{"component": "clause", "props": {"groups": [{"snippet": "If your account is subject to a Card Replacement Fee, a fee will be charged for each replacement card that is issued to you for any reason.", "samples": [{"hash": "bfmugAWd3wi", "uri": "/contracts/bfmugAWd3wi#card-replacement-fee", "label": "Consumer Credit Card Agreement", "score": 31.7397079468, "published": true}, {"hash": "hlPtJ2kaKiA", "uri": "/contracts/hlPtJ2kaKiA#card-replacement-fee", "label": "Consumer Credit Card Agreement", "score": 30.1977100372, "published": true}, {"hash": "iSTcDPWZHa", "uri": "/contracts/iSTcDPWZHa#card-replacement-fee", "label": "Consumer Credit Card Agreement", "score": 26.0651454926, "published": true}], "size": 79, "snippet_links": [{"key": "your-account", "type": "definition", "offset": [3, 15]}, {"key": "subject-to", "type": "clause", "offset": [19, 29]}, {"key": "replacement-card", "type": "clause", "offset": [85, 101]}, {"key": "issued-to", "type": "definition", "offset": [110, 119]}, {"key": "for-any-reason", "type": "clause", "offset": [124, 138]}], "hash": "5ba98257003cdc9a1c30bb80f031c807", "id": 1}, {"snippet": "There is no fee to replace a Card for any reason. We reserve the right to cancel your Believe Card for excessive requests for Card replacement. The determination of what constitutes excessive shall be made in our sole discretion.", "samples": [{"hash": "3xi9HWYYja6", "uri": "/contracts/3xi9HWYYja6#card-replacement-fee", "label": "Varo Believe Program Agreements and Disclosures", "score": 27.9034900665, "published": true}, {"hash": "f1c3c5yfpRG", "uri": "/contracts/f1c3c5yfpRG#card-replacement-fee", "label": "Varo Believe Program Agreements and Disclosures", "score": 27.8952770233, "published": true}, {"hash": "hfPBxN3Dl7z", "uri": "/contracts/hfPBxN3Dl7z#card-replacement-fee", "label": "Varo Believe Program Agreements and Disclosures", "score": 27.7022590637, "published": true}], "size": 5, "snippet_links": [{"key": "no-fee", "type": "clause", "offset": [9, 15]}, {"key": "for-any-reason", "type": "clause", "offset": [34, 48]}, {"key": "right-to-cancel", "type": "definition", "offset": [65, 80]}, {"key": "believe-card", "type": "definition", "offset": [86, 98]}, {"key": "requests-for", "type": "clause", "offset": [113, 125]}, 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"related_snippets": [], "updated": "2025-07-24T06:49:08+00:00", "also_ask": ["What negotiation leverage exists regarding the amount and timing of the card replacement fee?", "Which essential terms must be included to ensure the fee is enforceable and transparent?", "What are the main legal risks if the fee is excessive or not clearly disclosed?", "How do card replacement fee clauses compare across jurisdictions or industry standards?", "What arguments have courts accepted or rejected when parties challenge card replacement fees?"], "drafting_tip": "Specify the fee amount and payment terms to ensure clarity; define circumstances triggering replacement to prevent disputes; state any exceptions to avoid unintended charges.", "explanation": "The Card Replacement Fee clause establishes a charge that applies when a cardholder requests a new card to replace a lost, stolen, or damaged one. Typically, this fee is added to the cardholder\u2019s account and must be paid before a replacement card is issued. By specifying the cost and conditions under which the fee is charged, this clause helps the issuer recover administrative expenses and discourages unnecessary card replacement requests."}, "json": true, "cursor": ""}}