{"component": "clause", "props": {"groups": [{"samples": [{"hash": "k4BCqh93GJe", "uri": "/contracts/k4BCqh93GJe#amortisation", "label": "Amendatory Agreement", "score": 28.2074888385, "published": true}, {"hash": "hcIJe6dFdoD", "uri": "/contracts/hcIJe6dFdoD#amortisation", "label": "Amendatory Agreement", "score": 25.7821811625, "published": true}], "size": 7, "snippet": "(i) The Borrower will amortise the Facility as stipulated in Clause E (iv) of this Appendix 2, subject to any other changes in such amortisation as communicated in writing to the Borrower. However, in the event of delay or advancement for any reason whatsoever, in the disbursement of the Facility, the Due Date of payment of the first EMI shall, in such case, be the day of the following month corresponding to the day currently stated in the Schedule 1 hereinafter.\n(ii) Where applicable, the Borrower shall also pay to the Lender PEMII every month, until commencement of EMI as stipulated herein below.\n(iii) All the payments, if the Lender so decides, may be collected through post- dated Cheque/s handed over at the office of the Lender towards any payment due to the Lender and submission of such post-dated cheques shall be deemed to be an unconditional and irrevocable authority given by the Borrower to the Lender to present the cheques delivered in advance, on their respective dates. The Lender shall be entitled to present the said post dated cheques for payment on or after their respective due dates and the Borrower agrees and undertakes that i) the Borrower shall ensure that each of the cheques are honoured on the first presentations and ii) the Borrower shall not in any event and under any circumstance instruct the Lender not to deposit the said cheque/s or any of them or stop payment of any of the cheque/s or issue any instruction that may result in the cheque/s being considered null and void. In the event of dishonour of any cheque, without prejudice to the other rights of the Lender, the Borrower shall be liable to pay to the Lender a dishonour charge as mentioned herein below, or such other amount as may be stipulated by the Lender from time to time in accordance with the Lender\u2019s policy.\n(iv) In the event of any variation in:\n1) the date for payment of EMIs; or\n2) the amount of interest, principal or EMIs; or\n3) the number of EMIs, the Borrower agrees and undertakes to forthwith issue fresh post dated cheques to the Lender as may be required by the Lender and the terms of this Clause (C) shall also apply to all such post dated cheques.\n(v) The Borrower agrees to revise the standing instructions to the bank in which the Borrower has an account, to debit the account of the Borrower every month and credit such amount to the account of the Lender, for the value of the EMI due as per the terms set out below.\n(vi) Notwithstanding anything contained herein, the Lender shall have the right from time to time, to review and reschedule the repayment terms of the Facility or of the outstanding amount thereof in such manner and to such extent as the Lender may, in its sole discretion, decide. In such event/s, the Borrower shall repay the amounts outstanding under the Facility as per the revised terms as determined by the Lender in its sole discretion and intimated to the Borrower in writing.\n(vii) The Borrower shall, of his own accord send to the Lender a statement of his income, every year from the date hereof. However, the Lender shall have the right to require the Borrower to furnish such information/documents concerning his employment, trade, business or profession at any time and the Borrower shall furnish such information/documents immediately. -\n(viii) The Borrower hereby agrees, confirms and understands that the Lender is entitled to require the payment, repayment and/or collections of the amounts expressed in the repayment schedule or post dated cheques or other amounts expressed in this Agreement for the purposes of the pay- ment or repayment by means of Electronic Clearing System (debit) or through any other mode of payment, instead of presentment of post dated cheques, /. Provided that, this right of the Lender shall be without prejudice to its other rights in this Agreement including to represent the post dated cheques .", "snippet_links": [{"key": "borrower-will", "type": "clause", "offset": [8, 21]}, {"key": "in-clause", "type": "clause", "offset": [58, 67]}, {"key": "appendix-2", "type": "clause", "offset": [83, 93]}, {"key": "subject-to", "type": "definition", "offset": [95, 105]}, {"key": "changes-in", "type": "clause", "offset": [116, 126]}, {"key": "in-writing", "type": "clause", "offset": [161, 171]}, {"key": "to-the-borrower", "type": "clause", "offset": [172, 187]}, {"key": "event-of-delay", "type": "definition", "offset": [205, 219]}, {"key": "for-any-reason", "type": "clause", "offset": [235, 249]}, {"key": "disbursement-of-the-facility", "type": "clause", "offset": [269, 297]}, {"key": "payment-of-the", "type": "clause", "offset": [315, 329]}, {"key": "day-of", "type": "clause", "offset": [368, 374]}, {"key": "schedule-1", "type": "definition", "offset": [444, 454]}, {"key": "where-applicable", "type": "clause", "offset": [473, 489]}, {"key": "the-borrower-shall", "type": "clause", "offset": [491, 509]}, {"key": "pay-to", "type": "definition", "offset": [515, 521]}, {"key": "commencement-of", "type": "clause", "offset": [558, 573]}, {"key": "office-of-the", "type": "clause", "offset": [721, 734]}, {"key": "payment-due", "type": "definition", "offset": [754, 765]}, {"key": "submission-of", "type": "clause", "offset": [784, 797]}, {"key": "irrevocable-authority", "type": "clause", "offset": [865, 886]}, {"key": "by-the-borrower", "type": "clause", "offset": [893, 908]}, {"key": "in-advance", "type": "clause", "offset": [956, 966]}, {"key": "post-dated-cheques", "type": "definition", "offset": [1044, 1062]}, {"key": "due-dates", "type": "clause", "offset": [1104, 1113]}, {"key": "stop-payment", "type": "definition", "offset": [1394, 1406]}, {"key": "null-and-void", "type": "definition", "offset": [1504, 1517]}, {"key": "without-prejudice-to-the", "type": "clause", "offset": [1560, 1584]}, {"key": "other-rights-of-the-lender", "type": "clause", "offset": [1585, 1611]}, {"key": "to-pay", "type": "clause", "offset": [1642, 1648]}, {"key": "by-the-lender", "type": "clause", "offset": [1751, 1764]}, {"key": "from-time-to-time", "type": "clause", "offset": [1765, 1782]}, {"key": "in-accordance-with", "type": "definition", "offset": [1783, 1801]}, {"key": "date-for-payment", "type": "clause", "offset": [1869, 1885]}, {"key": "amount-of-interest", "type": "definition", "offset": [1905, 1923]}, {"key": "number-of", "type": "clause", "offset": [1954, 1963]}, {"key": "required-by", "type": "definition", "offset": [2073, 2084]}, {"key": "the-terms", "type": "definition", "offset": [2100, 2109]}, {"key": "this-clause", "type": "clause", "offset": [2113, 2124]}, {"key": "agrees-to", "type": "clause", "offset": [2195, 2204]}, {"key": "instructions-to-the-bank", "type": "clause", "offset": [2225, 2249]}, {"key": "the-account", "type": "clause", "offset": [2297, 2308]}, {"key": "of-the-borrower", "type": "clause", "offset": [2309, 2324]}, {"key": "the-value", "type": "clause", "offset": [2394, 2403]}, {"key": "set-out", "type": "definition", "offset": [2436, 2443]}, {"key": "the-right", "type": "clause", "offset": [2521, 2530]}, {"key": "terms-of-the-facility", "type": "clause", "offset": [2589, 2610]}, {"key": "outstanding-amount", "type": "definition", "offset": [2621, 2639]}, {"key": "lender-may", "type": "definition", "offset": [2689, 2699]}, {"key": "sole-discretion", "type": "clause", "offset": [2708, 2723]}, {"key": "amounts-outstanding", "type": "clause", "offset": [2779, 2798]}, {"key": "under-the-facility", "type": "definition", "offset": [2799, 2817]}, {"key": "revised-terms", "type": "definition", "offset": [2829, 2842]}, {"key": "send-to", "type": "definition", "offset": [2980, 2987]}, {"key": "statement-of", "type": "clause", "offset": [3001, 3013]}, {"key": "date-hereof", "type": "clause", "offset": [3046, 3057]}, {"key": "right-to", "type": "definition", "offset": [3094, 3102]}, {"key": "require-the", "type": "clause", "offset": [3103, 3114]}, {"key": "such-information", "type": "definition", "offset": [3135, 3151]}, {"key": "at-any-time", "type": "clause", "offset": [3219, 