Common use of Billing Rights Clause in Contracts

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Rate Information: The following chart provides details on your rate as of August 1, 2017. We divide the APR by 365 to determine the daily periodic rate. Add to Index APR Daily Periodic Rate Purchase APR 21.74% 25.99% 0.07120% If this Agreement was provided to you at point of sale, see the Agreement sent with your new account welcome package for variable APR information in effect within 30 days of mailing. We’ll charge you a minimum interest charge of $2.00 per credit plan for any billing period in which interest is due. For additional information, see Rates in Section D. Minimum Payment: The amount you must pay each billing period ("Total Minimum Payment") is the total of minimum payments for Regular Revolving and promotional Credit Plan purchases plus any Past Due amounts. The Total Minimum Payment won’t be less than $27.00. If your Account balance is less than $27.00, you must pay the amount indicated on your billing statement ("Statement") in full. The minimum payment due for each Regular Revolving Credit Plan will be the greater of:

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Rate Information: The following chart provides details on your rate as of August 1, 2017. We divide the APR by 365 to determine the daily periodic rate. Add to Index APR Daily Periodic Rate Purchase APR 21.74% 25.99% 0.07120% If this Agreement was provided to you at point of sale, see the Agreement sent with your new account welcome package for variable APR information in effect within 30 days of mailing. We’ll charge you a minimum interest charge of $2.00 1.00 per credit plan for any billing period in which interest is due. For additional information, see Rates in Section D. Minimum Payment: The amount you must pay each billing period ("Total Minimum Payment") is the total of minimum payments for Regular Revolving and promotional Credit Plan purchases plus any Past Due amounts. The Total Minimum Payment won’t be less than $27.00. If your Account balance is less than $27.00, you must pay the amount indicated on your billing statement ("Statement") in full. The minimum payment due for each Regular Revolving Credit Plan will be the greater of:

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Rate Information: The following chart provides details on your rate as of August 1, 2017. We divide the APR by 365 to determine the daily periodic rate. Add to Index APR Daily Periodic Rate Purchase APR 21.7423.74% 25.9927.99% 0.071200.07668% If this Agreement was provided to you at point of sale, see the Agreement sent with your new account welcome package for variable APR information in effect within 30 days of mailing. We’ll charge you a minimum interest charge of $2.00 per credit plan for any billing period in which interest is due. For additional information, see Rates in Section D. Minimum Payment: The amount you must pay each billing period ("Total Minimum Payment") is the total of minimum payments for Regular Revolving and promotional Credit Plan purchases plus any Past Due amounts. The Total Minimum Payment won’t be less than $27.00. If your Account balance is less than $27.00, you must pay the amount indicated on your billing statement ("Statement") in full. The minimum payment due for each Regular Revolving Credit Plan will be the greater of:

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Rate Information: The following chart provides details on your rate as of August 1, 2017. We divide the APR by 365 to determine the daily periodic rate. Add to Index APR Daily Periodic Rate Purchase APR 21.74% 25.99% 0.07120% If this Agreement was provided to you at point of sale, see the Agreement sent with your new account welcome package for variable APR information in effect within 30 days of mailing. We’ll charge you a minimum interest charge of $2.00 1.00 per credit plan for any billing period in which interest is due. For additional information, see Rates in Section D. Minimum Payment: The amount you must pay each billing period ("Total Minimum Payment") is the total of minimum payments for Regular Revolving and promotional Credit Plan purchases plus any Past Due amounts. The Total Minimum Payment won’t be less than $27.00. If your Account balance is less than $27.00, you must pay the amount indicated on your billing statement ("Statement") in full. The minimum payment due for each Regular Revolving Credit Plan will be the greater of:

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Rate Information: The following chart provides details on your rate as of August 1, 2017. We divide the APR by 365 to determine the daily periodic rate. Add to Index APR Daily Periodic Rate Purchase APR 21.7422.74% 25.9926.99% 0.071200.07394% If this Agreement was provided to you at point of sale, see the Agreement sent with your new account welcome package for variable APR information in effect within 30 days of mailing. We’ll charge you a minimum interest charge of $2.00 1.00 per credit plan for any billing period in which interest is due. For additional information, see Rates in Section D. Minimum Payment: The amount you must pay each billing period ("Total Minimum Payment") is the total of minimum payments for Regular Revolving and promotional Credit Plan purchases plus any Past Due amounts. The Total Minimum Payment won’t be less than $27.00. If your Account balance is less than $27.00, you must pay the amount indicated on your billing statement ("Statement") in full. The minimum payment due for each Regular Revolving Credit Plan will be the greater of:

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Rate Information: The following chart provides details on your rate as of August 1, 2017. We divide the APR by 365 to determine the daily periodic rate. Add to Index APR Daily Periodic Rate Purchase APR 21.74Purchases 23.74% 25.9927.99% 0.071200.07668% If this Agreement was provided to you at point of sale, see the Agreement sent with your new account welcome package for variable APR information in effect within 30 days of mailing. We’ll charge you a minimum interest charge of $2.00 per credit plan for any billing period in which interest is due. For additional information, see Rates in Section D. Minimum Payment: The amount you must pay each billing period ("Total Minimum Payment") Payment Due is the total of minimum payments for Regular Revolving and promotional Promotional Credit Plan purchases plus any Past Due amounts. The Total total Minimum Payment Due on your account won’t be less than $27.00. If your Account balance is less than $27.00, you must pay the amount indicated on your billing statement ("Statement") Statement in full. The minimum payment due Minimum Payment Due for each Regular Revolving and Cash Revolving Credit Plan Plans will be the be: • The greater of:

