Assignment of the Appropriation by the Borrower. 1) In the case of bank off-setting by article 11, if there is not enough to defunct the whole liability from the bank to the borrower, the bank is able to appropriate according to the one-by-one manner assigned by the paper from the bank to the borrower. (2) If the bank has not assigned the preceding section, the borrower is able to appropriate according to the opportune one-by-one manner, and the bank does not object to the appropriation. In this case, the borrower will notify the appropriation results to the bank in paper. (3) If there is a possibility for the liability convention of the borrower to be obstructed, by considering the assignment of the first section, pledge, possession of the certification, importance, difficulty of the disposal, length of liquidation period, settlement expectation for the discount bills, it is possible to appropriate according to the assignment by the borrower. In this case, the borrower will notify the appropriation results to the bank in paper. (4) If the borrower appropriates through the preceding 2 sections, unexpired liability for the bank will be considered as expired, and liability redemption will be applied to the discount bills prior to expiration. For the payment acceptance, compensation claim debt in advance will be considered to have been paid by the bank, and the borrower is able to assign the one-by-one method.