3230]}, {"key": "the-borrower-hereby", "type": "clause", "offset": [3311, 3330]}, {"key": "the-payment", "type": "clause", "offset": [3403, 3414]}, {"key": "repayment-schedule", "type": "definition", "offset": [3477, 3495]}, {"key": "other-amounts", "type": "clause", "offset": [3521, 3534]}, {"key": "purposes-of-the", "type": "clause", "offset": [3571, 3586]}, {"key": "electronic-clearing-system", "type": "definition", "offset": [3622, 3648]}, {"key": "mode-of-payment", "type": "definition", "offset": [3678, 3693]}, {"key": "provided-that", "type": "clause", "offset": [3744, 3757]}, {"key": "right-of-the-lender", "type": "clause", "offset": [3764, 3783]}, {"key": "without-prejudice-to-its-other-rights", "type": "clause", "offset": [3793, 3830]}, {"key": "the-post", "type": "clause", "offset": [3872, 3880]}], "hash": "80bc6ec231cb06f2bea1b9542a0ce967", "id": 1}, {"samples": [{"hash": "4dAs8mD2pw8", "uri": "/contracts/4dAs8mD2pw8#amortisation", "label": "Housing Loan Agreement", "score": 35.7931535852, "published": true}, {"hash": "ajyUSvBxALI", "uri": "/contracts/ajyUSvBxALI#amortisation", "label": "Housing Loan Agreement", "score": 28.1348391513, "published": true}, {"hash": "bdx8KTCJpSK", "uri": "/contracts/bdx8KTCJpSK#amortisation", "label": "Housing Loan Agreement", "score": 28.0280629706, "published": true}], "size": 6, "snippet": "a) Subject to Article 2.2 of this agreement, the Borrower will repay the loan as per the annexure to the Welcome Letter and the commencement of EMI shall be as mentioned under the sanction letter first day of the month succeeding the month in which the disbursement of the loan has been completed and consequently the due date of payment of first EMI shall in such case will be the last day of the said succeeding month.\nb) In addition to (a) above, the Borrower shall pay to Bank PRE-EMI, if applicable.\nc) Notwithstanding anything which is stated in Article 2.7 (a) above and in the sanction letter the Bank shall have the right at any time or from time to time to review and reschedule the repayment terms of the loan or of the outstanding amount thereof in such manner and to such extent, as the Bank may decide in its sole discretion. In such event/s the Borrower shall repay the loan or the outstanding amount thereof as per the revised schedule as may be determined by Bank in its sole discretion and communicated to the Borrower by the Bank in writing.\nd) The Borrower shall, of his own accord, furnish to Bank a statement of his annual income, every year from the date mentioned first thereof. However, Bank shall have the right to require the Borrower to furnish such information/documents in relation to his income and/or concerning his employment, trade, business or profession at any time and the Borrower shall furnish such information/documents immediately.", "snippet_links": [{"key": "subject-to-article", "type": "clause", "offset": [3, 21]}, {"key": "this-agreement", "type": "clause", "offset": [29, 43]}, {"key": "borrower-will", "type": "clause", "offset": [49, 62]}, {"key": "welcome-letter", "type": "clause", "offset": [105, 119]}, {"key": "commencement-of", "type": "clause", "offset": [128, 143]}, {"key": "sanction-letter", "type": "definition", "offset": [180, 195]}, {"key": "day-of", "type": "clause", "offset": [202, 208]}, {"key": "disbursement-of-the-loan", "type": "clause", "offset": [253, 277]}, {"key": "payment-of", "type": "definition", "offset": [330, 340]}, {"key": "last-day", "type": "definition", "offset": [382, 390]}, {"key": "in-addition-to", "type": "clause", "offset": [424, 438]}, {"key": "the-borrower-shall", "type": "clause", "offset": [450, 468]}, {"key": "pay-to", "type": "definition", "offset": [469, 475]}, {"key": "if-applicable", "type": "clause", "offset": [490, 503]}, {"key": "the-bank-shall", "type": "clause", "offset": [601, 615]}, {"key": "the-right", "type": "clause", "offset": [621, 630]}, {"key": "at-any-time", "type": "clause", "offset": [631, 642]}, {"key": "time-to-review", "type": "clause", "offset": [659, 673]}, {"key": "terms-of-the-loan", "type": "clause", "offset": [703, 720]}, {"key": "outstanding-amount", "type": "definition", "offset": [731, 749]}, {"key": "the-bank-may", "type": "clause", "offset": [796, 