "type": "clause", "offset": [705, 718]}, {"key": "account-with", "type": "definition", "offset": [765, 777]}, {"key": "the-original", "type": "definition", "offset": [830, 842]}, {"key": "an-electronic", "type": "clause", "offset": [971, 984]}, {"key": "an-exception", "type": "clause", "offset": [994, 1006]}, {"key": "created-by", "type": "definition", "offset": [1034, 1044]}, {"key": "the-credit-union", "type": "definition", "offset": [1045, 1061]}, {"key": "other-reasons", "type": "clause", "offset": [1132, 1145]}, {"key": "the-electronic", "type": "clause", "offset": [1147, 1161]}, {"key": "paying-bank", "type": "definition", "offset": [1193, 1204]}, {"key": "failure-to", "type": "clause", "offset": [1221, 1231]}, {"key": "obligation-of-member", "type": "clause", "offset": [1291, 1311]}], "hash": "d5c3bee2da5c42debf490e86a831e1fb", "id": 6}, {"size": 6, "snippet": "Each Business Day we review Electronic Items to determine if any Electronic Item, that we in our sole discretion, determine to be ineligible for the Deposit Service (\u201cException Item\u201d).\n1. is illegible or contains MICR data that is not machine readable;\n2. was previously processed as an Electronic Item, or 3. is an Unallowable Paper Item as set forth above. Even if we do not initially identify an Electronic Item as an Exception Item when we review and process the Electronic Item, the Electronic Item may still be returned to us by the Paying Bank if the Paying Bank determines that such Electronic Item is illegible of missing an image. We will attempt to notify you of each Exception Item through any communication channels at our discretion.", "samples": [{"hash": "dHbIODM5zoU", "uri": "/contracts/dHbIODM5zoU#exception-items", "label": "Mobile Banking Deposit Service Agreement Addendum", "score": 25.3189601898, "published": true}, {"hash": "aHCPcNDvVkb", "uri": "/contracts/aHCPcNDvVkb#exception-items", "label": "Mobile Banking Deposit Service Agreement Addendum", "score": 25.3189601898, "published": true}, {"hash": "jrpDs1BzGNO", "uri": "/contracts/jrpDs1BzGNO#exception-items", "label": "Mobile Banking Deposit Service Agreement Addendum", "score": 24.3798770905, "published": true}], "snippet_links": [{"key": "business-day", "type": "definition", "offset": [5, 17]}, {"key": "electronic-items", "type": "definition", "offset": [28, 44]}, {"key": "to-determine", "type": "clause", "offset": [45, 57]}, {"key": "sole-discretion", "type": "clause", "offset": [97, 112]}, {"key": "deposit-service", "type": "clause", "offset": [149, 164]}, {"key": "exception-item", "type": "definition", "offset": [167, 181]}, {"key": "micr-data", "type": "definition", "offset": [213, 222]}, {"key": "an-electronic", "type": "clause", "offset": [284, 297]}, {"key": "paper-item", "type": "definition", "offset": [328, 338]}, {"key": "an-exception", "type": "clause", "offset": [418, 430]}, {"key": "the-electronic", "type": "clause", "offset": [463, 477]}, {"key": "paying-bank", "type": "definition", "offset": [539, 550]}, {"key": "communication-channels", "type": "definition", "offset": [706, 728]}, {"key": "our-discretion", "type": "clause", "offset": [732, 746]}], "hash": "49595172c796a4785f45fd8729a9d5d2", "id": 7}, {"size": 6, "snippet": "The Credit Union may, in its sole and absolute discretion, reject any Check Image it determines to be ineligible for Remote Deposit (\u201cException Item\u201d), including, but not limited to, Check Images of items drawn on banks located outside the United States, items drawn on U.S. Banks in foreign currency, Check Images that are illegible, Check Images of Original Checks previously processed, Check Images previously converted to substitute checks, and Check Images with unreadable MICR information. You may be notified