Common use of Appraisal Clause in Contracts

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers apprais- ers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request re- quest that the choice be made by a judge of a court of record in the state where the "residence premises" is located. The appraisers will separately sepa- rately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either party may demand an appraisal of the lossappraisal. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon on an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" premises is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving re- ceiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence resi- dence premises" is located. The appraisers will separately set the amount of loss. If the appraisers apprais- ers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences dif- ferences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" Described Location is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" Described Location is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal ap- praisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" Described Location is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If we and you and we fail to do not agree on the amount of loss, either then we and you may demand agree to an appraisal of the loss. In this eventIf we and you agree to an appraisal, each party will choose select a competent appraiser and im- partial appraiser notify the other party in writing of the appraiser’s identity within 20 thirty (30) days after receiving a written of the request from the otherfor appraisal. The two appraisers will choose select an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" is located. The appraisers will state separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A written decision agreed to by any two will set the amount of lossbe binding. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers apprais- ers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request re- quest that the choice be made by a judge of a court of record in the state where the "residence premises" Described Location is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers apprais- ers will choose an umpire. If they cannot agree upon up- on an umpire within 15 days, you or we may request re- quest that the choice be made by a judge of a court of record in the state where the "residence premises" is located. The appraisers will separately separate- ly set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers apprais- ers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request re- quest that the choice be made by a judge of a court of record in the state where the "residence premises" is located. The appraisers will separately separate- ly set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" Described Location is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "“residence premises" ” is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial com- petent appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" premises is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement agree- ment to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" Described Location is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" premises is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving re- ceiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence resi- dence premises" is located. The appraisers will separately set the amount of loss. If the appraisers apprais- ers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences differ- ences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this eventthen upon mutual agreement, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon on an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" premises is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand request an appraisal of the loss. However, both parties must agree to the appraisal. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "“residence premises" ” is located. The appraisers will separately set the amount of the loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of the loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of the loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either ei- ther may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" is locatedlo- cated. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of may take place only if both you and we agree, voluntarily, to have the lossloss appraised. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon on an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" premises is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers appraiser will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" premises is located. The appraisers will separately set the amount of loss. If the The appraisers shall submit a written report of an agreement to us, and the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A written decision agreed to by any the two appraisers, or either appraiser and the umpire, will set the amount of loss. We do not waive any of our rights under this policy by agreeing to an appraisal. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand dem and an appraisal of the loss. In this event, each party will choose a competent com petent, impartial and im- partial disinterested appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" Described Location is located. The appraisers will separately set the amount am ount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount am ount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party Party will:

Appraisal. If you and we fail to agree on the amount of loss, either party may demand an appraisal of the lossappraisal. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon on an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" premises is located. SAMPLE POLICY The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" “Described Location” is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving re- ceiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" De- scribed Location is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences differ- ences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either party may demand an appraisal of the lossappraisal. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an a competent and impartial umpire. If they cannot agree upon on an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" premises is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal ap- praisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" Described Location is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon up- on will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand request an appraisal of the loss. However, both parties must agree to the appraisal. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request re- quest from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request re- quest that the choice be made by a judge of a court of record in the state where the "residence “resi- dence premises" ” is located. The appraisers will separately set the amount of the loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of the loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of the loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand request an appraisal ap- praisal of the loss. However, both parties must agree to the appraisal. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving receiv- ing a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "“residence premises" ” is locatedlo- cated. The appraisers will separately set the amount of the loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of the loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of the loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal then, on written request of the loss. In this eventeither, each party will choose shall select a competent and im- partial impartial appraiser. Each party shall notify the other of the appraiser se- lected within 20 days after receiving a written request from of the otherrequest. The Where the re- quest is accepted, the two appraisers will choose an select a competent and impartial umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" Described Location is located. The appraisers will appraise the loss, stating separately set the amount of loss. If the appraisers submit a written report of an agreement loss to us, the amount agreed upon will be the amount of losseach item. If they fail to agree, they will submit their differences to the um- pireumpire. A decision An award in writing, agreed to by any two two, will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand request an appraisal of the covered loss. Both parties must agree to the appraisal process. In this event, each party will choose a competent and im- partial impartial independent appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "“residence premises" ” is located. The appraisers will separately set the amount of the loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of the loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of the loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days1 day, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" Described Location is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge judge, of a court of record in the state where the "residence premises" premises is located, make the choice. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you YOU and we WE fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 twenty (20) days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 fifteen (15) days, you YOU or we WE may request that the choice be made by a judge of a court of record in the state where the "residence premises" premises is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to usUS, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either party may demand an appraisal of the lossappraisal. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an a competent and impartial umpire. If they cannot agree upon on an umpire within 15 days, you or we may request that the choice be made by a judge of a the circuit court of record for the county in which the state loss occurred or where the "residence premises" premises is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either party may demand an appraisal of the lossappraisal. In this eventIf both parties agree to an appraisal, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the otherof agreement. The two appraisers will choose an umpire. If they cannot agree upon on an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" premises is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this that event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "residence premises" Described Location is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, agree they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you "you" and we "we" fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial disinterested appraiser within 20 days after receiving a written request from the otherother party. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you " you" or we "we" may request that the choice be made by a judge of a court of record competent jurisdiction in the state county where the insured "residence premises" is located. The two appraisers will separately set appraise the amount of loss. If the appraisers submit a written report of an their agreement to “us”, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two of the three appraisers will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either party may demand an appraisal of the lossin writing. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon on an umpire within 15 days, you or we may may, after notice of hearing to the non-requesting party by certified mail, request that the choice be made by a judge of a district court of record in the state county where the "residence premises" is locatedloss occurred. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand request an appraisal of the loss. In this event, each party will choose a competent and im- partial impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "“residence premises" ” is located. The appraisers will separately set the amount of the loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of the loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of the loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the "“residence premises" ” is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers apprais- ers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request re- quest that the choice be made by a judge of a court of record in the state where the "residence premises" premises is located. The appraisers will separately sepa- rately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will:

Appraisal. If you and we fail to agree on the amount of loss, either ei- ther may demand an appraisal of the loss. In this event, each party will choose a competent and im- partial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record re- cord in the state where the "residence premises" is located. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the um- pireumpire. A decision agreed to by any two will set the amount of loss. Each party will: