Common use of Adding the Policyholder’s Characteristics Clause in Contracts

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 (Panel 11 Round 1 or Panel 10 Round 3). Then you would select PRPL records matching HC-093 (PUF93FLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 and RN=1) or (PANEL=10 and RN=3)]. From HC-093, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 or HC-099. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG and PUF99FLG may be equal to 2, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 2011 (Panel 11 16 Round 1 or Panel 10 15 Round 3). Then you would select PRPL records matching HC-093 HC-134 (PUF93FLG=1PITFLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL=16 and RN=1) or (PANEL=10 PANEL=15 and RN=3)]. From HC-093HC-134, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-134 or HC-099HC-141. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PITFLG and PUF99FLG FYFLG may be equal to 20, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 2010 (Panel 11 15 Round 1 or Panel 10 14 Round 3). Then you would select PRPL records matching HC-093 HC-125 (PUF93FLG=1PITFLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL=15 and RN=1) or (PANEL=10 PANEL=14 and RN=3)]. From HC-093HC-125, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-125 or HC-099HC-132. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PITFLG and PUF99FLG FYFLG may be equal to 20, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 2000 (Panel 11 Round 5 round 1 or Panel 10 Round 4 round 3). Then you would select PRPL records matching HC-093 HC-022 (PUF93FLG=1PUF22FLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL00=2 and RN=1) or (PANEL=10 PANEL00=1 and RN=3)]. From HC-093HC-022, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-022 or HC-099HC-039. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PUF22FLG and PUF99FLG PUF39FLG may be equal to 2, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 2013 (Panel 11 18 Round 1 or Panel 10 17 Round 3). Then you would select PRPL records matching HC-093 HC-151 (PUF93FLG=1PITFLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL=18 and RN=1) or (PANEL=10 PANEL=17 and RN=3)]. From HC-093HC-151, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-151 or HC-099HC-157. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PITFLG and PUF99FLG FYFLG may be equal to 20, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 2002 (Panel 11 Round 7 round 1 or Panel 10 Round 6 round 3). Then you would select PRPL records matching HC-093 HC-053 (PUF93FLG=1PUF53FLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL=7 and RN=1) or (PANEL=10 PANEL=6 and RN=3)]. From HC-093HC-053, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-053 or HC-099HC-062. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PUF53FLG and PUF99FLG PUF62FLG may be equal to 2, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 1999 (Panel 11 Round 1 or Panel 10 Round 34 round 1). Then you would select PRPL records matching HC-093 HC- 013 (PUF93FLG=1PUF13FLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 and RN=1) or (PANEL=10 and RN=3)]. From HC-093HC-013, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-013 or HC-099HC-038. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PUF13FLG and PUF99FLG PUF38FLG may be equal to 2, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 2005 (Panel 11 10 Round 1 or Panel 10 9 Round 3). Then you would select PRPL records matching HC-093 HC-084 (PUF93FLG=1PUF84FLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL=10 and RN=1) or (PANEL=10 PANEL=9 and RN=3)]. From HC-093HC-084, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-084 or HC-099HC-090. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PUF84FLG and PUF99FLG PUF90FLG may be equal to 2, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-establishment- policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 2003 (Panel 11 Round 8 round 1 or Panel 10 Round 7 round 3). Then you would select PRPL records matching HC-093 HC-064 (PUF93FLG=1PUF64FLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL=8 and RN=1) or (PANEL=10 PANEL=7 and RN=3)]. From HC-093HC-064, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-064 or HC-099HC-073. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PUF64FLG and PUF99FLG PUF73FLG may be equal to 2, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 2007 (Panel 11 12 Round 1 or Panel 10 11 Round 3). Then you would select PRPL records matching HC-093 HC-101 (PUF93FLG=1PITFLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL=12 and RN=1) or (PANEL=10 PANEL=11 and RN=3)]. From HC-093HC-101, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-101 or HC-099HC-107. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PITFLG and PUF99FLG FYFLG may be equal to 20, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-employment- based insurance is through an employee working full time at a current main job as of the first interview of 2006 2001 (Panel 11 Round 6 round 1 or Panel 10 Round 5 round 3). Then you would select PRPL records matching HC-093 HC-034 (PUF93FLG=1PUF34FLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL=6 and RN=1) or (PANEL=10 PANEL=5 and RN=3)]. From HC-093HC-034, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-034 or HC-099HC-055. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PUF34FLG and PUF99FLG PUF55FLG may be equal to 2, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 2009 (Panel 11 14 Round 1 or Panel 10 13 Round 3). Then you would select PRPL records matching HC-093 HC-117 (PUF93FLG=1PITFLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL=14 and RN=1) or (PANEL=10 PANEL=13 and RN=3)]. From HC-093HC-117, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-117 or HC-099HC-123. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PITFLG and PUF99FLG FYFLG may be equal to 20, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 2014 (Panel 11 19 Round 1 or Panel 10 18 Round 3). Then you would select PRPL records matching HC-093 HC-159 (PUF93FLG=1PITFLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL=19 and RN=1) or (PANEL=10 PANEL=18 and RN=3)]. From HC-093HC-159, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-159 or HC-099HC-165. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PITFLG and PUF99FLG FYFLG may be equal to 20, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 2012 (Panel 11 17 Round 1 or Panel 10 16 Round 3). Then you would select PRPL records matching HC-093 HC-143 (PUF93FLG=1PITFLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL=17 and RN=1) or (PANEL=10 PANEL=16 and RN=3)]. From HC-093HC-143, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-143 or HC-099HC-149. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PITFLG and PUF99FLG FYFLG may be equal to 20, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.

Adding the Policyholder’s Characteristics. The PHLDRIDX allows you to link characteristics of the policyholder onto the records of every person covered by the plan. For example, suppose you wanted to study persons whose private employment-based insurance is through an employee working full time at a current main job as of the first interview of 2006 1997 (Panel 11 Round 2 round 1 or Panel 10 Round 1 round 3). Then you would select PRPL records matching HC-093 HC-005 (PUF93FLG=1PUF5FLG=1) where the insurance is through a current main job (CMJINS=1) and [(PANEL=11 PANEL97=2 and RN=1) or (PANEL=10 PANEL97=1 and RN=3)]. From HC-093HC-005, select the DUPERSID and HOUR13 variables and rename DUPERSID to PHLDRIDX. Merge HOUR13 onto the PRPL file by PHLDRIDX. Some policyholders do not have records on HC-093 HC-005 or HC-099HC-020. These include deceased policyholders and policyholders residing outside the RU. For these policyholders, PUF93FLG PUF5FLG and PUF99FLG PUF20FLG may be equal to 2, depending on when the policyholder left the RU. All of the covered person records for these establishment-policyholder pairs are flagged with DECPHLDR, OUTPHLDR, or NOPUFLG equal to 1. Deceased policyholders complicate the estimation of nationally representative statistics on active policies. For these establishment-policyholder pairs, users must choose a covered person with a positive weight. However, establishment-policyholder pairs where the policyholder resides outside the RU should not be included in estimates, because this will result in double counting, as RU members covering those outside the RU are already included.