Common use of CHANGES AND/OR TERMINATION Clause in Contracts

CHANGES AND/OR TERMINATION. Except as otherwise required by law, rule, or regulation, we may change the terms of this Agreement at any time. When changes are made, we will update this Agreement on our website and our Online Banking Services. Internet Services will be updated on the effective date, unless an immediate change is necessary to maintain the security of the system or unless a law, rule, or regulation requires that it be updated at an earlier time. If such a change is made, and it cannot be disclosed without jeopardizing the security of the system, this Agreement will be updated within thirty (30) days after the change. You will be notified as soon as possible when any changes are made which materially affect your rights. As always, you may choose to decline changes to this Agreement by un-enrolling in the eDelivery Service. Your continued enrollment in the eDelivery Service is your acceptance to this Agreement. Changes to fees or terms applicable to eligible accounts are governed by the agreement otherwise governing the applicable account. It is your responsibility to review this Agreement including SNB’s Privacy Policy on an annual basis in order to be aware of any such changes. Part D – External Transfer Agreement By Acknowledging this Agreement, you are hereby authorizing SNB and our processing agents to debit and credit entries to your eligible SNB account(s) when you instruct us to electronically transfer funds to or from your eligible SNB account(s) and other eligible account(s) held by you at another financial institution(s) or brokerage company(ies) in the United States. You agree to comply with any applicable state or federal law in connection with your use of the Service and the fulfillment of its obligations under this Agreement. You further acknowledge that the Automated Clearing House (“ACH”) system may not be used in violation of and that entries originated by you must comply with, the laws of the United States including sanctions laws administered by the Office of Foreign Asset Controls.

CHANGES AND/OR TERMINATION. Except as otherwise required by law, rule, or regulation, we may change the terms of this Agreement at any time. When changes are made, made we will update this Agreement on our website and our Online Banking. Online Banking Services. Internet Services will be updated on the effective date, unless an immediate change is necessary to maintain the security of the system or unless a law, rule, rule or regulation requires that it be updated at an earlier time. If such a change is made, and it cannot can't be disclosed without jeopardizing the security of the system, this Agreement will be updated within thirty (30) days after the change. You will be notified as soon as possible when any changes are made which materially affect your rights. As always, you may choose to decline changes to this Agreement by un-de- enrolling in the eDelivery ServiceeStatements service. Your continued enrollment in the eDelivery Service eStatements service is your acceptance to this the Agreement. Changes to fees or terms applicable to eligible accounts are governed by the agreement otherwise governing the applicable account. It is your responsibility to review this Agreement including SNBBrookline Bank’s Privacy Policy on an annual basis from time to time in order to be aware of any such changes. Part D – External Transfer The Bank will have the right to terminate this Agreement immediately if you fail to comply with the terms of this Agreement or in the event that the Bank, in its discretion, deems that is in the best interests of the Bank to cease electronic delivery of eStatements to you. If the Bank terminates this Agreement, we will do so by written notice which will be mailed to you and the termination will be effective on the effective date specified on the written notice and not on the date when the notice is mailed or received. In the event there is more than one owner on an account, notice to any one owner shall be effective as to all owners and the account. By Acknowledging selecting “I Agree” to this Agreement, you are hereby authorizing SNB and our processing agents agree that: • You want to debit and credit entries to your eligible SNB account(s) when you instruct us to electronically transfer funds to or receive all eStatements from your eligible SNB account(s) and other eligible account(s) held by you at another financial institution(s) or brokerage company(ies) in the United StatesBank electronically. You agree to comply with any applicable state or federal law in connection with your use • Your computer system meets all of the Service hardware and the fulfillment of its obligations under this Agreement. You further acknowledge that the Automated Clearing House (“ACH”) system may not be used in violation of and that entries originated by you must comply with, the laws of the United States including sanctions laws administered by the Office of Foreign Asset Controlssoftware requirements stated above.