808]}, {"key": "sole-discretion", "type": "clause", "offset": [823, 838]}, {"key": "revised-schedule", "type": "definition", "offset": [935, 951]}, {"key": "by-bank", "type": "clause", "offset": [973, 980]}, {"key": "to-the-borrower", "type": "clause", "offset": [1021, 1036]}, {"key": "by-the-bank", "type": "clause", "offset": [1037, 1048]}, {"key": "in-writing", "type": "clause", "offset": [1049, 1059]}, {"key": "bank-a", "type": "definition", "offset": [1114, 1120]}, {"key": "statement-of", "type": "clause", "offset": [1121, 1133]}, {"key": "annual-income", "type": "clause", "offset": [1138, 1151]}, {"key": "right-to", "type": "definition", "offset": [1232, 1240]}, {"key": "require-the", "type": "clause", "offset": [1241, 1252]}, {"key": "such-information", "type": "definition", "offset": [1273, 1289]}, {"key": "in-relation-to", "type": "clause", "offset": [1300, 1314]}], "hash": "d55d576c4b7476b34dede4925d8cc678", "id": 2}, {"samples": [{"hash": "dJb1i1wSxCm", "uri": "/contracts/dJb1i1wSxCm#amortisation", "label": "Convertible Securities Purchase Agreement (Engage BDR LTD)", "score": 32.266255989, "published": true}, {"hash": "cnYB0eyaHRN", "uri": "/contracts/cnYB0eyaHRN#amortisation", "label": "Convertible Securities Purchase Agreement (Engage BDR LTD)", "score": 32.266255989, "published": true}, {"hash": "3CwWCeMccM3", "uri": "/contracts/3CwWCeMccM3#amortisation", "label": "Convertible Securities Purchase Agreement (Engage BDR LTD)", "score": 32.0143737166, "published": true}], "size": 3, "snippet": "For the avoidance of doubt, nothing in this clause 6 shall prevent the Investor exercising any rights with regard to conversion of any Convertible Securities pursuant to any other provision in this Agreement, including without limitation clause 5.3.", "snippet_links": [{"key": "for-the-avoidance-of-doubt", "type": "clause", "offset": [0, 26]}, {"key": "clause-6", "type": "definition", "offset": [44, 52]}, {"key": "the-investor", "type": "definition", "offset": [67, 79]}, {"key": "with-regard-to", "type": "clause", "offset": [102, 116]}, {"key": "conversion-of", "type": "clause", "offset": [117, 130]}, {"key": "convertible-securities", "type": "definition", "offset": [135, 157]}, {"key": "pursuant-to", "type": "definition", "offset": [158, 169]}, {"key": "other-provision", "type": "clause", "offset": [174, 189]}, {"key": "in-this-agreement", "type": "clause", "offset": [190, 207]}, {"key": "limitation-clause", "type": "clause", "offset": [227, 244]}], "hash": "24a631c42ee308b6f5a39d58cdf94650", "id": 3}, {"samples": [{"hash": "fvnc7r8d8qP", "uri": "/contracts/fvnc7r8d8qP#amortisation", "label": "Home Loan Agreement", "score": 30.9530685214, "published": true}, {"hash": "g7T5MqQsPuJ", "uri": "/contracts/g7T5MqQsPuJ#amortisation", "label": "Home Loan Agreement", "score": 25.977412731, "published": true}], "size": 2, "snippet": "(Applicable in case of Loan with Variable rate of Interest)\n(a) Subject to Article 3, and the provision for variation in interest rates, etc. contained in this Agreement, the Borrower will amortise the Loan as stipulated in the Schedule subject however that in the event of delay or advancement of disbursement for any reason whatsoever, the date of commencement of EMI shall be the first day of the month succeeding the month in which the disbursement of the Loan will have been completed and consequently, the first such EMI shall fall due for payment in the 5th day of the month following the month in which the EMI has commenced and subsequent EMls shall be payable by the 5th day of each subsequent month.\n(b) In addition to (a) above, the Borrower shall pay to BANDHAN BANK, PEMII, every month if applicable. PEMII shall fall due for payment by 5th day of the month for the preceding month on the amount disbursed till the commencement of EMI. The Borrower shall also make balloon payments towards principal/ interest as applicable.\n(c) Notwithstanding what is stated in Article 5.3(a) above and the Schedule, BANDHAN BANK shall have the right at any time or from time to time to review and reschedule the repayment terms of the Loan or of the outstanding amount thereof in such manner and to such extent as BANDHAN BANK may in its sole discretion decide. In such event/s the Borrower shall repay the Loan or the outstanding amount thereof as per the revised Schedule as may be determined by BANDHAN BANK in its sole discretion and communicated to the Borrower by BANDHAN BANK in writing.