Common use of Electronic Funds Transfers Clause in Contracts

Electronic Funds Transfers. This section applies if you have set up electronic funds transfers in connection with your Account. The Processing Institution Account that Credential Securities is authorized to deposit or draw upon has been specified by you in your Application (on the EFT Authorization form), and a specimen cheque marked "VOID" or other valid banking information confirmation has been provided. You acknowledge that your authorization is provided for the benefit of Credential Securities and the Processing Institution and is provided in consideration of the Processing Institution agreeing to process credits or debits for or against, respectively, your Processing Institution Account in accordance with the rules of Payments Canada. This authorization is continuing and we may rely on this authorization for all financial transactions relating to your Account and/or your Processing Institution Account(s), until you notify us of any changes in accordance with this section. You warrant and guarantee that all persons whose signatures are required to sign on your Processing Institution Account(s) have provided their signature(s). You hereby authorize Credential Securities to deposit or draw on the Processing Institution Account, to (a) deposit credit balances from your Account upon your instructions, and (b) debit your Processing Institution Account in accordance with your instructions. You may change or revoke this authorization at any time upon providing 10 days written notice to Credential Securities. Sample cancellation forms or further information on your rights to cancel any pre-authorized debits can be obtained from your Processing Institution or by visiting the Payments Canada website. You acknowledge that we have the right to terminate your authorization, if through no fault of Credential Securities, we are unable to debit the Processing Institution Account(s) in the full amount that you have specified. You acknowledge that provisions and delivery of this authorization to Credential Securities constitutes delivery by you to the Processing Institution. You acknowledge that you are responsible for ensuring that there are sufficient funds available in your Account and/or your Processing Institution Account to cover any transfers. You are responsible for all service fees that may arise in connection with your Processing Institution Account. You undertake to inform us, in writing, of any changes in the Processing Institution Account information provided in this authorization prior to requesting any transactions with respect to your Processing Institution Account. You acknowledge that the Processing Institution is not required to verify that a deposit or debit has been issued in accordance with the particulars of your authorization including, but not limited to, the amount and frequency of deposits or payments. You acknowledge that the Processing Institution is not required to verify that any purpose of payment for which the debit was issued has been fulfilled by Credential Securities as a condition to honoring a debit issued or caused to be issued by you on your Processing Institution Account. Revocation of this authorization does not terminate any contract for goods or services that exists between you and Credential Securities, including this Agreement. Your authorization applies only to the method of payment and does not otherwise have any bearing on the contract for the goods or services exchanged. You hereby waive your right to receive pre-notification of the amount of each pre-authorized debit and agree that you do not require advance notice of the amount of the pre-authorized debits before the debit is processed. You have certain rights if any debit does not comply with the instructions provided by you. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with the EFT Authorization form. To obtain more information on your rights, you may contact your Processing Institution or visit the Payments Canada website. If the funds in your Processing Institution Account are insufficient to cover any debit, we may assess a non-sufficient funds fee in effect at that time, as set out in the Credential Securities fee schedule. In the case of insufficient funds, the non-sufficient funds fee and the failed debit will be withdrawn from your Account. Credential Securities shall have no liability or responsibility for any loss or damage suffered or incurred by you in connection with any electronic funds transfers to or from your Account, including, without limitation, any loss of interest or other losses or damages, whether economic or otherwise. You are liable for all indebtedness, withdrawals and account activity contemplated by this section, including all indebtedness, withdrawals and account activity by persons authorized by you to use such services on your behalf. You acknowledge we do not guarantee continuous access to electronic funds transfer services, and we make no representation or warranty, whether express or implied, statutory or otherwise or arising from or in respect of such services. You agree to indemnify and hold Credential Securities harmless against, and will pay us promptly on demand for, any loss, liability and expense, including legal costs, arising out of or in connection with your use of electronic funds transfer services.

