Common use of Duly Authorised Clause in Contracts

Duly Authorised. [Yes. Note that the designation "yes" simply means that the Covered Bonds are intended upon issue to be deposited with one of the ICSDs as common safekeeper [(and registered in the name of a nominee of one of the ICSDs acting as common safekeeper,)[include this text for registered covered bonds which are held under the NSS] and does not necessarily mean that the Covered Bonds will be recognized as eligible collateral for Eurosystem monetary policy and intra day credit operations by the Eurosystem either upon issue or at any or all times during their life. Such recognition will depend upon the ECB being satisfied that Eurosystem eligibility criteria have been met.) [No. Whilst the designation is specified as "no" at the date of this Final Terms Document, should the Eurosystem eligibility criteria be amended in the future such that the Covered Bonds are capable of meeting them the Covered Bonds may then be deposited with one of the ICSDs as common safekeeper [(and registered in the name of a nominee of one of the ICSDs acting as common safekeeper,)[include this text for registered covered bonds]. Note that this does not necessarily mean that the Covered Bonds will then be recognised as eligible collateral for Eurosystem monetary policy and intra day credit operations by the Eurosystem at any time during their life. Such recognition will depend upon the ECB being satisfied that Eurosystem eligibility criteria have been met.)) SCHEDULE 4 FORM OF CERTIFICATE FOR EXCHANGE OR TRANSFER OF REGISTERED COVERED BONDS OR BENEFICIAL INTEREST IN REGISTERED COVERED BONDS [This certificate is not required for transfers of interests in a Registered Global Covered Bond to persons who wish to hold the transferred interest in the same Registered Global Covered Bond] [DATE] To: Deutsche Bank Trust Company Americas (as Registrar) Santander UK plc (as Issuer) SANTANDER UK PLC (the Issuer) [Title of Series of Covered Bonds] (the Covered Bonds) issued pursuant to a Global Covered Bond Programme (the Programme) and unconditionally guaranteed by Santander UK plc and irrevocably and unconditionally guaranteed as to payment of principal and interest by ABBEY COVERED BONDS LLP and unconditionally and irrevocably guaranteed as to payments of interest and principal by ABBEY COVERED BONDS LLP Reference is made to the terms and conditions of the Covered Bonds (the Terms and Conditions) set out in Schedule 1 to the Trust Deed dated 3 June 2005 as supplemented on 15 August 2005 and as modified and restated on 4 October 2007 and as subsequently supplemented, amended and restated between the Issuer and the other parties named therein relating to the Programme. Terms defined in the Terms and Conditions shall have the same meaning when used in this Certificate unless otherwise stated. This Certificate relates to [insert Specified Currency and nominal amount of Covered Bonds] of Covered Bonds which are held in the form of [one or more Definitive Regulation S Covered Bonds] [beneficial interests in one or more Regulation S Covered Bonds (ISIN No. [specify]) represented by a Regulation S Global Covered Bond] [Definitive Rule 144A Covered Bonds] [beneficial interests in one or more Rule 000X Xxxxxxx Xxxxx (XXXX No. [specify]; CUSIP No. [specify]) represented by a Rule 144A Global Covered Bond] in the name of [transferor] (the "Transferor"). The Transferor has requested an exchange or transfer of such [Definitive Regulation S Covered Bonds] [Definitive Rule 144A Covered Bonds] [beneficial interests in one or more Regulation S Covered Bonds] [beneficial interests in one or more Rule 144A Covered Bonds] for an interest in [Definitive Regulation S Covered Bonds] [Regulation S Covered Bonds represented by a Regulation S Global Covered Bond] [Definitive Rule 144A Covered Bonds] [Rule 144A Covered Bonds represented by a Rule 144A Global Covered Bond]. In connection therewith, the Transferor certifies that such exchange or transfer has been effected in accordance with the transfer restrictions set forth in the Covered Bonds and in accordance with any applicable securities laws of the United States of America, any State of the United States of America or any other jurisdiction and any applicable rules and regulations of DTC, Euroclear and Clearstream, Luxembourg or any other relevant clearing system from time to time and, accordingly, the Transferor certifies as follows (terms used in this paragraph that are defined in Rule 144A or in Regulation S are used herein as defined therein):