\n(d) Save and except as provided under sub-article", "snippet_links": [{"key": "in-case-of", "type": "clause", "offset": [12, 22]}, {"key": "variable-rate-of-interest", "type": "definition", "offset": [33, 58]}, {"key": "article-3", "type": "definition", "offset": [75, 84]}, {"key": "provision-for-variation", "type": "clause", "offset": [94, 117]}, {"key": "interest-rates", "type": "clause", "offset": [121, 135]}, {"key": "in-this-agreement", "type": "clause", "offset": [152, 169]}, {"key": "borrower-will", "type": "clause", "offset": [175, 188]}, {"key": "the-schedule", "type": "clause", "offset": [224, 236]}, {"key": "event-of-delay", "type": "definition", "offset": [265, 279]}, {"key": "for-any-reason", "type": "clause", "offset": [311, 325]}, {"key": "commencement-of", "type": "clause", "offset": [350, 365]}, {"key": "day-of", "type": "clause", "offset": [389, 395]}, {"key": "disbursement-of-the-loan", "type": "clause", "offset": [440, 464]}, {"key": "due-for-payment", "type": "definition", "offset": [538, 553]}, {"key": "following-the", "type": "definition", "offset": [582, 595]}, {"key": "in-addition-to", "type": "clause", "offset": [715, 729]}, {"key": "the-borrower-shall", "type": "clause", "offset": [741, 759]}, {"key": "pay-to", "type": "definition", "offset": [760, 766]}, {"key": "if-applicable", "type": "clause", "offset": [800, 813]}, {"key": "payment-by", "type": "clause", "offset": [840, 850]}, {"key": "amount-disbursed", "type": "clause", "offset": [903, 919]}, {"key": "balloon-payments", "type": "clause", "offset": [979, 995]}, {"key": "the-right", "type": "clause", "offset": [1140, 1149]}, {"key": "at-any-time", "type": "clause", "offset": [1150, 1161]}, {"key": "time-to-review", "type": "clause", "offset": [1178, 1192]}, {"key": "terms-of-the-loan", "type": "clause", "offset": [1222, 1239]}, {"key": "outstanding-amount", "type": "definition", "offset": [1250, 1268]}, {"key": "sole-discretion", "type": "clause", "offset": [1338, 1353]}, {"key": "revised-schedule", "type": "definition", "offset": [1457, 1473]}, {"key": "to-the-borrower", "type": "clause", "offset": [1551, 1566]}, {"key": "in-writing", "type": "clause", "offset": [1583, 1593]}, {"key": "save-and-except", "type": "definition", "offset": [1599, 1614]}], "hash": "b48d4fc69bcba32e7bde4a7581814ec2", "id": 4}, {"samples": [{"hash": "gnrfyTdyBSX", "uri": "/contracts/gnrfyTdyBSX#amortisation", "label": "Loan Agreement", "score": 26.9863107461, "published": true}, {"hash": "aRPvyIIphya", "uri": "/contracts/aRPvyIIphya#amortisation", "label": "Loan Agreement", "score": 26.8795345654, "published": true}], "size": 2, "snippet": "(a) The Loan/Facility (or any part thereof) may be disbursed by the Lender/Bank upon receiving a drawdown request from the Borrower. The entire Loan/Facility should be availed of within the number of months, from the date of loan sanction, as specified in the Schedule (Availability Period). The Borrower\u2019s right to make drawls shall expire at the end of theAvailability Period (\u201cDrawdown End Date\u201d). However, the Loan/Facility Sanction may be kept open at the sole discretion of the Lender/Bank for an additional period of such number of days beyond the Availability Period as the Bank/Lender may deem fit. If the Loan/Facility is not drawn completely by the Borrower within the Availability Period, then the Bank shall be entitled to impose penalty, if any , as mentioned in the Sanction Letter. The mode and manner of Disbursement is left to the sole discretion of the Lender/Bank.\n(b) Subject to Article", "snippet_links": [{"key": "the-loan", "type": "clause", "offset": [4, 12]}, {"key": "by-the-lender", "type": "clause", "offset": [61, 74]}, {"key": "upon-receiving", "type": "clause", "offset": [80, 94]}, {"key": "a-drawdown-request", "type": "clause", "offset": [95, 113]}, {"key": "number-of-months", "type": "definition", "offset": [190, 206]}, {"key": "date-of-loan", "type": "definition", "offset": [217, 229]}, {"key": "as-specified", "type": "clause", "offset": [240, 252]}, {"key": "the-schedule", "type": "clause", "offset": [256, 268]}, {"key": "availability-period", "type": "definition", "offset": [270, 289]}, {"key": "right-to-make", "type": "clause", "offset": [307, 320]}, {"key": "at-the-end-of", "type": "clause", "offset": [341, 354]}, {"key": "end-date", "type": "definition", "offset": [389, 397]}, {"key": "sole-discretion", "type": "clause", "offset": [461, 476]}, {"key": "period-of", "type": "definition", "offset": [514, 523]}, {"key": "number-of-days", "type": "definition", "offset": [529, 543]}, {"key": "lender-may", "type": "definition", "offset": [587, 597]}, {"key": "by-the-borrower", "type": "clause", "offset": [653, 668]}, {"key": "the-bank-shall", "type": "clause", "offset": [706, 720]}, {"key": "sanction-letter", "type": "definition", "offset": [781, 796]}, {"key": "manner-of-disbursement", "type": "clause", "offset": [811, 833]}, {"key": "subject-to-article", "type": "clause", "offset": [889, 907]}], "hash": "0bba18e2a5c570157dc76fae28744e40", "id": 5}, {"samples": [{"hash": "8I55fN0BudM", "uri": "/contracts/8I55fN0BudM#amortisation", "label": "Loan Agreement", "score": 34.5086857664, "published": true}], "size": 2, "snippet": "(a) Term of repayment Months\n(b) Repayment mode - NACH SI\n(c) Number of Security Cheques provided\n(d) EMI - \u20b9 for amount of Loan at Fixed Rate of Interest (This is applicable in the event the Borrower has opted for the Part Fixed and Part Floating rate scheme as above. The EMI for amount of Loan at Fixed rate of interest stated herein is for a period of months from the date of first disbursement. At the end of the fixed rate period, the EMI will be calculated based on the applicable Floating rate of interest.)\n(e) EMI \u2013 \u20b9 for amount of Loan at Floating rate of interest.\n(f) Date of commencement of EMI\n(g) Due date of payment of first EMI However, in the event of delay or advancement of disbursement, the date of commencement of EMI shall be as already communicated by DCB Bank to the Borrower.", "snippet_links": [{"key": "term-of", "type": "clause", "offset": [4, 11]}, {"key": "number-of", "type": "clause", "offset": [62, 71]}, {"key": "amount-of-loan", "type": "definition", "offset": [114, 128]}, {"key": "fixed-rate-of-interest", "type": "definition", "offset": [132, 154]}, {"key": "in-the-event-the", "type": "clause", "offset": [175, 191]}, {"key": "period-of", "type": "definition", "offset": [346, 355]}, {"key": "first-disbursement", "type": "definition", "offset": [380, 398]}, {"key": "fixed-rate-period", "type": "definition", "offset": [418, 435]}, {"key": "based-on", "type": "clause", "offset": [464, 472]}, {"key": "floating-rate-of-interest", "type": "definition", "offset": [488, 513]}, {"key": "commencement-of", "type": "clause", "offset": [589, 604]}, {"key": "payment-of", "type": "definition", "offset": [625, 635]}, {"key": "event-of-delay", "type": "definition", "offset": [662, 676]}, {"key": "the-date-of-commencement", "type": "definition", "offset": [709, 733]}, {"key": "to-the-borrower", "type": "clause", "offset": [786, 801]}], "hash": "d620c12d2fbd44ffae2ce6a58afd6185", "id": 6}, {"samples": [{"hash": "iu7rNt6cjWj", "uri": "/contracts/iu7rNt6cjWj#amortisation", "label": "Loan Agreement", "score": 34.5098933006, "published": true}], "size": 2, "snippet": "a) Subject to Clause 2.2, the Borrower will amortise the Loan as stipulated in the Schedule herein below. Provided that where there is any change in such amortisation due to downward revision of interest rate, DCB Bank shall not be required to give notice or intimate the Borrower in writing.\nb) In addition to (a) above, the Borrower shall pay to DCB Bank, PEMII every month, if applicable. The Borrower shall also make payment apart from PEMII and EMI as may be required by DCB Bank due to any change in the rate of interest and / or any regulatory and / or statutory requirement.\nc) Notwithstanding what is stated in Clause 2.7 (a) above and in the Schedule, DCB Bank shall, unless specifically provided in terms of this Agreement, have the right, in the event of default in terms of Clause 7 herein, to review and reschedule the repayment terms of the Loan or of the outstanding amount thereof in such manner and to such extent as DCB Bank shall at its sole discretion decide. In such event/s the Borrower shall repay the Loan or the outstanding amount thereof as per the revised Schedule as shall be determined by DCB Bank in its sole discretion and communicated to the Borrower by DCB Bank in writing.\nd) DCB Bank shall have the right to require the Borrower to furnish such information / documents concerning his employment, trade, business or profession at any time and the Borrower shall furnish such information / documents immediately on demand.", "snippet_links": [{"key": "subject-to-clause", "type": "clause", "offset": [3, 20]}, {"key": "borrower-will", "type": "clause", "offset": [30, 43]}, {"key": "the-schedule", "type": "clause", "offset": [79, 91]}, {"key": "provided-that", "type": "clause", "offset": [106, 119]}, {"key": "change-in", "type": "clause", "offset": [139, 148]}, {"key": "revision-of", "type": "clause", "offset": [183, 194]}, {"key": "interest-rate", "type": "clause", "offset": [195, 208]}, {"key": "to-give-notice", "type": "clause", "offset": [241, 255]}, {"key": "in-writing", "type": "clause", "offset": [281, 291]}, {"key": "in-addition-to", "type": "clause", "offset": [296, 310]}, {"key": "the-borrower-shall", "type": "clause", "offset": [322, 340]}, {"key": "pay-to", "type": "definition", "offset": [341, 347]}, {"key": "if-applicable", "type": "clause", "offset": [377, 390]}, {"key": "make-payment", "type": "definition", "offset": [416, 428]}, {"key": "required-by", "type": "definition", "offset": [464, 475]}, {"key": "rate-of-interest", "type": "definition", "offset": [510, 526]}, {"key": "statutory-requirement", "type": "clause", "offset": [560, 581]}, {"key": "in-clause", "type": "clause", "offset": [617, 626]}, {"key": "terms-of-this-agreement", "type": "clause", "offset": [710, 733]}, {"key": "the-right", "type": "clause", "offset": [740, 749]}, {"key": "event-of-default", "type": "definition", "offset": [758, 774]}, {"key": "clause-7", "type": "clause", "offset": [787, 795]}, {"key": "terms-of-the-loan", "type": "clause", "offset": [843, 860]}, {"key": "outstanding-amount", "type": "definition", "offset": [871, 889]}, {"key": "sole-discretion", "type": "clause", "offset": [957, 972]}, {"key": "revised-schedule", "type": "definition", "offset": [1076, 1092]}, {"key": "to-the-borrower", "type": "clause", "offset": [1168, 1183]}, {"key": "right-to", "type": "definition", "offset": [1235, 1243]}, {"key": "require-the", "type": "clause", "offset": [1244, 1255]}, {"key": "such-information", "type": "definition", "offset": [1276, 1292]}, {"key": "at-any-time", "type": "clause", "offset": [1362, 1373]}, {"key": "on-demand", "type": "clause", "offset": [1446, 1455]}], "hash": "34e1d2810ec1bac95dae2ec5d95e3fd5", "id": 7}, {"samples": [{"hash": "7Gak6kcx4wu", "uri": "/contracts/7Gak6kcx4wu#amortisation", "label": "Loan Agreement", "score": 26.4921750669, "published": true}], "size": 1, "snippet": "The Borrower shall repay the principal amount of the Loan in eighty cmarterly instalments in accordance with the omortisation schedule set out in", "snippet_links": [{"key": "the-borrower-shall", "type": "clause", "offset": [0, 18]}, {"key": "principal-amount-of-the-loan", "type": "definition", "offset": [29, 57]}, {"key": "in-accordance-with", "type": "definition", "offset": [90, 108]}, {"key": "set-out", "type": "definition", "offset": [135, 142]}], "hash": "8e22e08f5dbc9cb713fcfb9552c2138b", "id": 8}, {"samples": [{"hash": "g16qPslM0Yl", "uri": "/contracts/g16qPslM0Yl#amortisation", "label": "Loan Agreement", "score": 26.5113366399, "published": true}], "size": 1, "snippet": "The Loan shall be compl..it:..;ly repaid by thil Sorrower n\ufffd later than November 24, 2018 by means of sixty '.:,: \u00b7 semiannual, conse'?uti11e, and as far\u00b7as possible, equal installments, th'3 first of which shall be'paid Hay 241 1989\u2022 Not later than three months of':-.: the. date of th& final diaburaement of the Financing, the Bank shall delivc:' pf to the SorrOlll8r an 81110rtiaation schedule setting forth the SIIIOUrlt and date