{"component": "clause", "props": {"groups": [{"snippet_links": [{"key": "without-limiting", "type": "definition", "offset": [0, 16]}, {"key": "right-to-indemnification", "type": "clause", "offset": [26, 50]}, {"key": "developer-shall", "type": "clause", "offset": [52, 67]}, {"key": "prior-to", "type": "clause", "offset": [75, 83]}, {"key": "activities-under-this-agreement", "type": "clause", "offset": [99, 130]}, {"key": "purchase-price-loan", "type": "definition", "offset": [155, 174]}, {"key": "insurance-coverage", "type": "definition", "offset": [191, 209]}, {"key": "section-601", "type": "definition", "offset": [231, 242]}], "snippet": "Without limiting Agency\u2019s right to indemnification, Developer shall secure prior to commencing any activities under this Agreement, and maintain while the Purchase Price Loan is outstanding, insurance coverage as set forth in this Section 601.", "size": 6, "samples": [{"hash": "hNb9rHOXu33", "uri": "/contracts/hNb9rHOXu33#developers-insurance", 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"project-expense", "type": "definition", "offset": [1457, 1472]}], "snippet": "Developer shall provide the following insurance coverages at all times during the Term and furnish a certificate of insurance to CRA evidencing:\n(a) Worker\u2019s Compensation insurance coverage in accordance with Florida statutory requirements.\n(b) Employers\u2019 Liability insurance coverage with limits of $500,000 for bodily injury by accident per accident/$500,000 for bodily injury by disease per employee/$500,000 for bodily injury by disease policy limit.\n(c) Commercial general liability insurance coverage with limits of no less than $1,000,000 per occurrence and $2,000,000 in the aggregate, which policy shall include coverage of the contractual liabilities contained in this Agreement.\n(d) Business Auto Liability including hired and non-owned auto coverage with minimum limits of $1,000,000 combined single limit.\n(e) Builder\u2019s risk insurance (including flood insurance) during any period of construction of improvements upon the Property insuring such improvements against all casualties on a progressively insured basis for not less than 100% of the replacement cost.\n(f) Umbrella/excess liability insurance coverage, with limits of no less than $5,000,000 per occurrence and $5,000,000 in the aggregate. The certificate shall provide that CRA will be given at least thirty (30) days prior written notice of cancellation of the policy. The cost of the Developer\u2019s insurance shall be included in the Pre-Development Budget and Development Budget as a Project expense.", "size": 5, "samples": [{"hash": "53b6a8FCRYT", "uri": "/contracts/53b6a8FCRYT#developers-insurance", "label": "Development Agreement", "score": 26.8552284241, "published": true}, {"hash": "gnDZdBpLjwZ", "uri": "/contracts/gnDZdBpLjwZ#developers-insurance", "label": "Development Agreement", "score": 26.8524913788, "published": true}, {"hash": "lPtcuqjQ1pY", "uri": "/contracts/lPtcuqjQ1pY#developers-insurance", "label": "Development Agreement", "score": 26.7758464813, "published": true}], "hash": "a10fb75166bc44680aac78c787e8e10c", "id": 4}, {"snippet_links": [{"key": "in-force", "type": "definition", "offset": [14, 22]}, {"key": "during-the-term-of-this-agreement", "type": "clause", "offset": [28, 61]}, {"key": "commercial-general-liability-insurance", "type": "definition", "offset": [146, 184]}], "snippet": "Developer has in force, and during the term of this Agreement shall maintain in force with the minimum indicated limits, the following insurance: Commercial General Liability insurance:", "size": 4, "samples": [{"hash": "8lFmBCO3Yvj", "uri": "/contracts/8lFmBCO3Yvj#developers-insurance", "label": "Agreement for Preliminary Services", "score": 20.837097168, "published": true}, {"hash": "jMdww2qIy5Q", "uri": "/contracts/jMdww2qIy5Q#developers-insurance", "label": "Preliminary Services Agreement", "score": 20.6563987732, "published": true}, {"hash": "khhH0UnYSgC", "uri": "/contracts/khhH0UnYSgC#developers-insurance", "label": "Preliminary Services Agreement", "score": 20.4551677704, "published": true}], "hash": "307aa867b4d0caf5350f26d9677c22e5", "id": 5}, {"snippet_links": [{"key": "prior-to", "type": "clause", "offset": [0, 8]}, {"key": "commencing-construction", "type": "clause", "offset": [9, 32]}, {"key": "development-site", "type": "definition", "offset": [62, 78]}, {"key": "developer-shall", "type": "clause", "offset": [80, 95]}, {"key": "contractors-and-subcontractors", "type": "clause", "offset": [134, 164]}, {"key": "developer-parties", "type": "definition", "offset": [172, 189]}, {"key": "full-force-and-effect", "type": "definition", "offset": [219, 240]}, {"key": "sole-expense", "type": "definition", "offset": [257, 269]}, {"key": "builders-risk", "type": "definition", "offset": [271, 284]}, {"key": "coverage-for", "type": "clause", "offset": [380, 392]}, {"key": "for-non", "type": "clause", "offset": [415, 422]}, {"key": "hired-automobiles", "type": "definition", "offset": [433, 450]}, {"key": "insurance-for", "type": "clause", "offset": [482, 495]}, {"key": "commercial-general-liability-insurance-and-commercial-automobile-liability-insurance", "type": "clause", "offset": [500, 584]}, {"key": "as-specified", "type": "clause", "offset": [609, 621]}, {"key": "other-insurance", "type": "clause", "offset": [637, 652]}, {"key": "from-time-to-time", "type": "clause", "offset": [672, 689]}, {"key": "with-the-exception-of", "type": "clause", "offset": [691, 712]}, {"key": "professional-liability-insurance", "type": "definition", "offset": [739, 771]}, {"key": "the-city", "type": "clause", "offset": [823, 831]}, {"key": "successors-and-assigns", "type": "clause", "offset": [853, 875]}, {"key": "additional-insureds", "type": "definition", "offset": [919, 938]}, {"key": "in-favor-of", "type": "clause", "offset": [995, 1006]}, {"key": "default-of-developer", "type": "clause", "offset": [1086, 1106]}, {"key": "any-other-person", "type": "definition", "offset": [1163, 1179]}, {"key": "insurance-policies-required", "type": "clause", "offset": [1185, 1212]}, {"key": "primary-policies", "type": "definition", "offset": [1243, 1259]}], "snippet": "Prior to commencing construction on all or any portion of the development site, Developer shall and Developer shall cause its agents, contractors and subcontractors, (the \u201cDeveloper Parties\u201d) to procure and maintain in full force and effect, at Developer\u2019s sole expense, Builders Risk, Commercial General Liability Insurance, Commercial Automobile Liability Insurance, (including coverage for owned automobiles and for non-owned and hired automobiles), Umbrella or Excess Liability Insurance for the Commercial General Liability Insurance and Commercial Automobile Liability Insurance, Professional Liability as specified herein and any other insurance as may be required from time to time. With the exception of Worker\u2019s Compensation and Professional Liability Insurance, each policy must (i) identify the DDA, ELBRA, and the City and their respective successors and assigns (collectively, \u201cDeveloper\u2019s Designees\u201d) as additional insureds and (ii) include an endorsement providing that coverage in favor of Developer\u2019s Designees will not be impaired in any way by any act, omission, or default of Developer, its contractors, employees, agents, representatives or any other person. All insurance policies required hereunder shall be written as primary policies,", "size": 2, "samples": [{"hash": "kVoQu0FBMnA", "uri": "/contracts/kVoQu0FBMnA#developers-insurance", "label": "Development Agreement", "score": 27.7130413055, "published": true}, {"hash": "l2Vh8HWs3Yi", "uri": "/contracts/l2Vh8HWs3Yi#developers-insurance", "label": "Development Agreement", "score": 23.3504447937, "published": true}], "hash": "28be8690554d2fa4de172d86bd087888", "id": 8}, {"snippet_links": [{"key": "developer-shall", "type": "clause", "offset": [4, 19]}, {"key": "full-force-and-effect", "type": "definition", "offset": [40, 61]}, {"key": "completion-of-the-project", "type": "clause", "offset": [72, 97]}, {"key": "risk-insurance", "type": "clause", "offset": [108, 122]}, {"key": "the-city", "type": "clause", "offset": [202, 210]}, {"key": "from-time-to-time", "type": "clause", "offset": [242, 