Electronic Funds Transfers. This section applies if you have set up electronic funds transfers in connection with your Account. The financial institution (“Processing Institution”) that holds the account to be credited/debited (“Processing Institution Account Account”) that Credential Securities CAM is authorized to deposit or draw upon has been specified by you in your Application (on the EFT Authorization form), and a specimen cheque marked "VOID" or other valid banking information confirmation has been provided. You acknowledge that your authorization is provided for the benefit of Credential Securities CAM and the Processing Institution and is provided in consideration of the Processing Institution agreeing to process credits or debits for or against, respectively, your Processing Institution Account in accordance with the rules of Payments Canada. This authorization is continuing and we may rely on this authorization for all financial transactions relating to your Account and/or your Processing Institution Account(s), until you notify us of any changes in accordance with this section. You warrant and guarantee that all persons whose signatures are required to sign on your Processing Institution Account(s) have provided their signature(s). You hereby authorize Credential Securities CAM to deposit or draw on the Processing Institution Account, to (a) deposit credit balances from your Account upon your instructions, and (b) debit your Processing Institution Account in accordance with your instructions. You may change or revoke this authorization at any time upon providing 10 business days written notice to Credential SecuritiesXXX. Sample cancellation forms or further information on your rights to cancel any pre-authorized debits can be obtained from your Processing Institution or by visiting the Payments Canada website. You acknowledge that we have the right to terminate your authorization, if through no fault of Credential SecuritiesXXX, we are unable to debit the Processing Institution Account(s) in the full amount that you have specified. You acknowledge that provisions and delivery of this authorization to Credential Securities CAM constitutes delivery by you to the Processing Institution. You acknowledge that you are responsible for ensuring that there are sufficient funds available in your Account and/or your Processing Institution Account to cover any transfers. You are responsible for all service fees that may arise in connection with your Processing Institution Account. You undertake to inform us, in writing, of any changes in the Processing Institution Account information provided in this authorization prior to requesting any transactions with respect to your Processing Institution Account. You acknowledge that the Processing Institution is not required to verify that a deposit or debit has been issued in accordance with the particulars of your authorization including, but not limited to, the amount and frequency of deposits or payments. You acknowledge that the Processing Institution is not required to verify that any purpose of payment for which the debit was issued has been fulfilled by Credential Securities CAM as a condition to honoring a debit issued or caused to be issued by you on your Processing Institution Account. Revocation of this authorization does not terminate any contract for goods or services that exists between you and Credential SecuritiesCAM, including this Agreement. Your authorization applies only to the method of payment and does not otherwise have any bearing on the contract for the goods or services exchanged. You hereby waive your right to receive pre-notification of the amount of each pre-authorized debit and agree that you do not require advance notice of the amount of the pre-authorized debits before the debit is processed. You have certain rights if any debit does not comply with the instructions provided by you. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with the EFT Authorization form. To obtain more information on your rights, you may contact your Processing Institution or visit the Payments Canada website. If the funds in your Processing Institution Account are insufficient to cover any debit, we may assess a non-sufficient funds fee in effect at that time, as set out in the Credential Securities CAM fee schedule. In the case of insufficient funds, the non-sufficient funds fee and the failed debit will be withdrawn from your Account. Credential Securities Unless caused by our negligence, willful misconduct or breach of applicable laws, CAM shall have no liability or responsibility for any loss or damage suffered or incurred by you in connection with any electronic funds transfers to or from your Account, including, without limitation, any loss of interest or other losses or damages, whether economic or otherwise. You are liable for all indebtedness, withdrawals and account activity contemplated by this section, including all indebtedness, withdrawals and account activity by persons authorized by you to use such services on your behalf. You acknowledge we do not guarantee continuous access to electronic funds transfer services, and we make no representation or warranty, whether express or implied, statutory or otherwise or arising from or in respect of such services. You Unless caused by our negligence, willful misconduct or breach of applicable laws, you agree to indemnify and hold Credential Securities CAM harmless against, and will pay us promptly on demand for, any loss, liability and expense, including legal costs, arising out of or in connection with your use of electronic funds transfer services.

