{"component": "clause", "props": {"groups": [{"samples": [{"hash": "gOpBhZoDHBY", "uri": "/contracts/gOpBhZoDHBY#adequacy-of-coverage", "label": "Office Lease (Safescience Inc)", "score": 18.0, "published": true}, {"hash": "fMyCpdIsgXG", "uri": "/contracts/fMyCpdIsgXG#adequacy-of-coverage", "label": "Office Lease (Idt Corp)", "score": 18.0, "published": true}, {"hash": "9Ov1xCS6ZyG", "uri": "/contracts/9Ov1xCS6ZyG#adequacy-of-coverage", "label": "Office Lease (Xcarenet Inc)", "score": 18.0, "published": true}], "size": 29, "snippet": "Landlord, its agents and employees make no representation that the limits of liability specified to be carried by Tenant pursuant to this Article 6 are adequate to protect Tenant. If Tenant believes that any of such insurance coverage is inadequate, Tenant shall obtain such additional insurance coverage as Tenant deems adequate, at Tenant's sole expense.", "snippet_links": [{"key": "agents-and-employees", "type": "clause", "offset": [14, 34]}, {"key": "no-representation", "type": "clause", "offset": [40, 57]}, {"key": "limits-of-liability", "type": "definition", "offset": [67, 86]}, {"key": "carried-by-tenant", "type": "clause", "offset": [103, 120]}, {"key": "pursuant-to", "type": "definition", "offset": [121, 132]}, {"key": "article-6", "type": "definition", "offset": [138, 147]}, {"key": "if-tenant", "type": "clause", "offset": [180, 189]}, {"key": "tenant-shall", "type": "clause", "offset": [250, 262]}, {"key": "additional-insurance-coverage", "type": "clause", "offset": [275, 304]}, {"key": "as-tenant", "type": "definition", "offset": [305, 314]}, {"key": "at-tenant", "type": "definition", "offset": [331, 340]}, {"key": "sole-expense", "type": "definition", "offset": [343, 355]}], "hash": "ae9fee4808c02ed6258a4df4b4f6086e", "id": 1}, {"samples": [{"hash": "dgAihjD0dmX", "uri": "/contracts/dgAihjD0dmX#adequacy-of-coverage", "label": "Standard Business Park Lease (GLAUKOS Corp)", "score": 26.3579730988, "published": true}, {"hash": "4Szjm1QTMJB", "uri": "/contracts/4Szjm1QTMJB#adequacy-of-coverage", "label": "Standard Business Park Lease (GLAUKOS Corp)", "score": 25.5557842255, "published": true}], "size": 2, "snippet": "Premium Increase Caused by Tenant. LANDLORD, its agents, and employees make no representation that the limits of liability specified to be carried by TENANT pursuant to this Article 5 are adequate to protect TENANT. If TENANT believes that any of such insurance coverage is inadequate, TENANT will obtain such additional insurance coverage as TENANT deems adequate, at TENANT\u2019s sole expense. TENANT shall pay, as additional rent payable upon demand by LANDLORD, for any increase in the premiums for of property insurance provided by LANDLORD with respect to the Leased Premises and/or the building in which the Leased Premises are located if said increase is caused by TENANT\u2019s acts, omissions, use or occupancy of the Leased Premises.", "snippet_links": [{"key": "premium-increase", "type": "clause", "offset": [0, 16]}, {"key": "caused-by", "type": "clause", "offset": [17, 26]}, {"key": "no-representation", "type": "clause", "offset": [76, 93]}, {"key": "limits-of-liability", "type": "definition", "offset": [103, 122]}, {"key": "carried-by-tenant", "type": "clause", "offset": [139, 156]}, {"key": "pursuant-to", "type": "definition", "offset": [157, 168]}, {"key": "article-5", "type": "definition", "offset": [174, 183]}, {"key": "if-tenant", "type": "clause", "offset": [216, 225]}, {"key": "tenant-will", "type": "clause", "offset": [286, 297]}, {"key": "additional-insurance-coverage", "type": "clause", "offset": [310, 339]}, {"key": "as-tenant", "type": "definition", "offset": [340, 349]}, {"key": "at-tenant", "type": "definition", "offset": [366, 375]}, {"key": "sole-expense", "type": "definition", "offset": [378, 390]}, {"key": "tenant-shall", "type": "clause", "offset": [392, 404]}, {"key": "payable-upon-demand", "type": "clause", "offset": [429, 448]}, {"key": "by-landlord", "type": "clause", "offset": [449, 460]}, {"key": "property-insurance", "type": "clause", "offset": [502, 520]}, {"key": "with-respect-to", "type": "clause", "offset": [542, 557]}, {"key": "the-building", "type": "definition", "offset": [585, 597]}, {"key": "occupancy-of-the-leased-premises", "type": "clause", "offset": [702, 734]}], "hash": "97bbefa107dda070b0a055e9922f0f46", "id": 8}, {"samples": [{"hash": "l4k9WPYFJwZ", "uri": "/contracts/l4k9WPYFJwZ#adequacy-of-coverage", "label": "Lease Agreement", "score": 35.0691337585, "published": true}, {"hash": "2emWIwzLpJT", "uri": "/contracts/2emWIwzLpJT#adequacy-of-coverage", "label": "Office Lease (McAfee Corp.)", "score": 31.7679672241, "published": true}, {"hash": "7GLoKKOsaGO", "uri": "/contracts/7GLoKKOsaGO#adequacy-of-coverage", "label": "Office Lease (Bill.com Holdings, Inc.)", "score": 31.1108837128, "published": true}], "size": 14, "snippet": "Landlord makes no representation that the limits of liability specified to be carried by Tenant pursuant to this Article XV are adequate to protect Tenant and Tenant should obtain such additional insurance or increased liability limits as Tenant deems appropriate. Furthermore, in no way does the insurance required herein limit the liability of Tenant assumed elsewhere in this Lease.", "snippet_links": [{"key": "no-representation", "type": "clause", "offset": [15, 32]}, {"key": "limits-of-liability", "type": "definition", "offset": [42, 61]}, {"key": "carried-by-tenant", "type": "clause", "offset": [78, 95]}, {"key": "pursuant-to", "type": "definition", "offset": [96, 107]}, {"key": "article-xv", "type": "definition", "offset": [113, 123]}, {"key": "tenant-and-tenant", "type": "definition", "offset": [148, 165]}, {"key": "additional-insurance", "type": "clause", "offset": [185, 205]}, {"key": "liability-limits", "type": "definition", "offset": [219, 235]}, {"key": "as-tenant", "type": "definition", "offset": [236, 245]}, {"key": "insurance-required", "type": "clause", "offset": [297, 315]}, {"key": "liability-of-tenant", "type": "clause", "offset": [333, 352]}, {"key": "in-this-lease", "type": "clause", "offset": [371, 384]}], "hash": "7cc026a09ce051943270c01a7ad916de", "id": 2}, {"samples": [{"hash": "6et4ml7yVsB", "uri": "/contracts/6et4ml7yVsB#adequacy-of-coverage", "label": "Stadium Lease", "score": 32.2734947205, "published": true}, {"hash": "f3nNYi622nq", "uri": "/contracts/f3nNYi622nq#adequacy-of-coverage", "label": "Stadium Lease", "score": 32.2680206299, "published": true}], "size": 2, "snippet": "StadCo acknowledge that neither the County, nor ECSC, nor their respective agents or employees, have made any representations that the insurance to be carried by StadCo pursuant to this Article 15 is adequate to protect StadCo or its properties. If StadCo believes that any such insurance coverage is inadequate, StadCo may obtain such additional insurance coverage as StadCo deems adequate, at its sole cost and expense.", "snippet_links": [{"key": "the-county", "type": "definition", "offset": [32, 42]}, {"key": "insurance-to-be-carried", "type": "clause", "offset": [135, 158]}, {"key": "pursuant-to", "type": "definition", "offset": [169, 180]}, {"key": "article-15", "type": "definition", "offset": [186, 196]}, {"key": "additional-insurance-coverage", "type": "clause", "offset": [336, 365]}, {"key": "cost-and-expense", "type": "clause", "offset": [404, 420]}], "hash": "0ea05f9b691b64e520fef51974914893", "id": 7}, {"samples": [{"hash": "cQSWWjoyia9", "uri": "/contracts/cQSWWjoyia9#adequacy-of-coverage", "label": "Business Center Lease (Ion Networks Inc)", "score": 18.0, "published": true}, {"hash": "9KvNquONlSZ", "uri": "/contracts/9KvNquONlSZ#adequacy-of-coverage", "label": "Lease Agreement (Fields Technologies Inc)", "score": 18.0, "published": true}], "size": 9, "snippet": "Landlord, its agents and employees make no representation that the limits of liability specified to be carried by Tenant pursuant to this Article 6.00 are adequate to protect Tenant. If Tenant believes that any of such insurance coverage is inadequate, Tenant will obtain, at Tenant's sole expense, such additional insurance coverage as Tenant deems adequate.", "snippet_links": [{"key": "agents-and-employees", "type": "clause", "offset": [14, 34]}, {"key": "no-representation", "type": "clause", "offset": [40, 57]}, {"key": "limits-of-liability", "type": "definition", "offset": [67, 86]}, {"key": "carried-by-tenant", "type": "clause", "offset": [103, 