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Rate Information: The following chart provides details on your rate as of August 1September 8, 2017. We divide the APR by 365 to determine the daily periodic rate. Add to Index APR Daily Periodic Rate Purchase APR 21.74% 25.99% 0.07120% If this Agreement was provided to you at point of sale, see the Agreement sent with your new account welcome package for variable APR information in effect within 30 days of mailing. We’ll charge you a minimum interest charge of $2.00 1.00 per credit plan for any billing period in which interest is due. For additional information, see Rates in Section D. Minimum Payment: The amount you must pay each billing period ("Total Minimum Payment") is the total of minimum payments for Regular Revolving and promotional Credit Plan purchases plus any Past Due amounts. The Total Minimum Payment won’t be less than $27.00. If your Account balance is less than $27.00, you must pay the amount indicated on your billing statement ("Statement") in full. The minimum payment due for each Regular Revolving Credit Plan will be the greater of:

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Rate Information: The following chart provides details on your rate as of August 1, 2017. We divide the APR by 365 to determine the daily periodic rate. Add to Index APR Daily Periodic Rate Purchase APR 21.74Purchases 25.74% 25.9929.99% 0.071200.08216% If this Agreement was provided to you at point of sale, see the Agreement sent with your new account welcome package for variable APR information in effect within 30 days of mailing. We’ll charge you a minimum interest charge of $2.00 per credit plan for any billing period in which interest is due. For additional information, see Rates in Section D. Minimum Payment: The amount you must pay each billing period ("Total Minimum Payment") is the total of minimum payments for Regular Revolving and promotional Credit Plan purchases plus any Past Due amounts. The Total Minimum Payment won’t be less than $27.0025.00. If your Account balance is less than $27.0025.00, you must pay the amount indicated on your billing statement ("Statement") in full. The minimum payment due for each Regular Revolving Credit Plan will be the greater of:

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Rate Information: The following chart provides details on your rate as of August 1, 2017. We divide the APR by 365 to determine the daily periodic rate. Add to Index APR Daily Periodic Rate Purchase APR 21.7425.74% 25.9929.99% 0.071200.08216% If this Agreement was provided to you at point of sale, see the Agreement sent with your new account welcome package for variable APR information in effect within 30 days of mailing. We’ll charge you a minimum interest charge of $2.00 1.00 per credit plan for any billing period in which interest is due. For additional information, see Rates in Section D. Minimum Payment: The amount you must pay each billing period ("Total Minimum Payment") is the total of minimum payments for Regular Revolving and promotional Credit Plan purchases plus any Past Due amounts. The Total Minimum Payment won’t be less than $27.0030.00. If your Account balance is less than $27.0030.00, you must pay the amount indicated on your billing statement ("Statement") in full. The minimum payment due for each Regular Revolving Credit Plan will be the greater of:

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Rate Information: The following chart provides details on your rate as of August 1, 2017. We divide the APR by 365 to determine the daily periodic rate. Add to Index APR Daily Periodic Rate Purchase APR 21.7425.74% 25.9929.99% 0.071200.08216% If this Agreement was provided to you at point of sale, see the Agreement sent with your new account welcome package for variable APR information in effect within 30 days of mailing. We’ll charge you a minimum interest charge of $2.00 per credit plan for any billing period in which interest is due. For additional information, see Rates in Section D. Minimum Payment: The amount you must pay each billing period ("Total Minimum Payment") is the total of minimum payments for Regular Revolving and promotional Credit Plan purchases plus any Past Due amounts. The Total Minimum Payment won’t be less than $27.0010.00. If your Account balance is less than $27.0010.00, you must pay the amount indicated on your billing statement ("Statement") in full. The minimum payment due for each Regular Revolving Credit Plan will be the greater of:

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Rate Information: The following chart provides details on your rate as of August 1, 2017. We divide the APR by 365 to determine the daily periodic rate. Add to Index APR Daily Periodic Rate Purchase APR 21.74% 25.99% 0.07120% If this Agreement was provided to you at point of sale, see the Agreement sent with your new account welcome package for variable APR information in effect within 30 days of mailing. We’ll charge you a minimum interest charge of $2.00 per credit plan for any billing period in which interest is due. For additional information, see Rates in Section D. Minimum Payment: The amount you must pay each billing period ("Total Minimum Payment") is the total of minimum payments for Regular Revolving and promotional Credit Plan purchases plus any Past Due amounts. The Total Minimum Payment won’t be less than $27.00. If your Account balance is less than $27.00, you must pay the amount indicated on your billing statement ("Statement") in full. The minimum payment due for each Regular Revolving Credit Plan will be the greater of: