{"component": "clause", "props": {"groups": [{"size": 8, "snippet": "In the event that it may be possible to provide an alternative hospital/medical, life insurance or dental coverage providing comparable or superior benefits without additional cost to the City or the employees, the City may substitute or add alternate plans and or insurance carriers. The Union will be provided an opportunity to review and discuss with the City such proposed coverage prior to the implementation by the City.", "samples": [{"hash": "6cLDcWCoCTI", "uri": "/contracts/6cLDcWCoCTI#alternative-coverage", "label": "Memorandum of Understanding", "score": 33.0782814647, "published": true}, {"hash": "5bvxPAIkQz3", "uri": "/contracts/5bvxPAIkQz3#alternative-coverage", "label": "Memorandum of Understanding", "score": 30.8391147841, "published": true}, {"hash": "7tCFNAtrlAd", "uri": "/contracts/7tCFNAtrlAd#alternative-coverage", "label": "Memorandum of Understanding", "score": 30.0158914698, "published": true}], "snippet_links": [{"key": "in-the-event", "type": "clause", "offset": [0, 12]}, {"key": "to-provide", "type": "definition", "offset": [37, 47]}, {"key": "life-insurance", "type": "definition", "offset": [81, 95]}, {"key": "dental-coverage", "type": "definition", "offset": [99, 114]}, {"key": "superior-benefits", "type": "clause", "offset": [139, 156]}, {"key": "additional-cost", "type": "definition", "offset": [165, 180]}, {"key": "to-the-city", "type": "definition", "offset": [181, 192]}, {"key": "the-employees", "type": "clause", "offset": [196, 209]}, {"key": "add-alternate", "type": "definition", "offset": [238, 251]}, {"key": "plans-and", "type": "definition", "offset": [252, 261]}, {"key": "insurance-carriers", "type": "clause", "offset": [265, 283]}, {"key": "the-union", "type": "clause", "offset": [285, 294]}, {"key": "opportunity-to-review-and-discuss", "type": "clause", "offset": [315, 348]}, {"key": "prior-to-the", "type": "clause", "offset": [386, 398]}, {"key": "by-the-city", "type": "clause", "offset": [414, 425]}], "hash": "3012116d433c0fca1ee970205627b3f1", "id": 1}, {"size": 6, "snippet": "Any Employee eligible, but not electing, or ineligible, for health care benefits due to coverage elsewhere, may apply for and receive an amount as follows, based on the level of participation. If the IRS rules that such language adversely affects taxable personal income of Employees, the Board will either (1) seek an alternate approved IRS transfer of benefits plan, or, if such is not possible, (2) renegotiate this provision.", "samples": [{"hash": "fHaYxDp7WQ2", "uri": "/contracts/fHaYxDp7WQ2#alternative-coverage", "label": "Collective Bargaining Agreement", "score": 33.4970987044, "published": true}, {"hash": "dfZhlUhmeIK", "uri": "/contracts/dfZhlUhmeIK#alternative-coverage", "label": "Collective Bargaining Agreement", "score": 33.4751997638, "published": true}, {"hash": "ewG6V5ZY46H", "uri": "/contracts/ewG6V5ZY46H#alternative-coverage", "label": "Collective Bargaining Agreement", "score": 24.5961670089, "published": true}], "snippet_links": [{"key": "any-employee", "type": "clause", "offset": [0, 12]}, {"key": "health-care-benefits", "type": "definition", "offset": [60, 80]}, {"key": "based-on", "type": "clause", "offset": [156, 164]}, {"key": "level-of-participation", "type": "definition", "offset": [169, 191]}, {"key": "irs-rules", "type": "definition", "offset": [200, 209]}, {"key": "adversely-affects", "type": "definition", "offset": [229, 246]}, {"key": "personal-income", "type": "definition", "offset": [255, 270]}, {"key": "of-employees", "type": "clause", "offset": [271, 283]}, {"key": "the-board", "type": "clause", "offset": [285, 294]}, {"key": "benefits-plan", "type": "clause", "offset": [354, 367]}], "hash": "b26fea83d253862f7e04275cffbb3e27", "id": 3}, {"size": 7, "snippet": "Any Employee eligible but not electing, or ineligible for health care benefits due to coverage elsewhere, may apply for an amount not to exceed $200 per month. Any Employee not electing or ineligible for dental care benefits due to coverage