120]}, {"key": "pursuant-to", "type": "definition", "offset": [121, 132]}, {"key": "this-article", "type": "definition", "offset": [133, 145]}, {"key": "if-tenant", "type": "clause", "offset": [183, 192]}, {"key": "tenant-will", "type": "clause", "offset": [253, 264]}, {"key": "at-tenant", "type": "definition", "offset": [273, 282]}, {"key": "sole-expense", "type": "definition", "offset": [285, 297]}, {"key": "additional-insurance-coverage", "type": "clause", "offset": [304, 333]}, {"key": "as-tenant", "type": "definition", "offset": [334, 343]}], "hash": "de8bb26a59ebe013cd92711ffd98297d", "id": 3}, {"samples": [{"hash": "2xtzqJ7P8BQ", "uri": "/contracts/2xtzqJ7P8BQ#adequacy-of-coverage", "label": "Lease Agreement (Transact Technologies Inc)", "score": 18.0, "published": true}], "size": 6, "snippet": "Landlord, its agents and employees make no representation that the limits of liability specified to be carried by Tenant pursuant to this Section 7 are adequate to protect Tenant. If Tenant believes that any of such insurance coverage is inadequate, Tenant will obtain, at Tenant's sole expense, such additional insurance coverage as Tenant deems adequate.", "snippet_links": [{"key": "agents-and-employees", "type": "clause", "offset": [14, 34]}, {"key": "no-representation", "type": "clause", "offset": [40, 57]}, {"key": "limits-of-liability", "type": "definition", "offset": [67, 86]}, {"key": "carried-by-tenant", "type": "clause", "offset": [103, 120]}, {"key": "pursuant-to", "type": "definition", "offset": [121, 132]}, {"key": "this-section-7", "type": "clause", "offset": [133, 147]}, {"key": "if-tenant", "type": "clause", "offset": [180, 189]}, {"key": "tenant-will", "type": "clause", "offset": [250, 261]}, {"key": "at-tenant", "type": "definition", "offset": [270, 279]}, {"key": "sole-expense", "type": "definition", "offset": [282, 294]}, {"key": "additional-insurance-coverage", "type": "clause", "offset": [301, 330]}, {"key": "as-tenant", "type": "definition", "offset": [331, 340]}], "hash": "f5c838ab6aa88f8e8686d5b4d1bb5654", "id": 4}, {"samples": [{"hash": "lnl2lDlsHVQ", "uri": "/contracts/lnl2lDlsHVQ#adequacy-of-coverage", "label": "Sublease Agreement (Masimo Corp)", "score": 21.0, "published": true}], "size": 3, "snippet": "Lessor, its subsidiaries, .agents and employees make no representation that the limits of liability specified to be carried by Lessee pursuant to this paragraph 74 are adequate to protect Lessee. If Lessee believes that any of such insurance coverage is inadequate, Lessee will obtain such additional insurance coverage as Lessee deems adequate, at Lessees sole cost and expense.", "snippet_links": [{"key": "no-representation", "type": "clause", "offset": [53, 70]}, {"key": "limits-of-liability", "type": "definition", "offset": [80, 99]}, {"key": "carried-by-lessee", "type": "clause", "offset": [116, 133]}, {"key": "pursuant-to", "type": "definition", "offset": [134, 145]}, {"key": "lessee-will", "type": "clause", "offset": [266, 277]}, {"key": "additional-insurance-coverage", "type": "clause", "offset": [290, 319]}, {"key": "cost-and-expense", "type": "clause", "offset": [362, 378]}], "hash": "a204efdce5c4c467689db9e20232defa", "id": 5}, {"samples": [{"hash": "4OflIUE2Zok", "uri": "/contracts/4OflIUE2Zok#adequacy-of-coverage", "label": "Asset Purchase Agreement (Griffin Land & Nurseries Inc)", "score": 25.0355911255, "published": true}], "size": 3, "snippet": "Landlord and its agents make no representation that the limits of liability specified to be carried by Tenant pursuant to this Section 15 are adequate to protect Tenant. If Tenant believes that any of such insurance coverage is inadequate, Tenant will obtain such additional insurance coverage as Tenant deems adequate, at Tenant\u2019s sole expense.", "snippet_links": [{"key": "no-representation", "type": "clause", "offset": [29, 46]}, {"key": "limits-of-liability", "type": "definition", "offset": [56, 75]}, {"key": "carried-by-tenant", "type": "clause", "offset": [92, 109]}, {"key": "pursuant-to", "type": "definition", "offset": [110, 121]}, {"key": "section-15", "type": "definition", "offset": [127, 137]}, {"key": "if-tenant", "type": "clause", "offset": [170, 