{"component": "clause", "props": {"groups": [{"snippet": "Authorized Users of Business Customers who have been approved for ACH Origination privileges may edit, delete, or \u201cun-approve\u201d ACH transactions prior to the scheduled date for the transaction. Separate agreements will detail the required time-frames for submitting and making changes to ACH transactions. If ACH batch transactions have been approved and submitted to us for processing, you must contact us immediately if any changes are necessary after the designated cut-off time. In these situations, we may not have sufficient time to stop the transactions from processing before the schedule payment date.", "samples": [{"hash": "kzMScv6l307", "uri": "/contracts/kzMScv6l307#ach-origination", "label": "Online Banking and Bill Payment Agreement", "score": 22.5920600891, "published": true}, {"hash": "9Xlskt52toX", "uri": "/contracts/9Xlskt52toX#ach-origination", "label": "Online Banking and Bill Payment Agreement", "score": 22.5920600891, "published": true}, {"hash": "aWApHo1GVnm", "uri": "/contracts/aWApHo1GVnm#ach-origination", "label": "Online Banking and Bill Payment Agreement", "score": 20.7823410034, "published": true}], "snippet_links": [{"key": "authorized-users", "type": "clause", "offset": [0, 16]}, {"key": "business-customers", "type": "definition", "offset": [20, 38]}, {"key": "ach-transactions", "type": "definition", "offset": [127, 143]}, {"key": "prior-to-the", "type": "clause", "offset": [144, 156]}, {"key": "scheduled-date", "type": "clause", "offset": [157, 171]}, {"key": "separate-agreements", "type": "clause", "offset": [193, 212]}, {"key": "required-time", "type": "definition", "offset": [229, 242]}, {"key": "changes-to", "type": "clause", "offset": [276, 286]}, {"key": "you-must-contact-us", "type": "clause", "offset": [386, 405]}, {"key": "the-designated", "type": "definition", "offset": [453, 467]}, {"key": "off-time", "type": "clause", "offset": [472, 480]}, {"key": "sufficient-time", "type": "definition", "offset": [519, 534]}, {"key": "the-transactions", "type": "clause", "offset": [543, 559]}, {"key": "payment-date", "type": "definition", "offset": [596, 608]}], "size": 16, "hash": "6f76813a61a00002a42fae0b3ff9c485", "id": 1}, {"snippet": "A. The Service will enable Company by using the Service Site to enter the Payroll Information and to approve and submit it to Provider for creation, formatting and transmission of Entries in accordance with the Rules (as defined below). Provider may reject any Payroll Information or Entry which does not comply with the requirements in this Agreement or the Rules or with respect to which Company\u2019s Account does not contain sufficient available funds to pay for the Entry. If any Payroll Information or Entry is rejected, Provider will make a reasonable effort to notify Company promptly so that Company may correct such Payroll Information or request that the Provider correct the Entry and resubmit it. A notice of rejection will be effective when given. Provider will have no liability to Company by reason of the rejection of any Payroll Information or Entry, the fact that notice is not given at an earlier time than that provided for in this Agreement or for any loss resulting from Provider\u2019s failure to provide notice. If Company requests that Provider repair an Entry on Company\u2019s behalf, Provider may endeavor to do so; provided, however, that Provider will not be liable for its failure to make any requested repair.\nB. Company will have no right to cancel or amend any Payroll Information received by Provider after it has been approved by Company\u2019s Payroll Approver and submitted to Provider. However, if Company\u2019s request complies with the security procedure, Provider may use reasonable efforts to act on it prior to transmitting the Entries to the ACH or gateway operator, but will have no liability if the cancellation or amendment is not effected. Company will reimburse Provider for any expenses, losses or damages Provider may incur in effecting or attempting to effect Company\u2019s request.\nC. Except for Entries created from Payroll Information that have been reapproved and resubmitted by Company in accordance with the requirements of this Agreement, Provider will have no obligation to retransmit a returned Entry to the ACH or gateway operator if Provider complied with the terms of this Agreement with respect to the original Entry.