Electronic Funds Transfers. This section applies if you have set up electronic funds transfers in connection with your Account. The financial institution (“Processing Institution”) that holds the account to be credited/debited (“Processing Institution Account Account”) that Credential Securities CAM is authorized to deposit or draw upon has been specified by you in your Application (on the EFT Authorization form), and a specimen cheque marked "VOID" or other valid banking information confirmation has been provided. You acknowledge that your authorization is provided for the benefit of Credential Securities CAM and the Processing Institution and is provided in consideration of the Processing Institution agreeing to process credits or debits for or against, respectively, your Processing Institution Account in accordance with the rules of Payments Canada. This authorization is continuing and we may rely on this authorization for all financial transactions relating to your Account and/or your Processing Institution Account(s), until you notify us of any changes in accordance with this section. You warrant and guarantee that all persons whose signatures are required to sign on your Processing Institution Account(s) have provided their signature(s). You hereby authorize Credential Securities CAM to deposit or draw on the Processing Institution Account, to (a) deposit credit balances from your Account upon your instructions, and (b) debit your Processing Institution Account in accordance with your instructions. You may change or revoke this authorization at any time upon providing 10 business days written notice to Credential SecuritiesXXX. Sample cancellation forms or further information on your rights to cancel any pre-authorized debits can be obtained from your Processing Institution or by visiting the Payments Canada website. You acknowledge that we have the right to terminate your authorization, if through no fault of Credential SecuritiesXXX, we are unable to debit the Processing Institution Account(s) in the full amount that you have specified. You acknowledge that provisions and delivery of this authorization to Credential Securities CAM constitutes delivery by you to the Processing Institution. You acknowledge that you are responsible for ensuring that there are sufficient funds available in your Account and/or your Processing Institution Account to cover any transfers. You are responsible for all service fees that may arise in connection with your Processing Institution Account. You undertake to inform us, in writing, of any changes in the Processing Institution Account information provided in this authorization prior to requesting any transactions with respect to your Processing Institution Account. You acknowledge that the Processing Institution is not required to verify that a deposit or debit has been issued in accordance with the particulars of your authorization including, but not limited to, the amount and frequency of deposits or payments. You acknowledge that the Processing Institution is not required to verify that any purpose of payment for which the debit was issued has been fulfilled by Credential Securities CAM as a condition to honoring a debit issued or caused to be issued by you on your Processing Institution Account. Revocation of this authorization does not terminate any contract for goods or services that exists between you and Credential SecuritiesCAM, including this Agreement. Your authorization applies only to the method of payment and does not otherwise have any bearing on the contract for the goods or services exchanged. You hereby waive your right to receive pre-notification of the amount of each pre-authorized debit and agree that you do not require advance notice of the amount of the pre-authorized debits before the debit is processed. You have certain rights if any debit does not comply with the instructions provided by you. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with the EFT Authorization form. To obtain more information on your rights, you may contact your Processing Institution or visit the Payments Canada website. If the funds in your Processing Institution Account are insufficient to cover any debit, we may assess a non-sufficient funds fee in effect at that time, as set out in the Credential Securities CAM fee schedule. In the case of insufficient funds, the non-sufficient funds fee and the failed debit will be withdrawn from your Account. Credential Securities Unless caused by our negligence or breach of applicable laws or rules, CAM shall have no liability or responsibility for any loss or damage suffered or incurred by you in connection with any electronic funds transfers to or from your Account, including, without limitation, any loss of interest or other losses or damages, whether economic or otherwise. You are liable for all indebtedness, withdrawals and account activity contemplated by this section, including all indebtedness, withdrawals and account activity by persons authorized by you to use such services on your behalf. You acknowledge we do not guarantee continuous access to electronic funds transfer services, and we make no representation or warranty, whether express or implied, statutory or otherwise or arising from or in respect of such services. You Unless caused by our negligence or breach of applicable laws or rules, you agree to indemnify and hold Credential Securities CAM harmless against, and will pay us promptly on demand for, any loss, liability and expense, including legal costs, arising out of or in connection with your use of electronic funds transfer services.

