Common use of Disclaimer of Warranty and Limitation of Liability Clause in Contracts

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with Electronic Services provided to you under this Agreement. We do not and cannot warrant that the Electronic Services will operate without errors, or that any or all Electronic Services will be available and operational at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of or access to our Electronic Services, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or not or based on a warranty. Further, in no event shall the liability of the Bank and its affiliates exceed the amounts paid by you for the services provided to you through Electronic Services. YOUR RIGHT TO TERMINATE - You may cancel your Online Banking and/or Online Bill Pay service at any time by providing us written notice. Your access to Online Banking and/or Online Bill Pay will be suspended within 3 business days of our receipt of your instructions to cancel the service. By cancelling these services you no longer will have access to any mobile products. You will remain responsible for all outstanding fees, charges and scheduled payments incurred for that entire month. There will be no prorating. You may cancel Mobile Banking by simply deleting the app from your device. OUR RIGHT TO TERMINATE - You agree that we can terminate or limit your access to Online Banking Services for any of the following reasons:  Without prior notice, if you have insufficient funds in any one of your Bank accounts. Electronic Services may be reinstated, in our sole discretion, once sufficient funds are available to cover any fees, pending transfers, and debits.  Upon 3-business days notice, if you do not contact us to designate a new Primary Checking Account immediately after you close your Primary Checking Account.  Upon reasonable notice, for any other reason in our sole discretion.  90 calendar days of inactivity will automatically terminate your Online Banking account.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with Electronic the Online Banking Services provided to you under this Agreement. We do not and cannot warrant that the Electronic Services Online Banking will operate without errors, or that any or all Electronic Online Banking Services will be available and operational at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of or access to our Electronic ServicesOnline Banking, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or not tort or based on a warranty. Further, in no event shall the liability of the Bank and its affiliates exceed the amounts paid by you for the services provided Your Right to you through Electronic Services. YOUR RIGHT TO TERMINATE - Terminate You may cancel your Online Banking and/or Online Bill Pay service at any time by providing us with written noticenotice by postal mail or fax. Your access to Online Banking and/or Online Bill Pay will be suspended within 3 business days of our receipt of your instructions to cancel the service. By cancelling these services you no longer will have access to any mobile products. You will remain responsible for all outstanding fees, charges and scheduled payments incurred for that entire monthitems prior to the date of cancellation. There will be no prorating. You may cancel Mobile Banking by simply deleting the app from your device. OUR RIGHT TO TERMINATE - Our Right to Terminate You agree that we can terminate or limit your access to Online Banking Services for any of the following reasons:  Without without prior notice, if you have insufficient funds in any one of your Bath State Bank accountsaccounts to cover outstanding debits or xxxx payment requests. Electronic Services Online Banking service may be reinstated, in our sole discretion, once sufficient funds are available to cover any fees, pending transfers, and debits.  Upon 3-business If you fail to access the Online Banking Services for 335 days, your online account will become dormant. You will be notified by mail and have 30 days notice, if to respond. If you do not contact us to designate respond, your Online Banking account will be closed. Closure of your account will include cancellation of xxxx pay set up and scheduled xxxx pay payments. If your account closes before a xxxx pay payment has posted, the check will be returned. Re-activation of online banking as well as xxxx pay will require the completion of a new Primary Checking Account immediately after you close enrollment. We may also terminate your Primary Checking Account.  Upon Online Banking services upon reasonable notice, for any other reason in at our sole discretion.  90 calendar days of inactivity will automatically terminate your Fees and Charges There are currently no fees or charges to use the Online Banking accountServices.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with Electronic Services the electronic notices or documents provided to you under this Agreement. We do not and cannot warrant that the Electronic Services electronic notices and documents will operate without errorserror, or that any or all Electronic Services electronic notices and documents will be available and operational at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of electronic notices or access to our Electronic Servicesdocuments, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or not tort or based on a warrantywarranty or any other legal theory. Further, in no event shall the liability of the Bank and its affiliates exceed the amounts paid by you for the services provided to you through Electronic Serviceselectronic notices and documents. YOUR RIGHT TO TERMINATE - Communications Between the Bank and You may cancel your Online Banking and/or Online Bill Pay service at any time by providing Unless this Agreement