\nD. Provider will process the Payroll Information and Entries in accordance with its then current processing schedule, provided (i) the Payroll Information is approved by Company and received by Provider no later than Company\u2019s applicable cut-off time on a business day and (ii) the ACH is open for business on that business day. If Provider receives approved Payroll Information after Company\u2019s cut-off time, Provider will not be responsible for failure to process the Payroll Information on that day. If any of the requirements of clause (i) or (ii) of this Subsection are not met, Provider will use reasonable efforts to process the Payroll Information and transmit the Entries to the ACH with the next regularly scheduled file created by Provider which is on a business day on which the ACH is open for business.\nE. Origination, receipt, return, adjustment, correction, cancellation, amendment and transmission of Entries must be in accordance with the Operating Rules of the ACH in which Provider is a participant and, with respect to credit entries which constitute Payment Orders, Article 4A of the Uniform Commercial Code as adopted in the state whose law governs this Agreement, as both are varied by this Agreement and the other Contract Documents (as defined below), and as both are amended from time to time (the \u201cRules\u201d). Company agrees that it will not submit Payroll Information that will result in Entries that would violate the sanctions program of the Office of Foreign Assets Control of the U.S. Treasury or any other applicable laws or regulations. Company acknowledges that it has had an opportunity to review and agrees to comply with and be bound by the Rules. Company will be responsible for promptly obtaining all future amendments.\nF. Any credit Provider gives to Company is provisional until Provider receives final settlement and the Entry for which credit was given is deemed to be finally paid as provided in this Agreement, the Rules and all laws, rules and regulations governing any aspect of the Entry, including the laws, rules and regulations of the country to which the Entry was sent. If Provider does not receive final settlement, it is entitled to a refund from the credited person and Company will not be deemed to have paid that person.\nG. At Company\u2019s request, Provider will make a reasonable effort to reverse an Entry, but will have no responsibility for the failure of any other person or entity to honor Company\u2019s request. Company agrees to reimburse Provider for any expenses incurred in attempting to honor such request.\nH. Company expressly acknowledges that Provider does not intentionally or knowingly engage in or support International ACH Transactions (\u201cIATs\u201d), as defined in the Operating Rules of the National Automated Clearing House Association (\u201cNACHA Rules\u201d). Company represents and warrants that (i) the direct funding for the Entries originated by Provider on behalf of Company does not come from or involve a financial agency office that is located outside the territorial jurisdiction of the United States; (ii) Company will not instruct Provider to create, originate or transmit Entries that are IATs or Entries using a Standard Entry Class Code (as defined in the NACHA Rules) other than IAT if such Entries are required to be IATs under the NACHA Rules; and (iii) Company will not engage in any act or omission that causes or results in Provider creating, originating or transmitting an IAT or a payment that should have been categorized as an IAT pursuant to the NACHA Rules. Provider may, in its sole discretion, temporarily or permanently suspend providing the Service to Company, without liability, if Provider has reason to believe that Company has breached any of foregoing representations and warranties in this paragraph. Company shall indemnify and hold harmless Provider from any losses incurred by Provider in connection with Company\u2019s breach of the foregoing representations and warranties in this paragraph.\nI. Company acknowledges that it is the originator of each Entry and that under the Rules, Provider makes certain warranties with respect to each Entry. Company agrees to reimburse Provider for any loss Provider incurs, including its reasonable attorneys\u2019 fees and legal expenses, as the result of a breach of a warranty made by Provider unless the breach resulted solely from Provider\u2019s own gross negligence or intentional misconduct.\nJ. Company acknowledges that under the Rules, Provider indemnifies certain persons. Company agrees to reimburse Provider for any loss Provider incurs, including its reasonable attorneys\u2019 fees and legal expenses, as the result of the enforcement of an indemnity, unless enforcement resulted solely from Provider\u2019s own gross negligence or intentional misconduct.", "samples": [{"hash": "d6MPdiJsF5D", "uri": "/contracts/d6MPdiJsF5D#ach-origination", "label": "Service Agreement", "score": 27.1956787109, "published": true}, {"hash": "17AwsIMjih8", "uri": "/contracts/17AwsIMjih8#ach-origination", "label": "Payroll Service Agreement", "score": 19.2080402374, "published": true}, {"hash": "kSfcufF1wlF", "uri": "/contracts/kSfcufF1wlF#ach-origination", "label": "Service Agreement", "score": 19.2037258148, "published": true}], "snippet_links": [{"key": "service-site", "type": "definition", "offset": [48, 60]}, {"key": "to-enter", "type": "definition", "offset": [61, 69]}, {"key": "payroll-information", "type": "clause", "offset": [74, 93]}, {"key": "to-approve", "type": "clause", "offset": [98, 108]}, {"key": "to-provider", "type": "definition", "offset": [123, 134]}, {"key": "transmission-of-entries", "type": "clause", "offset": [164, 187]}, {"key": "in-accordance-with", "type": "clause", "offset": [188, 206]}, {"key": "the-rules", "type": "clause", "offset": [207, 216]}, {"key": "the-requirements", "type": "clause", "offset": [317, 333]}, {"key": "agreement-or", "type": "definition", "offset": [342, 354]}, {"key": "with-respect-to", "type": "clause", "offset": [368, 383]}, {"key": "sufficient-available-funds", "type": "clause", "offset": [425, 451]}, {"key": "pay-for", "type": "definition", "offset": [455, 462]}, {"key": "notify-company", "type": "clause", "offset": [565, 579]}, {"key": "the-provider", "type": "definition", "offset": [658, 670]}, {"key": "notice-of-rejection", "type": "clause", "offset": [708, 727]}, {"key": "when-given", "type": "clause", "offset": [746, 756]}, {"key": "no-liability-to-company", "type": "clause", "offset": [777, 800]}, {"key": "the-fact", "type": "clause", "offset": [865, 873]}, {"key": "any-loss", "type": "definition", "offset": [966, 974]}, {"key": "from-provider", "type": "clause", "offset": [985, 998]}, {"key": "failure-to-provide-notice", "type": "clause", "offset": [1001, 1026]}, {"key": "failure-to-make", "type": "clause", "offset": [1191, 1206]}, {"key": "company-will", "type": "clause", "offset": [1232, 1244]}, {"key": "no-right-to-cancel", "type": "clause", "offset": [1250, 1268]}, {"key": "by-provider", "type": "clause", "offset": [1311, 1322]}, {"key": "by-company", "type": "clause", "offset": [1350, 1360]}, {"key": "security-procedure", "type": "definition", "offset": [1455, 1473]}, {"key": "reasonable-efforts", "type": "definition", "offset": [1492, 1510]}, {"key": "to-act", "type": "definition", "offset": [1511, 1517]}, {"key": "prior-to", "type": "definition", "offset": [1524, 1532]}, {"key": "cancellation-or-amendment", "type": "clause", "offset": [1624, 1649]}, {"key": "losses-or-damages", "type": "clause", "offset": [1717, 1734]}, {"key": "company-in", "type": "clause", "offset": [1910, 1920]}, {"key": "requirements-of-this-agreement", "type": "clause", "offset": [1941, 1971]}, {"key": "no-obligation-to", "type": "clause", "offset": [1992, 2008]}, {"key": "terms-of-this-agreement", "type": "clause", "offset": [2098, 2121]}, {"key": "the-original", "type": "clause", "offset": [2138, 2150]}, {"key": "processing-schedule", "type": "definition", "offset": [2255, 2274]}, {"key": "provider-no", "type": "clause", "offset": [2352, 2363]}, {"key": "time-on-a-business-day", "type": "clause", "offset": [2404, 2426]}, {"key": "open-for-business", "type": "clause", "offset": [2447, 2464]}, {"key": "responsible-for", "type": "clause", "offset": [2588, 2603]}, {"key": "failure-to-process", "type": "clause", "offset": [2604, 2622]}, {"key": "information-on", "type": "clause", "offset": [2635, 2649]}, {"key": "this-subsection", "type": "definition", "offset": [2712, 2727]}, {"key": "not-met", "type": "definition", "offset": [2732, 2739]}, {"key": "regularly-scheduled", "type": "clause", "offset": [2863, 2882]}, {"key": "created-by", "type": "definition", "offset": [2888, 2898]}, {"key": "amendment-and", "type": "clause", "offset": [3045, 3058]}, {"key": "rules-of", "type": "definition", "offset": [3124, 3132]}, {"key": "a-participant", "type": "clause", "offset": [3162, 3175]}, {"key": "credit-entries", "type": "definition", "offset": [3197, 3211]}, {"key": "payment-orders", "type": "clause", "offset": [3229, 3243]}, {"key": "article-4a", "type": "definition", "offset": [3245, 3255]}, {"key": "uniform-commercial-code", "type": "definition", "offset": [3263, 3286]}, {"key": "in-the-state", "type": "definition", "offset": [3298, 3310]}, {"key": "agreement-and-the-other-contract-documents", "type": "clause", "offset": [3372, 3414]}, {"key": "from-time-to-time", "type": "clause", "offset": [3459, 3476]}, {"key": "company-agrees", "type": "clause", "offset": [3492, 3506]}, {"key": "sanctions-program", "type": "clause", "offset": [3602, 3619]}, {"key": "the-us", "type": "clause", "offset": [3663, 3670]}, {"key": "laws-or-regulations", "type": "definition", "offset": [3705, 3724]}, {"key": "opportunity-to-review", "type": "clause", "offset": [3766, 3787]}, {"key": "agrees-to", "type": "clause", "offset": [3792, 3801]}, {"key": "future-amendments", "type": "clause", "offset": [3896, 3913]}, {"key": "credit-provider", "type": "definition", "offset": [3922, 3937]}, {"key": "final-settlement", "type": "definition", "offset": [3994, 4010]}, {"key": "finally-paid", "type": "definition", "offset": [4068, 4080]}, {"key": "all-laws", "type": "clause", "offset": [4126, 4134]}, {"key": "rules-and-regulations", "type": "clause", "offset": [4136, 4157]}, {"key": "the-laws", "type": "definition", "offset": [4203, 4211]}, {"key": "the-country", "type": "definition", "offset": [4238, 4249]}, {"key": "and-company", "type": "clause", "offset": [4378, 4389]}, {"key": "responsibility-for", "type": "clause", "offset": [4537, 4555]}, {"key": "person-or-entity", "type": "definition", "offset": [4581, 4597]}, {"key": "to-reimburse", "type": "definition", "offset": [4641, 4653]}, {"key": "expenses-incurred", "type": "definition", "offset": [4671, 4688]}, {"key": "international-ach-transactions", "type": "clause", "offset": [4831, 4861]}, {"key": "national-automated-clearing-house-association", "type": "definition", "offset": [4913, 4958]}, {"key": "nacha-rules", "type": "definition", "offset": [4961, 4972]}, {"key": "direct-funding", "type": "clause", "offset": [5021, 5035]}, {"key": "on-behalf-of", "type": "definition", "offset": [5075, 5087]}, {"key": "agency-office", "type": "definition", "offset": [5138, 5151]}, {"key": "jurisdiction-of-the-united-states", "type": "definition", "offset": [5192, 5225]}, {"key": "standard-entry-class-code", "type": "definition", "offset": [5341, 5366]}, {"key": "engage-in-any", "type": "definition", "offset": [5504, 5517]}, {"key": "act-or-omission", "type": "definition", "offset": [5518, 5533]}, {"key": "pursuant-to-the", "type": "definition", "offset": [5671, 5686]}, {"key": "sole-discretion", "type": "clause", "offset": [5721, 5736]}, {"key": "service-to-company", "type": "clause", "offset": [5787, 5805]}, {"key": "without-liability", "type": "clause", "offset": [5807, 5824]}, {"key": "reason-to-believe", "type": "definition", "offset": [5842, 5859]}, {"key": "representations-and-warranties", "type": "definition", "offset": [5903, 5933]}, {"key": "indemnify-and-hold-harmless", "type": "clause", "offset": [5967, 5994]}, {"key": "losses-incurred", "type": "clause", "offset": [6013, 6028]}, {"key": "with-company", "type": "clause", "offset": [6055, 6067]}, {"key": "breach-of", "type": "clause", "offset": [6070, 6079]}, {"key": "the-foregoing", "type": "definition", "offset": [6080, 6093]}, {"key": "the-originator", "type": "clause", "offset": [6179, 6193]}, {"key": "certain-warranties", "type": "clause", "offset": [6249, 6267]}, {"key": "reasonable-attorneys", "type": "definition", "offset": [6377, 6397]}, {"key": "fees-and-legal-expenses", "type": "clause", "offset": [6399, 6422]}, {"key": "gross-negligence", "type": "definition", "offset": [6535, 6551]}, {"key": "intentional-misconduct", "type": "definition", "offset": [6555, 6577]}, {"key": "certain-persons", "type": "clause", "offset": [6646, 6661]}, {"key": "enforcement-of", "type": "clause", "offset": [6812, 6826]}], "size": 8, "hash": "f31173ae26d33884dc75de2902d20282", "id": 2}, {"snippet": "You may elect to use Security Tokens in lieu of a password