{"component": "clause", "props": {"groups": [{"snippet": "The Borrower shall promptly pay to the Agent for the account of a Lender from time to time such amounts as such Lender may determine to be necessary to compensate such Lender for any costs incurred by such Lender that it reasonably determines are attributable to its making, continuing, converting or maintaining of any LIBOR Rate Loans or its obligation to make any LIBOR Rate Loans hereunder (such amounts shall be based upon a reasonable allocation thereof by such Lender to any LIBOR Rate Loans made by such Lender hereunder), any reduction in any amount receivable by such Lender under this Agreement or any of the other Loan Documents in respect of any of such Loans or such obligation or the maintenance by such Lender of capital or liquidity in respect of its Loans or its Commitment (such increases in costs and reductions in amounts receivable being herein called \u201cAdditional Costs\u201d), resulting from any Regulatory Change, and solely to the extent that such Lender generally imposes such Additional Costs on other similarly situated borrowers of such Lender in similar circumstances (to the extent such Lender has the right to do so), that: (i) changes the basis of taxation of any amounts payable to such Lender under this Agreement or any of the other Loan Documents in respect of any of such Loans or its Commitment (other than Excluded Taxes); or (ii) imposes or modifies any reserve, special deposit, liquidity or similar requirements (other than Regulation D of the Board of Governors of the Federal Reserve System or other reserve requirement to the extent utilized in the determination of the LIBOR Base Rate for such Loan) relating to any extensions of credit or other assets of, or any deposits with or other liabilities of, such Lender, or any commitment of such Lender (including, without limitation, the Commitments of such Lender hereunder); or (iii) has or would have the effect of reducing the rate of 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Office for any of such Loans by the jurisdiction in which such Lender has its principal office or such Applicable Lending Office);\n(ii) imposes or modifies any reserve, special deposit, minimum capital, capital ratio or similar requirement relating to any extensions of credit or other assets of, or any deposits with or other liabilities or commitments of, such Lender (including any of such Loans or any deposits referred to in the definition of \"Eurodollar Rate\" in Section 1.1 hereof, but excluding the Reserve Requirement to the extent it is included in the calculation of the Adjusted Eurodollar Rate); or\n(iii) imposes any other condition affecting this Agreement or the Notes or any extensions of credit or liabilities or commitments contemplated hereunder or thereunder. Each Lender will notify the Borrower (with a copy to the Administrative Agent) of any event occurring after the Closing Date which will entitle such Lender to compensation pursuant to this Section 4.1(a) as promptly as practicable after it obtains knowledge thereof and determines to request such compensation, and (if so requested by the Borrower) will designate a different Applicable Lending Office for the Eurodollar Loans of such Lender if such designation will avoid the need for, or reduce the amount of, such compensation and will not, in the sole opinion of such Lender, violate any law, rule or regulation or be in any way disadvantageous to such Lender, provided that such Lender shall have no obligation to so designate an Applicable Lending Office located in the U.S. Each Lender will furnish the Borrower with a certificate setting forth the basis and the amount of each request of such Lender for compensation under this Section 4.1(a). If any Lender requests compensation from the Borrower under this Section 4.1(a), the Borrower may, by notice to such Lender (with a copy to the Administrative Agent), suspend the obligation of such Lender to make or Continue making, or Convert Base Rate Loans into, Eurodollar Loans until the Regulatory Change giving rise to such request ceases to be in effect (in which case the provisions of Section 4.4 hereof shall be applicable).