179]}, {"key": "tenant-will", "type": "clause", "offset": [240, 251]}, {"key": "additional-insurance-coverage", "type": "clause", "offset": [264, 293]}, {"key": "as-tenant", "type": "definition", "offset": [294, 303]}, {"key": "at-tenant", "type": "definition", "offset": [320, 329]}, {"key": "sole-expense", "type": "definition", "offset": [332, 344]}], "hash": "8eae78a1eaf19a8f32933fb0c750322d", "id": 6}, {"samples": [{"hash": "Ql3H2cFOwT", "uri": "/contracts/Ql3H2cFOwT#adequacy-of-coverage", "label": "Hotel Lease / Purchase Agreement (Full House Resorts Inc)", "score": 22.6386032104, "published": true}, {"hash": "9DfnM2iz0No", "uri": "/contracts/9DfnM2iz0No#adequacy-of-coverage", "label": "Hotel Lease / Purchase Agreement (Full House Resorts Inc)", "score": 22.6331272125, "published": true}], "size": 2, "snippet": "The Additional Insureds, and their respective employees, representatives and agents make no representation or warranty that the limits of liability specified to be carried by Tenant pursuant to this Article VII are adequate to protect Tenant. If Tenant believes that any of such insurance coverage is inadequate, Tenant shall obtain such additional insurance coverage as Tenant deems adequate, at Tenant\u2019s sole cost and expense.", "snippet_links": [{"key": "additional-insureds", "type": "definition", "offset": [4, 23]}, {"key": "no-representation-or-warranty", "type": "clause", "offset": [89, 118]}, {"key": "limits-of-liability", "type": "definition", "offset": [128, 147]}, {"key": "carried-by-tenant", "type": "clause", "offset": [164, 181]}, {"key": "pursuant-to", "type": "definition", "offset": [182, 193]}, {"key": "article-vii", "type": "clause", "offset": [199, 210]}, {"key": "if-tenant", "type": "clause", "offset": [243, 252]}, {"key": "tenant-shall", "type": "clause", "offset": [313, 325]}, {"key": "additional-insurance-coverage", "type": "clause", "offset": [338, 367]}, {"key": "as-tenant", "type": "definition", "offset": [368, 377]}, {"key": "at-tenant", "type": "definition", "offset": [394, 403]}, {"key": "cost-and-expense", "type": "clause", "offset": [411, 427]}], "hash": "4b11d117e7130884adcd746b15257719", "id": 9}, {"samples": [{"hash": "gZAtwawIvzo", "uri": "/contracts/gZAtwawIvzo#adequacy-of-coverage", "label": "Office Lease (Accredited Home Lenders Holding Co)", "score": 18.0, "published": true}], "size": 2, "snippet": "Landlord, its agents and employees make no representation that the limits of liability specified to be carried by Tenant pursuant to this Article 6 are adequate to protect Tenant. If Tenant believes that any of such insurance coverage is inadequate, Tenant shall obtain such additional insurance coverage as Tenant deems adequate, at Tenant's sole expense. Tenant covenants that the Premises will be used only for general business office purposes and purposes incidental to that use, and for no other purpose. Tenant will use the Premises in a careful, safe, and proper manner. Tenant will not use or permit the Premises to be used or occupied for any purpose or in any manner prohibited by any applicable laws. Tenant will not commit waste or suffer or permit waste to be committed in, on, or about the Premises. Tenant will conduct its business and control its employees, agents, and invitees in such a manner as not to create any nuisance or interfere with, annoy, or disturb any other Tenant or occupant of the Project or Landlord in its operation of the Project. Tenant agrees to take possession of and occupy the entire Premises no later than 60 days after the Commencement Date, and Tenant further agrees to continue to occupy the Premises throughout the remainder of the Term of this Lease until 90 days prior to the Expiration Date.", "snippet_links": [{"key": "agents-and-employees", "type": "clause", "offset": [14, 34]}, {"key": "no-representation", "type": "clause", "offset": [40, 57]}, {"key": "limits-of-liability", "type": "definition", "offset": [67, 86]}, {"key": "carried-by-tenant", "type": "clause", "offset": [103, 120]}, {"key": "pursuant-to", "type": "definition", "offset": [121, 132]}, {"key": "article-6", "type": "definition", "offset": [138, 147]}, {"key": "if-tenant", "type": "clause", "offset": [180, 189]}, {"key": "tenant-shall", "type": "clause", "offset": [250, 