About the Card Clause Samples
The "About the Card" clause defines the key features and terms related to the card being issued under the agreement. It typically outlines what type of card is being provided (such as a credit, debit, or prepaid card), who the issuer is, and any basic usage parameters or limitations. For example, it may specify whether the card can be used internationally, if it is linked to a particular account, or if there are any restrictions on its use. The core function of this clause is to ensure that the cardholder understands the fundamental characteristics and limitations of the card, thereby promoting transparency and preventing misunderstandings about its use.
About the Card. The Card is a prepaid card. The Card is not a credit card. The Card is not a gift card, nor is it intended to be used for gifting purposes. The Card is not a checking or savings account. You will not receive any interest on your funds in your Card Account. There is no credit line associated with your Card. The funds in your Card Account will be insured to the maximum coverage limit provided by the FDIC, through the Issuer, once we have been able to verify your identity. The Card is and will at all times remain the property of the Issuer and must be surrendered upon demand. The Card is nontransferable, may not be resold, and may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. You agree to sign each Card immediately upon receipt. You agree to only use the Card for personal, family, or household purposes. We may refuse to process any transaction that we believe may violate the terms of this Agreement or applicable law. All dollar amounts stated herein are in U.S. Dollars (“USD”) unless expressly stated otherwise. The Card is not offered in all states. Refer to the table below for a current list of states where the Card is not offered. If you are located in or move to a state where we do not offer the Card, we may close your Card Account and return any Balance to you as permitted by applicable law.
About the Card. The Card is a prepaid card. The Card is not a credit card. The Card is not a gift card, nor is it intended to be used for gifting purposes. The Card is not a checking or savings account. You will not receive any interest on your funds in your Card Account. There is no credit line associated with your Card. The funds in your Card Account will be insured to the maximum coverage limit provided by the FDIC, through the Issuer, once we have been able to verify your identity. The Card is and will at all times remain the
About the Card. The Physical Card is a debit card and the Virtual Card is a debit virtual card, which has all the features of a debit card, but a plastic card is not issued for access. The Card allows you to access funds loaded or deposited to your Account by you or on your behalf. The Card is not a gift card, nor is it intended to be used for gifting purposes. The Card is not a credit card and may not provide the same rights to you as those available in credit card transactions. Your funds will never expire, regardless of the expiration date on the front of your Card. The Card will remain the property of the Bank and is nontransferable. Account Ownership/Additional Cards. The Account may only be owned and titled in the name of one individual. Account ownership is nontransferable. The Account cannot be owned or titled jointly, by an organization, as “Payable on Death” or “In Trust For.” You may request additional Card(s) for another person, provided such person is at least 15 years of age. The maximum number of Companion Cards permitted is four (4). If the Companion Card is for a minor, you must be the minor’s parent or legal guardian. You may also permit another person to have access to your Account, Card, or Access Device. However, you are liable for all transactions made by those persons and must notify us to revoke permission for any person you previously authorized to your Account, Card, or Companion Card. You are responsible for all transactions and fees incurred by you or any other person you have authorized to have access to your Account, Card, or Companion Card. If you tell us to cancel another person’s use of your Account, Card, or Companion Card, we may close your Card and issue a replacement Card to you with a different Card Number. You are wholly responsible for the use of each Card and Companion Card according to the terms of this Agreement. Companion Cards may only be loaded by the Account Owner by Card-to-Card transfer; funds cannot be loaded to the Companion Card by Direct Deposit, Mobile Cashed Check Loads, or Bank transfers. Daily purchase and cash access limits are applied on aggregate across the Primary Card and all Companion Card(s).
About the Card. The Card is a prepaid card. The Card is not a credit card. The Card is not a gift card, nor is it intended to be used for gifting purposes. If your Benefits Plan allows you to request calls for the Program Sponsor to load your post-tax payroll dollars by a payroll deduction into the Benefits Plan, your post-tax dollars are insured by the FDIC through us to the maximum coverage limit provided by the FDIC. The Card is and will at all times remain the property of the Issuer and must be surrendered upon demand. The Card is nontransferable, may not be resold, and may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. You agree to sign the back of the Card immediately upon receipt. We may refuse to process any transaction that we believe may violate the terms of this Agreement or applicable law. All dollar amounts stated herein are in U.S. Dollars ("USD") unless expressly stated otherwise. This Card is only offered, and may be used in, the United States and the District of Columbia.
About the Card. The Card is a prepaid payment device which must have funds loaded to it prior to use. The Card is not a gift card, credit card or charge card and does not constitute a checking, savings or other demand deposit or consumer asset account. The Card is not a payroll card and cannot be used to make payroll to anyone. The value of the funds available on your Card at any time is referred to as your "Available Funds." Subject to the amount of Available Funds on your Card, we may allow you to use the Card to obtain cash from Automatic Teller Machines (ATMs) in accordance with these Terms and Conditions. The Card may also be used for payment of goods and services at retailers and other merchants that accept Visa, within the United States, Puerto Rico, U.S. Virgin Islands and internationally. This includes mail order, online and brick and mortar establishments (each a "Merchant"). The Card is not intended for use for gambling or adult entertainment purchases, which you agree not to make with the Card. You also agree that you will not use the Card to engage in any type of illegal activity or prohibited sale (e.g., purchase of alcohol or tobacco by a minor). Merchant categories are determined by Merchants and other parties, and you agree to hold us harmless for any transactions that occur as a result of inaccuracies in Merchant classification. Text "BAL" plus the last 4 Card number digits (e.g. "BAL xxxx"). Data charges may apply. You may also visit the Website, visit our Mobile App., or call Member Services at ▇▇▇-▇▇▇-▇▇▇▇.