\n(b) Without limiting the effect of the foregoing provisions of this Section 4.1, in the event that, by reason of any Regulatory Change, any Lender either (i) incurs Additional Costs based on or measured by the excess above a specified level of the amount of a category of deposits or other liabilities of such Lender which includes deposits by reference to which the interest rate on Eurodollar Loans is determined as provided in this Agreement or a category of extensions of credit or other assets of such Lender which includes Eurodollar Loans or (ii) becomes subject to restrictions on the amount of such a category of liabilities or assets which it may hold, then, if such Lender so elects by notice to the Borrower (with a copy to the Administrative Agent), the obligation of such Lender to make or Continue making, or Convert Base Rate Loans into, Eurodollar Loans hereunder shall be suspended until such Regulatory Change ceases to be in effect (in which case the provisions of Section 4.4 hereof shall be applicable).\n(c) Determinations and allocations by any Lender for purposes of this Section 4.1 of the effect of any Regulatory Change on its costs of maintaining its obligation to make Loans or of making or maintaining Loans or on amounts receivable by it in respect of Loans and of the additional amounts required to compensate such Lender in respect of any Additional Costs, shall be conclusive in the absence of manifest error, provided that such determinations and allocations are made on a reasonable basis. Notwithstanding anything to the contrary contained herein, the Borrower shall not be required to make any payment of Additional Costs to any Lender pursuant to this Section 4.1 with respect to Additional Costs relating to any period of time which is more than 180 days prior to such Lender's request for such Additional Costs, provided that the foregoing provisions of this sentence shall not apply to Additional Costs attributable to any Regulatory Change which takes effect retroactively.", "snippet_links": [{"key": "the-borrower-shall", "type": "clause", "offset": [4, 22]}, {"key": "pay-directly", "type": "definition", "offset": [23, 35]}, {"key": "each-lender", "type": "clause", "offset": [39, 50]}, {"key": "from-time-to-time", "type": "clause", "offset": [51, 68]}, {"key": "the-request", "type": "clause", "offset": [84, 95]}, {"key": "costs-incurred", "type": "definition", "offset": [116, 130]}, {"key": "reduction-in", "type": "definition", "offset": [297, 309]}, {"key": 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for the account of a Lender from time to time such amounts as such Lender may determine to be necessary to compensate such Lender for any costs incurred by such Lender that it determines are attributable to its making or maintaining of any LIBOR Loans or its obligation to make any LIBOR Loans hereunder, any reduction in any amount receivable by such Lender under this Agreement or any of the other Loan Documents in respect of any of such LIBOR Loans or such obligation or the maintenance by such Lender of capital in respect of its LIBOR Loans or its Commitments (such increases in costs and reductions in amounts receivable being herein called \u201cAdditional Costs\u201d), resulting from any Regulatory Change that:\n(i) changes the basis of taxation of any amounts payable to such Lender under this Agreement or any of the other Loan Documents in respect of any of such LIBOR Loans or its Commitments (other than Indemnified Taxes, Taxes described in clauses (b) through (d) of the definition 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Costs\"), resulting from any Regulatory Change that:\n(i) changes the basis of taxation of any amounts payable to such Bank under this Agreement or its Notes (other than taxes imposed on or measured by the overall net income of such Bank or of its Applicable Lending Office by the jurisdiction in which such Bank has its principal office or such Applicable Lending Office); or\n(ii) imposes or modifies any reserve, special deposit or similar requirements (other than the Reserve Requirement Credit Agreement utilized in the determination of the Eurodollar Rate for such Loan) relating to any extensions of credit or other assets of, or any deposits with or other liabilities of, such Bank (including, without limitation, any of such Loans or any deposits referred to in the definition of \"Eurodollar Base Rate\" in Section 1.01 hereof), or any commitment of such Bank hereunder (including, without limitation, the Commitment of such Bank); or\n(iii) imposes any other condition affecting this Agreement or its Notes or its Commitment. If any Bank requests compensation from the Company under this Section 5.01(a), the Company may, by notice to such Bank (with a copy to the Agent), suspend the obligation of such Bank thereafter to make or Continue Eurodollar Loans, or to Convert Base Rate Loans into Eurodollar Loans, until the Regulatory Change giving rise to such request ceases to be in effect (in which case the provisions of Section 5.03A hereof shall be applicable), provided that such suspension shall not affect the right of such Bank to receive the compensation so requested.