259]}], "snippet": "The Developer shall obtain, and keep in full force and effect until the completion of the Project, builders risk insurance in the amount of $ 10 million, naming as insured the Developer, DDA, ELBRA and the City, as their interests may appear from time to time.", "size": 2, "samples": [{"hash": "egZ8O8H3na2", "uri": "/contracts/egZ8O8H3na2#developers-insurance", "label": "Master Development Agreement", "score": 24.7850780487, "published": true}, {"hash": "3t5Afl87BGO", "uri": "/contracts/3t5Afl87BGO#developers-insurance", "label": "Master Development Agreement", "score": 24.6632442474, "published": true}], "hash": "3b5f3b9d9ad6b0edffe13593b66b7902", "id": 9}, {"snippet_links": [{"key": "developer-shall", "type": "clause", "offset": [0, 15]}, {"key": "to-maintain", "type": "clause", "offset": [45, 56]}, {"key": "insurance-coverages", "type": "definition", "offset": [71, 90]}, {"key": "at-all-times", "type": "clause", "offset": [91, 103]}, {"key": "during-the-term", "type": "clause", "offset": [104, 119]}, {"key": "certificate-of-insurance", "type": "clause", "offset": [134, 158]}, {"key": "in-accordance-with", "type": "definition", "offset": [223, 241]}, {"key": "statutory-requirements", "type": "definition", "offset": [250, 272]}, {"key": "bodily-injury-by-accident", "type": "definition", "offset": [346, 371]}, {"key": "bodily-injury-by-disease", "type": "definition", "offset": [398, 422]}, {"key": "policy-limit", "type": "clause", "offset": [474, 486]}, {"key": "general-liability-insurance-coverage", "type": "clause", "offset": [503, 539]}, {"key": "per-occurrence", "type": "clause", "offset": [579, 593]}, {"key": "in-the-aggregate", "type": "definition", "offset": [609, 625]}, {"key": "coverage-of-the", "type": "clause", "offset": [654, 669]}, {"key": "contractual-liabilities", "type": "definition", "offset": [670, 693]}, {"key": "in-this-agreement", "type": "definition", "offset": [704, 721]}, {"key": "business-auto-liability", "type": "clause", "offset": [727, 750]}, {"key": "auto-coverage", "type": "clause", "offset": [781, 794]}, {"key": "minimum-limits", "type": "clause", "offset": [800, 814]}, {"key": "combined-single-limit", "type": "clause", "offset": [829, 850]}, {"key": "risk-insurance", "type": "clause", "offset": [866, 880]}, {"key": "flood-insurance", "type": "definition", "offset": [892, 907]}, {"key": "construction-of-improvements", "type": "definition", "offset": [930, 958]}, {"key": "the-property", "type": "clause", "offset": [964, 976]}, {"key": "replacement-cost", "type": "definition", "offset": [1090, 1106]}, {"key": "excess-liability-insurance", "type": "definition", "offset": [1121, 1147]}, {"key": "professional-liability-insurance", "type": "definition", "offset": [1249, 1281]}, {"key": "to-developer", "type": "clause", "offset": [1366, 1378]}, {"key": "design-consultants", "type": "definition", "offset": [1396, 1414]}, {"key": "the-certificate", "type": "clause", "offset": [1416, 1431]}, {"key": "will-be-given", "type": "clause", "offset": [1455, 1468]}, {"key": "cancellation-of-the-policy", "type": "clause", "offset": [1519, 1545]}, {"key": "of-the-developer", "type": "clause", "offset": [1556, 1572]}, {"key": "the-pre", "type": "clause", "offset": [1606, 1613]}, {"key": "development-budget", "type": "definition", "offset": [1614, 1632]}, {"key": "and-development", "type": "clause", "offset": [1633, 1648]}, {"key": "project-expense", "type": "definition", "offset": [1661, 1676]}], "snippet": "Developer shall cause its General Contractor to maintain the following insurance coverages at all times during the Term and furnish a certificate of insurance to CRA evidencing:\n(a) Worker\u2019s Compensation insurance coverage in accordance with Florida statutory requirements.\n(b) Employers\u2019 Liability insurance coverage with limits of $500,000 for bodily injury by accident per accident/$500,000 for bodily injury by disease per employee/$500,000 for bodily injury by disease policy limit.\n(c) Commercial general liability insurance coverage with limits of no less than $1,000,000 per occurrence and $2,000,000 in the aggregate, which policy shall include coverage of the contractual liabilities contained in this Agreement.