Common use of Data Exclusion Clause in Contracts

Data Exclusion. a) This policy does not insure “Data”; b) This policy does not insure loss or damage caused directly or indirectly by any "Data problem", including business interruption. However, if loss or damage caused by "Data problem", results in the occurrence of further loss of or damage to property insured that is directly caused by fire, explosion, smoke, leakage from fire protective equipment, this exclusion (b) shall not apply to such resulting loss or damage, when these risks are covered. There is no coverage for legal liability for bodily injury, property damage or tenants’ legal liability arising from any "Data problem", including any loss of use arising therefrom. Coverage for personal injury liability and advertising liability does not apply to injury arising out of the distribution or display of "Data", by means of a website, the Internet, an intranet, extranet, or similar device or system designed or intended for electronic communication of "Data". Media Limitation – Business Interruption With respect to loss resulting from damage to or destruction of media for, or programme devices pertaining to, electronic data processing or electronically controlled equipment, including data thereon, by an insured peril, the length of time for which the Insured shall be liable shall not exceed thirty (30) consecutive calendar days or the length of time that would be required to rebuild, repair or replace such other property as has been damaged or destroyed, whichever is the greater length of time. With respect to media, data storage devices, and programme devices for electronic and electro-mechanical data processing or for electronically controlled equipment, notwithstanding that “data” is not insured, we shall not be liable for more than the cost of reproducing such media, data storage devices, and programme devices duplicates or from originals of the previous generation of the media, but no liability is assumed hereunder for the coast of gathering or assembling “data” for such reproduction.