\n(b) Without limiting the effect of the provisions of paragraph (a) of this Section 5.01, in the event that, by reason of any Regulatory Change, any Bank either (i) incurs Additional Costs based on or measured by the excess above a specified level of the amount of a category of deposits or other liabilities of such Bank that includes deposits by reference to which the interest rate on Eurodollar Loans is determined as provided in this Agreement or a category of extensions of credit or other assets of such Bank that includes Eurodollar Loans or (ii) becomes subject to restrictions on the amount of such a category of liabilities or assets that it may hold, then, if such Bank so elects by notice to the Company (with a copy to the Administrative Agent), the obligation of such Bank to make Eurodollar Loans hereunder shall be suspended until such Regulatory Change ceases to be in effect (in which case the Loans theretofore made by such Bank shall bear interest at the Base Rate from the last day of the then current Interest Period for such Loans in accordance with the provisions of Section 5.03A). Credit Agreement\n(c) Without limiting the effect of the foregoing provisions of this Section 5.01 (but without duplication), the Company shall pay directly to each Bank from time to time on request such amounts as such Bank may determine to be necessary to compensate such Bank (or, without duplication, the bank holding company of which such Bank is a subsidiary) for any costs that it determines are attributable to the maintenance by such Bank (or any Applicable Lending Office or such bank holding company), pursuant to any law or regulation or any interpretation, directive or request (whether or not having the force of law and whether or not failure to comply therewith would be unlawful) of any court or governmental or monetary authority (i) following any Regulatory Change or (ii) implementing any risk-based capital guideline or other requirement (whether or not having the force of law and whether or not the failure to comply therewith would be unlawful) hereafter issued by any government or governmental or supervisory authority implementing at the national level the Basel Accord (including, without limitation, the Final Risk-Based Capital Guidelines of the Board of Governors of the Federal Reserve System (12 C.F.R. Part 208, Appendix A; \u2587\u2587 \u2587.\u2587.\u2587. \u2587\u2587\u2587\u2587 \u2587\u2587\u2587, \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 \u2587) and the Final Risk-Based Capital Guidelines of the Office of the Comptroller of the Currency (12 C.F.R. Part 3, Appendix A)), of capital in respect of its Commitment(s) or Loans (such compensation to include, without limitation, an amount equal to any reduction of the rate of return on assets or equity of such Bank (or any Applicable Lending Office or such bank holding company) to a level below that which such Bank (or any Applicable Lending Office or such bank holding company) could have achieved but for such law, regulation, interpretation, directive or request). For purposes of this Section 5.01(c), \"Basel Accord\" shall mean the proposals for risk-based capital framework described by the Basel Committee on Banking Regulations and Supervisory Practices in its paper entitled \"International Convergence of Capital Measurement and Capital Standards\" dated July 1988, as amended, modified and supplemented and in effect from time to time or any replacement thereof.", "snippet_links": [{"key": "the-company-shall", "type": "clause", "offset": [4, 21]}, {"key": "pay-directly", "type": "definition", "offset": [22, 34]}, {"key": "each-bank", "type": "clause", "offset": [38, 47]}, {"key": "from-time-to-time", "type": "clause", "offset": [48, 65]}, {"key": "to-compensate", "type": "clause", "offset": [122, 135]}, {"key": "obligation-to", "type": "clause", "offset": [263, 276]}, {"key": "loans-hereunder", "type": "clause", "offset": [297, 