{"component": "clause", "props": {"groups": [{"size": 6, "snippet_links": [{"key": "recording-of-the-mortgage", "type": "clause", "offset": [22, 47]}, {"key": "borrower-shall", "type": "clause", "offset": [49, 63]}, {"key": "cost-and-expense", "type": "clause", "offset": [84, 100]}, {"key": "to-lender", "type": "definition", "offset": [135, 144]}, {"key": "title-insurance-policy", "type": "clause", "offset": [149, 171]}, {"key": "issued-by", "type": "definition", "offset": [172, 181]}, {"key": "title-company", "type": "definition", "offset": [186, 199]}, {"key": "lender-may", "type": "definition", "offset": [239, 249]}, {"key": "liability-limit", "type": "definition", "offset": [266, 281]}, {"key": "amount-of-the-loan", "type": "clause", "offset": [308, 326]}, {"key": "form-satisfactory", "type": "clause", "offset": [352, 369]}, {"key": "valid-first-lien", "type": "clause", "offset": [432, 448]}, {"key": "the-project", "type": "clause", "offset": [452, 463]}, {"key": "coinsurance-agreements", "type": "definition", "offset": [499, 521]}, {"key": "the-permitted-exceptions", "type": "clause", "offset": [623, 647]}, {"key": "own-cost", "type": "clause", "offset": [705, 713]}, {"key": "all-things-necessary", "type": "clause", "offset": [730, 750]}, {"key": "to-maintain", "type": "clause", "offset": [751, 762]}, {"key": "the-property", "type": "clause", "offset": [801, 813]}, {"key": "intentionally-omitted", "type": "definition", "offset": [819, 840]}], "snippet": "Concurrently with the recording of the Mortgage, Borrower shall, at Borrower\u2019s sole cost and expense, deliver or cause to be delivered to Lender the Title Insurance Policy issued by the Title Company (and such reinsurers and coinsurers as Lender may require) with a liability limit of not less than the full amount of the Loan and with coverage and in form satisfactory to Lender, insuring Lender\u2019s interest under the Mortgage as a valid first lien on the Project, together with such reinsurance or coinsurance agreements or endorsements to the Title Insurance Policy as Lender may require, which policy shall contain only the Permitted Exceptions from its coverage, and thereafter Borrower shall, at its own cost and expense, do all things necessary to maintain the Mortgage as a valid first lien on the Property. 5.2 Intentionally Omitted.", "samples": [{"hash": "kMW6jI0hkIJ", "uri": "/contracts/kMW6jI0hkIJ#basic-insurance", "label": "Loan Agreement (Grubb & Ellis Healthcare REIT, Inc.)", "score": 21.0, "published": true}, {"hash": "kCELyJnt6IF", "uri": "/contracts/kCELyJnt6IF#basic-insurance", "label": "Loan Agreement (NNN Healthcare/Office REIT, Inc.)", "score": 21.0, "published": true}, {"hash": "jf3Y5CWcVr", "uri": "/contracts/jf3Y5CWcVr#basic-insurance", "label": "Loan Agreement (Grubb & Ellis Healthcare REIT, Inc.)", "score": 21.0, "published": true}], "hash": "09458d56991fe8e0ec98e23e03ab1620", "id": 1}, {"size": 5, "snippet_links": [{"key": "full-force-and-effect", "type": "definition", "offset": [52, 73]}, {"key": "the-term-of-this-agreement", "type": "clause", "offset": [85, 111]}, {"key": "liability-insurance-with-respect-to-the-aircraft", "type": "clause", "offset": [121, 169]}, {"key": "an-additional-insured", "type": "clause", "offset": [188, 209]}, {"key": "at-least-equal-to", "type": "definition", "offset": [224, 241]}, {"key": "combined-single-limit", "type": "clause", "offset": [255, 276]}, {"key": "bodily-injury-to", "type": "clause", "offset": [281, 297]}, {"key": "death-of", "type": "definition", "offset": [301, 309]}, {"key": "property-damage-liability", "type": "definition", "offset": [345, 370]}], "snippet": "Operator will maintain or cause to be maintained in full force and effect throughout the term of this Agreement aircraft liability insurance with respect to the Aircraft, naming Lessee as an additional insured, in an amount at least equal to $300,000,000 combined single