via email of Exception Items, but you also agree that you will review your Account to determine that items you have deposited through Remote Deposit have been credited to your Account before attempting to make use of such funds. You further agree that if you want to deposit any Exception Item to your Account, you will only do so by depositing the Original Check upon which the Exception Item is based. You acknowledge and agree that even if we did not initially identify Check Image as an Exception Item, the substitute check created by us may nevertheless be returned to us because the electronic image is deemed illegible by a paying bank, or for other reasons.", "samples": [{"hash": "edHB3o3dqNZ", "uri": "/contracts/edHB3o3dqNZ#exception-items", "label": "Digital Banking Agreement", "score": 32.9605751038, "published": true}, {"hash": "3gXIVOhoUY7", "uri": "/contracts/3gXIVOhoUY7#exception-items", "label": "Digital Banking Agreement", "score": 32.9605751038, "published": true}, {"hash": "9MXGClWWj7o", "uri": "/contracts/9MXGClWWj7o#exception-items", "label": "Remote Deposit Agreement", "score": 31.1758117676, "published": true}], "snippet_links": [{"key": "the-credit-union", "type": "definition", "offset": [0, 16]}, {"key": "sole-and-absolute-discretion", "type": "clause", "offset": [29, 57]}, {"key": "remote-deposit", "type": "clause", "offset": [117, 131]}, {"key": "not-limited", "type": "clause", "offset": [167, 178]}, {"key": "check-images", "type": "clause", "offset": [183, 195]}, {"key": "outside-the-united-states", "type": "clause", "offset": [228, 253]}, {"key": "foreign-currency", "type": "definition", "offset": [284, 300]}, {"key": "original-checks", "type": "clause", "offset": [351, 366]}, {"key": "substitute-checks", "type": "definition", "offset": [426, 443]}, {"key": "to-determine", "type": "clause", "offset": [599, 611]}, {"key": "to-your-account", "type": "clause", "offset": [684, 699]}, {"key": "the-original", "type": "definition", "offset": [861, 873]}, {"key": "you-acknowledge-and-agree-that", "type": "clause", "offset": [920, 950]}, {"key": "an-exception", "type": "clause", "offset": [1004, 1016]}, {"key": "created-by", "type": "definition", "offset": [1044, 1054]}, {"key": "electronic-image", "type": "definition", "offset": [1105, 1121]}, {"key": "paying-bank", "type": "definition", "offset": [1147, 1158]}, {"key": "for-other-reasons", "type": "clause", "offset": [1163, 1180]}], "hash": "9501a0ba7b9df6a6986a6914ae8c5ded", "id": 10}], "next_curs": "ClgSUmoVc35sYXdpbnNpZGVyY29udHJhY3RzcjQLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhhleGNlcHRpb24taXRlbXMjMDAwMDAwMGEMogECZW4YACAA", "clause": {"size": 242, "children": [["processing-of-your-deposit", "Processing of Your Deposit"], ["credit", "Credit"], ["power-of-attorney", "Power of Attorney"], ["cd-rom-check-image-service", "CD-ROM Check Image Service"], ["\u2587\u2587\u2587\u2587\u2587\u2587-responsibilities-remittance-and-transaction-data", "\u2587\u2587\u2587\u2587\u2587\u2587 Responsibilities; Remittance and Transaction Data"]], "parents": [["credit-unions-obligations", "Credit Unions Obligations"], ["mobile-deposit-service", "MOBILE DEPOSIT SERVICE"], ["mobile-deposit-services", "Mobile Deposit Services"], ["positive-pay-services", "Positive Pay Services"], ["suspension-and-termination", "Suspension and Termination"]], "title": "Exception Items", "id": "exception-items", "related": [["items", "Items", "Items"], ["exception", "Exception", "Exception"], ["personal-items", "Personal Items", "Personal Items"], ["other-items", "Other Items", "Other Items"], ["due-diligence-items", "Due Diligence Items", "Due Diligence Items"]], "related_snippets": [], "updated": "2025-07-24T04:27:51+00:00"}, "json": true, "cursor": ""}}