312]}, {"key": "reduction-in", "type": "definition", "offset": [321, 333]}, {"key": "amount-receivable", "type": "definition", "offset": [338, 355]}, {"key": "in-respect-of", "type": "definition", "offset": [379, 392]}, {"key": "increases-in-costs", "type": "clause", "offset": [428, 446]}, {"key": "amounts-receivable", "type": "clause", "offset": [465, 483]}, {"key": "resulting-from", "type": "definition", "offset": [525, 539]}, {"key": "regulatory-change", "type": "definition", "offset": [544, 561]}, {"key": "basis-of", "type": "clause", "offset": [584, 592]}, {"key": "payable-to", "type": "definition", "offset": [617, 627]}, {"key": "agreement-or", "type": "definition", "offset": [649, 661]}, {"key": "net-income", "type": "clause", "offset": [728, 738]}, {"key": "applicable-lending-office", "type": "clause", "offset": [762, 787]}, {"key": "principal-office", "type": "clause", "offset": [835, 851]}, {"key": "special-deposit", "type": "clause", "offset": [929, 944]}, {"key": "reserve-requirement", "type": "definition", "offset": [985, 1004]}, {"key": "credit-agreement", "type": "clause", "offset": [1005, 1021]}, {"key": "determination-of-the", "type": "clause", "offset": [1038, 1058]}, {"key": "eurodollar-rate", "type": "clause", "offset": [1059, 1074]}, {"key": "relating-to", "type": "definition", "offset": [1090, 1101]}, {"key": "any-extensions-of-credit", "type": "clause", "offset": [1102, 1126]}, {"key": "other-assets", "type": "clause", "offset": [1130, 1142]}, {"key": "other-liabilities", "type": "clause", "offset": [1171, 1188]}, {"key": "without-limitation", "type": "clause", "offset": [1215, 1233]}, {"key": "the-definition-of", "type": "clause", "offset": [1284, 1301]}, {"key": "eurodollar-base-rate", "type": "definition", "offset": [1303, 1323]}, {"key": "the-commitment", "type": "definition", "offset": [1423, 1437]}, {"key": "other-condition", "type": "clause", "offset": [1474, 1489]}, {"key": "from-the-company", "type": "clause", "offset": [1581, 1597]}, {"key": "section-501", "type": "clause", "offset": [1609, 1621]}, {"key": "by-notice", "type": "clause", "offset": [1643, 1652]}, {"key": "with-a-copy-to", "type": "clause", "offset": [1667, 1681]}, {"key": "the-agent", "type": "clause", "offset": [1682, 1691]}, {"key": "the-obligation", "type": "clause", "offset": [1702, 1716]}, {"key": "to-convert", "type": "clause", "offset": [1782, 1792]}, {"key": "base-rate-loans", "type": "clause", "offset": [1793, 1808]}, {"key": "in-effect", "type": "clause", "offset": [1901, 1910]}, {"key": "the-provisions-of-section", "type": "clause", "offset": [1926, 1951]}, {"key": "provided-that", "type": "clause", "offset": [1987, 2000]}, {"key": "right-of", "type": "definition", "offset": [2038, 2046]}, {"key": "to-receive", "type": "definition", "offset": [2057, 2067]}, {"key": "the-compensation", "type": "clause", "offset": [2068, 2084]}, {"key": "without-limiting-the", "type": "clause", "offset": [2103, 2123]}, {"key": "effect-of-the", "type": "clause", "offset": [2124, 2137]}, {"key": "in-the-event", "type": "clause", "offset": [2188, 2200]}, {"key": "based-on", "type": "definition", "offset": [2287, 2295]}, {"key": "the-excess", "type": "clause", "offset": [2311, 2321]}, {"key": "specified-level", "type": "definition", "offset": [2330, 2345]}, {"key": "reference-to", "type": "definition", "offset": [2446, 2458]}, {"key": "the-interest-rate", "type": "clause", "offset": [2465, 2482]}, {"key": "on-eurodollar-loans", "type": "clause", "offset": [2483, 2502]}, {"key": "in-this-agreement", "type": "clause", "offset": [2529, 2546]}, {"key": "restrictions-on", "type": "clause", "offset": [2672, 2687]}, {"key": "notice-to-the-company", "type": "definition", "offset": [2793, 2814]}, {"key": "the-administrative-agent", "type": "definition", "offset": [2831, 2855]}, {"key": "the-loans", "type": "clause", "offset": [3007, 3016]}, {"key": "the-base-rate", "type": "definition", "offset": [3070, 3083]}, {"key": "day-of", "type": "clause", "offset": [3098, 3104]}, {"key": "current-interest-period", "type": "definition", "offset": [3114, 3137]}, {"key": "in-accordance-with", "type": "clause", "offset": [3153, 3171]}, {"key": "provisions-of-this-section", "type": "clause", "offset": [3272, 3298]}, {"key": "without-duplication", "type": "clause", "offset": [3309, 3328]}, {"key": "on-request", "type": "definition", "offset": [3393, 3403]}, {"key": "bank-holding-company", "type": "definition", "offset": [3514, 3534]}, {"key": "the-maintenance", "type": "clause", "offset": [3624, 