limit for bodily injury to or death of persons (including passengers) and property damage liability.", "samples": [{"hash": "6OOd1LlkNTL", "uri": "/contracts/6OOd1LlkNTL#basic-insurance", "label": "Aircraft Time Sharing Agreement (Citigroup Inc)", "score": 22.1622180939, "published": true}, {"hash": "hE32tH3Qg2C", "uri": "/contracts/hE32tH3Qg2C#basic-insurance", "label": "Aircraft Time Sharing Agreement (Citigroup Inc)", "score": 19.0, "published": true}, {"hash": "gj1UgEC7MDM", "uri": "/contracts/gj1UgEC7MDM#basic-insurance", "label": "Aircraft Time Sharing Agreement (McGraw-Hill Companies Inc)", "score": 19.0, "published": true}], "hash": "2ed674002037ccc1c5491664d854b723", "id": 2}, {"size": 2, "snippet_links": [{"key": "an-employee-who", "type": "clause", "offset": [0, 15]}, {"key": "written-application", "type": "clause", "offset": [76, 95]}, {"key": "evidence-of", "type": "definition", "offset": [108, 119]}, {"key": "insurance-carrier", "type": "definition", "offset": [157, 174]}, {"key": "insurance-and", "type": "clause", "offset": [200, 213]}, {"key": "effective-on-the", "type": "clause", "offset": [239, 255]}], "snippet": "An employee who is eligible for any amount of Basic Insurance must submit a written application and provide evidence of his insurability satisfactory to the Insurance Carrier for such amount of Basic Insurance and such amount shall become effective on the later of", "samples": [{"hash": "a7gIen8xcJh", "uri": "/contracts/a7gIen8xcJh#basic-insurance", "label": "Collective Agreement", "score": 17.0, "published": true}, {"hash": "ChbMdR5RMf", "uri": "/contracts/ChbMdR5RMf#basic-insurance", "label": "Collective Agreement", "score": 17.0, "published": true}], "hash": "7b079d3867decc0c6b8997168af9a871", "id": 3}, {"size": 2, "snippet_links": [{"key": "insurance-coverage", "type": "clause", "offset": [6, 24]}, {"key": "insurance-requirements", "type": "definition", "offset": [25, 47]}, {"key": "without-limiting-contractor", "type": "clause", "offset": [48, 75]}, {"key": "indemnification-of-county", "type": "clause", "offset": [78, 103]}, {"key": "prior-to-commencement-of-work", "type": "clause", "offset": [109, 138]}, {"key": "contractor-shall", "type": "clause", "offset": [140, 156]}, {"key": "during-the-term-of-this-agreement", "type": "clause", "offset": [205, 238]}, {"key": "policies-of-insurance", "type": "clause", "offset": [240, 261]}, {"key": "type-and-amounts", "type": "clause", "offset": [269, 285]}, {"key": "form-satisfactory", "type": "clause", "offset": [311, 328]}, {"key": "employers-liability", "type": "definition", "offset": [363, 382]}, {"key": "commercial-general-liability-coverage", "type": "clause", "offset": [399, 436]}, {"key": "the-county", "type": "clause", "offset": [479, 489]}, {"key": "employees-shall", "type": "clause", "offset": [523, 538]}, {"key": "additional-insureds", "type": "clause", "offset": [554, 573]}, {"key": "additional-insured-endorsement", "type": "definition", "offset": [639, 669]}, {"key": "required-by", "type": "definition", "offset": [687, 698]}, {"key": "contract-or-agreement", "type": "definition", "offset": [707, 728]}, {"key": "in-favor-of", "type": "definition", "offset": [774, 785]}, {"key": "waiver-of-subrogation-endorsement", "type": "clause", "offset": [853, 886]}, {"key": "amendment-of", "type": "definition", "offset": [1039, 1051]}, {"key": "contractual-liability", "type": "definition", "offset": [1052, 1073]}, {"key": "pollution-exclusion", "type": "clause", "offset": [1084, 1103]}, {"key": "liability-exclusion", "type": "clause", "offset": [1121, 1140]}, {"key": "drop-down", "type": "definition", "offset": [1145, 1154]}, {"key": "the-policy", "type": "definition", "offset": [1173, 1183]}, {"key": "in-the-event", "type": "clause", "offset": [1195, 1207]}, {"key": "primary-insurance", "type": "definition", "offset": [1217, 1234]}, {"key": "for-any-reason", "type": "clause", "offset": [1316, 1330]}, {"key": "on-behalf-of", "type": "definition", "offset": [1338, 1350]}, {"key": "effective-dates", "type": "definition", "offset": [1405, 1420]}, {"key": "primary-policies", "type": "definition", "offset": [1426, 1442]}, {"key": "umbrella-or-excess-policies", "type": "clause", "offset": [1582, 1609]}], "snippet": "Basic Insurance Coverage INSURANCE REQUIREMENTS Without limiting Contractor\u2019s indemnification of County, and prior to commencement of Work, Contractor shall obtain, provide and maintain at its own expense during the term of this Agreement, policies of insurance of the type and amounts described below and in a form satisfactory to County. Coverage shall include Employers Liability (stop gap). The Commercial General Liability Coverage shall include the following endorsements: The County, its Board, officers, agents and employees shall be included as Additional Insureds either by specific endorsement naming these parties or a blanket additional insured endorsement applicable \u201cwhen required by written contract or agreement\u201d Primary, Non-contributory endorsement, both in favor of the County, its Board, officers, agents and employees or a blanket waiver of subrogation endorsement applicable \u201cwhen required by written contract or agreement\u201d. The Commercial General Liability Coverage shall not include the following endorsements:\ni) Amendment of Contractual Liability\nii) Total Pollution Exclusion\niii) Cross Suits Liability Exclusion \u2022 A drop down feature requiring the policy to respond in the event that any primary insurance that would otherwise have applied proves to be uncollectable in whole or in part for any reason; \u2022 Pay on behalf of wording as opposed to reimbursement; \u2022 Concurrency of effective dates with primary policies; and \u2022 Policies shall \u201cfollow form\u201d to the underlying primary policies. \u2022 Insureds under primary policies shall also be insureds under the umbrella or excess policies.", "samples": [{"hash": "anSIdRxUtID", "uri": "/contracts/anSIdRxUtID#basic-insurance", "label": "Contract for Radio Communications Battery Backup System", "score": 32.0448608398, "published": true}, {"hash": "hXXXAaANgak", "uri": "/contracts/hXXXAaANgak#basic-insurance", "label": "Contract for Services", "score": 31.7347126007, "published": true}], "hash": "f93a00979435cb2eaad85aeb2630de0a", "id": 4}, {"size": 2, "snippet_links": [{"key": "recording-of-the-mortgages", "type": "clause", "offset": [22, 48]}, {"key": "closing-date", "type": "definition", "offset": [66, 78]}, {"key": "borrower-shall", "type": "clause", "offset": [81, 95]}, {"key": "cost-and-expense", "type": "clause", "offset": [116, 132]}, {"key": "to-lender", "type": "definition", "offset": [167, 176]}, {"key": "title-insurance-policies", "type": "definition", "offset": [181, 205]}, {"key": "issued-by", "type": "definition", "offset": [206, 215]}, {"key": "title-company", "type": "definition", "offset": [220, 233]}, {"key": "lender-may", "type": "definition", "offset": [273, 283]}, {"key": "each-mortgage", "type": "definition", "offset": [297, 310]}, {"key": "liability-limit", "type": "definition", "offset": [318, 333]}, {"key": "amount-of-the-loan", "type": "clause", "offset": [360, 378]}, {"key": "form-satisfactory", "type": "clause", "offset": [404, 421]}, {"key": "valid-first-lien", "type": "clause", "offset": [485, 501]}, {"key": "applicable-project", "type": "definition", "offset": [509, 527]}, {"key": "coinsurance-agreements", "type": "definition", "offset": [563, 585]}, {"key": "the-permitted-exceptions", "type": "clause", "offset": [689, 713]}, {"key": "own-cost", "type": "clause", "offset": [771, 779]}, {"key": "all-things-necessary", "type": "clause", "offset": [796, 816]}, {"key": "to-maintain", "type": "clause", "offset": [817, 828]}, {"key": "applicable-property", "type": "definition", "offset": [872, 