About the Card. The Card is provided to you for loyalty, reward or promotional purposes at the request of the Sponsor as part of the Program. The Card is a prepaid product that may only be loaded by the Sponsor with a specific amount of funds as determined by Sponsor under the Program. The value of the Card is the amount printed on the Card. You may not add more funds to the Card. The funds made accessible to you following activation of your Card are provided by the Sponsor, not the Issuer. The Sponsor is fully responsible for ensuring that funds are available to be loaded to your Card. Using the Card and Limitations. The Card should be active when you receive it. If you experience difficulty when using your Card, please call Customer Service. Subject to the limitations set forth in this Agreement, you may use the Card one time only to purchase food at a quick serve restaurant in the U.S. where Discover debit cards are accepted. Your purchase may not exceed the available value of the Card which is printed on the front of the Card. Fraudulent Card Activity. We may block or cancel your Card if, as a result of our policies and procedures, we reasonably believe your Card is being used for fraudulent, suspicious or criminal activity or any activity that is inconsistent with this Agreement. We will incur no liability because of the unavailability of the funds that may be associated with your Card.
About the Card a) The "ONE BANK VISA Credit Card" is the property of ONE Bank at all times. It is non-transferable and will be used exclusively by the Cardholder.
b) On receipt of the Card, the Cardholder shall sign with a ball-point pen on the reverse of “ONE BANK VISA Credit Card” in the space provided for, as per his/her signature appearing in the application form for "ONE BANK VISA Credit Card” membership. In case the unsigned Card is lost/stolen /misused, Cardholder will be liable for all charges incurred on it.
c) The Bank reserves the right to seize/cancel the card so issued to any Cardholder, if found at a later date, the information submitted by the Cardholder is false and/or the card is being misused.
d) Upon termination of membership of "ONE BANK VISA Credit Card” for any reason whatsoever, the card shall be returned to the ONE Bank Card Services within 7 (seven) days from the date of receipt of notice thereto, against a proper receipt and notwithstanding such termination the Cardholder shall remain liable to pay all dues to the Bank arising out of and in connection with issue and utilization of the Cards for the period from its/their issue/ renewal till surrender.
e) The Bank reserves the right to renew the membership entirely at its own discretion and can refuse the same without assigning any reason whatsoever.
f) The Bank reserves the right to withdraw the privileges attached to the " ONE BANK VISA Credit Card" at any time and to call upon the Cardholder(s) to surrender the Card(s) to the Bank without assigning any reason whatsoever.
About the Card. The Card is a prepaid card and is connected only to the Card Account. The Card is not a credit card. Neither the Card nor the Card Account constitutes a checking, savings or other bank account. You will not receive any interest on your funds on the Card. You may not resell or transfer the Card. The Card has no minimum balance requirements. You agree to sign the back of the Card immediately upon receipt. The Card is our property and must be surrendered upon demand. If your Card was obtained in conjunction with the tax preparation process in which the filing status was married filing jointly, your spouse may receive inquiry only ability. Your spouse will not receive an additional card and may only exercise inquiries using the Card issued to the primary taxpayer. You acknowledge and agree that the value available on the Card is limited to the funds that you have loaded onto the Card, or have been loaded onto the Card on your behalf. The funds associated with your Card are insured by the FDIC up to the maximum amount permitted by law. Funds are FDIC insured when we receive the funds. Our business days are Monday through Friday, excluding holidays, even if we are open. Customer Service is available 24 hours a day, 365 days a year. You must be 18 years of age to obtain the Card, unless your state of residence is Alabama or Nebraska. If you reside in either Alabama or Nebraska, you must be at least 19 years of age to obtain the Card. If you reside in Puerto Rico, you must be at least 21 years of age to obtain the Card.
About the Card. The card is a prepaid debit card and is not a device that accesses money in an individual checking or savings account and does not earn interest. You may reload additional amounts onto your card. The card is not a credit card or a charge card that allows you to make purchases or obtain advances and pay later. Amounts that you load or reload on a card are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount provided by applicable law (currently $250,000 per depositor). In order to ensure that you receive FDIC deposit insurance coverage on amounts that you load on your card, you must keep your contact information up to date with us. You acknowledge and agree that we maintain all amounts that are loaded on all cards issued by us in one aggregate account in our name as custodian for all holders of cards. That means that amounts you load on your card are commingled with amounts loaded on other cards by other customers. The card is our property, and we reserve the right to cancel, repossess, or revoke its use at any time without prior notice, subject to applicable law. If we are unable to verify your identity or confirm that you can lawfully enter into and form contracts under applicable law, we will return to you the amount loaded on your card and any fees you paid or, at our option, allow you to use a temporary card until the balance on the temporary card is $0. If you falsify, misrepresent, or fail to provide requested information, we may cancel your card. In addition, funds tied to potentially illicit or illegal activity may be subject to both internal and potential federal investigation, which may delay their immediate access.