elsewhere may apply for an amount not to exceed $20 per month. If the IRS rules that such language adversely affects taxable personal income of employees, the Board will either (1) seek an alternate approved IRS transfer of benefits plan, or, if such is not possible, (2) renegotiate this provision.", "samples": [{"hash": "91pQUCHS5og", "uri": "/contracts/91pQUCHS5og#alternative-coverage", "label": "Collective Bargaining Agreement", "score": 24.6536618754, "published": true}, {"hash": "3hQSEWLuSFi", "uri": "/contracts/3hQSEWLuSFi#alternative-coverage", "label": "Collective Bargaining Agreement", "score": 24.3552361396, "published": true}, {"hash": "fwpMUaZNPzE", "uri": "/contracts/fwpMUaZNPzE#alternative-coverage", "label": "Collective Bargaining Agreement", "score": 23.5758628929, "published": true}], "snippet_links": [{"key": "any-employee", "type": "clause", "offset": [0, 12]}, {"key": "health-care-benefits", "type": "definition", "offset": [58, 78]}, {"key": "amount-not-to-exceed", "type": "clause", "offset": [123, 143]}, {"key": "per-month", "type": "clause", "offset": [149, 158]}, {"key": "dental-care-benefits", "type": "clause", "offset": [204, 224]}, {"key": "irs-rules", "type": "definition", "offset": [311, 320]}, {"key": "adversely-affects", "type": "definition", "offset": [340, 357]}, {"key": "personal-income", "type": "definition", "offset": [366, 381]}, {"key": "of-employees", "type": "clause", "offset": [382, 394]}, {"key": "the-board", "type": "clause", "offset": [396, 405]}, {"key": "benefits-plan", "type": "clause", "offset": [465, 478]}], "hash": "72ce1c02963e148bb1702f03686e2b2e", "id": 2}, {"size": 6, "snippet": "As an alternative to the obligations of Section 6.1 through 6.5 above, to the extent the School does not offer coverage to the Students. The Student individually shall provide coverage consistent with the terms herein.", "samples": [{"hash": "lGVZa9tOUNi", "uri": "/contracts/lGVZa9tOUNi#alternative-coverage", "label": "Affiliation Agreement", "score": 33.8302590497, "published": true}, {"hash": "bo1OxU8DVgm", "uri": "/contracts/bo1OxU8DVgm#alternative-coverage", "label": "Affiliation Agreement", "score": 32.0818796655, "published": true}, {"hash": "kQS79qEgFEq", "uri": "/contracts/kQS79qEgFEq#alternative-coverage", "label": "Affiliation Agreement", "score": 30.7405695512, "published": true}], "snippet_links": [{"key": "obligations-of", "type": "clause", "offset": [25, 39]}, {"key": "section-61", "type": "clause", "offset": [40, 51]}, {"key": "to-the-extent", "type": "clause", "offset": [71, 84]}, {"key": "the-school", "type": "definition", "offset": [85, 95]}, {"key": "not-offer", "type": "clause", "offset": [101, 110]}, {"key": "the-student", "type": "clause", "offset": [137, 148]}, {"key": "the-terms", "type": "definition", "offset": [201, 210]}], "hash": "3e0fa6a386cd298a39f785e6e30e7206", "id": 4}, {"size": 5, "snippet": "If made available by the Plan Administrator, a Qualified Beneficiary may elect between COBRA Continuation Coverage and the alternative coverage made available under the Plan. If, prior to the expiration of the Election Period, the Qualified Beneficiary elects COBRA Continuation Coverage in lieu of alternative coverage, his or her right to alternative coverage shall be forever waived and he or she shall not thereafter be entitled to elect the alternative coverage. If, prior to the expiration of the Election Period, the Qualified Beneficiary elects alternative coverage in lieu of COBRA Continuation Coverage, his or her right to COBRA Continuation Coverage shall be forever waived and he or she shall not thereafter be entitled to elect the COBRA Continuation Coverage.", "samples": [{"hash": "dxYOllI82AA", "uri": "/contracts/dxYOllI82AA#alternative-coverage", "label": "Health Reimbursement Arrangement", "score": 31.3390373502, "published": true}, {"hash": "7JYJYEOpZbQ", "uri": "/contracts/7JYJYEOpZbQ#alternative-coverage", "label": "Retiree Health Reimbursement Arrangement", "score": 26.7645448323, "published": true}, {"hash": "aGOdJZcFzcr", "uri": "/contracts/aGOdJZcFzcr#alternative-coverage", "label": "Retiree