891]}], "snippet": "Concurrently with the recording of the Mortgages (or such earlier Closing Date), Borrower shall, at Borrower\u2019s sole cost and expense, deliver or cause to be delivered to Lender the Title Insurance Policies issued by the Title Company (and such reinsurers and coinsurers as Lender may require) for each Mortgage with a liability limit of not less than the full amount of the Loan and with coverage and in form satisfactory to Lender, insuring Lender\u2019s interest under each Mortgage as a valid first lien on the applicable Project, together with such reinsurance or coinsurance agreements or endorsements to the Title Insurance Policies as Lender may require, which policy shall contain only the Permitted Exceptions from its coverage, and thereafter Borrower shall, at its own cost and expense, do all things necessary to maintain each Mortgage as a valid first lien on the applicable Property.", "samples": [{"hash": "5LNE0t7XdmT", "uri": "/contracts/5LNE0t7XdmT#basic-insurance", "label": "Loan Agreement (Grubb & Ellis Healthcare REIT, Inc.)", "score": 19.0, "published": true}], "hash": "c2a418eb224f3727992d77855ed06842", "id": 5}, {"size": 1, "snippet_links": [{"key": "during-the-term-of-this-lease", "type": "clause", "offset": [0, 29]}, {"key": "lessee-shall", "type": "clause", "offset": [31, 43]}, {"key": "full-force-and-effect", "type": "definition", "offset": [56, 77]}, {"key": "the-policies", "type": "clause", "offset": [78, 90]}, {"key": "insurance-coverage", "type": "clause", "offset": [95, 113]}, {"key": "exhibit-b", "type": "clause", "offset": [127, 136]}, {"key": "cost-and-expense", "type": "clause", "offset": [154, 170]}], "snippet": "During the term of this Lease, LESSEE shall maintain in full force and effect the policies and insurance coverage described in Exhibit B at LESSEE\u2019S sole cost and expense.", "samples": [{"hash": "jTLOJyf0yLh", "uri": "/contracts/jTLOJyf0yLh#basic-insurance", "label": "Lease Agreement", "score": 19.0, "published": true}], "hash": "81a997ffe518bed12412d9179df0e5ea", "id": 6}, {"size": 1, "snippet_links": [{"key": "the-employer-shall", "type": "clause", "offset": [0, 18]}, {"key": "basic-life-insurance-plan", "type": "clause", "offset": [64, 89]}, {"key": "equal-to", "type": "definition", "offset": [145, 153]}, {"key": "annual-salary", "type": "definition", "offset": [171, 184]}, {"key": "the-employer-will-continue", "type": "clause", "offset": [314, 340]}, {"key": "to-pay", "type": "clause", "offset": [341, 347]}, {"key": "monthly-premiums", "type": "clause", "offset": [348, 364]}, {"key": "by-the-employee", "type": "clause", "offset": [496, 511]}, {"key": "this-coverage", "type": "definition", "offset": [512, 525]}, {"key": "to-the-employee", "type": "clause", "offset": [608, 623]}, {"key": "evidence-of-insurability", "type": "clause", "offset": [676, 700]}, {"key": "prior-to", "type": "clause", "offset": [776, 784]}, {"key": "provided-by-the-employer", "type": "clause", "offset": [823, 847]}, {"key": "in-the-case", "type": "clause", "offset": [848, 859]}, {"key": "current-rates", "type": "clause", "offset": [916, 929]}, {"key": "employees-of", "type": "clause", "offset": [1070, 1082]}, {"key": "conversion-privilege", "type": "clause", "offset": [1088, 1108]}, {"key": "two-thousand", "type": "clause", "offset": [1146, 1158]}, {"key": "conversion-options", "type": "clause", "offset": [1181, 1199]}, {"key": "issued-by", "type": "definition", "offset": [1282, 1291]}, {"key": "life-assurance", "type": "clause", "offset": [1307, 1321]}, {"key": "term-insurance", "type": "definition", "offset": [1337, 1351]}, {"key": "life-plans", "type": "clause", "offset": [1394, 1404]}, {"key": "changes-in", "type": "clause", "offset": [1510, 1520]}, {"key": "approval-of", "type": "definition", "offset": [1551, 1562]}, {"key": "the-effective-date", "type": "clause", "offset": [1576, 1594]}, {"key": "if-an-employee", "type": "clause", "offset": [1616, 