Electronic Funds Transfers. This section applies if you have set up electronic funds transfers in connection with your Account. The Processing Institution Account that Credential Securities is authorized to deposit or draw upon has been specified by you in your Application (on the EFT Authorization form), and a specimen cheque marked "VOID" or other valid banking information confirmation has been provided. You acknowledge that your authorization is provided for the benefit of Credential Securities and the Processing Institution and is provided in consideration of the Processing Institution agreeing to process credits or debits for or against, respectively, your Processing Institution Account in accordance with the rules of Payments Canada. This authorization is continuing continuing, and we may rely on this authorization for all financial transactions relating to your Account and/or your Processing Institution Account(s), until you notify us of any changes in accordance with this section. You warrant and guarantee that all persons whose signatures are required to sign on your Processing Institution Account(s) have provided their signature(s). You hereby authorize Credential Securities to deposit or draw on the Processing Institution Account, to (a) deposit credit balances from your Account upon your instructions, and (b) debit your Processing Institution Account in accordance with your instructions. You may change or revoke this authorization at any time upon providing 10 days written notice to Credential Securities. Sample cancellation forms or further information on your rights to cancel any pre-authorized debits can be obtained from your Processing Institution or by visiting the Payments Canada website. You acknowledge that we have the right to terminate your authorization, if through no fault of Credential Securities, we are unable to debit the Processing Institution Account(s) in the full amount that you have specified. You acknowledge that provisions and delivery of this authorization to Credential Securities constitutes delivery by you to the Processing Institution. You acknowledge that you are responsible for ensuring that there are sufficient funds available in your Account and/or your Processing Institution Account to cover any transfers. You are responsible for all service fees that may arise in connection with your Processing Institution Account. You undertake to inform us, in writing, of any changes in the Processing Institution Account information provided in this authorization prior to requesting any transactions with respect to your Processing Institution Account. You acknowledge that the Processing Institution is not required to verify that a deposit or debit has been issued in accordance with the particulars of your authorization including, but not limited to, the amount and frequency of deposits or payments. You acknowledge that the Processing Institution is not required to verify that any purpose of payment for which the debit was issued has been fulfilled by Credential Securities as a condition to honoring a debit issued or caused to be issued by you on your Processing Institution Account. Revocation of this authorization does not terminate any contract for goods or services that exists between you and Credential Securities, including this Agreement. Your authorization applies only to the method of payment and does not otherwise have any bearing on the contract for the goods or services exchanged. You hereby waive your right to receive pre-notification of the amount of each pre-authorized debit and agree that you do not require advance notice of the amount of the pre-authorized debits before the debit is processed. You have certain rights if any debit does not comply with the instructions provided by you. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with the EFT Authorization form. To obtain more information on your rights, you may contact your Processing Institution or visit the Payments Canada website. If the funds in your Processing Institution Account are insufficient to cover any debit, we may assess a non-sufficient funds fee in effect at that time, as set out in the Credential Securities fee schedule. In the case of insufficient funds, the non-sufficient funds fee and the failed debit will be withdrawn from your Account. Credential Securities shall have no liability or responsibility for any loss or damage suffered or incurred by you in connection with any electronic funds transfers to or from your Account, including, without limitation, any loss of interest or other losses or damages, whether economic or otherwise. You are liable for all indebtedness, withdrawals and account activity contemplated by this section, including all indebtedness, withdrawals and account activity by persons authorized by you to use such services on your behalf. You acknowledge we do not guarantee continuous access to electronic funds transfer services, and we make no representation or warranty, whether express or implied, statutory statutory, or otherwise or arising from or in respect of such services. You agree to indemnify and hold Credential Securities harmless against, and will pay us promptly on demand for, any loss, liability liability, and expense, including legal costs, arising out of or in connection with your use of electronic funds transfer services.

Electronic Funds Transfers. This section applies if you have set up electronic funds transfers in connection with your Account. The Processing Institution Account that Credential Securities Aviso Correspondent Partners is authorized to deposit or draw upon has been specified by you in your Application (on the EFT Authorization form), and a specimen cheque marked "VOID" or other valid banking information confirmation has been provided. You acknowledge that your authorization is provided for the benefit of Credential Securities Aviso Correspondent Partners and the Processing Institution and is provided in consideration of the Processing Institution agreeing to process credits or debits for or against, respectively, your Processing Institution Account in accordance with the rules of Payments Canada. This authorization is continuing continuing, and we may rely on this authorization for all financial transactions relating to your Account and/or your Processing Institution Account(s), until you notify us of any changes in accordance with this section. You warrant and guarantee that all persons whose signatures are required to sign on your Processing Institution Account(s) have provided their signature(s). You hereby authorize Credential Securities Aviso Correspondent Partners to deposit or draw on the Processing Institution Account, to (a) deposit credit balances from your Account upon your instructions, and (b) debit your Processing Institution Account in accordance with your instructions. You may change or revoke this authorization at any time upon providing 10 days written notice to Credential SecuritiesAviso Correspondent Partners. Sample cancellation forms or further information on your rights to cancel any pre-authorized debits can be obtained from your Processing Institution or by visiting the Payments Canada website. You acknowledge that we have the right to terminate your authorization, if through no fault of Credential SecuritiesAviso Correspondent Partners, we are unable to debit the Processing Institution Account(s) in the full amount that you have specified. You acknowledge that provisions and delivery of this authorization to Credential Securities Aviso Correspondent Partners constitutes delivery by you to the Processing Institution. You acknowledge that you are responsible for ensuring that there are sufficient funds available in your Account and/or your Processing Institution Account to cover any transfers. You are responsible for all service fees that may arise in connection with your Processing Institution Account. You undertake to inform us, in writing, of any changes in the Processing Institution Account information provided in this authorization prior to requesting any transactions with respect to your Processing Institution Account. You acknowledge that the Processing Institution is not required to verify that a deposit or debit has been issued in accordance with the particulars of your authorization including, but not limited to, the amount and frequency of deposits or payments. You acknowledge that the Processing Institution is not required to verify that any purpose of payment for which the debit was issued has been fulfilled by Credential Securities Aviso Correspondent Partners as a condition to honoring a debit issued or caused to be issued by you on your Processing Institution Account. Revocation of this authorization does not terminate any contract for goods or services that exists between you and Credential SecuritiesAviso Correspondent Partners, including this Agreement. Your authorization applies only to the method of payment and does not otherwise have any bearing on the contract for the goods or services exchanged. You hereby waive your right to receive pre-notification of the amount of each pre-authorized debit and agree that you do not require advance notice of the amount of the pre-authorized debits before the debit is processed. You have certain rights if any debit does not comply with the instructions provided by you. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with the EFT Authorization form. To obtain more information on your rights, you may contact your Processing Institution or visit the Payments Canada website. If the funds in your Processing Institution Account are insufficient to cover any debit, we may assess a non-sufficient funds fee in effect at that time, as set out in the Credential Securities Aviso Correspondent Partners fee schedule. In the case of insufficient funds, the non-sufficient funds fee and the failed debit will be withdrawn from your Account. Credential Securities Aviso Correspondent Partners shall have no liability or responsibility for any loss or damage suffered or incurred by you in connection with any electronic funds transfers to or from your Account, including, without limitation, any loss of interest or other losses or damages, whether economic or otherwise. You are liable for all indebtedness, withdrawals and account activity contemplated by this section, including all indebtedness, withdrawals and account activity by persons authorized by you to use such services on your behalf. You acknowledge we do not guarantee continuous access to electronic funds transfer services, and we make no representation or warranty, whether express or implied, statutory statutory, or otherwise or arising from or in respect of such services. You agree to indemnify and hold Credential Securities Aviso Correspondent Partners harmless against, and will pay us promptly on demand for, any loss, liability and expense, including legal costs, arising out of or in connection with your use of electronic funds transfer services.