Health Reimbursement Arrangement", "score": 24.8083504449, "published": true}], "snippet_links": [{"key": "available-by", "type": "definition", "offset": [8, 20]}, {"key": "the-plan-administrator", "type": "clause", "offset": [21, 43]}, {"key": "qualified-beneficiary", "type": "definition", "offset": [47, 68]}, {"key": "available-under", "type": "clause", "offset": [149, 164]}, {"key": "prior-to-the", "type": "clause", "offset": [179, 191]}, {"key": "election-period", "type": "definition", "offset": [210, 225]}, {"key": "the-qualified", "type": "clause", "offset": [227, 240]}, {"key": "in-lieu-of", "type": "clause", "offset": [288, 298]}, {"key": "right-to-cobra-continuation-coverage", "type": "clause", "offset": [625, 661]}], "hash": "95a09d14211a158251749866329f1fc8", "id": 5}, {"size": 4, "snippet": "If continued participation in the Health Plan by Participant, his spouse and any dependents is; not possible under the terms of the Health Plan, Employer will either: (1) provide substantially identical benefits through another health insurance plan, or will", "samples": [{"hash": "jtapa399P5m", "uri": "/contracts/jtapa399P5m#alternative-coverage", "label": "Supplemental Executive Retirement Agreement (Regions Financial Corp)", "score": 18.0, "published": true}, {"hash": "jTGKfIpcDGH", "uri": "/contracts/jTGKfIpcDGH#alternative-coverage", "label": "Supplemental Executive Retirement Agreement (Union Planters Corp)", "score": 18.0, "published": true}], "snippet_links": [{"key": "continued-participation", "type": "clause", "offset": [3, 26]}, {"key": "health-plan", "type": "definition", "offset": [34, 45]}, {"key": "by-participant", "type": "clause", "offset": [46, 60]}, {"key": "terms-of-the", "type": "clause", "offset": [119, 131]}, {"key": "health-insurance-plan", "type": "definition", "offset": [228, 249]}], "hash": "53939ecf866c03a353c7eaff416ad62d", "id": 6}, {"size": 2, "snippet": "Notwithstanding anything herein contained to the contrary, no retiree medical benefit coverage shall be provided under the Retiree Medical Plan or this Agreement to the extent that the Executive is eligible to participate in another post-retirement health care benefit program of the Company.", "samples": [{"hash": "i1RZEs3IQS9", "uri": "/contracts/i1RZEs3IQS9#alternative-coverage", "label": "Retiree Medical Plan Agreement (Visteon Corp)", "score": 19.1533196441, "published": true}, {"hash": "9zvWrcViEo2", "uri": "/contracts/9zvWrcViEo2#alternative-coverage", "label": "Retiree Medical Plan Agreement (Visteon Corp)", "score": 19.0, "published": true}], "snippet_links": [{"key": "benefit-coverage", "type": "definition", "offset": [78, 94]}, {"key": "retiree-medical-plan", "type": "definition", "offset": [123, 143]}, {"key": "to-the-extent", "type": "clause", "offset": [162, 175]}, {"key": "the-executive", "type": "clause", "offset": [181, 194]}, {"key": "participate-in", "type": "definition", "offset": [210, 224]}, {"key": "health-care-benefit-program", "type": "definition", "offset": [249, 276]}, {"key": "of-the-company", "type": "clause", "offset": [277, 291]}], "hash": "1d96f6e1a296574991e7ba8ff52f6cfb", "id": 7}, {"size": 2, "snippet": "In the event that it may be possible to provide an alternative life insurance, dental coverage, or vision coverage as nearly comparable as possible to the benefits in effect on the date of this agreement without additional cost to the City or the employees, the City may substitute new insurance carriers. The Association will be given an opportunity to review the coverage afforded under such substitute plans before they are implemented.", "samples": [{"hash": "kKTUzymnedH", "uri": "/contracts/kKTUzymnedH#alternative-coverage", "label": "Memorandum of Understanding", "score": 30.5489538206, "published": true}, {"hash": "bLEPgGI3hWI", "uri": "/contracts/bLEPgGI3hWI#alternative-coverage", "label": "Memorandum of Understanding", "score": 22.9356605065, "published": true}], "snippet_links": [{"key": "in-the-event", "type": "clause", "offset": [0, 