\n(d) Business Auto Liability including hired and non-owned auto coverage with minimum limits of $1,000,000 combined single limit.\n(e) Builder\u2019s risk insurance (including flood insurance) during any period of construction of improvements upon the Property insuring such improvements against all casualties on a progressively insured basis for not less than 100% of the replacement cost.\n(f) Umbrella/excess liability insurance coverage, with limits of no less than $5,000,000 per occurrence and $5,000,000 in the aggregate.\n(g) Professional Liability Insurance with minimum limits of Two Million Dollars ($2,000,000) per occurrence with respect to Developer\u2019s architects and design consultants. The certificate shall provide that CRA will be given at least thirty (30) days prior written notice of cancellation of the policy. The cost of the Developer\u2019s insurance shall be included in the Pre-Development Budget and Development Budget as a Project expense.", "size": 2, "samples": [{"hash": "gktWY3Xej3V", "uri": "/contracts/gktWY3Xej3V#developers-insurance", "label": "Development Agreement", "score": 31.3390369415, "published": true}, {"hash": "jvHt49GzR9O", "uri": "/contracts/jvHt49GzR9O#developers-insurance", "label": "Development Agreement", "score": 25.4345359802, "published": true}], "hash": "3fef3e2f59a474783f7ced9efc557847", "id": 10}], "next_curs": "Cl0SV2oVc35sYXdpbnNpZGVyY29udHJhY3RzcjkLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2Ih1kZXZlbG9wZXJzLWluc3VyYW5jZSMwMDAwMDAwYQyiAQJlbhgAIAA=", "clause": {"children": [["commercial-general-liability-and-automobile-liability-insurance", "Commercial General Liability and Automobile Liability Insurance"], ["excess-liability-insurance", "Excess Liability Insurance"], ["subcontractor", "Subcontractor"], ["workers-compensation-and-employers-liability-insurance", "Workers\u2019 Compensation and Employers\u2019 Liability Insurance"], ["umbrella-liability-insurance", "Umbrella Liability Insurance"]], "parents": [["insurance", "Insurance"], ["insurance-and-bonds", "Insurance and Bonds"], ["interpretation", "Interpretation"], ["insurance-and-indemnification", "Insurance and Indemnification"], ["miscellaneous", "Miscellaneous"]], "size": 166, "title": "Developer\u2019s Insurance", "id": "developers-insurance", "related": [["owners-insurance", "Owner\u2019s Insurance", "Owner\u2019s Insurance"], ["managers-insurance", "Manager\u2019s Insurance", "Manager\u2019s Insurance"], ["renters-insurance", "Renter\u2019s Insurance", "Renter\u2019s Insurance"], ["contractors-insurance", "Contractor\u2019s Insurance", "Contractor\u2019s Insurance"], ["subcontractors-insurance", "Subcontractors\u2019 Insurance", "Subcontractors\u2019 Insurance"]], "related_snippets": [], "updated": "2025-07-23T06:14:20+00:00", "also_ask": ["What minimum coverage types and limits should be mandated for developer\u2019s insurance?", "How can the clause allocate responsibility for insurance lapses or exclusions?", "What negotiation leverage exists regarding additional insureds and waiver of subrogation?", "How do local laws or industry standards impact enforceability of developer\u2019s insurance clauses?", "What are the most common pitfalls that render developer\u2019s insurance clauses unenforceable in court?"], "drafting_tip": "Specify required insurance types and minimum coverage amounts to ensure adequate risk protection; mandate proof of insurance to verify compliance; define consequences for non-compliance to promote enforceability.", "explanation": "The Developer\u2019s Insurance clause requires the developer to obtain and maintain specific types of insurance coverage during the course of a project. Typically, this includes general liability, professional indemnity, and sometimes workers\u2019 compensation insurance, with minimum coverage amounts and proof of insurance provided to the client. This clause ensures that financial risks associated with accidents, errors, or omissions are mitigated, protecting both the developer and the client from potential losses or liabilities arising from the developer\u2019s work."}, "json": true, "cursor": ""}}