3639]}, {"key": "pursuant-to", "type": "definition", "offset": [3718, 3729]}, {"key": "law-or-regulation", "type": "definition", "offset": [3734, 3751]}, {"key": "force-of-law", "type": "clause", "offset": [3823, 3835]}, {"key": "failure-to-comply", "type": "definition", "offset": [3855, 3872]}, {"key": "monetary-authority", "type": "definition", "offset": [3934, 3952]}, {"key": "other-requirement", "type": "definition", "offset": [4046, 4063]}, {"key": "issued-by", "type": "definition", "offset": [4184, 4193]}, {"key": "supervisory-authority", "type": "clause", "offset": [4228, 4249]}, {"key": "at-the-national-level", "type": "clause", "offset": [4263, 4284]}, {"key": "basel-accord", "type": "definition", "offset": [4289, 4301]}, {"key": "the-final", "type": "clause", "offset": [4334, 4343]}, {"key": "capital-guidelines", "type": "definition", "offset": [4355, 4373]}, {"key": "board-of-governors-of-the-federal-reserve-system", "type": "definition", "offset": [4381, 4429]}, {"key": "appendix-a", "type": "clause", "offset": [4451, 4461]}, {"key": "office-of-the-comptroller-of-the-currency", "type": "clause", "offset": [4546, 4587]}, {"key": "part-3", "type": "definition", "offset": [4599, 4605]}, {"key": "equal-to", "type": "definition", "offset": [4734, 4742]}, {"key": "reduction-of", "type": "clause", "offset": [4747, 4759]}, {"key": "return-on-assets", "type": "clause", "offset": [4772, 4788]}, {"key": "for-purposes-of-this-section", "type": "clause", "offset": [5067, 5095]}, {"key": "the-proposals", "type": "clause", "offset": [5131, 5144]}, {"key": "basel-committee", "type": "definition", "offset": [5195, 5210]}, {"key": "banking-regulations", "type": "definition", "offset": [5214, 5233]}, {"key": "supervisory-practices", "type": "clause", "offset": [5238, 5259]}, {"key": "as-amended", "type": "definition", "offset": [5372, 5382]}], "size": 193, "samples": [{"hash": "6W15USbgVkl", "uri": "/contracts/6W15USbgVkl#additional-costs", "label": "Credit Agreement (Enhance Financial Services Group Inc)", "score": 18.0, "published": true}], "hash": "5296a45fe9cb95666393bbe494898c9f", "id": 3}, {"snippet": "In addition to, and not in limitation of the immediately preceding subsection (a), the Borrower shall promptly pay to the Administrative Agent for the account of a Lender from time to time such amounts as such Lender may determine to be necessary to compensate such Lender for any costs incurred by such Lender that it determines are attributable to its making or maintaining of any LIBOR Loans or its obligation to make any LIBOR Loans hereunder, any reduction in any amount receivable by such Lender under this Agreement or any of the other Loan Documents in respect of any of such LIBOR Loans or such obligation or the maintenance by such Lender of capital in respect of its LIBOR Loans (such increases in costs and reductions in amounts receivable being herein called \u201cAdditional Costs\u201d), resulting from any Regulatory Change that: (i) changes the basis of taxation of any amounts payable to such Lender under this Agreement or any of the other Loan Documents in respect of any of such LIBOR Loans (other than Excluded Taxes), or (ii) imposes or modifies any reserve, special deposit or similar requirements (other than Regulation D of the Board of Governors of the Federal Reserve System or other similar reserve requirement applicable to any other category of liabilities or category of extensions of credit or other assets by reference to which the interest rate on LIBOR Loans is determined to the extent utilized when determining LIBOR for such Loans) relating to any extensions of credit or other assets of, or any deposits with or other liabilities of, or other credit extended by, or any other acquisition of funds by such Lender (or its parent corporation), or any commitment of such Lender or (iii) has or would have the effect of reducing the rate of return on capital of such Lender to a level below that which such Lender could have achieved but for such Regulatory Change (taking into consideration such Lender\u2019s policies with respect to capital adequacy).", "snippet_links": [{"key": "in-addition-to", "type": "clause", "offset": [0, 14]}, {"key": "limitation-of-the", "type": "clause", "offset": [27, 44]}, {"key": "the-borrower-shall", "type": "clause", "offset": [83, 101]}, {"key": "pay-to", "type": "definition", "offset": [111, 