1630]}, {"key": "sickness-or-disability", "type": "clause", "offset": [1654, 1676]}, {"key": "increase-in-insurance", "type": "clause", "offset": [1692, 1713]}, {"key": "work-on-a", "type": "clause", "offset": [1788, 1797]}, {"key": "time-basis", "type": "clause", "offset": [1803, 1813]}, {"key": "disability-provision", "type": "clause", "offset": [1946, 1966]}, {"key": "employees-who", "type": "clause", "offset": [1968, 1981]}, {"key": "the-public-service", "type": "clause", "offset": [2000, 2018]}, {"key": "superannuation-fund", "type": "clause", "offset": [2019, 2038]}, {"key": "coverage-of", "type": "clause", "offset": [2055, 2066]}, {"key": "in-force", "type": "definition", "offset": [2226, 2234]}, {"key": "supplementary-and-dependent-life-insurance", "type": "clause", "offset": [2282, 2324]}, {"key": "full-premium", "type": "clause", "offset": [2480, 2492]}], "snippet": "The Employer shall pay one hundred percent (100%)of the monthly basic life insurance plan. The basic life insurance plan shall provide: coverage equal to percent (75%) of annual salary or ten thousand dollars whichever is greater; where an employe is continuously disabled for a period exceeding six ( 6 ) months, the Employer will continue to pay monthly premiums on of the employee until the earliest of recovery, death, or the end the month in which the employee reaches age Any premiums paid by the employee this coverage between the date disability and the date this provision comes into force shall be to the employee. conversion option employees to be obtained without evidence of insurability and providing coverage up to the amount for which the employee was insured prior to termination (less the amount coverage provided by the Employer in the case of retirement). The premium such policy shall be at the current rates the insuring company. Application must be made within one (31) days of the date termination insurance. The Employer will advise terminating employees of this conversion privilege. The amount that may be converted is two thousand dollars ($2,000). The conversion options shall be: Any standard or endowment plans [without disability or double-indemnity issued by the Great-West Life Assurance A one (1) yeas term insurance plan which is convertible to the standard life plans to in above. A term to age sixty-five ( 6 5 ) insurance plan. The amount of basic insurance will be with changes in the employee's salary date of approval of the increase the effective date, whichever is later. If an employee is absent work because sickness or disability on the date an increase in insurance would have occurred, the increase will not take until employee returns to work on a full-time basis at least one Basic insurance will on the date an employee ceases to be a crown employee unless coverage is extended under the total disability provision. Employees who receive a monthly the Public Service Superannuation Fund are entitled to coverage of two thousand dollars ($2,000) not earlier than thirty-one (31) days the of the month coinciding with or following date retirement and this amount will be kept in force for the remainder the employee's life, ARTICLE SUPPLEMENTARY AND DEPENDENT LIFE INSURANCE (a) Employees, at their option, may purchase Supplementary Insurance in the amount one two ( 2 ) or three ( 3 ) times annual salary. The employee pays the full premium this coverage. The employee's Supplementary Insurance provides:", "samples": [{"hash": "6mCCVce05uF", "uri": "/contracts/6mCCVce05uF#basic-insurance", "label": "Collective Agreement", "score": 19.0, "published": true}], "hash": "86a2710181d857a571040794c0d56fed", "id": 7}, {"size": 1, "snippet_links": [], "snippet": "31 8. INSURANCE ................................................................................................................. 