Common use of Account Fees Clause in Contracts

Account Fees. Whether we return or pay a Non-Sufficient Funds item, a flat per-item handling fee of $35.00 will be charged to your account as an Authorized Overdraft Fee, as set forth in our common fees schedule. ATM: Your R Bank Cash and Check Card available balance will not reflect the Overdraft Privilege limit on your account. R Phone Banking: When you call R Phone Banking, the current balance will not include your Authorized Overdraft Privilege limit. Regulation D changes: Effective July 2, 2009, withdrawal limitations have changed on savings account and money market accounts. You may make six (6) transfers from your account each four (4) week or similar periods, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction, by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Account Fees. Whether we return or pay a Non-Sufficient Funds item, a flat per-item handling fee of $35.00 will be charged to your account as an Authorized Overdraft Fee, as set forth in our common fees schedule. ATM: Your R Bank Cash and Check Card available balance will not reflect the Overdraft Privilege limit on your account. R Phone Banking: When you call R Phone Banking, the current balance will not include your Authorized Overdraft Privilege limit. Regulation D changes: Effective July 2, 2009, withdrawal limitations have changed on savings account and money market accounts. You may make six (6) transfers from your account each four (4) week or similar periods, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction, by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. Regulation E changes: Effective August 1, 2010 we will not authorize and pay overdrafts for everyday debit card and ATM transactions unless you have authorized R Bank to do so.