Electronic Funds Transfers. This section applies if you have set up electronic funds transfers in connection with your Account. The Processing Institution Account that Credential Securities Aviso Wealth is authorized to deposit or draw upon has been specified by you in your Application (on the EFT Authorization form), and a specimen cheque marked "VOID" or other valid banking information confirmation has been provided. You acknowledge that your authorization is provided for the benefit of Credential Securities Xxxxx Xxxxxx and the Processing Institution and is provided in consideration of the Processing Institution agreeing to process credits or debits for or against, respectively, your Processing Institution Account in accordance with the rules of Payments Canada. This authorization is continuing continuing, and we may rely on this authorization for all financial transactions relating to your Account and/or your Processing Institution Account(s), until you notify us of any changes in accordance with this section. You warrant and guarantee that all persons whose signatures are required to sign on your Processing Institution Account(s) have provided their signature(s). You hereby authorize Credential Securities Aviso Wealth to deposit or draw on the Processing Institution Account, to (a) deposit credit balances from your Account upon your instructions, and (b) debit your Processing Institution Account in accordance with your instructions. You may change or revoke this authorization at any time upon providing 10 days written notice to Credential SecuritiesXxxxx Xxxxxx. Sample cancellation forms or further information on your rights to cancel any pre-authorized debits can be obtained from your Processing Institution or by visiting the Payments Canada website. You acknowledge that we have the right to terminate your authorization, if through no fault of Credential SecuritiesAviso Wealth, we are unable to debit the Processing Institution Account(s) in the full amount that you have specified. You acknowledge that provisions and delivery of this authorization to Credential Securities Aviso Wealth constitutes delivery by you to the Processing Institution. You acknowledge that you are responsible for ensuring that there are sufficient funds available in your Account and/or your Processing Institution Account to cover any transfers. You are responsible for all service fees that may arise in connection with your Processing Institution Account. You undertake to inform us, in writing, of any changes in the Processing Institution Account information provided in this authorization prior to requesting any transactions with respect to your Processing Institution Account. You acknowledge that the Processing Institution is not required to verify that a deposit or debit has been issued in accordance with the particulars of your authorization including, but not limited to, the amount and frequency of deposits or payments. You acknowledge that the Processing Institution is not required to verify that any purpose of payment for which the debit was issued has been fulfilled by Credential Securities Aviso Wealth as a condition to honoring a debit issued or caused to be issued by you on your Processing Institution Account. Revocation of this authorization does not terminate any contract for goods or services that exists between you and Credential SecuritiesAviso Wealth, including this Agreement. Your authorization applies only to the method of payment and does not otherwise have any bearing on the contract for the goods or services exchanged. You hereby waive your right to receive pre-notification of the amount of each pre-authorized debit and agree that you do not require advance notice of the amount of the pre-authorized debits before the debit is processed. You have certain rights if any debit does not comply with the instructions provided by you. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with the EFT Authorization form. To obtain more information on your rights, you may contact your Processing Institution or visit the Payments Canada website. If the funds in your Processing Institution Account are insufficient to cover any debit, we may assess a non-sufficient funds fee in effect at that time, as set out in the Credential Securities Aviso Wealth fee schedule. In the case of insufficient funds, the non-sufficient funds fee and the failed debit will be withdrawn from your Account. Credential Securities Aviso Wealth shall have no liability or responsibility for any loss or damage suffered or incurred by you in connection with any electronic funds transfers to or from your Account, including, without limitation, any loss of interest or other losses or damages, whether economic or otherwise. You are liable for all indebtedness, withdrawals and account activity contemplated by this section, including all indebtedness, withdrawals and account activity by persons authorized by you to use such services on your behalf. You acknowledge we do not guarantee continuous access to electronic funds transfer services, and we make no representation or warranty, whether express or implied, statutory statutory, or otherwise or arising from or in respect of such services. You agree to indemnify and hold Credential Securities Aviso Wealth harmless against, and will pay us promptly on demand for, any loss, liability liability, and expense, including legal costs, arising out of or in connection with your use of electronic funds transfer services.