31", "samples": [{"hash": "hYoQaIklubc", "uri": "/contracts/hYoQaIklubc#basic-insurance", "label": "Loan Agreement (Utz Brands, Inc.)", "score": 30.7775497437, "published": true}], "hash": "1c83d4c6a4556310d0297dd83433638e", "id": 8}, {"size": 1, "snippet_links": [{"key": "in-the-event-of-your-death", "type": "clause", "offset": [0, 26]}, {"key": "lump-sum", "type": "clause", "offset": [77, 85]}, {"key": "any-person", "type": "definition", "offset": [150, 160]}, {"key": "right-to-change", "type": "clause", "offset": [204, 219]}, {"key": "any-time", "type": "definition", "offset": [239, 247]}, {"key": "term-life-insurance", "type": "definition", "offset": [322, 341]}, {"key": "cost-of", "type": "definition", "offset": [374, 381]}, {"key": "form-of-insurance", "type": "clause", "offset": [387, 404]}, {"key": "does-not-permit", "type": "clause", "offset": [405, 420]}, {"key": "life-insurance-provided", "type": "clause", "offset": [509, 532]}, {"key": "the-program", "type": "clause", "offset": [539, 550]}, {"key": "individual-life-insurance-policies", "type": "definition", "offset": [592, 626]}, {"key": "active-employee", "type": "clause", "offset": [688, 703]}, {"key": "annual-earnings", "type": "definition", "offset": [728, 743]}, {"key": "based-on", "type": "definition", "offset": [744, 752]}, {"key": "the-employee", "type": "clause", "offset": [753, 765]}, {"key": "regular-hourly-rate", "type": "clause", "offset": [768, 787]}, {"key": "active-employment", "type": "clause", "offset": [857, 874]}, {"key": "amount-of-life-insurance", "type": "clause", "offset": [880, 904]}, {"key": "per-month", "type": "clause", "offset": [1004, 1013]}, {"key": "totally-and-permanently-disabled", "type": "definition", "offset": [1029, 1061]}, {"key": "prior-to", "type": "clause", "offset": [1098, 1106]}, {"key": "equal-to", "type": "definition", "offset": [1145, 1153]}, {"key": "payable-to", "type": "definition", "offset": [1260, 1270]}, {"key": "rate-of", "type": "clause", "offset": [1280, 1287]}, {"key": "insurance-for", "type": "clause", "offset": [1315, 1328]}, {"key": "duration-of", "type": "definition", "offset": [1339, 1350]}, {"key": "at-death", "type": "clause", "offset": [1419, 1427]}, {"key": "first-payment", "type": "definition", "offset": [1433, 1446]}, {"key": "the-insurance-company", "type": "clause", "offset": [1482, 1503]}, {"key": "proof-of", "type": "clause", "offset": [1511, 1519]}, {"key": "remaining-amount", "type": "definition", "offset": [1598, 1614]}, {"key": "payable-in-installments", "type": "definition", "offset": [1615, 1638]}, {"key": "excess-amount", "type": "definition", "offset": [1648, 1661]}, {"key": "a-death-benefit", "type": "definition", "offset": [1825, 1840]}], "snippet": "In the event of your death, your Life Insurance will be payable, either in a lump sum or in installments for such fixed periods as may be arranged to any person you designate as beneficiary. You have the right to change your beneficiaryat any time, within the limits prescribedby law. life Insurance under this program is Term Life Insurance, which provides no paid The low cost of this form of insurance does not permit the creation of such values. You are informed of this so that you will not consider the Life Insurance provided under the program to be an adequate substitute for regular individual life insurance policies which you may now have or which you may plan thefuture. Each active employee is insured for of basic annual earnings based on the employee's regular hourly rate as of September of eachactivelyat on the date the employee returnsto active employment. The amount of life insurance will be adjusted to the nearest Each employee is requiredto pay a premium of per of life insurance per month. If you become totally and permanently disabled while insured under the program and prior to age through either sickness or amount equal to the amount of your life insurance (not in excess of if you are insured for more than that