Duly Authorised. [Yes. Note that the designation "yes" simply means that the Covered Bonds are intended upon issue to be deposited with one of the ICSDs as common safekeeper [(and registered in the name of a nominee of one of the ICSDs acting as common safekeeper,)[include this text for registered covered bonds which are held under the NSS] and does not necessarily mean that the Covered Bonds will be recognized as eligible collateral for Eurosystem monetary policy and intra day credit operations by the Eurosystem either upon issue or at any or all times during their life. Such recognition will depend upon the ECB being satisfied that Eurosystem eligibility criteria have been met.) [No. Whilst the designation is specified as "no" at the date of this Final Terms Document, should the Eurosystem eligibility criteria be amended in the future such that the Covered Bonds are capable of meeting them the Covered Bonds may then be deposited with one of the ICSDs as common safekeeper [(and registered in the name of a nominee of one of the ICSDs acting as common safekeeper,)[include this text for registered covered bonds]. Note that this does not necessarily mean that the Covered Bonds will then be recognised as eligible collateral for Eurosystem monetary policy and intra day credit operations by the Eurosystem at any time during their life. Such recognition will depend upon the ECB being satisfied that Eurosystem eligibility criteria have been met.)) SCHEDULE 4 FORM OF CERTIFICATE FOR EXCHANGE OR TRANSFER OF REGISTERED COVERED BONDS OR BENEFICIAL INTEREST IN REGISTERED COVERED BONDS [This certificate is not required for transfers of interests in a Registered Global Covered Bond to persons who wish to hold the transferred interest in the same Registered Global Covered Bond] [DATE] To: Deutsche Bank Trust Company Americas (as Registrar) Santander UK plc (as Issuer) SANTANDER UK PLC (the Issuer) [Title of Series of Covered Bonds] (the Covered Bonds) issued pursuant to a Global Covered Bond Programme (the Programme) and unconditionally guaranteed by Santander UK plc and irrevocably and unconditionally guaranteed as to payment of principal and interest by ABBEY XXXXX COVERED BONDS LLP and unconditionally and irrevocably guaranteed as to payments of interest and principal by ABBEY XXXXX COVERED BONDS LLP Reference is made to the terms and conditions of the Covered Bonds (the Terms and Conditions) set out in Schedule 1 to the Trust Deed dated 3 June 2005 as supplemented on 15 August 2005 and as modified and restated on 4 October 2007 and as subsequently supplemented, amended and restated between the Issuer and the other parties named therein relating to the Programme. Terms defined in the Terms and Conditions shall have the same meaning when used in this Certificate unless otherwise stated. This Certificate relates to [insert Specified Currency and nominal amount of Covered Bonds] of Covered Bonds which are held in the form of [one or more Definitive Regulation S Covered Bonds] [beneficial interests in one or more Regulation S Covered Bonds (ISIN No. [specify]) represented by a Regulation S Global Covered Bond] [Definitive Rule 144A Covered Bonds] [beneficial interests in one or more Rule 000X Xxxxxxx Xxxxx (XXXX No. [specify]; CUSIP No. [specify]) represented by a Rule 144A Global Covered Bond] in the name of [transferor] (the "Transferor"). The Transferor has requested an exchange or transfer of such [Definitive Regulation S Covered Bonds] [Definitive Rule 144A Covered Bonds] [beneficial interests in one or more Regulation S Covered Bonds] [beneficial interests in one or more Rule 144A Covered Bonds] for an interest in [Definitive Regulation S Covered Bonds] [Regulation S Covered Bonds represented by a Regulation S Global Covered Bond] [Definitive Rule 144A Covered Bonds] [Rule 144A Covered Bonds represented by a Rule 144A Global Covered Bond]. In connection therewith, the Transferor certifies that such exchange or transfer has been effected in accordance with the transfer restrictions set forth in the Covered Bonds and in accordance with any applicable securities laws of the United States of America, any State of the United States of America or any other jurisdiction and any applicable rules and regulations of DTC, Euroclear and Clearstream, Luxembourg or any other relevant clearing system from time to time and, accordingly, the Transferor certifies as follows (terms used in this paragraph that are defined in Rule 144A or in Regulation S are used herein as defined therein):