117]}, {"key": "the-administrative-agent", "type": "definition", "offset": [118, 142]}, {"key": "the-account", "type": "clause", "offset": [147, 158]}, {"key": "a-lender", "type": "definition", "offset": [162, 170]}, {"key": "from-time-to-time", "type": "clause", "offset": [171, 188]}, {"key": "lender-may", "type": "definition", "offset": [210, 220]}, {"key": "to-compensate", "type": "clause", "offset": [247, 260]}, {"key": "costs-incurred", "type": "definition", "offset": [281, 295]}, {"key": "libor-loans", "type": "definition", "offset": [383, 394]}, {"key": "obligation-to", "type": "clause", "offset": [402, 415]}, {"key": "loans-hereunder", "type": "clause", "offset": [431, 446]}, {"key": "reduction-in", "type": "definition", "offset": [452, 464]}, {"key": "amount-receivable", "type": "definition", "offset": [469, 486]}, {"key": "agreement-or", "type": "definition", "offset": [513, 525]}, {"key": "other-loan-documents", "type": "clause", "offset": [537, 557]}, {"key": "in-respect-of", "type": "definition", "offset": [558, 571]}, {"key": "the-maintenance", "type": "clause", "offset": [618, 633]}, {"key": "increases-in-costs", "type": "clause", "offset": [696, 714]}, {"key": "amounts-receivable", "type": "clause", "offset": [733, 751]}, {"key": "resulting-from", "type": "definition", "offset": [793, 807]}, {"key": "regulatory-change", "type": "definition", "offset": [812, 829]}, {"key": "basis-of", "type": "clause", "offset": [852, 860]}, {"key": "payable-to", "type": "definition", "offset": [885, 895]}, {"key": "excluded-taxes", "type": "definition", "offset": [1014, 1028]}, {"key": "special-deposit", "type": "clause", "offset": [1072, 1087]}, {"key": "regulation-d", "type": "definition", "offset": [1124, 1136]}, {"key": "board-of-governors-of-the-federal-reserve-system", "type": "definition", "offset": [1144, 1192]}, {"key": "reserve-requirement", "type": "definition", "offset": [1210, 1229]}, {"key": "applicable-to", "type": "definition", "offset": [1230, 1243]}, {"key": "other-assets", "type": "clause", "offset": [1317, 1329]}, {"key": "reference-to", "type": "definition", "offset": [1333, 1345]}, {"key": "the-interest-rate", "type": "clause", "offset": [1352, 1369]}, {"key": "to-the-extent", "type": "clause", "offset": [1399, 1412]}, {"key": "relating-to", "type": "definition", "offset": [1461, 1472]}, {"key": "any-extensions-of-credit", "type": "clause", "offset": [1473, 1497]}, {"key": "other-liabilities", "type": "clause", "offset": [1542, 1559]}, {"key": "credit-extended", "type": "definition", "offset": [1573, 1588]}, {"key": "other-acquisition", "type": "definition", "offset": [1600, 1617]}, {"key": "funds-by", "type": "definition", "offset": [1621, 1629]}, {"key": "parent-corporation", "type": "definition", "offset": [1650, 1668]}, {"key": "effect-of", "type": "clause", "offset": [1735, 1744]}, {"key": "return-on-capital", "type": "clause", "offset": [1766, 1783]}, {"key": "taking-into-consideration", "type": "clause", "offset": [1891, 1916]}, {"key": "with-respect-to", "type": "clause", "offset": [1940, 1955]}, {"key": "capital-adequacy", "type": "clause", "offset": [1956, 1972]}], "size": 129, "samples": [{"hash": "2RQzDymUoVC", "uri": "/contracts/2RQzDymUoVC#additional-costs", "label": "Term Loan Agreement (Government Properties Income Trust)", "score": 25.5311431885, "published": true}, {"hash": "lwwc3ofOu0f", "uri": "/contracts/lwwc3ofOu0f#additional-costs", "label": "Term Loan Agreement (Government Properties Income Trust)", "score": 23.0479125977, "published": true}, {"hash": "8C6ABZAXzht", "uri": "/contracts/8C6ABZAXzht#additional-costs", "label": "Term Loan Agreement (CommonWealth REIT)", "score": 21.9582481384, "published": true}], "hash": "7ef9cb9e792f65e02449cdb14b9a3996", "id": 5}, {"snippet": "In case any law, regulation, treaty or official directive or the interpretation or application thereof by any court or any governmental authority charged with the administration thereof or the compliance with any guideline or request of any central bank or other governmental authority (whether or not having the force of law):\n(a) subjects Bank to any tax with respect to payments of principal or interest or any other amounts payable hereunder by Borrower or otherwise with respect to the transactions contemplated hereby (except for taxes on the overall net income of Bank imposed by the United States of America or any political subdivision thereof);\n(b) imposes, modifies or deems applicable any deposit