CHANGES AND/OR TERMINATION. Except as otherwise required by law, rule, or regulation, we may change the terms of this Agreement at any time. When changes are made, we will update this Agreement on our website Online and our Mobile Banking. Online and Mobile Banking Services. Internet Services will be updated on the effective date, unless an immediate change is necessary to maintain the security of the system or unless a law, rule, rule or regulation requires that it be updated at an earlier time. If such a change is made, and it cannot be disclosed without jeopardizing the security of the system, this Agreement will be updated within thirty (30) days after the change. You will be notified as soon as possible when any changes are made which materially affect your rights. As always, you may choose to decline changes to this Agreement by unde-enrolling in the eDelivery ServiceeStatements service. Your continued enrollment in the eDelivery Service eStatements service is your acceptance to this the Agreement. Changes to fees or terms applicable to eligible accounts are governed by the agreement otherwise governing the applicable account. It is your responsibility to review this Agreement including SNBPCSB Bank’s Privacy Policy on an annual basis from time to time in order to be aware of any such changes. Part D – External Transfer The Bank will have the right to terminate this Agreement By Acknowledging immediately if you fail to comply with the terms of this Agreement or in the event that the Bank, in its discretion, deems that is in the best interests of the Bank to cease electronic delivery of eStatements to you. If the Bank terminates this Agreement, we will do so by written notice, which will be mailed, to you are hereby authorizing SNB and our processing agents to debit and credit entries to your eligible SNB account(s) when you instruct us to electronically transfer funds to or from your eligible SNB account(s) and other eligible account(s) held by you at another financial institution(s) or brokerage company(ies) in the United States. You agree to comply with any applicable state or federal law in connection with your use of the Service and the fulfillment of its obligations under this Agreementtermination will be effective on the effective date specified on the written notice and not on the date when the notice is mailed or received. In the event there is more than one owner on an account, notice to any one owner shall be effective as to all owners and the account. By selecting “Enroll Now”, you agree that: • You further acknowledge that the Automated Clearing House (“ACH”) system may not be used in violation of and that entries originated by you must comply with, the laws of the United States including sanctions laws administered by the Office of Foreign Asset Controlswant to receive all eStatements from Bank electronically.

CHANGES AND/OR TERMINATION. Except as otherwise required by law, rule, or regulation, we may change the terms of this Agreement at any time. When changes are made, we will update this Agreement on our website and our in Online & Mobile Banking. Online & Mobile Banking Services. Internet Services will be updated on the effective date, unless an immediate change is necessary to maintain the security of the system or unless a law, rule, rule or regulation requires that it be updated at an earlier time. If such a change is made, and it cannot be disclosed without jeopardizing the security of the system, this Agreement will be updated within thirty (30) days after the change. You will be notified as soon as possible when any changes are made which materially affect your rights. As always, you may choose to decline changes to this Agreement by un-enrolling in the eDelivery ServiceeStatements service. Your continued enrollment in the eDelivery Service eStatements service is your acceptance to this the Agreement. Changes to fees or terms applicable to eligible accounts are governed by the agreement otherwise governing the applicable account. It is your responsibility to review this Agreement Agreement, including SNBPCSB Bank’s Privacy Policy on an annual basis Policy, from time to time in order to be aware of any such changes. Part D – External Transfer The Bank will have the right to terminate this Agreement By Acknowledging immediately if you fail to comply with the terms of this Agreement or in the event that the Bank, in its discretion, deems that is in the best interests of the Bank to cease electronic delivery of eStatements to you. If the Bank terminates this Agreement, we will do so by written notice, which will be mailed, to you are hereby authorizing SNB and our processing agents to debit and credit entries to your eligible SNB account(s) when you instruct us to electronically transfer funds to or from your eligible SNB account(s) and other eligible account(s) held by you at another financial institution(s) or brokerage company(ies) in the United States. You agree to comply with any applicable state or federal law in connection with your use of the Service and the fulfillment of its obligations under this Agreementtermination will be effective on the effective date specified on the written notice and not on the date when the notice is mailed or received. In the event there is more than one owner on an account, notice to any one owner shall be effective as to all owners and the account. By selecting “I Agree”, you agree that: • You further acknowledge that the Automated Clearing House (“ACH”) system may not be used in violation of and that entries originated by you must comply with, the laws of the United States including sanctions laws administered by the Office of Foreign Asset Controlswant to receive all eStatements from Bank electronically.