0000949377-05-000168 Sample Contracts

THE PHOENIX COMPANIES, INC
Non-Qualified Stock Option Agreement • March 11th, 2005 • Phoenix Companies Inc/De • Life insurance
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THE PHOENIX COMPANIES, INC
Incentive Stock Option Agreement • March 11th, 2005 • Phoenix Companies Inc/De • Life insurance
175,000,000 7.15% Surplus Notes scheduled to mature on December 15, 2034
Fiscal Agency Agreement • March 11th, 2005 • Phoenix Companies Inc/De • Life insurance • New York

TABLE OF CONTENTS Page 1. The Securities.......................................................................................1 (a) General.....................................................................................1 (b) Forms of Securities.........................................................................1 (c) Book-Entry Provisions.......................................................................2 (d) Denominations...............................................................................3 2. Fiscal Agent; Other Agents...........................................................................3 3. Authentication.......................................................................................4 4. Payment and Cancellation.............................................................................5 (a) Payment.....................................................................................5 (b) Cancellation.............................................

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