provides otherwise, you can communicate with us written notice. Your access to Online Banking and/or Online Bill Pay will be suspended within 3 business days of our receipt of your instructions to cancel the service. By cancelling these services you no longer will have access to any mobile products. You will remain responsible for all outstanding fees, charges and scheduled payments incurred for that entire month. There will be no prorating. You may cancel Mobile Banking by simply deleting the app from your device. OUR RIGHT TO TERMINATE - You agree that we can terminate or limit your access to Online Banking Services for any of the following reasons:  Without prior notice, if you have insufficient funds in any one of the following ways: Telephone: 000-000-0000 Email: xxxxxxx@xxxxxxxxxxxxxxx.xxx Postal Mail: 2002 NE Xxxxxx Xxxxxx Xxxx Xx. Blvd., Portland, OR 97212. In Person at a Branch Office Multiple Access Devices Your acceptance of this agreement on one Access Device constitutes your Bank accountsacceptance on all Access Devices you use. Electronic Services may be reinstated, in our sole discretion, once sufficient funds are available to cover any fees, pending transfers, and debits.  Upon 3-business days noticeFor example, if you do not view and accept this agreement on a traditional computer, the terms of this Agreement will apply to electronic documents accessed on a mobile device (or vice versa). Additionally, by viewing and accepting this agreement on any Access Device, you are reasonably demonstrating your ability to access and view electronic documents in the format that the services are provided on that Access Device and all subsequent Access Devices. If you change Access Devices (or use multiple Access Devices), it is your responsibility to ensure that the new Access Device meets the applicable system requirements and that you are still able to access and view electronic documents on the subsequent Access Device. Please contact us to designate a new Primary Checking Account immediately after at 0-000-000-0000 if you close have difficulties accessing or viewing electronic documents on your Primary Checking Account.  Upon reasonable notice, for any other reason in our sole discretion.  90 calendar days of inactivity will automatically terminate your Online Banking accountselected Access Device.

Disclaimer of Warranty and Limitation of Liability. Our liability to you is explained in any agreements, notices, and disclosures that we separately provide to you from time to time regarding your Accounts and our Online Banking Service. This section explains our liability to you only to the extent that our liability has not been separately disclosed to you by any of these agreements, notices, or disclosures or such separate agreements, notices or disclosure limits our liability to you to a lesser extent, in which case this section shall govern to the extent permissible by law. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with Electronic Services the Online Banking Service provided to you under this Agreement. We do not and cannot warrant that the Electronic Services our Online Banking Service will operate without errors, or that any or all Electronic Services of our Online Banking Service will be available and operational at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that we, our affiliates, and our and their officers, directors, shareholders, employees, agents or contractors (collectively, “Bank Parties”) are not liable for any indirect, incidental, special special, punitive or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of or access to our Electronic ServicesOnline Banking Service, including including, without limiting the generality of this disclaimer, loss of profits, revenue, data or use by you or any third partyparty or attorneys’ fees, whether in an action in contract or not tort or based on a warrantywarranty even if we are advised in advance of the possibility of such damages. FurtherExcept as otherwise required by law and not modifiable by contract, in no event shall the liability of the Bank and its affiliates Parties exceed the amounts paid by you for the services provided to you through Electronic Services. YOUR RIGHT TO TERMINATE - You may cancel your our Online Banking and/or Online Bill Pay service at Service for the 12 month period preceding the event giving rise to the liability. Any part of this Agreement that says we are not obligated to complete a transaction shall not be interpreted to mean we are liable, or accept any time by providing us written noticerisk, if we do complete it. Your access We will not be obligated to honor, in whole or in part, any transaction or instruction which: • is not in accordance with any term or condition applicable to the relevant Online Banking and/or Online Bill Pay will Service or Account; • we have reason to believe may not be suspended within 3 business days authorized by you or any third person whose authorization we believe is necessary or involves funds subject to a hold, dispute, restriction or legal process we believe prevents their withdrawal; • would result in us exceeding any limitation of our receipt intra-day net funds position established pursuant to present or future Federal Reserve guidelines; • would violate any applicable provision of your instructions to cancel the service. By cancelling these services you no longer will have access to any mobile products. You will remain responsible for all outstanding fees, charges and scheduled payments incurred for that entire month. There will be no prorating. You may cancel Mobile Banking by simply deleting the app from your device. OUR RIGHT TO TERMINATE - You agree that we can terminate or limit your access to Online Banking Services for any risk control program of the following reasons:  Without prior notice, if you have insufficient funds in Federal Reserve or any one applicable rule or regulation of your Bank accounts. Electronic Services may be reinstated, in our sole discretion, once sufficient funds are available to cover any fees, pending transfers, and debits.  