to log in to Online Banking and gain access to Cash Management Services. You can make this election by notifying us at \u2587\u2587\u2587-\u2587\u2587\u2587-\u2587\u2587\u2587\u2587. Bank may, in its sole discretion, use callbacks to verify instructions given to Bank. You agree that Bank\u2019s use of callbacks is not required under this Agreement and the Bank\u2019s failure to use callbacks to verify any request shall not be deemed to be a violation of the Security Procedures set forth in this Agreement. The Bank shall be entitled to rely on any written notice or other written communication believed by the Bank, in good faith to be genuine and to have been signed by the authorized user, and any such communication shall be deemed to have been signed by such person. Nothing contained in this Agreement shall obligate us to accept or execute your request(s), or an amendment or cancellation to the request, and we shall only be deemed to have accepted such request or its amendment or cancellation upon our execution thereof. Bank may, in its sole discretion, refuse to abide by any instructions from you in the event: (a) Bank has a good faith belief that the instructions are not authentic; (b) the instructions are incomplete; (c) the entry and/or identity of the authorized user cannot be verified in the sole and absolute discretion of Bank; (d) there are insufficient collected funds in the account to cover the instructions; or (e) any other condition or requirement for the processing of the instructions as set forth in this Agreement, any deposit agreement, or any funds transfer agreement between you and Bank, as amended, is unsatisfied.", "samples": [{"hash": "fK2I2SLRGDU", "uri": "/contracts/fK2I2SLRGDU#ach-origination", "label": "Commercial Online Banking Agreement", "score": 32.0504188538, "published": true}, {"hash": "17e48Pl1you", "uri": "/contracts/17e48Pl1you#ach-origination", "label": "Commercial Online Banking Agreement", "score": 32.02085495, "published": true}, {"hash": "heUbbaEgtjg", "uri": "/contracts/heUbbaEgtjg#ach-origination", "label": "Commercial Online Banking Agreement", "score": 31.9301872253, "published": true}], "snippet_links": [{"key": "security-tokens", "type": "clause", "offset": [21, 36]}, {"key": "in-lieu-of", "type": "clause", "offset": [37, 47]}, {"key": "online-banking", "type": "definition", "offset": [72, 86]}, {"key": "access-to", "type": "definition", "offset": [96, 105]}, {"key": "cash-management-services", "type": "definition", "offset": [106, 130]}, {"key": "notifying-us", "type": "clause", "offset": [162, 174]}, {"key": "sole-discretion", "type": "clause", "offset": [209, 224]}, {"key": "to-verify", "type": "definition", "offset": [240, 249]}, {"key": "to-bank", "type": "definition", "offset": [269, 276]}, {"key": "you-agree", "type": "clause", "offset": [278, 287]}, {"key": "not-required", "type": "definition", "offset": [320, 332]}, {"key": "failure-to", "type": "clause", "offset": [369, 379]}, {"key": "security-procedures", "type": "clause", "offset": [461, 480]}, {"key": "the-bank-shall", "type": "clause", "offset": [510, 524]}, {"key": "entitled-to-rely", "type": "clause", "offset": [528, 544]}, {"key": "written-notice", "type": "clause", "offset": [552, 566]}, {"key": "written-communication", "type": "clause", "offset": [576, 597]}, {"key": "by-the-bank", "type": "clause", "offset": [607, 618]}, {"key": "in-good-faith", "type": "definition", "offset": [620, 633]}, {"key": "signed-by-the", "type": "clause", "offset": [665, 678]}, {"key": "authorized-user", "type": "definition", "offset": [679, 694]}, {"key": "nothing-contained-in-this-agreement", "type": "clause", "offset": [775, 810]}, {"key": "amendment-or-cancellation", "type": "clause", "offset": [873, 898]}, {"key": "the-request", "type": "clause", "offset": [902, 913]}, {"key": "instructions-from-you", "type": "clause", "offset": [1091, 1112]}, {"key": "in-the-event", "type": "clause", "offset": [1113, 1125]}, {"key": "good-faith-belief", "type": "clause", "offset": [1142, 1159]}, {"key": "sole-and-absolute-discretion", "type": "definition", "offset": [1317, 1345]}, {"key": "funds-in-the-account", "type": "clause", "offset": [1392, 1412]}, {"key": "other-condition", "type": "clause", "offset": [1451, 1466]}, {"key": "the-processing", "type": "clause", "offset": [1486, 1500]}, {"key": "deposit-agreement", "type": "definition", "offset": [1557, 