Common use of Ability to Perform; Solvency Clause in Contracts

Ability to Perform; Solvency. WMC does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement. WMC is solvent and the sale of the Mortgage Loans will not cause WMC to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of WMC's creditors. SCHEDULE VII Morgan Stanley ABS Capital I Inc. Mortgage Pass Xxxxxxh Xxxxxxicates, Series 2006-HE5 Representations and Warranties of Decision One as to the Decision One Mortgage Loans ---------------------------------------------- With respect to the Mortgage Loans for which Decision One is specific as the Responsible Party on the Mortgage Loan Schedule, Decision One hereby makes the following representations and warranties set forth in this Schedule VII to the other parties to the Agreement to which this Schedule VII is attached as of the Closing Date. Capitalized terms used but not otherwise defined in the Agreement shall have the meanings ascribed thereto in the Decision One Purchase Agreement.

Ability to Perform; Solvency. WMC does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement. WMC is solvent and the sale of the Mortgage Loans will not cause WMC to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of WMC's creditors. SCHEDULE VII VIII Morgan Stanley ABS Capital I Inc. Mortgage Pass Xxxxxxh XxxxxxicatesThroxxx Xxrxxxxxxxes, Series 2006-HE5 HE2 Representations and Warranties of Decision One as to the Decision One Mortgage Loans ---------------------------------------------- With respect to the Mortgage Loans for which Decision One is specific as the Responsible Party on the Mortgage Loan Schedule, Decision One hereby makes the following representations and warranties set forth in this Schedule VII VIII to the other parties to the Agreement to which this Schedule VII VIII is attached as of the Closing Date. Capitalized terms used but not otherwise defined in the Agreement shall have the meanings ascribed thereto in the Decision One Purchase Agreement.

Ability to Perform; Solvency. WMC does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement. WMC is solvent and the sale of the Mortgage Loans will not cause WMC to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of WMC's creditors. SCHEDULE VII Morgan Stanley ABS Capital I Inc. Mortgage Pass Xxxxxxh Xxxxxxicates, Series 2006-HE5 HE3 Representations and Warranties of Decision One as to the Decision One Mortgage Loans ---------------------------------------------- With respect to the Mortgage Loans for which Decision One is specific as the Responsible Party on the Mortgage Loan Schedule, Decision One hereby makes the following representations and warranties set forth in this Schedule VII to the other parties to the Agreement to which this Schedule VII is attached as of the Closing Date. Capitalized terms used but not otherwise defined in the Agreement shall have the meanings ascribed thereto in the Decision One Purchase Agreement.

Ability to Perform; Solvency. WMC does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement. WMC is solvent and the sale of the Mortgage Loans will not cause WMC to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of WMC's creditors. SCHEDULE VII VI Morgan Stanley ABS Capital I Inc. Mortgage Pass Xxxxxxh XxxxxxicatesTxxxxxx Xxxxxxxcates, Series 2006-HE5 HE4 Representations and Warranties of Decision One as to the Decision One Mortgage Loans ---------------------------------------------- With respect to the Mortgage Loans for which Decision One is specific as the Responsible Party on the Mortgage Loan Schedule, Decision One hereby makes the following representations and warranties set forth in this Schedule VII VI to the other parties to the Agreement to which this Schedule VII VI is attached as of the Closing Date. Capitalized terms used but not otherwise defined in the Agreement shall have the meanings ascribed thereto in the Decision One Purchase Agreement.

Ability to Perform; Solvency. WMC does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement. WMC is solvent and the sale of the Mortgage Loans will not cause WMC to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of WMC's creditors. SCHEDULE VII VI Morgan Stanley ABS Capital I Inc. Mortgage Pass Xxxxxxh XxxxxxicatesPasx Xxxxuxx Xxxxificates, Series 2006-HE5 HE6 Representations and Warranties of Decision One as to the Decision One Mortgage Loans ---------------------------------------------- With respect to the Mortgage Loans for which Decision One is specific as the Responsible Party on the Mortgage Loan Schedule, Decision One hereby makes the following representations and warranties set forth in this Schedule VII VI to the other parties to the Agreement to which this Schedule VII VI is attached as of the Closing Date. Capitalized terms used but not otherwise defined in the Agreement shall have the meanings ascribed thereto in the Decision One Purchase Agreement.

Ability to Perform; Solvency. WMC does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement. WMC is solvent and the sale of the Mortgage Loans will not cause WMC to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of WMC's creditors. SCHEDULE VII VI Morgan Stanley ABS Capital I Inc. Mortgage Pass Xxxxxxh Xxxxxxicates, Series 2006-HE5 HE4 Representations and Warranties of Decision One as to the Decision One Mortgage Loans ---------------------------------------------- With respect to the Mortgage Loans for which Decision One is specific as the Responsible Party on the Mortgage Loan Schedule, Decision One hereby makes the following representations and warranties set forth in this Schedule VII VI to the other parties to the Agreement to which this Schedule VII VI is attached as of the Closing Date. Capitalized terms used but not otherwise defined in the Agreement shall have the meanings ascribed thereto in the Decision One Purchase Agreement.

Ability to Perform; Solvency. WMC does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement. WMC is solvent and the sale of the Mortgage Loans will not cause WMC to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of WMC's creditors. SCHEDULE VII VI Morgan Stanley ABS Capital I Inc. Mortgage Pass Xxxxxxh XxxxxxicatesTrust 2007-HE6 Xxxxxaxx Xxxx-Through Certificates, Series 20062007-HE5 HE6 Representations and Warranties of Decision One ---------------------------------------------- as to the Decision One Mortgage Loans ---------------------------------------------- ------------------------------------- With respect to the Mortgage Loans for which Decision One is specific as the Responsible Party on the Mortgage Loan Schedule, Decision One hereby makes the following representations and warranties set forth in this Schedule VII VI to the other parties to the Agreement to which this Schedule VII VI is attached as of the Closing Date. Capitalized terms used but not otherwise defined in the Agreement shall have the meanings ascribed thereto in the Decision One Purchase Agreement.

Ability to Perform; Solvency. WMC does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement. WMC is solvent and the sale of the Mortgage Loans will not cause WMC to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of WMC's creditors. SCHEDULE VII VI Morgan Stanley ABS Capital I Inc. Mortgage Pass Xxxxxxh Xxxxxxicates, Series 2006-HE5 HE6 Representations and Warranties of Decision One as to the Decision One Mortgage Loans ---------------------------------------------- With respect to the Mortgage Loans for which Decision One is specific as the Responsible Party on the Mortgage Loan Schedule, Decision One hereby makes the following representations and warranties set forth in this Schedule VII VI to the other parties to the Agreement to which this Schedule VII VI is attached as of the Closing Date. Capitalized terms used but not otherwise defined in the Agreement shall have the meanings ascribed thereto in the Decision One Purchase Agreement.