Duly Authorised. [Yes. Note that the designation "yes" simply means that the Covered Bonds are intended upon issue to be deposited with one of the ICSDs as common safekeeper [(and registered in the name of a nominee of one of the ICSDs acting as common safekeeper,)[include this text for registered covered bonds which are held under the NSS] and does not necessarily mean that the Covered Bonds will be recognized as eligible collateral for Eurosystem monetary policy and intra day credit operations by the Eurosystem either upon issue or at any or all times during their life. Such recognition will depend upon the ECB being satisfied that Eurosystem eligibility criteria have been met.) [No. Whilst the designation is specified as "no" at the date of this Final Terms Document, should the Eurosystem eligibility criteria be amended in the future such that the Covered Bonds are capable of meeting them the Covered Bonds may then be deposited with one of the ICSDs as common safekeeper [(and registered in the name of a nominee of one of the ICSDs acting as common safekeeper,)[include this text for registered covered bonds]. Note that this does not necessarily mean that the Covered Bonds will then be recognised as eligible collateral for Eurosystem monetary policy and intra day credit operations by the Eurosystem at any time during their life. Such recognition will depend upon the ECB being satisfied that Eurosystem eligibility criteria have been met.)) SCHEDULE 4 FORM OF CERTIFICATE FOR EXCHANGE OR TRANSFER OF REGISTERED COVERED BONDS OR BENEFICIAL INTEREST IN REGISTERED COVERED BONDS [This certificate is not required for transfers of interests in a Registered Global Covered Bond to persons who wish to hold the transferred interest in the same Registered Global Covered Bond] [DATE] To: Deutsche Bank Trust Company Americas (as Registrar) Santander UK plc (as Issuer) SEVENTH AMENDED AND RESTATED AGENCY AGREEMENT 2021 SANTANDER UK PLC (the Issuer) [Title of Series of Covered Bonds] (the Covered Bonds) issued pursuant to a Global Covered Bond Programme (the Programme) and unconditionally guaranteed by Santander UK plc and irrevocably and unconditionally guaranteed as to payment of principal and interest by ABBEY COVERED BONDS LLP (the LLP) DEUTSCHE BANK AG, LONDON BRANCH (the Principal Paying Agent) DEUTSCHE BANK TRUST COMPANY AMERICAS (the Exchange Agent, Paying Agent, Registrar and Transfer Agent) DEUTSCHE TRUSTEE COMPANY LIMITED (the Bond Trustee and Security Trustee) DEUTSCHE BANK AKTIENGESELLSCHAFT (the N Covered Bond Paying Agent, N Covered Bond Registrar and the N Covered Bond Transfer Agent) €35,000,000,000 GLOBAL COVERED BOND PROGRAMME unconditionally and irrevocably guaranteed as to payments of interest and principal by ABBEY NATIONAL COVERED BONDS BOND LLP Reference is made to the terms CONTENTS Clause Page 1. Definitions and conditions Interpretation 2 2. Appointment of the Covered Bonds (the Terms and Conditions) set out in Schedule 1 to the Trust Deed dated 3 June 2005 as supplemented on 15 August 2005 and as modified and restated on 4 October 2007 and as subsequently supplemented, amended and restated between the Issuer and the other parties named therein relating to the Programme. Terms defined in the Terms and Conditions shall have the same meaning when used in this Certificate unless otherwise stated. This Certificate relates to [insert Specified Currency and nominal amount of Covered Bonds] of Covered Bonds which are held in the form of [one or more Definitive Regulation S Covered Bonds] [beneficial interests in one or more Regulation S Covered Bonds (ISIN No. [specify]) represented by a Regulation S Global Covered Bond] [Definitive Rule 144A Covered Bonds] [beneficial interests in one or more Rule 000X Xxxxxxx Xxxxx (XXXX No. [specify]; CUSIP No. [specify]) represented by a Rule 144A Global Covered Bond] in the name of [transferor] (the "Transferor"). The Transferor has requested an exchange or transfer of such [Definitive Regulation S Covered Bonds] [Definitive Rule 144A Covered Bonds] [beneficial interests in one or more Regulation S Covered Bonds] [beneficial interests in one or more Rule 144A Covered Bonds] for an interest in [Definitive Regulation S Covered Bonds] [Regulation S Covered Bonds represented by a Regulation S Global Covered Bond] [Definitive Rule 144A Covered Bonds] [Rule 144A Covered Bonds represented by a Rule 144A Global Covered Bond]. In connection therewith, the Transferor certifies that such exchange or transfer has been effected in accordance with the transfer restrictions set forth in the Covered Bonds and in accordance with any applicable securities laws of the United States of America, any State of the United States of America or any other jurisdiction and any applicable rules and regulations of DTC, Euroclear and Clearstream, Luxembourg or any other relevant clearing system from time to time and, accordingly, the Transferor certifies as follows (terms used in this paragraph that are defined in Rule 144A or in Regulation S are used herein as defined therein):Agents 2