Common use of Additional Expenses Clause in Contracts

Additional Expenses. to be inserted if applicable. If the foregoing is in accordance with your understanding of our agreement, please sign and return to the undersigned a counterpart hereof, whereupon this letter and your acceptance shall represent a binding agreement between the Underwriters and the Company. Very truly yours, CO-MANAGER: [UNDERWRITER] By:______________________________________ Name: Title: CO-MANAGER: [UNDERWRITER] By:______________________________________ Name: Title: The foregoing Agreement is hereby confirmed and accepted as of the date first above written. FIRST HORIZON ASSET SECURITIES INC. By:___________________________________ Name: Title: FIRST HORIZON HOME LOAN CORPORATION By:___________________________________ Name: Title:

Additional Expenses. to be inserted if applicable. applicable If the foregoing is in accordance with your understanding of our agreement, . please sign and return to the undersigned a counterpart hereof, whereupon this letter and your acceptance shall represent a binding agreement between the Underwriters and the Company. Very truly yours, CO-MANAGER: [UNDERWRITER] By:______________________________________ : ------------------------------- Name: Title: CO-MANAGER: [UNDERWRITER] By:______________________________________ : ------------------------------- Name: Title: The foregoing Agreement is hereby confirmed and accepted as of the date first above written. FIRST HORIZON ASSET SECURITIES INC. By:___________________________________ : --------------------------------- Name: Title: FIRST HORIZON HOME LOAN CORPORATION By:___________________________________ : --------------------------------- Name: Title:

Additional Expenses. to be inserted if applicable. If the foregoing is in accordance with your understanding of our agreement, please sign and return to the undersigned a counterpart hereof, whereupon this letter and your acceptance shall represent a binding agreement between the Underwriters and the Company. Very truly yours, CO-MANAGER: [UNDERWRITER] By:______: ________________________________ Name: Title: CO-MANAGER: [UNDERWRITER] By:______: ________________________________ Name: Title: The foregoing Agreement is hereby confirmed and accepted as of the date first above written. FIRST HORIZON ASSET SECURITIES INC. By:: _______________________________________ Name: Title: FIRST HORIZON HOME LOAN CORPORATION By:: _______________________________________ Name: Title:

Additional Expenses. to be inserted if applicable. If the foregoing is in accordance with your understanding of our agreement, please sign and return to the undersigned a counterpart hereof, whereupon this letter and your acceptance shall represent a binding agreement between the Underwriters and the Company. Very truly yours, CO-MANAGER: [UNDERWRITER] By:______________________________________ : ------------------------------------- Name: Title: CO-MANAGER: [UNDERWRITER] By:______________________________________ : ------------------------------------- Name: Title: The foregoing Agreement is hereby confirmed and accepted as of the date first above written. FIRST HORIZON ASSET SECURITIES INC. By:___________________________________ : --------------------------- Name: Title: FIRST HORIZON HOME LOAN CORPORATION By:___________________________________ : --------------------------- Name: Title:

Additional Expenses. to be inserted if applicable. If the foregoing is in accordance with your understanding of our agreement, please sign and return to the undersigned a counterpart hereof, whereupon this letter and your acceptance shall represent a binding agreement between the Underwriters and the Company. Very truly yours, CO-MANAGER: [UNDERWRITER] By:______________________________________ Name: Title: CO-MANAGER: [UNDERWRITER] By:______________________________________ Name: Title: The foregoing Agreement is hereby confirmed and accepted as of the date first above written. FIRST HORIZON ASSET SECURITIES INC. By:___________________________________ Name: Title: FIRST HORIZON HOME LOAN CORPORATION By:___________________________________ Name: Title:

Additional Expenses. to be inserted if applicable. If the foregoing is in accordance with your understanding of our agreement, please sign and return to the undersigned a counterpart hereof, whereupon this letter and your acceptance shall represent a binding agreement between the Underwriters and the Company. Very truly yours, CO-MANAGER: [UNDERWRITER] By:______________________________________ : --------------------------------- Name: Title: CO-MANAGER: [UNDERWRITER] By:______________________________________ : --------------------------------- Name: Title: The foregoing Agreement is hereby confirmed and accepted as of the date first above written. FIRST HORIZON ASSET SECURITIES INC. By:___________________________________ : -------------------------------- Name: Title: FIRST HORIZON HOME LOAN CORPORATION By:___________________________________ : -------------------------------- Name: Title:

Additional Expenses. to be inserted if applicable. applicable If the foregoing is in accordance with your understanding of our agreement, please sign and return to the undersigned a counterpart hereof, whereupon this letter and your acceptance shall represent a binding agreement between the Underwriters and the Company. Very truly yours, CO-MANAGER: [UNDERWRITER] By:______________________________________ Name: Title: CO-MANAGER: [UNDERWRITER] By:______________________________________ Name: Title: The foregoing Agreement is hereby confirmed and accepted as of the date first above written. FIRST HORIZON ASSET SECURITIES INC. By:___________________________________ Name: Title: FIRST HORIZON HOME LOAN CORPORATION By:___________________________________ Name: Title:

Additional Expenses. to be inserted if applicable. If the foregoing is in accordance with your understanding of our agreement, please sign and return to the undersigned a counterpart hereof, whereupon this letter and your acceptance shall represent a binding agreement between the Underwriters and the Company. Very truly yours, CO-MANAGER: [UNDERWRITER] By:: ________________________________________ Name: Title: CO-MANAGER: [UNDERWRITER] By:: ________________________________________ Name: Title: The foregoing Agreement is hereby confirmed and accepted as of the date first above written. FIRST HORIZON ASSET SECURITIES INC. By:: _______________________________________ Name: Title: FIRST HORIZON HOME LOAN CORPORATION By:: _______________________________________ Name: Title:

Additional Expenses. to be inserted if applicable. If the foregoing is in accordance with your understanding of our agreement, please sign and return to the undersigned a counterpart hereof, whereupon this letter and your acceptance shall represent a binding agreement between the Underwriters and the Company. Very truly yours, CO-MANAGER: [UNDERWRITER] By:______________________________________ : ------------------------------------------- Name: Title: CO-MANAGER: [UNDERWRITER] By:______________________________________ : ------------------------------------------- Name: Title: The foregoing Agreement is hereby confirmed and accepted as of the date first above written. FIRST HORIZON ASSET SECURITIES INC. By:___________________________________ : -------------------------------------------- Name: Title: FIRST HORIZON HOME LOAN CORPORATION By:___________________________________ : -------------------------------------------- Name: Title: