{"component": "clause", "props": {"groups": [{"snippet_links": [{"key": "evidence-of", "type": "clause", "offset": [80, 91]}, {"key": "no-response", "type": "clause", "offset": [116, 127]}, {"key": "life-support", "type": "definition", "offset": [173, 185]}, {"key": "brain-damage", "type": "definition", "offset": [232, 244]}, {"key": "permanent-neurological-deficit", "type": "clause", "offset": [258, 288]}, {"key": "days-after", "type": "definition", "offset": [324, 334]}, {"key": "alcohol-or-drug-abuse", "type": "definition", "offset": [387, 408]}], "samples": [{"hash": "XTkzVSFkPw", "uri": "/contracts/XTkzVSFkPw#coma", "label": "Supplementary Contract", "score": 29.5953216553, "published": true}, {"hash": "jmHIu9tC99e", "uri": "/contracts/jmHIu9tC99e#coma", "label": "Supplementary Rider Contract", "score": 26.7293109894, "published": true}, {"hash": "iFvst2fXoow", "uri": "/contracts/iFvst2fXoow#coma", "label": "Supplementary Rider Contract", "score": 26.1139736176, "published": true}], "size": 28, "snippet": "A coma that persists for at least 96 hours. This diagnosis must be supported by evidence of all of the following: \u2022 No response to external stimuli for at least 96 hours; \u2022 Life support measures are necessary to sustain life; and \u2022 Brain damage resulting in permanent neurological deficit which must be assessed at least 30 days after the onset of the coma. Coma resulting directly from alcohol or drug abuse is excluded.", "hash": "d49bd45f2d01ecb710e0fa551b679b63", "id": 1}, {"snippet_links": [{"key": "not-payable", "type": "definition", "offset": [18, 29]}, {"key": "elimination-period", "type": "definition", "offset": [61, 79]}, {"key": "coma-benefit", "type": "clause", "offset": [85, 97]}, {"key": "rate-of", "type": "clause", "offset": [129, 136]}, {"key": "the-benefit", "type": "definition", "offset": [143, 154]}, {"key": "dependent-child", "type": "definition", "offset": [213, 228]}, {"key": "total-payments", "type": "definition", "offset": [297, 311]}, {"key": "during-the-period", "type": "clause", "offset": [411, 428]}, {"key": "we-will-pay", "type": "clause", "offset": [469, 480]}, {"key": "lump-sum", "type": "definition", "offset": [483, 491]}, {"key": "equal-to", "type": "definition", "offset": [492, 500]}, {"key": "life-benefit", "type": "clause", "offset": [531, 543]}, {"key": "benefit-amounts", "type": "clause", "offset": [562, 577]}], "samples": [{"hash": "iprQAsBDmVN", "uri": "/contracts/iprQAsBDmVN#coma", "label": "Cardholder Agreement", "score": 31.6428852081, "published": true}, {"hash": "32htqHo7muY", "uri": "/contracts/32htqHo7muY#coma", "label": "Cardholder Agreement", "score": 31.224067688, "published": true}, {"hash": "jl15MqROQX4", "uri": "/contracts/jl15MqROQX4#coma", "label": "Cardholder Agreement", "score": 26.3511295319, "published": true}], "size": 21, "snippet": "Coma benefits are not payable, nor do they accrue, during an elimination period. The Coma benefit amount is payable monthly at a rate of 1% of the benefit amount shown above until the earliest of: 1) the date the Dependent Child dies; 2) the date the Dependent Child is no longer in a Coma; or 3) total payments equal the Coma benefit amount shown above. If the Dependent Child dies as a result of the accident during the period for which this Coma benefit is payable, we will pay a lump sum equal to the Dependent Child\u2019s loss of life benefit amount, less Coma benefit amounts already paid.", "hash": "9b68b4b222cba3e9127e21b80c33c645", "id": 2}, {"snippet_links": [{"key": "certification-by-a", "type": "clause", "offset": [5, 23]}, {"key": "state-of", "type": "clause", "offset": [58, 