insurance, reserve, special deposit or similar requirement against assets held by, or deposits in or for the account of, or loans by, Bank; or\n(c) imposes upon Bank any other condition with respect to its performance under this Agreement, and the result of any of the foregoing is to increase the cost to Bank, reduce the income receivable by Bank or impose any expense upon Bank with respect to any loans, Bank shall notify Borrower thereof. Borrower agrees to pay to Bank the amount of such increase in cost, reduction in income or additional expense as and when such cost, reduction or expense is incurred or determined, upon presentation by Bank of a statement of the amount and setting forth Bank's calculation thereof, all in reasonable detail, which statement shall be deemed true and correct absent manifest error.", "snippet_links": [{"key": "in-case", "type": "clause", "offset": [0, 7]}, {"key": "governmental-authority", "type": "clause", "offset": [123, 145]}, {"key": "the-administration", "type": "clause", "offset": [159, 177]}, {"key": "compliance-with", "type": "definition", "offset": [193, 208]}, {"key": "central-bank", "type": "definition", "offset": [241, 253]}, {"key": "force-of-law", "type": "clause", "offset": [313, 325]}, {"key": "with-respect-to", "type": "clause", "offset": [357, 372]}, {"key": "principal-or-interest", "type": "clause", "offset": [385, 406]}, {"key": "other-amounts-payable", "type": "clause", "offset": [414, 435]}, {"key": "by-borrower", "type": "clause", "offset": [446, 457]}, {"key": "contemplated-hereby", "type": "clause", "offset": [504, 523]}, {"key": "net-income", "type": "clause", "offset": [557, 567]}, {"key": "the-united-states-of-america", "type": "clause", "offset": [587, 615]}, {"key": "political-subdivision", "type": "definition", "offset": [623, 644]}, {"key": "deposit-insurance", "type": "definition", "offset": [701, 718]}, {"key": "special-deposit", "type": "clause", "offset": [729, 744]}, {"key": "assets-held", "type": "clause", "offset": [776, 787]}, {"key": "the-account", "type": "clause", "offset": [814, 825]}, {"key": "upon-bank", "type": "clause", "offset": [864, 873]}, {"key": "other-condition", "type": "clause", "offset": [878, 893]}, {"key": "performance-under-this-agreement", "type": "clause", "offset": [914, 946]}, {"key": "the-foregoing", "type": "definition", "offset": [973, 986]}, {"key": "the-cost", "type": "clause", "offset": [1002, 1010]}, {"key": "to-bank", "type": "definition", "offset": [1011, 1018]}, {"key": "by-bank", "type": "clause", "offset": [1049, 1056]}, {"key": "pay-to", "type": "definition", "offset": [1171, 1177]}, {"key": "increase-in-cost", "type": "clause", "offset": [1202, 1218]}, {"key": "reduction-in", "type": "definition", "offset": [1220, 1232]}, {"key": "additional-expense", "type": "definition", "offset": [1243, 1261]}, {"key": "bank-of", "type": "clause", "offset": [1354, 1361]}, {"key": "statement-of", "type": "clause", "offset": [1364, 1376]}, {"key": "true-and-correct", "type": "clause", "offset": [1492, 1508]}, {"key": "manifest-error", "type": "definition", "offset": [1516, 1530]}], "size": 112, "samples": [{"hash": "lP9cgId8Yfy", "uri": "/contracts/lP9cgId8Yfy#additional-costs", "label": "Loan and Security Agreement (Ibasis Inc)", "score": 18.0, "published": true}, {"hash": "l5uWhDCJHZy", "uri": "/contracts/l5uWhDCJHZy#additional-costs", "label": "Loan and Security Agreement (Sonus Networks Inc)", "score": 18.0, "published": true}, {"hash": "kv78BMuPPFy", "uri": "/contracts/kv78BMuPPFy#additional-costs", "label": "Loan and Security Agreement (Pacific Biometrics Inc)", "score": 18.0, "published": true}], "hash": "cc03a6585be79f4e9ca95fb0856acee1", "id": 6}, {"snippet": "Borrower shall pay directly to each Bank and Fronting Bank from time to time on demand such amounts as such Bank or Fronting Bank may reasonably determine to be necessary to compensate it for any increased costs which such Bank or Fronting Bank determines are attributable to its making or maintaining any Loan, or its obligation to issue, maintain or participate in any Letter of Credit, or its obligation to make or maintain any Loan, or its obligation to Convert any Loan hereunder, or any reduction in any amount receivable by such Bank or Fronting Bank hereunder in respect of its Loan(s) or such obligations (such increases in costs and reductions in amounts receivable being herein called \u201cAdditional Costs\u201d), in each case resulting from