cJ", "snippet_links": [{"key": "loan-shall", "type": "definition", "offset": [4, 14]}, {"key": "equal-installments", "type": "clause", "offset": [167, 185]}, {"key": "date-of", "type": "clause", "offset": [276, 283]}, {"key": "the-financing", "type": "clause", "offset": [310, 323]}, {"key": "the-bank-shall", "type": "clause", "offset": [325, 339]}], "hash": "05875fba8cb5c0619fe7e20abd2c4ced", "id": 9}, {"samples": [{"hash": "8SjzWY36oLq", "uri": "/contracts/8SjzWY36oLq#amortisation", "label": "Share Purchase Agreement (Staffing 360 Solutions, Inc.)", "score": 25.0164271047, "published": true}], "size": 1, "snippet": "Atomisation is provided on intangible fixed assets so as to write off the cost, less any estimated residual value, over their expected useful economic life Depreciation is provided on tangible fixed assets so as to write off the cost or valuation, less any estimated residual value, over their expected useful economic life as follows: Plant and machinery Straight Line over Three Years Fixtures, fittings and equipment Straight Line over Three Years Computer equipment Straight Line over Three Years Current asset investments are included at the lower of cost and net realisable value. Deferred tax is recognised , without discounting, in respect of all material timing differences between the treatment of certain items for taxation and accounting purposes , which have arisen but not reversed by the balance sheet date, except as required by FRS 19. Deferred tax is measured at the rates that are expected to apply in the periods when the timing differences are expected to reverse, based on the tax rates and law enacted at the balance sheet date.", "snippet_links": [{"key": "intangible-fixed-assets", "type": "clause", "offset": [27, 50]}, {"key": "the-cost", "type": "clause", "offset": [70, 78]}, {"key": "estimated-residual-value", "type": "definition", "offset": [89, 113]}, {"key": "useful-economic-life", "type": "definition", "offset": [135, 155]}, {"key": "plant-and-machinery", "type": "definition", "offset": [336, 355]}, {"key": "fittings-and-equipment", "type": "clause", "offset": [397, 419]}, {"key": "computer-equipment", "type": "definition", "offset": [451, 469]}, {"key": "current-asset-investments", "type": "definition", "offset": [501, 526]}, {"key": "net-realisable-value", "type": "definition", "offset": [565, 585]}, {"key": "deferred-tax", "type": "clause", "offset": [587, 599]}, {"key": "in-respect-of", "type": "clause", "offset": [637, 650]}, {"key": "timing-differences", "type": "clause", "offset": [664, 682]}, {"key": "treatment-of", "type": "clause", "offset": [695, 707]}, {"key": "certain-items", "type": "definition", "offset": [708, 721]}, {"key": "taxation-and-accounting", "type": "clause", "offset": [726, 749]}, {"key": "balance-sheet-date", "type": "definition", "offset": [803, 821]}, {"key": "as-required-by", "type": "clause", "offset": [830, 844]}, {"key": "the-rates", "type": "clause", "offset": [881, 890]}, {"key": "to-apply", "type": "clause", "offset": [909, 917]}, {"key": "based-on", "type": "clause", "offset": [986, 994]}, {"key": "tax-rates", "type": "clause", "offset": [999, 1008]}], "hash": "78dc3dbc99f387c88635a32556d2e906", "id": 10}], "next_curs": "ClUST2oVc35sYXdpbnNpZGVyY29udHJhY3RzcjELEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhVhbW9ydGlzYXRpb24jMDAwMDAwMGEMogECZW4YACAA", "clause": {"children": [["", ""], ["right-of-redemption", "Right of Redemption"], ["redemption-condition", "Redemption Condition"], ["redemption-notice", "Redemption Notice"], ["redemption-payment", "Redemption Payment"]], "size": 34, "parents": [["definitions", "DEFINITIONS"], ["options", "Options"], ["definitions-and-interpretation", "DEFINITIONS AND INTERPRETATION"], ["repayment", "Repayment"], ["miscellaneous", "Miscellaneous"]], "title": "Amortisation", "id": "amortisation", "related": [["amortization", "Amortization", "Amortization"], ["depreciation", "Depreciation", "Depreciation"], ["indexation", "Indexation", "Indexation"], ["amortization-schedule", "Amortization Schedule", "Amortization Schedule"], ["accumulation", "Accumulation", "Accumulation"]], "related_snippets": [], "updated": "2025-07-07T16:38:45+00:00"}, "json": true, "cursor": ""}}