66]}, {"key": "an-accident", "type": "clause", "offset": [105, 116]}, {"key": "we-will-pay", "type": "clause", "offset": [118, 129]}, {"key": "right-to-recover", "type": "clause", "offset": [170, 186]}, {"key": "the-payment", "type": "clause", "offset": [187, 198]}, {"key": "provided-that", "type": "definition", "offset": [232, 245]}, {"key": "deduction-of", "type": "clause", "offset": [248, 260]}, {"key": "each-year", "type": "definition", "offset": [302, 311]}, {"key": "caused-by", "type": "clause", "offset": [555, 564]}, {"key": "covered-by", "type": "definition", "offset": [577, 587]}, {"key": "master-certificate", "type": "definition", "offset": [593, 611]}, {"key": "at-any-time", "type": "clause", "offset": [616, 627]}, {"key": "full-refund", "type": "definition", "offset": [706, 717]}], "samples": [{"hash": "4O1FX3FMk3v", "uri": "/contracts/4O1FX3FMk3v#coma", "label": "Consumer Takaful Contract", "score": 32.34740448, "published": true}, {"hash": "iO3ITt8XDfV", "uri": "/contracts/iO3ITt8XDfV#coma", "label": "Takaful Contract", "score": 31.4906082153, "published": true}, {"hash": "6CjmTnVJtdg", "uri": "/contracts/6CjmTnVJtdg#coma", "label": "Takaful Contract", "score": 31.236032486, "published": true}], "size": 19, "snippet": "Upon certification by a Physician that You have been in a state of coma for at least one (1) year due to an Accident, We will pay 100% of Benefit A. However, We have the right to recover the payment made if You regain consciousness provided that a deduction of 10% of the aforesaid payment be made for each year You were in a state of coma. \u2022 Disappearance It will be presumed that death has occurred if You have been missing for twelve (12) consecutive months and We have examined all available evidence provided to support the conclusion that death was caused by an Accident covered by this master certificate. If at any time after payment has been made by Us for such claim, You are found to be living, full refund shall be made to Us.", "hash": "92dd8b64ebe253b783476be4f209505b", "id": 3}, {"snippet_links": [{"key": "period-of", "type": "clause", "offset": [12, 21]}, {"key": "insured-person", "type": "clause", "offset": [52, 66]}, {"key": "glasgow-coma-scale", "type": "definition", "offset": [175, 193]}], "samples": [{"hash": "5IFRv21Sz1t", "uri": "/contracts/5IFRv21Sz1t#coma", "label": "Schools\u2019 Personal Accident (Incorporating Dental) Insurance", "score": 22.9127140045, "published": true}, {"hash": "8QkZatrXhJj", "uri": "/contracts/8QkZatrXhJj#coma", "label": "Schools\u2019 Personal Accident (Incorporating Dental) Insurance", "score": 22.7947731018, "published": true}, {"hash": "78KhJq9pVu1", "uri": "/contracts/78KhJq9pVu1#coma", "label": "Schools\u2019 Personal Accident (Incorporating Dental) Insurance", "score": 19.9568786621, "published": true}], "size": 8, "snippet": "An extended period of unconsciousness from which an Insured Person cannot be aroused even with the most painful stimuli and assessed by a Doctor as scoring less than 9 on the Glasgow Coma Scale (GCS).", "hash": "1a29d70bc4a2c71c87047cde1f330016", "id": 4}, {"snippet_links": [{"key": "an-accident", "type": "clause", "offset": [40, 51]}, {"key": "policy-period", "type": "clause", "offset": [63, 76]}, {"key": "we-will-pay", "type": "clause", "offset": [83, 94]}, {"key": "benefit-for", "type": "definition", "offset": [104, 115]}, {"key": "the-insured-person", "type": "definition", "offset": [127, 145]}, {"key": "provided-that", "type": "definition", "offset": [164, 177]}, {"key": "condition-of", "type": "clause", "offset": [185, 197]}, {"key": "medical-practitioner", "type": "clause", "offset": [221, 241]}, {"key": "in-writing", "type": "clause", "offset": [242, 252]}, {"key": "period-of", "type": "clause", "offset": [378, 387]}, {"key": "permanent-neurological-deficit", "type": "clause", "offset": [422, 452]}, {"key": "days-after", "type": "definition", "offset": [477, 487]}, {"key": "drug-abuse", "type": "clause", "offset": [551, 561]}, {"key": "our-liability", "type": "definition", "offset": [590, 603]}, {"key": "make-payment", "type": "definition", "offset": [607, 619]}, {"key": "sum-insured", "type": "clause", "offset": [650, 661]}, {"key": "as-specified", "type": "clause", "offset": [662, 674]}, {"key": "policy-schedule", "type": "clause", "offset": [682, 697]}, {"key": "insurance-for", "type": "clause", "offset": [715, 728]}, {"key": "date-of", "type": "clause", "offset": [821, 828]}, {"key": "a-week", "type": "definition", "offset": [895, 901]}, {"key": "proportionate-part", "type": "definition", "offset": [915, 933]}, {"key": "state-of", "type": "clause", "offset": [1016, 1024]}, {"key": "voluntary-actions", "type": "clause", "offset": [1172, 1189]}], "samples": [{"hash": "ciMTQQtBn2X", "uri": "/contracts/ciMTQQtBn2X#coma", "label": "Group Accident Protect Policy", "score": 36.5208823752, "published": true}, {"hash": "66aWIvqXhwP", "uri": "/contracts/66aWIvqXhwP#coma", "label": "Group Accident Protect Policy", "score": 36.5126647949, "published": true}, {"hash": "gDqD1UHMqNF", "uri": "/contracts/gDqD1UHMqNF#coma", "label": "Group Accident Protect \u2013 Micro Insurance Policy", "score": 35.5920791626, "published": true}], "size": 7, "snippet": "If an Insured Person is Comatose due to an Accident during the Policy Period, then We will pay a weekly benefit for as long as the Insured Person remains Comatose, provided that: - The condition of Coma is confirmed by a Medical Practitioner in writing - The Insured Person is rendered Comatose within 3 days of the occurrence of the Accident and continues to be Comatose for a period of at least 7 days thereafter, and - Permanent neurological deficit is assessed at least 30 days after the onset of the Coma - The Coma does not result from alcohol/ drug abuse or due to any other Illness Our liability to make payment shall be limited to 1% of the Sum Insured as specified in the Policy Schedule / Certificate of Insurance for each week that the Insured Person is Comatose for a period not exceeding 100 weeks from the date of the Accident, and If the Insured Person is Comatose for a part of a week, then only a proportionate part of the weekly benefit will be payable Under this benefit, \u2018Coma\u2019 means a profound state of unconsciousness where the patient cannot be awakened, fails to respond normally to pain or light, does not have sleep-awake cycles and cannot take voluntary actions.", "hash": "e88c00ce517cbd9b7e7f033764bdd817", "id": 5}, {"snippet_links": [{"key": "we-will-pay", "type": "clause", "offset": [0, 11]}, {"key": "benefit-amount", "type": "definition", "offset": [16, 30]}, {"key": "section-iv", "type": "clause", "offset": [50, 60]}, {"key": "schedule-of-benefits", "type": "definition", "offset": [70, 90]}, {"key": "accidental-bodily-injury", "type": "definition", "offset": [95, 119]}, {"key": "insured-person", "type": "clause", "offset": [130, 144]}], "samples": [{"hash": "3XpSjz9Q5du", "uri": "/contracts/3XpSjz9Q5du#coma", "label": "Business Travel Accident Insurance Policy", "score": 26.838804245, "published": true}, {"hash": "aeOB0LBWK5a", "uri": "/contracts/aeOB0LBWK5a#coma", "label": "Business Travel Accident Insurance Program", "score": 22.2936344147, "published": true}, {"hash": "g9826J7eXbo", "uri": "/contracts/g9826J7eXbo#coma", "label": "Voluntary Accident Insurance