Common use of Accidental Death Benefit Clause in Contracts

Accidental Death Benefit. We do not pay the Accidental death benefit if the Accidental death is directly or indirectly, wholly or partly caused by: • intentional acts (sane or insane) such as self-inflicted injuries, suicide or attempted suicide; • state of an unsound mind; • unlawful acts, provoked assault or deliberate exposure to danger; • the effects of alcohol, drugs or any dependence; • illnesses, psychological conditions or eating disorders; • heat stroke; • a bad reaction to drugs or medication; • the effects of viruses (for example, dengue), bacteria or diseases; • the negative effects or complications of medical and surgical care; • treatment aimed at improving appearance, such as cosmetic surgery or any treatment relating to a previous cosmetic treatment; • radiation or contamination from radioactivity; • being in any aircraft, except as a fare-paying passenger in a commercial aircraft, or during military operations in peacetime; • military, air force or naval operations, except when carried out in peacetime; • war (declared or not), revolution or any warlike operation, acts of foreign enemy, hostilities, rebellion, civil war, insurrection, military or usurped powers, terrorism, provoking an assault; • Accident(s) arising and due to pregnancy or confinement and related complications; • participation in hazardous activities; • participation in professional or competitive sports where the Life insured would or could earn income or remuneration from engaging in such sports; or • Illness or diseases of any kind, including but not limited to, fits, hernia, venereal disease, Acquired Immunodeficiency Syndrome (AIDS) or food poisoning, bite(s) inflicted by animal or insect.

Accidental Death Benefit. We do will not pay the Accidental death benefit if the Accidental accidental death is caused directly or indirectly, wholly or partly caused indirectly by: •  intentional acts (sane or insane) such as self-inflicted injuries, suicide or attempted suicide; •  state of an unsound mind; •  unlawful acts, provoked assault or deliberate exposure to danger; •  the effects of alcohol, drugs or any dependence; •  illnesses, psychological conditions or eating disorders; •  heat stroke; •  a bad reaction to drugs or medication; •  the effects of viruses (for example, dengue), bacteria or diseases; •  the negative effects or complications of medical and surgical care; •  treatment aimed at improving appearance, such as cosmetic surgery or any treatment relating to a previous cosmetic treatment; •  radiation or contamination from radioactivity; •  being in any aircraft, except as a fare-paying passenger in a commercial aircraft, or during military operations in peacetime; •  military, air force or naval operations, except when carried out in peacetime; •  war (declared or not), revolution or any warlike operation, acts of foreign enemy, hostilities, rebellion, civil war, insurrection, military or usurped powers, terrorism, provoking an assault; • Accident(s accident(s) arising and due to pregnancy or confinement and related complications; •  participation in hazardous activities; •  participation in professional or competitive sports where the Life insured would or could earn income or remuneration from engaging in such sports; or •  Illness or diseases of any kind, including but not limited to, fits, hernia, venereal disease, Acquired Immunodeficiency Syndrome (AIDS) or food poisoning, bite(s) inflicted by animal or insect.

Accidental Death Benefit. We do will not pay the Accidental death benefit if the Accidental accidental death is caused directly or indirectly, wholly or partly caused indirectly by: •  intentional acts (sane or insane) such as self-inflicted injuries, suicide or attempted suicide; •  state of an unsound mind; •  unlawful acts, provoked assault or deliberate exposure to danger; •  the effects of alcohol, drugs or any dependence; •  illnesses, psychological conditions or eating disorders; •  heat stroke; •  a bad reaction to drugs or medication; •  the effects of viruses (for example, dengue), bacteria or diseases; •  the negative effects or complications of medical and surgical care; •  treatment aimed at improving appearance, such as cosmetic surgery or any treatment relating to a previous cosmetic treatment; •  radiation or contamination from radioactivity; •  being in any aircraft, except as a fare-paying passenger in a commercial aircraft, or during military operations in peacetime; •  military, air force or naval operations, except when carried out in peacetime; •  war (declared or not), revolution or any warlike operation, acts of foreign enemy, hostilities, rebellion, civil war, insurrection, military or usurped powers, terrorism, provoking an assault; • Accident(s accident(s) arising and due to pregnancy or confinement and related complications; •  participation in hazardous activities; •  participation in professional or competitive sports where the Life life insured would or could earn income or remuneration from engaging in such sports; or •  Illness or diseases of any kind, including but not limited to, fits, hernia, venereal disease, Acquired Immunodeficiency Syndrome (AIDS) or food poisoning, bite(s) inflicted by animal or insect.

Accidental Death Benefit. We do not pay any of the Accidental death benefit benefits if the Accidental accidental death is directly or indirectly, wholly or partly caused by: •  death from activity under special conditions;  intentional acts (sane or insane) such as self-inflicted injuries, suicide or attempted suicide; •  state of an unsound mind; •  unlawful acts, provoked assault or deliberate exposure to danger; •  the effects of alcohol, drugs or any dependence; •  illnesses, psychological conditions or eating disorders; •  heat stroke; •  a bad reaction to drugs or medication; •  the effects of viruses (for example, dengue), bacteria or diseases; •  the negative effects or complications of medical and surgical care; •  treatment aimed at improving appearance, such as cosmetic surgery or any treatment relating to a previous cosmetic treatment; •  radiation or contamination from radioactivity; •  being in any aircraft, except as a fare-paying passenger in a commercial aircraft, or during military operations in peacetime; •  military, air force or naval operations, except when carried out in peacetime; •  war (declared or not), revolution or any warlike operation, acts of foreign enemy, hostilities, rebellion, civil war, insurrection, military or usurped powers, terrorism, provoking an assault; • Accident(s accident(s) arising and due to pregnancy or confinement and related complications; •  participation in hazardous activities; •  participation in professional or competitive sports where the Life insured would or could earn income or remuneration from engaging in such sports; or •  Illness or diseases of any kind, including but not limited to, fits, hernia, venereal disease, Acquired Immunodeficiency Syndrome (AIDS) or food poisoning, bite(s) inflicted by animal or insect.