Upon 3-business days notice, if you do not contact us to designate a new Primary Checking Account immediately after you close your Primary Checking Account.  Upon reasonable notice, for any other reason federal or state regulatory authority; • is not in accordance with any other requirement of our sole discretion.  90 calendar days of inactivity will automatically terminate applicable policies, procedures or practices; or • we have reasonable cause not to honor for our or your Online Banking accountprotection.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with Electronic the Online Banking Services provided to you under this Agreement. We do not and cannot warrant that the Electronic Services Online Banking will operate without errors, errors or that any or all Electronic Services Online Banking services will be available and operational at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, and employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of or access to our Electronic ServicesOnline Banking , including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or not tort or based on a warranty. Further, in no event shall the liability of the First Keystone Community Bank and its affiliates exceed the amounts paid by you for the services provided to you through Electronic ServicesOnline Banking. YOUR RIGHT TO TERMINATE When using Online Banking to pay bills, you agree that the First Keystone Community Bank, without prior notice to you, may debit any payment account(s) to pay checks that you have not signed by hand or by legally acceptable form of electronic signature (e.g., digital signature). When using Online Banking to make transfers from credit accounts, you agree that First Keystone Community Bank, without prior notice to you, may take any action required to obtain cash advances on your behalf, including any credit account at First Keystone Community Bank without your handwritten or legally acceptable electronic signature. Virus Protection - First Keystone Community Bank is not responsible for any electronic virus or viruses that you may encounter. We encourage our customers to routinely scan their PCs using a reliable virus detection product to detect and remove any viruses. Undetected or unrepaired viruses may corrupt and destroy your programs, files and even your hardware. Additionally, you may unintentionally transmit the virus to other computers. Your Right to Terminate - You may cancel your Online Banking and/or Online Bill Pay service at any time by providing us with written noticenotice by email, postal mail, or fax. Your access to Online Banking and/or Online Bill Pay will be suspended within 3 business days of our receipt of your written instructions to cancel the service. By cancelling these services you no longer will have access to any mobile products. You will remain responsible for all outstanding fees, fees and charges and scheduled payments incurred for that entire month. There will be no prorating. You may cancel Mobile Banking by simply deleting prior to the app from your device. OUR RIGHT TO TERMINATE - You agree that we can terminate or limit your access to Online Banking Services for any date of the following reasons:  Without prior notice, if you have insufficient funds in any one of your Bank accounts. Electronic Services may be reinstated, in our sole discretion, once sufficient funds are available to cover any fees, pending transfers, and debits.  Upon 3-business days notice, if you do not contact us to designate a new Primary Checking Account immediately after you close your Primary Checking Account.  Upon reasonable notice, for any other reason in our sole discretion.  90 calendar days of inactivity will automatically terminate your Online Banking accountcancellation.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with Electronic Services the eStatements provided to you under this Agreement. We do not and cannot warrant that the Electronic Services eStatements will operate without errorserror, or that any or all Electronic Services eStatements will be available and operational at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of or access to our Electronic ServiceseStatements, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or not tort or based on a warrantywarranty or any other legal theory. Further, in no event shall the liability of the The Bank and its affiliates exceed the amounts paid by you for the services provided to you through Electronic ServiceseStatements. YOUR RIGHT TO TERMINATE - Communications between The Bank and You may cancel your Online Banking and/or Online Bill Pay service at any time by providing Unless this Agreement provides otherwise, you can communicate with us written notice. Your access to Online Banking and/or Online Bill Pay will be suspended within 3 business days of our receipt of your instructions to cancel the service. By cancelling these services you no longer will have access to any mobile products. You will remain responsible for all outstanding fees, charges and scheduled payments incurred for that entire month. There will be no prorating. You may cancel Mobile Banking by simply deleting the app from your device. OUR RIGHT TO TERMINATE - You agree that we can terminate or limit your access to Online Banking Services for any of the following reasons:  Without prior notice, if you have insufficient funds in any one of your the following ways: Telephone: You can contact us by telephone at: 