AUTHORIZED STATES Clause Samples

AUTHORIZED STATES. The Borrower shall restrict its business, and shall cause each Subsidiary to restrict its business, except as provided below, only to the Authorized States. If the Borrower wishes to obtain the consent of the Majority Banks for any proposed deviation from the above, the Borrower shall furnish the Administrative Agent, and the Administrative Agent shall forward to the Banks: (i) a copy of the proposed plan of expansion beyond the Authorized States, (ii) a pro forma budget and cash flow projection for the proposed expansion, (iii) supporting market studies and projections as deemed necessary by the Majority Banks, and (iv) supporting appraisals and/or market evaluations, if required by the Majority Banks. The Administrative Agent shall advise the Borrower of the decision by the Majority Banks within thirty (30) days after the receipt by the Administrative Agent of all of the required items described above.

AUTHORIZED STATES. The State of Connecticut, Maine, New Hampshire, Vermont, New York and such other states as may be mutually agreed upon in writing by Customer and IMS. SCHEDULE B FEE SCHEDULE [*] * Indicates that material has been omitted and confidential treatment has been requested therefor. All such omitted material has been filed separately with the SEC pursuant to Rule 24b-2. EXHIBIT I INSURANCE ADMINISTRATION SERVICES (WYO FLOOD)

AUTHORIZED STATES. Alabama Louisiana Oklahoma Connecticut Delaware Georgia Maine Maryland New Hampshire New Jersey New York Vermont Virginia Pennsylvania West Virginia Arizona Michigan Oregon Arkansas Minnesota South Carolina California Mississippi South Dakota Colorado Missouri Tennessee Florida Montana Texas Idaho Nebraska Utah Illinois Nevada Washington Indiana New Mexico Wisconsin Iowa North Carolina Wyoming Kansas North Dakota Kentucky Ohio

AUTHORIZED STATES. The States of Hawaii and such other states as may be mutually agreed upon in writing by Customer and IMS. SCHEDULE B FEE SCHEDULE * Indicates that material has been omitted and confidential treatment has been requested therefor. All such omitted material has been filed separately with the SEC pursuant to Rule 24b-2. EXHIBIT I INSURANCE ADMINISTRATION SERVICES (WYO FLOOD)

AUTHORIZED STATES. The State of Florida and such other states as may be mutually agreed upon in writing by Customer and IMS. SCHEDULE B FEE SCHEDULE [*] * Indicates that material has been omitted and confidential treatment has been requested therefor. All such omitted material has been filed separately with the SEC pursuant to Rule 24b-2. EXHIBIT I --------- SPECIAL INVESTIGATION UNIT SERVICES ----------------------------------- Where indications of insurance fraud or misrepresentation are present, Customer's claim shall be referred to IMS' Special Investigation Unit ("SIU"). Fraud indicators will be based on those provided by the National Insurance Crime Bureau ("NICB") and others deemed appropriate by Customer and IMS. All referrals will be made from Customer's primary adjuster by way of facsimile, telephone, e-mail or written notice to IMS' SIU. Upon receipt of a claim referral to SIU, an SIU claim associate will be assigned to the referral and the claim file will be assigned to an experienced licensed claims adjuster (listed as a SIU designate with the Florida Department of Insurance Division of Insurance Fraud) to conduct the appropriate SIU investigation. The IMS adjuster will make 24-hour contact with Customer's primary claim handler providing an initial SIU analysis and investigation plan. The SIU associate will then begin the SIU investigation. All SIU referrals will be indexed and a public records background check will be completed with 48 hours of claim file referral to IMS. Any official incident report (police, fire, etc.) will be ordered within this time if the primary adjuster for Customer has not already done so. When deemed necessary by IMS, recorded statements/written statements of the claimant will be requested within 72 hours of the initial claim referral. Additional statements may be obtained during the course of the investigation as warranted by IMS. When deemed reasonably necessary by either IMS or Customer, a scene investigation will be completed (the same will apply to neighborhood/witness canvass). Photographs will be obtained when it is felt that they will reasonably benefit the investigation. When IMS feels an "examination under oath" (EUO) would enhance the investigation; a recommendation would be made to Customer to move forward with the scheduling of the EUO. IMS and Customer agree that the law firm of Carlton, Fields, P.A. shall be utilized for any necessary EUO. Customer shall designate IMS' SIU associates to be authorized representatives to C...

AUTHORIZED STATES. The State of Texas. ---------------------------------------------------------- SCHEDULE B ---------- PRICING SCHEDULE ---------------- [*] * Indicates that material has been omitted and confidential treatment has been requested therefor. All such omitted material has been filed separately with the SEC pursuant to Rule 24b-2. EXHIBIT 1 --------- RUN OFF CLAIM (ADMINISTRATION) SERVICES IMS will perform the following Run Off Claim Services on Customer's behalf, for the Insurance Program, in compliance with applicable law, and subject to periodic review and audit thereof by Customer throughout the term of this Agreement:

AUTHORIZED STATES. The State of Florida, Georgia and such other states as may be mutually agreed upon in writing by Customer and IMS. SCHEDULE B FEE SCHEDULE [*] Indicates that material has been omitted and confidential treatment has been requested therefor. All such omitted material has been filed separately with the SEC pursuant to Rule 24b-2. EXHIBIT I INSURANCE ADMINISTRATION SERVICES (WYO FLOOD)

AUTHORIZED STATES. With regards specifically to WYO Flood, Excess Flood, Auto and Homeowners: All states of the United States With regards specifically to Commercial: See Appendix A attached With regards specifically to Contract Surety: See Appendix A attached With regards specifically to Tenant Bond: See Appendix A attached Product Descriptions by State Appendix A ------------------------------------------------------------------------------------------------------------------------------------ COMPANY PRODUCT SUBLINE STATE PRODUCT DESCRIPTION SUBLINE DESCRIPTION POLICY PROCESSING SYSTEM ------------------------------------------------------------------------------------------------------------------------------------ 3000 BBOP FL Business Owners Program Bankers On-Line/Monthend/Lawson ------------------------------------------------------------------------------------------------------------------------------------ 3000 BOP FL Bankers On-Line/Monthend/Lawson ------------------------------------------------------------------------------------------------------------------------------------ 3000 BOP SPEC FL Special Coding Tickets/Monthend ------------------------------------------------------------------------------------------------------------------------------------ 3000 DFI DP01 FL IMSG Main On-Line/Month End ------------------------------------------------------------------------------------------------------------------------------------ 3000 DFI DP02 FL IMSG Main On-Line/Month End ------------------------------------------------------------------------------------------------------------------------------------ 3000 DFI DP03 FL IMSG Main On-Line/Month End ------------------------------------------------------------------------------------------------------------------------------------ 3000 DFIP DP01 FL Depopulation DPI - Form 01 IMSG Main On-Line/Month End ------------------------------------------------------------------------------------------------------------------------------------ 3000 DFIP DP02 FL DP02 IMSG Main On-Line/Month End ------------------------------------------------------------------------------------------------------------------------------------ 3000 DFIP DP03 FL DP03 IMSG Main On-Line/Month End ------------------------------------------------------------------------------------------------------------------------------------ 3000 DFSH DP01 FL Dwelling Fire Southern Heritage DP01 - Form IMSG Main On-Line/Month End -------------------------------...