Program", "score": 21.680355072, "published": true}], "size": 7, "snippet": "We will pay the Benefit Amount for Coma, shown in Section IV-C of the Schedule of Benefits, if Accidental Bodily Injury causes an Insured Person to:", "hash": "dc49ee533db2892b649f61dacd10a1c1", "id": 6}, {"snippet_links": [{"key": "not-payable", "type": "definition", "offset": [18, 29]}, {"key": "elimination-period", "type": "definition", "offset": [61, 79]}, {"key": "benefit-amount", "type": "definition", "offset": [90, 104]}, {"key": "rate-of", "type": "clause", "offset": [129, 136]}, {"key": "the-benefit", "type": "definition", "offset": [143, 154]}, {"key": "dependent-child", "type": "definition", "offset": [213, 228]}], "samples": [{"hash": "8JIPi2sCFPK", "uri": "/contracts/8JIPi2sCFPK#coma", "label": "Cardholder Agreement", "score": 31.224067688, "published": true}, {"hash": "iJ1blzaem1Z", "uri": "/contracts/iJ1blzaem1Z#coma", "label": "Cardholder Agreement", "score": 21.8376350403, "published": true}, {"hash": "edjWYhqzuRg", "uri": "/contracts/edjWYhqzuRg#coma", "label": "Cardholder Agreement", "score": 21.5503082275, "published": true}], "size": 5, "snippet": "Coma benefits are not payable, nor do they accrue, during an elimination period. The Coma benefit amount is payable monthly at a rate of 1% of the benefit amount shown above until the earliest of: 1) the date the Dependent Child dies;", "hash": "41b2cdac18b16ba51765ec04c5cddbce", "id": 7}, {"snippet_links": [{"key": "certification-by-a", "type": "clause", "offset": [5, 23]}, {"key": "the-insured-person", "type": "definition", "offset": [39, 57]}, {"key": "state-of", "type": "clause", "offset": [72, 80]}, {"key": "an-accident", "type": "clause", "offset": [119, 130]}, {"key": "we-will-pay", "type": "clause", "offset": [132, 143]}, {"key": "principal-sum-insured", "type": "definition", "offset": [156, 177]}, {"key": "right-to-recover", "type": "clause", "offset": [200, 216]}, {"key": "the-payment", "type": "clause", "offset": [217, 228]}, {"key": "provided-that", "type": "definition", "offset": [278, 291]}, {"key": "deduction-of", "type": "clause", "offset": [294, 306]}, {"key": "each-year", "type": "definition", "offset": [348, 357]}, {"key": "caused-by", "type": "clause", "offset": [613, 622]}, {"key": "covered-by", "type": "definition", "offset": [635, 645]}, {"key": "this-policy", "type": "definition", "offset": [646, 657]}, {"key": "at-any-time", "type": "clause", "offset": [662, 673]}, {"key": "full-refund", "type": "definition", "offset": [766, 777]}], "samples": [{"hash": "heQBZUJYgFF", "uri": "/contracts/heQBZUJYgFF#coma", "label": "Consumer Insurance Contract", "score": 23.3887748718, "published": true}, {"hash": "etAEiSD1lpz", "uri": "/contracts/etAEiSD1lpz#coma", "label": "Consumer Insurance Contract", "score": 23.3887748718, "published": true}], "size": 5, "snippet": "Upon certification by a Physician that the Insured Person has been in a state of coma for at least one (1) year due to an Accident, We will pay 100% of the Principal Sum Insured. However, We have the right to recover the payment made if the Insured Person regains consciousness provided that a deduction of 10% of the aforesaid payment be made for each year the Insured Person was in a state of coma. It will be presumed that death has occurred if the Insured Person has been missing for twelve (12) consecutive months and We have examined all available evidence provided to support the conclusion that death was caused by an Accident covered by this Policy. If at any time after payment has been made by Us for such claim, the Insured Person is found to be living, full refund shall be made to Us.", "hash": "adb98a36270aa33217d36a3ec99c6869", "id": 8}, {"snippet_links": [{"key": "state-of", "type": "clause", "offset": [2, 10]}, {"key": "support-systems", "type": "definition", "offset": [140, 155]}, {"key": "period-of", "type": "clause", "offset": [163, 172]}, {"key": "permanent-neurological-deficit", "type": "clause", "offset": [208, 238]}, {"key": "a-specialist", "type": "clause", "offset": [273, 285]}, {"key": "to-the-company", "type": "clause", "offset": [297, 311]}, {"key": "drug-misuse", "type": "definition", "offset": [424, 435]}, {"key": "not-covered", "type": "clause", "offset": [439, 450]}], "samples": [{"hash": "b7UadY5AbTl", "uri": "/contracts/b7UadY5AbTl#coma", "label": "Critical Illness Rider", "score": 22.5390319824, "published": true}, {"hash": "cFi5iOlGOI0", "uri": "/contracts/cFi5iOlGOI0#coma", "label": "Critical Illness Rider", "score": 20.7878170013, "published": true}], "size": 5, "snippet": "A state of unconsciousness with no reaction or response to external stimuli or internal needs persisting continuously, with the use of life support systems, for a period of at least 96 hours and resulting in permanent neurological deficit. Diagnosis has to be confirmed by a specialist acceptable to the Company and neurological deficit has to be medically documented for at least three months. Coma secondary to alcohol or drug misuse is not covered.", "hash": "5f81cd53a9df8df0acdaa2d92f524841", "id": 9}, {"snippet_links": [{"key": "your-disability", "type": "clause", "offset": [0, 15]}, {"key": "date-of", "type": "clause", "offset": [119, 126]}, {"key": "a-qualified", "type": "clause", "offset": [157, 168]}], "samples": [{"hash": "cijRq3QHwrz", "uri": "/contracts/cijRq3QHwrz#coma", "label": "Personal Accident Takaful Agreement", "score": 33.6671981812, "published": true}, {"hash": "k33aNu4az9C", "uri": "/contracts/k33aNu4az9C#coma", "label": "Personal Accident Takaful Agreement", "score": 33.5601806641, "published": true}, {"hash": "gBVfEkZAOor", "uri": "/contracts/gBVfEkZAOor#coma", "label": "Personal Accident Takaful Agreement", "score": 33.5040435791, "published": true}], "size": 4, "snippet": "Your disability will qualify for consideration if it persists without interruption for at least one (1) month from the date of the accident and confirmed by a qualified medical doctor.", "hash": "dff80b3a4ac2cc9d3ec0eedff9b46c22", "id": 10}], "next_curs": "Ck0SR2oVc35sYXdpbnNpZGVyY29udHJhY3RzcikLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2Ig1jb21hIzAwMDAwMDBhDKIBAmVuGAAgAA==", "clause": {"parents": [["critical-illness", "Critical Illness"], ["participants-critical-illness", "Participant\u2019s Critical Illness"], ["death-and-disabiltiy-support", "DEATH AND DISABILTIY SUPPORT"], ["benefits", "Benefits"], ["benefit-8-second-opinion", "Benefit 8 : Second Opinion"]], "title": "Coma", "children": [], "size": 184, "id": "coma", "related": [["california-independent-system-operator-corporation", "California Independent System Operator Corporation", "California Independent System Operator Corporation"], ["radiation-therapy-chemotherapy-services", "Radiation Therapy/Chemotherapy Services", "Radiation Therapy/Chemotherapy Services"], ["outpatient-dental-anesthesia-services", "Outpatient Dental Anesthesia Services", "Outpatient Dental Anesthesia Services"], ["community-based-adult-intensive-service", "Community Based Adult Intensive Service", "Community Based Adult Intensive Service"], ["chiropractic-services", "Chiropractic Services", "Chiropractic Services"]], "related_snippets": [], "updated": "2025-07-24T04:27:57+00:00", "also_ask": [], "drafting_tip": null, "explanation": ""}, "json": true, "cursor": ""}}