000-000-0000 Facsimile: You can send a fax to us at: 000-000-0000 Postal Mail: You can write to us at: The Savings Bank accounts. Electronic Services Banking P.O. Box 30 Wakefield, MA 01880 Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be reinstatedmade electronically via e- mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in our sole discretionyour e-mail address. We will send all notices, once sufficient funds are available attachments and/or documents via e-mail to cover the last known e-mail address provided by you. You agree to notify us promptly in writing (by letter sent via U.S. Mail) or by calling us at 000-000-0000, of any feeschange of your e-mail address. For your protection and for security purposes, pending transferswe will not accept any change of e-mail address notices via e-mail. If you have not notified us in writing of any change of your e-mail address, and debits.  Upon 3you agree that your failure to provide us with a good e-business days notice, if you do not contact us to designate a new Primary Checking Account immediately after you close mail address is the lack of ordinary care on your Primary Checking Account.  Upon reasonable notice, for any other reason in our sole discretion.  90 calendar days of inactivity will automatically terminate your Online Banking accountpart.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with Electronic the MSB Online, MSB Mobile, or MSB BillPay Services provided to you under this Agreement. We do not and cannot warrant that the Electronic Services MSB Online, MSB Mobile, or MSB BillPay will operate without errors, or that any or all Electronic MSB Online, MSB Mobile or MSB BillPay Services will be available and operational at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of or access to our Electronic ServicesMSB Online, MSB Mobile, or MSB BillPay, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or not tort or based on a warranty. Further, in no event shall the liability of the Machias Savings Bank and its affiliates exceed the amounts paid by you for the services provided to you through Electronic ServicesMSB Online, MSB Mobile, or MSB BillPay. YOUR RIGHT TO TERMINATE - Your Right to Terminate You may cancel your Online Banking and/or Online Bill Pay MSB Online, MSB Mobile, or MSB BillPay service at any time by providing us with written noticenotice by mail, e-mail, fax, or by calling 0-000-000-0000. Your access to Online Banking and/or Online Bill Pay MSB Online, MSB Mobile, or MSB BillPay will be suspended within 3 business days of our receipt of your instructions to cancel the service. By cancelling these This termination will only affect your MSB Online, MSB Mobile, or MSB BillPay services and does not terminate any other agreements you no longer will may have access to any mobile productswith us. You will remain responsible for any and all outstanding fees, fees and charges and scheduled payments incurred for that entire monthprior to the date of cancellation. There will be no prorating• You authorize us to continue making transfers you have previously authorized until we have had a reasonable opportunity to act upon your termination notice. • You may cancel Mobile Banking by simply deleting the app from your device. OUR RIGHT TO TERMINATE - You also agree that we can terminate upon termination of either or limit your access to Online Banking Services for any of the following reasons:  Without prior noticeboth services, by us or by you, that you will cancel all automatic and or recurring transfers you have previously authorized and if you have insufficient funds in any one of your Bank accounts. Electronic Services may be reinstated, in our sole discretion, once sufficient funds fail to do so that you are available to cover any fees, pending transfers, and debits.  Upon 3-business days notice, if you do not contact us to designate a new Primary Checking Account immediately after you close your Primary Checking Account.  Upon reasonable notice, responsible for any other reason in our sole discretion.  90 calendar days of inactivity will automatically terminate your Online Banking accountsuch payments.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with Electronic the Online Banking Services provided to you under this Agreement. We do not and cannot warrant that the Electronic Services Online Banking will operate without errors, or that any or all Electronic Online Banking Services will be available and operational at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of or access to our Electronic ServicesOnline Banking; including, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or not tort or based on a warranty. Further, in no event shall the liability of the Centinel Bank and its affiliates exceed the amounts paid by you for the services provided to you through Electronic ServicesOnline Banking. YOUR RIGHT TO TERMINATE Your Right to Terminate - You may cancel your Online Banking and/or Online Bill Pay service at any time by providing us with written noticenotice by mail or through fax. Your access to Online Banking and/or Online Bill Pay will be suspended within 3 business days of our receipt of your instructions to cancel the service. By cancelling these services you no longer will have access to any mobile products. You will remain responsible for all outstanding fees, fees and charges and scheduled payments incurred for that entire monthprior to the date of cancellation. There will be no prorating. You may cancel Mobile Banking by simply deleting the app from your device. OUR RIGHT TO TERMINATE Our Right to Terminate - You agree that we can terminate or limit your access to Online Banking Services for any of the following reasons:  Without prior notice, if you have insufficient funds in any one of your Bank accounts. Electronic Services may be reinstated, in our sole discretion, once sufficient funds are available to cover any fees, pending transfers, and debits.  