262]}, {"key": "additional-insurance-coverage", "type": "clause", "offset": [275, 304]}, {"key": "as-tenant", "type": "definition", "offset": [305, 314]}, {"key": "at-tenant", "type": "definition", "offset": [331, 340]}, {"key": "sole-expense", "type": "definition", "offset": [343, 355]}, {"key": "tenant-covenants", "type": "clause", "offset": [357, 373]}, {"key": "the-premises", "type": "clause", "offset": [379, 391]}, {"key": "business-office", "type": "clause", "offset": [422, 437]}, {"key": "incidental-to", "type": "definition", "offset": [460, 473]}, {"key": "no-other-purpose", "type": "clause", "offset": [492, 508]}, {"key": "tenant-will", "type": "clause", "offset": [510, 521]}, {"key": "premises-in", "type": "clause", "offset": [530, 541]}, {"key": "premises-to-be-used", "type": "clause", "offset": [612, 631]}, {"key": "applicable-laws", "type": "definition", "offset": [695, 710]}, {"key": "other-tenant", "type": "definition", "offset": [983, 995]}, {"key": "operation-of-the-project", "type": "clause", "offset": [1042, 1066]}, {"key": "tenant-agrees-to", "type": "clause", "offset": [1068, 1084]}, {"key": "possession-of", "type": "clause", "offset": [1090, 1103]}, {"key": "entire-premises", "type": "definition", "offset": [1119, 1134]}, {"key": "after-the-commencement-date", "type": "clause", "offset": [1157, 1184]}, {"key": "term-of-this-lease", "type": "definition", "offset": [1279, 1297]}, {"key": "prior-to-the", "type": "clause", "offset": [1312, 1324]}, {"key": "expiration-date", "type": "definition", "offset": [1325, 1340]}], "hash": "11b12ecf3b00e1c542314b9f284dcc05", "id": 10}], "next_curs": "Cl0SV2oVc35sYXdpbnNpZGVyY29udHJhY3RzcjkLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2Ih1hZGVxdWFjeS1vZi1jb3ZlcmFnZSMwMDAwMDAwYQyiAQJlbhgAIAA=", "clause": {"parents": [["insurance", "Insurance"], ["additional-rent", "ADDITIONAL RENT"], ["basic-lease-information", "Basic Lease Information"], ["attorneys-fees", "Attorneys\u2019 Fees"], ["tenant-termination-right", "Tenant Termination Right"]], "children": [["hazardous-materials", "Hazardous Materials"], ["general", "General"], ["certain-insurance-risks", "Certain Insurance Risks"], ["submission-of-information", "Submission of Information"], ["payments-to-landlord", "Payments to Landlord"]], "title": "Adequacy of Coverage", "size": 91, "id": "adequacy-of-coverage", "related": [["evidence-of-coverage", "Evidence of Coverage", "Evidence of Coverage"], ["maintenance-of-insurance-policies-errors-and-omissions-and-fidelity-coverage", "Maintenance of Insurance Policies; Errors and Omissions and Fidelity Coverage", "Maintenance of Insurance Policies; Errors and Omissions and Fidelity Coverage"], ["scope-of-coverage", "Scope of Coverage", "Scope of Coverage"], ["types-of-coverage", "Types of Coverage", "Types of Coverage"], ["commencement-of-coverage", "Commencement of Coverage", "Commencement of Coverage"]], "related_snippets": [], "updated": "2025-07-10T04:27:38+00:00", "also_ask": ["What objective standards should define 'adequacy' to avoid ambiguity?", "How can parties negotiate audit or review rights to verify ongoing adequacy?", "What are the most common pitfalls that render an adequacy of coverage clause unenforceable?", "How does this clause compare to industry norms or statutory minimums?", "What evidence is most persuasive in court to prove or disprove adequacy of coverage?"], "drafting_tip": "Specify minimum coverage amounts to ensure sufficient protection, define acceptable insurers to guarantee reliability, and require proof of coverage to verify compliance.", "explanation": "The Adequacy of Coverage clause requires that a party maintain sufficient insurance or financial protection to cover potential liabilities or losses arising from the agreement. In practice, this means the party must obtain and keep in force insurance policies that meet specified minimum coverage amounts and types, such as general liability or property insurance, as relevant to the contract's subject matter. This clause ensures that, in the event of a claim or loss, there are adequate resources available to address damages, thereby protecting both parties from financial risk and uncertainty."}, "json": true, "cursor": ""}}