Cleaning Contractor Exclusion Clause Samples

The Cleaning Contractor Exclusion is a clause that removes coverage for claims arising from the work of cleaning contractors under an insurance policy. In practice, this means that if a loss or liability is caused by the actions or negligence of a cleaning contractor, the insurer will not be responsible for covering those damages. This exclusion typically applies to both property damage and bodily injury related to cleaning services, and may be relevant in commercial property or liability insurance policies. Its core function is to allocate risk by ensuring that the responsibility for incidents involving cleaning contractors rests with those contractors or their own insurers, rather than the policyholder's insurer.