amount) will be payable to you at a rate of per month for each of life insurance for a maximum duration of months. Such installments, as paid, shall reduce the amount payable at death. The first payment will be made months the receipt by the Insurance Company of due proof of such disability. If death occurs while you are so disabled and before age any remaining amount payable in installments plus the excess amount if any will be payable death benefit. occurs on or after age any remaining amount payable in installments, plus the excess amount, if any, over will be payable as a death benefit.", "samples": [{"hash": "cGfsM72YUK5", "uri": "/contracts/cGfsM72YUK5#basic-insurance", "label": "Collective Bargaining Agreement", "score": 19.2655715942, "published": true}], "hash": "983ad7c3270751b545b1b1f71ae80193", "id": 9}, {"size": 1, "snippet_links": [{"key": "severance-period", "type": "clause", "offset": [11, 27]}, {"key": "for-the-company", "type": "clause", "offset": [65, 80]}, {"key": "coverage-of", "type": "clause", "offset": [104, 115]}], "snippet": "During the Severance Period Morr\u2587\u2587 \u2587\u2587\u2587ll continue to be eligible for the Company's Basic Life Insurance coverage of $50,000.", "samples": [{"hash": "13j8GatQlQa", "uri": "/contracts/13j8GatQlQa#basic-insurance", "label": "Separation Agreement (Diebold Inc)", "score": 18.0, "published": true}], "hash": "b280a2ee2634b4855a1135c7cd768712", "id": 10}], "next_curs": "ClgSUmoVc35sYXdpbnNpZGVyY29udHJhY3RzcjQLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhhiYXNpYy1pbnN1cmFuY2UjMDAwMDAwMGEMogECZW4YACAA", "clause": {"parents": [["title-insurance", "Title Insurance"], ["insurance", "Insurance"], ["insurance-and-limitation-of-liability", "Insurance and Limitation of Liability"], ["accounts-and-records", "Accounts and Records"], ["audit", "Audit"]], "children": [["waiver-of-subrogation", "Waiver of Subrogation"], ["insurance", "Insurance"], ["contractors-and-subcontractors-insurance", "Contractor\u2019s and Subcontractor\u2019s Insurance"], ["additional-insurance", "ADDITIONAL INSURANCE"]], "size": 66, "title": "Basic Insurance", "id": "basic-insurance", "related": [["\u2587\u2587\u2587\u2587-\u2587\u2587\u2587\u2587\u2587-insurance", "\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587 Insurance", "\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587 Insurance"], ["group-insurance", "Group Insurance", "Group Insurance"], ["fdic-insurance", "FDIC Insurance", "FDIC Insurance"], ["boiler-and-machinery-insurance", "Boiler and Machinery Insurance", "Boiler and Machinery Insurance"], ["primary-insurance", "Primary Insurance", "Primary Insurance"]], "related_snippets": [], "updated": "2025-11-08T04:50:29+00:00", "also_ask": ["What minimum coverage limits should be mandated to protect all parties?", "How can the clause allocate responsibility for policy lapses or non-renewal?", "What are the most common pitfalls in defining 'insured' and 'additional insured' parties?", "How do courts interpret ambiguous insurance requirements in contract disputes?", "How does this clause compare to industry-standard insurance provisions?"], "drafting_tip": "Specify minimum coverage amounts to ensure adequate protection, list required policy types to clarify obligations, and mandate proof of insurance to verify compliance.", "explanation": "The Basic Insurance clause requires one or both parties to maintain a minimum level of insurance coverage relevant to their activities under the agreement. Typically, this means obtaining general liability, property, or other specified insurance policies and providing proof of coverage to the other party upon request. This clause ensures that both parties are protected against potential losses or liabilities arising from unforeseen events, thereby allocating risk and promoting financial responsibility throughout the duration of the contract."}, "json": true, "cursor": ""}}