12]}, {"key": "to-provide", "type": "definition", "offset": [37, 47]}, {"key": "life-insurance", "type": "definition", "offset": [63, 77]}, {"key": "dental-coverage", "type": "definition", "offset": [79, 94]}, {"key": "vision-coverage", "type": "definition", "offset": [99, 114]}, {"key": "the-benefits", "type": "clause", "offset": [151, 163]}, {"key": "effect-on-the", "type": "clause", "offset": [167, 180]}, {"key": "date-of-this-agreement", "type": "definition", "offset": [181, 203]}, {"key": "additional-cost", "type": "definition", "offset": [212, 227]}, {"key": "to-the-city", "type": "definition", "offset": [228, 239]}, {"key": "the-employees", "type": "clause", "offset": [243, 256]}, {"key": "insurance-carriers", "type": "clause", "offset": [286, 304]}, {"key": "will-be-given", "type": "clause", "offset": [322, 335]}, {"key": "opportunity-to-review", "type": "clause", "offset": [339, 360]}, {"key": "substitute-plans", "type": "clause", "offset": [394, 410]}], "hash": "7057dd4f3ece4da7ab14548ba24b580c", "id": 8}, {"size": 2, "snippet": "The City shall provide a stipend of $350, on a monthly basis, for those employees with alternative medical coverage who opt for the stipend in lieu of the medical insurance benefit.", "samples": [{"hash": "1VSf9xRjaCD", "uri": "/contracts/1VSf9xRjaCD#alternative-coverage", "label": "Memorandum of Understanding", "score": 24.3361451148, "published": true}, {"hash": "50Ch9hD6we1", "uri": 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"samples": [{"hash": "lrad8T1rfrl", "uri": "/contracts/lrad8T1rfrl#alternative-coverage", "label": "Collective Bargaining Agreement", "score": 24.2375085558, "published": true}, {"hash": "cZSsiMznFp9", "uri": "/contracts/cZSsiMznFp9#alternative-coverage", "label": "Collective Bargaining Agreement", "score": 24.1704312115, "published": true}], "snippet_links": [{"key": "the-board", "type": "clause", "offset": [0, 9]}, {"key": "right-to-review", "type": "clause", "offset": [22, 37]}, {"key": "provided-that", "type": "clause", "offset": [90, 103]}, {"key": "the-carrier", "type": "clause", "offset": [104, 115]}, {"key": "state-of-michigan", "type": "clause", "offset": [150, 167]}, {"key": "benefits-and-coverage", "type": "definition", "offset": [208, 229]}, {"key": "accepted-by", "type": "definition", "offset": [253, 264]}, {"key": "the-insurance", "type": "clause", "offset": [265, 278]}], "hash": "3ed86807917a95b60ab5bf1842e2ace8", "id": 10}], "next_curs": 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Coverage"], ["employee-coverage", "Employee Coverage", "Employee Coverage"], ["comparable-coverage", "Comparable Coverage", "Comparable Coverage"]], "related_snippets": [], "updated": "2025-07-07T12:36:22+00:00", "also_ask": ["What are the minimum requirements for alternative coverage to be considered adequate under this clause?", "How can parties strategically define 'alternative coverage' to maximize their protection or flexibility?", "What are the most common pitfalls or ambiguities in drafting alternative coverage provisions?", "How have courts interpreted and enforced alternative coverage clauses in similar agreements?", "What negotiation leverage does the alternative coverage clause provide to each party?"], "drafting_tip": "Specify acceptable forms of alternative coverage to prevent disputes; require proof of such coverage to ensure compliance; define notification procedures to maintain transparency.", "explanation": "The Alternative Coverage clause defines the conditions under which a party may obtain insurance or protection from a source other than the primary provider specified in the agreement. Typically, this clause outlines the requirements for the alternative coverage to be considered acceptable, such as meeting certain minimum standards or being approved by the other party. Its core practical function is to provide flexibility in fulfilling insurance obligations while ensuring that adequate protection remains in place, thereby addressing situations where the original coverage is unavailable or insufficient."}, "json": true, "cursor": ""}}