Upon 3-business days notice, if you do not contact us to designate a new Primary Checking Account immediately after you close your Primary Checking Account.  Upon reasonable notice, for any other reason in our sole discretion.  90 calendar days Communications between Centinel Bank and You - Unless this Agreement provides otherwise, you can communicate with us in any one of inactivity will automatically terminate your the following ways: E-mail -You can contact us by e-mail at xxxxxxxx@xxxxxxxxxxxx.xxx Telephone - You can contact us by telephone at (000)000-0000 Facsimile - You can contact us by fax at (000)000-0000. Postal Mail - You can write to us at: Centinel Bank ATTN: Customer Service PO Box 818 Taos, NM 87571 Consent to Electronic Delivery of Notices - You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically by posting the notice on the Centinel Bank Online Banking accountwebsite or by e-mail. You agree to notify us immediately of any change in your e-mail address. You may obtain a copy of these Online Banking Terms and conditions any time via our website at xxx.xxxxxxxxxxxx.xxx or by contacting a Centinel Bank Representative at (000)000-0000.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with Electronic Services Online Banking or mobile banking services provided to you under this Agreement. We do not and cannot warrant that the Electronic Services Online Banking will operate without errors, or that any or all Electronic Services Online Banking services will be available and operational at all times. Except EXCEPT AS SPECIFICALLY PROVIDED IN THIS AGREEMENT, OR OTHERWISE REQUIRED BY LAW, YOU AGREE THAT OUR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR CONTRACTORS ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR BY REASON OF ANY SERVICES OR PRODUCTS PROVIDED UNDER THIS AGREEMENT OR BY REASON OF YOUR USE OF OR ACCESS TO ONLINE BANKING, INCLUDING LOSS OF PROFITS, REVENUE, DATA OR USE BY YOU OR ANY THIRD PARTY, WHETHER IN AN ACTION IN CONTRACT OR TORT OR BASED ON A WARRANTY. FURTHER, IN NO EVENT SHALL THE LIABILITY OF RCB BANK AND ITS AFFILIATES EXCEED THE AMOUNTS PAID BY YOU FOR THE SERVICES PROVIDED TO YOU THROUGH ONLINE BANKING. YOUR LIABILITY You are responsible for the activity performed through Online Banking using your access information, including any activity performed by others who use your access information whether or not authorized by you as specifically disclosed in our Electronic Fund Transfer Disclosure. You also agree to review your account activity, both online and through the periodic statements. Any questions or concerns about any activity should be directed to our Customer Service as provided in your Electronic Fund Transfer Disclosure. You agree not to use Online Banking to conduct any activity that is illicit or illegal. You agree to comply with all applicable federal and state laws, NACHA Operating Rules, and the terms and conditions of this Agreement, and any other Deposit Account Agreement or otherwise Disclosure by reference, in regards to this Online Banking service or any transaction or functions performed using this service. In the event of a conflict between this Agreement and any other Disclosure or Agreement provided, the Deposit Account Agreement will take precedence over this Agreement. You agree to provide and maintain the appropriate and required by lawsystem hardware and software necessary to access the Online Banking service per our system and modem specifications. If you decide not to maintain such hardware and software, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of or access to our Electronic Services, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or not or based on a warranty. Further, in no event shall the liability of the Bank and its affiliates exceed the amounts paid by you for the services provided to you through Electronic Services. YOUR RIGHT TO TERMINATE - You may cancel your Online Banking and/or Online Bill Pay the service at any time by providing us written noticecontacting Customer Service. Your access OUR LIABILITY We are responsible for taking all reasonable measures to ensure that the Online Banking and/or Online Bill Pay service is available and functioning optimally, reserving the right to temporarily remove the service from access for maintenance or upgrades from time to time. We also accept responsibility to process any function or transaction requested by you through the service in a timely manner when submitted within the terms and conditions of this Agreement. We will be suspended within 3 business days provide you with the system specifications for this service and of our receipt of your instructions any amendments as they occur from time to cancel the servicetime. By cancelling these services you We accept no longer will have access to any mobile products. You will remain responsible for all outstanding fees, charges and scheduled payments incurred for that entire month. There will be no prorating. You may cancel Mobile Banking by simply deleting the app from your device. OUR RIGHT TO TERMINATE - You agree that we can terminate or limit your access to Online Banking Services for any of the following reasons:  Without prior notice, if you have insufficient funds in any one of your Bank accounts. Electronic Services may be reinstated, in our sole discretion, once sufficient funds are available to cover any fees, pending transfersresponsibility, and debitsyou agree to hold us harmless, from any delay or inaccuracy of any transaction or function due to an interruption or loss of communications in the service provided by your Internet or browser provider, or your system hardware or software, to the extent allowed by state and federal law.  