1574]}, {"key": "agreement-between", "type": "clause", "offset": [1598, 1615]}, {"key": "as-amended", "type": "definition", "offset": [1630, 1640]}], "size": 7, "hash": "de65192cf448ddc669f66ff62a1bc8f1", "id": 3}, {"snippet": "If applicable, the Automated Clearing House (\"ACH\") Services offered through Online Banking will be governed by the ACH Origination Agreement that You previously executed. Uncollected funds may not be used for ACH.", "samples": [{"hash": "dGhszk6uPNi", "uri": "/contracts/dGhszk6uPNi#ach-origination", "label": "Business Online Banking Agreement", "score": 31.8163547516, "published": true}, {"hash": "g97jecBU1wX", "uri": "/contracts/g97jecBU1wX#ach-origination", "label": "Business Online Banking Agreement", "score": 24.786447525, "published": true}, {"hash": "f2TQQ5HNBPJ", "uri": "/contracts/f2TQQ5HNBPJ#ach-origination", "label": "Online Banking Agreement", "score": 20.6372356415, "published": true}], "snippet_links": [{"key": "if-applicable", "type": "definition", "offset": [0, 13]}, {"key": "automated-clearing-house", "type": "clause", "offset": [19, 43]}, {"key": "services-offered", "type": "clause", "offset": [52, 68]}, {"key": "online-banking", "type": "definition", "offset": [77, 91]}, {"key": "origination-agreement", "type": "definition", "offset": [120, 141]}, {"key": "uncollected-funds", "type": "clause", "offset": [172, 189]}], "size": 4, "hash": "dbfb05525f53a010f9a05767e21779c2", "id": 4}, {"snippet": "You agree to initiate credit and/or debit Entries as the Originator by means of the Automated Clearing House (\u201cACH\u201d) Network pursuant to the terms of this Service Description and the rules of the National Automated Clearing House Association (\u201cNACHA\u201d) and the local Automated Clearing House Association (the \u201cRules\u201d), and that we are willing to act as an Originating Depository Financial Institution (\u201cODFI\u201d) with respect to such Entries. You further agree that you are bound by the provisions and requirements of the Rules and the applicable NACHA Operating Guidelines. Accordingly, you may submit ACH Entries to us in accordance with the terms and conditions of this Service Description. You are responsible for all Entries to the fullest extent provided by law and as set forth in this Service Description. Defined terms in this Service Description shall have the meaning provided in this Agreement and as defined in the Rules, unless otherwise defined in this Service Description. The term \u201cEntry\u201d or \u201cEntries\u201d shall have the meaning provided in the Rules and shall mean the data received from you hereunder from which we prepare Entries. Furthermore, except as otherwise provided in this Agreement, other capitalized terms in this Section shall have the meaning provided in the Rules.", "samples": [{"hash": "6twmvODYurP", "uri": "/contracts/6twmvODYurP#ach-origination", "label": "Business Banking Master Agreement", "score": 33.1604042053, "published": true}, {"hash": "dRW2I3n4Nt5", "uri": "/contracts/dRW2I3n4Nt5#ach-origination", "label": "Business Banking Master Agreement", "score": 25.3477077484, "published": true}, {"hash": "51rN3e3Sj2L", "uri": "/contracts/51rN3e3Sj2L#ach-origination", "label": "Business Banking Master Agreement", "score": 25.3477077484, "published": true}], "snippet_links": [{"key": "you-agree-to", "type": "clause", "offset": [0, 12]}, {"key": "debit-entries", "type": "definition", "offset": [36, 49]}, {"key": "the-originator", "type": "clause", "offset": [53, 67]}, {"key": "terms-of", "type": "definition", "offset": [141, 149]}, {"key": "service-description", "type": "definition", "offset": [155, 174]}, {"key": "rules-of", "type": "definition", "offset": [183, 191]}, {"key": "national-automated-clearing-house-association", "type": "definition", "offset": [196, 241]}, {"key": "to-act", "type": "definition", "offset": [342, 348]}, {"key": "originating-depository-financial-institution", "type": "definition", "offset": [355, 399]}, {"key": "with-respect-to", "type": "clause", "offset": [409, 424]}, {"key": "the-provisions", "type": "clause", "offset": [479, 493]}, {"key": "requirements-of-the", "type": "clause", "offset": [498, 517]}, {"key": "the-applicable", "type": "clause", "offset": [528, 542]}, {"key": "operating-guidelines", "type": "definition", "offset": [549, 569]}, {"key": "ach-entries", "type": "definition", "offset": [599, 