Common use of Documents Delivered Clause in Contracts

Documents Delivered. Shareholder acknowledges ------------------- having reviewed the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to its execution of this Voting Agreement, available for inspection and copying at the offices of the Commission and that Mercantile delivered the following such documents to SBC: (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 1994; (b) Mercantile's Annual Report to Shareholders for the year ended December 31, 1994; (c) Mercantile's Current Reports on Form 8-K filed on May 12, 1995 and May 31, 1995; (d) Mercantile's Quarterly Report on Form 10-Q for the quarter ended March 31, 1995; and (e) Mercantile's Amendment #1 to the Annual Report on Form 10-K/A filed on June 29, 1995.

Documents Delivered. Shareholder acknowledges having ------------------- having reviewed the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to its his execution of this Voting Agreement, available for inspection and copying at the offices Offices of the Commission and that Mercantile delivered the following such documents to SBCHorizon: (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 19941996; (b) Mercantile's Annual Report to Shareholders for the year ended December 31, 1994; (c) Mercantile's Current Reports on Form 8-K filed on May 12, 1995 and May 31, 1995; (d) Mercantile's Quarterly Report on Form 10-Q for the quarter ended March 31, 19951997; and (ec) Mercantile's Amendment #1 to the Annual Current Reports on Form 8-K dated May 2, 1997, May 13, 1997 and July 14, 1997 and Current Report on Form 108-K/A filed on June 29dated May 22, 19951997.

Documents Delivered. Shareholder acknowledges having ------------------- having reviewed the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to its his execution of this Voting Agreement, available for inspection and copying at the offices Offices of the Commission and that Mercantile delivered the following such documents to SBCCBT: (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 19941996, as amended by Form 10-K/A; (b) Mercantile's Annual Report to Shareholders Quarterly Reports on Form 10-Q for the year quarters ended December March 31, 1994;1997, June 30, 1997 and September 30, 1997; and (c) Mercantile's Current Reports on Form 8-K filed on dated April 25, 1997, May 1213, 1995 1997, July 1, 1997, two dated September 25, 1997 and May 31, 1995; (d) Mercantile's Quarterly Current Report on Form 10-Q for the quarter ended March 31, 1995; and (e) Mercantile's Amendment #1 to the Annual Report on Form 108-K/A filed on June 29dated May 22, 19951997.

Documents Delivered. Shareholder acknowledges ------------------- having reviewed the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to its his execution of this Voting Agreement, available for inspection and copying at the offices Offices of the Commission and that Mercantile delivered the following such documents to SBCCBT: (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 1994; 1996, as amended by Form 10-K/A; (b) Mercantile's Annual Report to Shareholders Quarterly Reports on Form 10-Q for the year quarters ended December March 31, 1994; 1997, June 30, 1997 and September 30, 1997; and (c) Mercantile's Current Reports on Form 8-K filed on dated April 25, 1997, May 1213, 1995 1997, July 1, 1997, two dated September 25, 1997 and May 31, 1995; (d) Mercantile's Quarterly Current Report on Form 10-Q for the quarter ended March 31, 1995; and (e) Mercantile's Amendment #1 to the Annual Report on Form 108-K/A filed on June 29dated May 22, 19951997.

Documents Delivered. Shareholder Stockholder acknowledges ------------------- having reviewed ------------------- the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to its his execution of this Voting Agreement, available for inspection and copying at the offices Offices of the Commission and that Mercantile delivered the following such documents to SBCHomecorp: (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 19941996; (b) Mercantile's Annual Report to Shareholders Quarterly Reports on Form 10-Q for the year quarters ended December March 31, 1994;1997 and June 30, 1997; and (c) Mercantile's Current Reports on Form 8-K filed on dated April 25, 1997, May 1213, 1995 1997, July 1, 1997 and May 31September 25, 1995; (d) Mercantile's Quarterly 1997 and Current Report on Form 10-Q for the quarter ended March 31, 1995; and (e) Mercantile's Amendment #1 to the Annual Report on Form 108-K/A filed on June 29dated May 22, 19951997.

Documents Delivered. Shareholder Stockholder acknowledges ------------------- having that he has reviewed the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to its his execution of this Voting Agreement, available for inspection and copying at the offices Offices of the Commission and that Mercantile delivered the following such documents to SBC:Regional Bancshares. (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 19941995; (b) Mercantile's Annual Report to Shareholders Stockholders for the year ended December 31, 19941995; (c) Mercantile's Current Reports on Form 8-K filed on May 12dated January 16, 1995 1996 and May 31March 11, 1995;1996; and (d) Mercantile's Quarterly Report on Form 10-Q for the quarter quarters ended March 31, 1995; and (e) Mercantile's Amendment #1 to the Annual Report on Form 10-K/A filed on 1996 and June 2930, 19951996.