Upon 3-business days noticeWe also accept no responsibility, if and you do not contact agree to hold us to designate a new Primary Checking Account immediately after you close your Primary Checking Account.  Upon reasonable noticeharmless, for any system virus or other reason in our sole discretion.  90 calendar days of inactivity will automatically terminate your system problem attributable to the Online Banking accountservice or to your Internet service provider.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with Electronic Services BRED Online Banking Service provided to you under this Agreement. We do The Bank does not and cannot warrant that the Electronic Services BRED Online Banking Service will operate without errors, or that any or all Electronic Services BRED Online Banking Service will be available and operational at all times. Except as specifically provided in this AgreementTerms and Conditions, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of or access to our Electronic ServicesBRED Online Banking Service, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or not tort or based on a warranty. Further, in no event shall the liability of the BRED Bank and its affiliates exceed the amounts paid by you for the services provided to you through Electronic Services. YOUR RIGHT TO TERMINATE - You may cancel your BRED Online Banking and/or Online Bill Pay service at any time by providing us written noticeService. Your You are solely responsible for your own devices to access to BRED Online Banking Service services including, but not limited to, the computer and/or Online Bill Pay will be suspended within 3 business days of our receipt of your instructions to cancel the servicemobile device, and Internet access and browser software. By cancelling these services you no longer will have access to any mobile products. You will remain BRED Bank is not responsible for all outstanding feeserrors, charges delays, or inability to access BRED Online Banking Service caused by your equipment or software. BRED Bank is not responsible for the cost of upgrading equipment to stay current with the Internet and scheduled payments incurred for that entire month. There will be no prorating. You may cancel Mobile Banking by simply deleting system nor is the app BRED Bank responsible for any damage to your equipment or the data resident thereon. It is your responsibility to protect your computer from all. BRED Bank shall not be responsible for any failure on your devicepart to utilize the facility due to not being within the geographical range within which the facility is offered and which forms part of the roaming network of such cellular service provider, provided services to you avail such roaming facility from the respective cellular phone service provider. OUR RIGHT TO TERMINATE - If you have reason to believe that the Mobile Phone Number is / has been allotted to another person and / or there has been an unauthorised transaction in the Account and / or your mobile phone handset is lost, you shall immediately inform BRED Bank of the same. You agree that we can terminate or limit your access to Online Banking Services for any of the following reasons:  Without prior notice, if you have insufficient funds in any one of your BRED Bank accounts. Electronic Services may shall not be reinstated, in our sole discretion, once sufficient funds are available to cover any fees, pending transfers, and debits.  Upon 3-business days notice, if you do not contact us to designate a new Primary Checking Account immediately after you close your Primary Checking Account.  Upon reasonable notice, for any other reason in our sole discretion.  90 calendar days of inactivity will automatically terminate your Online Banking account.liable if:

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with Electronic Services provided to you under this Agreement. We do not and cannot warrant that the Electronic Services will operate without errors, or that any or all Electronic Services will be available and operational at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of or access to our Electronic Services, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or not or based on a warranty. Further, in no event shall the liability of the Bank and its affiliates exceed the amounts paid by you for the services provided to you through Electronic Services. YOUR RIGHT TO TERMINATE - You may cancel your Online Banking and/or Online Bill Pay service at any time by providing us written notice. Your access to Online Banking and/or Online Bill Pay will be suspended within 3 business days of our receipt of your instructions to cancel the service. By cancelling these services you no longer will have access to any mobile products. You will remain responsible for all outstanding fees, charges and scheduled payments incurred for that entire month. There will be no prorating. You may cancel Mobile Banking by simply deleting the app from your device. OUR RIGHT TO TERMINATE - You agree that we can terminate or limit your access to Online Banking Services for any of the following reasons:  • Without prior notice, if you have insufficient funds in any one of your Bank accounts. Electronic Services may be reinstated, in our sole discretion, once sufficient funds are available to cover any fees, pending transfers, and debits.  • Upon 3-business days notice, if you do not contact us to designate a new Primary Checking Account immediately after you close your Primary Checking Account.  • Upon reasonable notice, for any other reason in our sole discretion.  • 90 calendar days of inactivity will automatically terminate your Online Banking account.