any Regulatory Change which:\n(1) subject any Recipient to any Taxes (other than (A) Indemnified Taxes, and (B) Excluded Taxes) on its loans, loan principal, letters of credit, commitments, or other obligations, or its deposits, reserves, other liabilities or capital attributable thereto; or\n(2) (other than to the extent any reserve requirement is taken into account in determining the Adjusted Term SOFR Rate at the commencement of the applicable Interest Period) imposes or modifies any reserve, special deposit, liquidity, deposit insurance or assessment, minimum capital, capital ratio or similar requirements relating to any extensions of credit or other assets of, or any deposits with or other liabilities of, such Bank (including any Term Benchmark Loan or RFR Loan), or any commitment of such Bank (including such Bank\u2019s Loan Commitment hereunder); or\n(3) imposes any other condition, cost or expense (other than Taxes) affecting this Agreement or the Notes (or any of such extensions of credit or liabilities). Without limiting the effect of the provisions of the first paragraph of this Section, in the event that, by reason of any Regulatory Change, any Bank becomes subject to restrictions on the amount of such a category of liabilities or assets which it may hold, then, if such Bank so elects by notice to Borrower (with a copy to Administrative Agent), the obligation of such Bank to permit Elections of, to Continue, or to Convert Loans shall be suspended (in which case the provisions of Section 3.04 shall be applicable) until such Regulatory Change ceases to be in effect. The obligations of Borrower under this Section shall survive the repayment of all amounts due under or in connection with any of the Loan Documents and the termination of the Loan Commitments in respect of the period prior to such termination. Determinations and allocations by a Bank for purposes of this Section of the effect of any Regulatory Change pursuant to the first or second paragraph of this Section, on its costs or rate of return of making or maintaining its Loan or portions thereof or on amounts receivable by it in respect of its Loan or portions thereof, and the amounts required to compensate such Bank under this Section, shall be included in a calculation of such amounts given to Borrower and shall be conclusive absent manifest error. Notwithstanding anything contained in this Article III to the contrary, Borrower shall only be obligated to pay any amounts due under this Section 3.01 or under Section 3.06 if, and a Bank shall not exercise any right under this Section 3.01 or Sections 3.02, 3.03, 3.04 or 3.06 unless, the applicable Bank has certified that it is generally imposing a similar charge on, or otherwise similarly enforcing its agreements with, its other similarly situated borrowers. In addition, Borrower shall not be obligated to compensate any Bank under any such provision for any amounts attributable to any period which is more than nine (9) months prior to such Bank\u2019s delivery of notice thereof to Borrower (except that if a Regulatory Change is retroactive, then such period shall be extended to include the period of retroactive effect, provided that such Bank delivered notice thereof to Borrower no later than nine (9) months after the date on which the Regulatory Change with such retroactive effect was made). 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costs?", "What negotiation leverage exists regarding the allocation of additional costs?", "How do courts typically interpret vague or broadly drafted additional cost clauses?", "How does this clause compare to industry standards or statutory requirements for additional costs?"], "drafting_tip": "Specify what constitutes additional costs to prevent disputes; allocate responsibility for payment to clarify obligations; require documentation for incurred costs to ensure transparency.", "explanation": "The 'Additional Costs' clause defines how expenses beyond the original contract price are handled between the parties. It typically outlines what constitutes an additional cost, such as unforeseen materials, labor, or regulatory fees, and specifies the process for approval and reimbursement of these costs. This clause ensures that both parties have a clear understanding of financial responsibilities for extra expenses, helping to prevent disputes and manage budget expectations during the course of the agreement."}, "json": true, "cursor": ""}}