610]}, {"key": "in-accordance-with", "type": "clause", "offset": [617, 635]}, {"key": "the-terms-and-conditions-of-this", "type": "clause", "offset": [636, 668]}, {"key": "responsible-for", "type": "clause", "offset": [698, 713]}, {"key": "to-the-fullest-extent", "type": "clause", "offset": [726, 747]}, {"key": "provided-by-law", "type": "definition", "offset": [748, 763]}, {"key": "defined-terms", "type": "clause", "offset": [810, 823]}, {"key": "in-this-agreement", "type": "clause", "offset": [884, 901]}, {"key": "the-data", "type": "clause", "offset": [1075, 1083]}, {"key": "except-as-otherwise-provided", "type": "clause", "offset": [1156, 1184]}, {"key": "other-capitalized-terms", "type": "definition", "offset": [1204, 1227]}], "size": 3, "hash": "ca0fdc02271cc4e8ca71fab8eaf79366", "id": 5}, {"snippet": "ACH origination allows the Company, directly or indirectly, to initiate requests to debit or credit accounts (Entries, as such term is more particularly defined in the Rules described in the ACH Services Agreement) using the Services. Bank is willing to act as an Originating Depository Financial Institution (\u201cODFI\u201d) with respect to such Entries, subject to terms and conditions contained in the ACH Services Agreement and the Nacha Operating Rules (the \u201cRules\u201d). ACH origination requires completion of the ACH Origination Application for the qualification and approval process and the separate ACH Services Agreement.", "samples": [{"hash": "jmiFvu0bCsb", "uri": "/contracts/jmiFvu0bCsb#ach-origination", "label": "Business Manager and E Sign Agreement", "score": 33.576499939, "published": true}, {"hash": "fq8x4RFvC9f", "uri": "/contracts/fq8x4RFvC9f#ach-origination", "label": "Business Manager and E Sign Agreement", "score": 25.3107452393, "published": true}], "snippet_links": [{"key": "the-company", "type": "definition", "offset": [23, 34]}, {"key": "directly-or-indirectly", "type": "clause", "offset": [36, 58]}, {"key": "credit-accounts", "type": "clause", "offset": [93, 108]}, {"key": "the-rules", "type": "clause", "offset": [164, 173]}, {"key": "services-agreement", "type": "definition", "offset": [195, 213]}, {"key": "using-the-services", "type": "clause", "offset": [215, 233]}, {"key": "to-act", "type": "definition", "offset": [251, 257]}, {"key": "originating-depository-financial-institution", "type": "definition", "offset": [264, 308]}, {"key": "with-respect-to", "type": "clause", "offset": [318, 333]}, {"key": "terms-and-conditions", "type": "definition", "offset": [359, 379]}, {"key": "contained-in", "type": "definition", "offset": [380, 392]}, {"key": "nacha-operating-rules", "type": "definition", "offset": [428, 449]}, {"key": "completion-of-the", "type": "clause", "offset": [490, 507]}, {"key": "approval-process", "type": "definition", "offset": [562, 578]}], "size": 3, "hash": "29ad92d782d6fd8870a26664b4bf4ec9", "id": 6}, {"snippet": "Upon our receipt and approval of any application and enrollment forms that we require, you may conduct ACH Origination transfers through Business online. You acknowledge receipt of a copy of the NACHA Operating Rules. You agree to comply with and be bound by the NACHA Operating Rules and acknowledge that entries may not be initiated that violate the laws of the United States. We agree to inform you of revisions to the NACHA Operating Rules of which we have knowledge. Terms not otherwise defined in this Exhibit A shall have the meanings ascribed to them in the NACHA Operating Rules.", "samples": [{"hash": "bXJNEeWQ1IS", "uri": "/contracts/bXJNEeWQ1IS#ach-origination", "label": "Business Banking Services Agreement", "score": 33.8477630615, "published": true}, {"hash": "gBt3uOF8SqL", "uri": "/contracts/gBt3uOF8SqL#ach-origination", "label": "Business Banking Services Agreement", "score": 33.296257019, "published": true}], "snippet_links": [{"key": "approval-of", "type": "clause", "offset": [21, 32]}, {"key": "enrollment-forms", "type": "definition", "offset": [53, 69]}, {"key": "business-online", "type": "definition", "offset": [137, 152]}, {"key": "you-acknowledge", "type": "clause", "offset": [154, 169]}, {"key": "receipt-of", "type": "clause", "offset": [170, 180]}, {"key": "a-copy-of-the", "type": "clause", "offset": [181, 194]}, {"key": "nacha-operating-rules", "type": "definition", "offset": [195, 216]}, {"key": "you-agree-to", "type": "clause", "offset": [218, 230]}, {"key": "comply-with", "type": "clause", "offset": [231, 242]}, {"key": "laws-of-the-united-states", "type": "definition", "offset": [352, 377]}, {"key": "we-agree-to", "type": "clause", "offset": [379, 390]}, {"key": "rules-of", "type": "definition", "offset": [438, 446]}, {"key": "have-knowledge", "type": "definition", "offset": [456, 470]}, {"key": "exhibit-a", "type": "clause", "offset": [508, 517]}, {"key": "the-meanings", "type": "definition", "offset": [529, 541]}], "size": 3, "hash": "e8cba3bedd22f2b6d13b972fb903183d", "id": 7}, {"snippet": "On-Us ACH Entries.", "samples": [{"hash": "gqqI9s2rRiR", "uri": "/contracts/gqqI9s2rRiR#ach-origination", "label": "Business Online Banking With Payments Digital Banking Agreement", "score": 25.0903491974, "published": true}, {"hash": "9uz2uQPBAbL", "uri": "/contracts/9uz2uQPBAbL#ach-origination", "label": "Business Online Banking With Payments Digital Banking Agreement", "score": 25.0821361542, "published": true}], "snippet_links": [{"key": "ach-entries", "type": "definition", "offset": [6, 17]}], "size": 2, "hash": "8807734425dd1bc3a004525233484f9e", "id": 8}, {"snippet": "You may use the ACH Origination Service to initiate ACH debits and credits to consumer and commercial US bank accounts. You may only use this service if You have completed and signed Bank\u2019s ACH Origination Services Agreement and any associated documentation, that material has been submitted to and approved by Bank, and it remains in effect.", "samples": [{"hash": "jQcio5obXPJ", "uri": "/contracts/jQcio5obXPJ#ach-origination", "label": "Business Ebanking System Services Agreement", "score": 24.9644088745, "published": true}, {"hash": "lPRNnjY9Dko", "uri": "/contracts/lPRNnjY9Dko#ach-origination", "label": "Business Ebanking System Services Agreement", "score": 23.9650917053, "published": true}], "snippet_links": [{"key": "ach-debits-and-credits", "type": "clause", "offset": [52, 74]}, {"key": "bank-accounts", "type": "definition", "offset": [105, 118]}, {"key": "services-agreement", "type": "definition", "offset": [206, 224]}, {"key": "associated-documentation", "type": "definition", "offset": [233, 257]}, {"key": "by-bank", "type": "clause", "offset": [308, 315]}, {"key": "in-effect", "type": "clause", "offset": [332, 341]}], "size": 2, "hash": "8902853fed7c63559e50a096b2a63229", "id": 9}, {"snippet": "Transmittal of ACH Entries by Company.", "samples": [{"hash": "gqqI9s2rRiR", "uri": "/contracts/gqqI9s2rRiR#ach-origination", "label": "Business Online Banking With Payments Digital Banking Agreement", "score": 25.0903491974, "published": true}, {"hash": "9uz2uQPBAbL", "uri": "/contracts/9uz2uQPBAbL#ach-origination", "label": "Business Online Banking With Payments Digital Banking Agreement", "score": 25.0821361542, "published": true}], "snippet_links": [{"key": "ach-entries", "type": "definition", "offset": [15, 26]}, {"key": "by-company", "type": "clause", "offset": [27, 37]}], "size": 2, "hash": "86764c4427ea60bba00a72279e0b7259", "id": 10}], "next_curs": "ClgSUmoVc35sYXdpbnNpZGVyY29udHJhY3RzcjQLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhhhY2gtb3JpZ2luYXRpb24jMDAwMDAwMGEMogECZW4YACAA", "clause": {"parents": [["provisions-applicable-only-to-business-accounts", "Provisions Applicable Only to Business Accounts"], ["ach-services", "Ach Services"], ["business-online-banking", "BUSINESS ONLINE BANKING"], ["services", "Services"], ["specific-services", "Specific Services"]], "title": "ACH Origination", "size": 76, "children": [["rejection-of-entries", "Rejection of Entries"], ["returns", "Returns"], ["timing", "Timing"], ["debit-entries-on-the-effective-settlement-date", "Debit Entries on the Effective Settlement Date"], ["reversing-ach-entries", "Reversing ACH Entries"]], "id": "ach-origination", "related": [["origination", "Origination", "Origination"], ["sellers-origination", "Seller's Origination", "Seller's Origination"], ["collection-of-receivables", "Collection of Receivables", "Collection of Receivables"], ["data-collection-processing-and-usage", "Data Collection, Processing and Usage", "Data Collection, Processing and Usage"], ["compliance-with-contracts-and-credit-and-collection-policy", "Compliance with Contracts and Credit and Collection Policy", "Compliance with Contracts and Credit and Collection Policy"]], "related_snippets": [], "updated": "2025-07-18T05:44:56+00:00"}, "json": true, "cursor": ""}}