Electronic Funds Transfers. This section applies if you have set up electronic funds transfers in connection with your Account. The financial institution (“Processing Institution”) that holds the account to be credited/debited (“Processing Institution Account Account”) that Credential Securities Aviso Wealth is authorized to deposit or draw upon has been specified by you in your Application (on the EFT Authorization form), and a specimen cheque marked "VOID" or other valid banking information confirmation has been provided. You acknowledge that your authorization is provided for the benefit of Credential Securities Xxxxx Xxxxxx and the Processing Institution and is provided in consideration of the Processing Institution agreeing to process credits or debits for or against, respectively, your Processing Institution Account in accordance with the rules of Payments Canada. This authorization is continuing continuing, and we may rely on this authorization for all financial transactions relating to your Account and/or your Processing Institution Account(s), until you notify us of any changes in accordance with this section. You warrant and guarantee that all persons whose signatures are required to sign on your Processing Institution Account(s) have provided their signature(s). You hereby authorize Credential Securities Aviso Wealth to deposit or draw on the Processing Institution Account, to (a) deposit credit balances from your Account upon your instructions, and (b) debit your Processing Institution Account in accordance with your instructions. You may change or revoke this authorization at any time upon providing 10 business days written notice to Credential SecuritiesXxxxx Xxxxxx. Sample cancellation forms or further information on your rights to cancel any pre-authorized debits can be obtained from your Processing Institution or by visiting the Payments Canada website. You acknowledge that we have the right to terminate your authorization, if through no fault of Credential SecuritiesAviso Wealth, we are unable to debit the Processing Institution Account(s) in the full amount that you have specified. You acknowledge that provisions and delivery of this authorization to Credential Securities Aviso Wealth constitutes delivery by you to the Processing Institution. You acknowledge that you are responsible for ensuring that there are sufficient funds available in your Account and/or your Processing Institution Account to cover any transfers. You are responsible for all service fees that may arise in connection with your Processing Institution Account. You undertake to inform us, in writing, of any changes in the Processing Institution Account information provided in this authorization prior to requesting any transactions with respect to your Processing Institution Account. You acknowledge that the Processing Institution is not required to verify that a deposit or debit has been issued in accordance with the particulars of your authorization including, but not limited to, the amount and frequency of deposits or payments. You acknowledge that the Processing Institution is not required to verify that any purpose of payment for which the debit was issued has been fulfilled by Credential Securities Aviso Wealth as a condition to honoring a debit issued or caused to be issued by you on your Processing Institution Account. Revocation of this authorization does not terminate any contract for goods or services that exists between you and Credential SecuritiesAviso Wealth, including this Agreement. Your authorization applies only to the method of payment and does not otherwise have any bearing on the contract for the goods or services exchanged. You hereby waive your right to receive pre-notification of the amount of each pre-authorized debit and agree that you do not require advance notice of the amount of the pre-authorized debits before the debit is processed. You have certain rights if any debit does not comply with the instructions provided by you. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with the EFT Authorization form. To obtain more information on your rights, you may contact your Processing Institution or visit the Payments Canada website. If the funds in your Processing Institution Account are insufficient to cover any debit, we may assess a non-sufficient funds fee in effect at that time, as set out in the Credential Securities Aviso Wealth fee schedule. In the case of insufficient funds, the non-sufficient funds fee and the failed debit will be withdrawn from your Account. Credential Securities Unless caused by our negligence or breach of applicable laws or rules, Aviso Wealth shall have no liability or responsibility for any loss or damage suffered or incurred by you in connection with any electronic funds transfers to or from your Account, including, without limitation, any loss of interest or other losses or damages, whether economic or otherwise. You are liable for all indebtedness, withdrawals and account activity contemplated by this section, including all indebtedness, withdrawals and account activity by persons authorized by you to use such services on your behalf. You acknowledge we do not guarantee continuous access to electronic funds transfer services, and we make no representation or warranty, whether express or implied, statutory statutory, or otherwise or arising from or in respect of such services. You Unless caused by our negligence or breach of applicable laws or rules, you agree to indemnify and hold Credential Securities Aviso Wealth harmless against, and will pay us promptly on demand for, any loss, liability and expense, including legal costs, arising out of or in connection with your use of electronic funds transfer services.